PlasmaPlasma One
87
Side-by-side card comparison
Plasma One vs Tria: fees, rewards and account setup
Plasma One Card has the higher Overall Score by 20 points (87 vs 67). Plasma One Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Tria Card may still be the better personal fit.
Information checked Aug 27, 202633 official sources reviewed
01 · Make the first cut
Plasma One Card is the better all-round starting point
Plasma One Card has the higher Overall Score in this comparison. Tria Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallPlasma One87Tria67Higher score
CashbackPlasma One78Tria45Higher score
TravelPlasma One72Tria62Higher score
Funds controlPlasma One99Tria91Higher score
Lowest feesPlasma One80Tria51Higher score
TransfersPlasma One100Tria63Higher score
Choose Plasma One Card if cashback and travel matter most
Plasma One Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Lite starts with 2% XPL cashback
- Higher tiers add bigger caps and perks
- Earn is separate from card cashback
Choose Tria Card if its day-to-day setup suits you
Tria Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Self-custody wallet linked to card spend
- Physical, virtual and phone-wallet access
- Higher tiers raise caps and perks
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Plasma One87Tria67
Plasma One Card has the higher Overall Score by 20 points.
- Entry cost & FX
- Plasma One$0 plan · 0–1% FXTria$25/year plan · 0–3% FX
Plasma One Card has the lower starting plan cost ($0 vs $25/year).
- Purchase rewards
- Plasma One2% base · up to 10%Tria1.5% base · up to 6%
Plasma One Card has the higher published base cashback rate (2% vs 1.5%).
- Funds control
- Plasma OneSelf-controlled walletTriaSelf-controlled wallet
Plasma One Card and Tria Card use the same self-controlled wallet setup.
- Everyday access
- Plasma OneVirtual + Physical · Apple Pay, Google PayTriaVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Plasma One3 stablecoins · Stablecoin transfers; Plasma One usernames; Virtual account withdrawalsTria2 stablecoins · Stablecoin transfers
Plasma One Card lists more stablecoins and ways to send money out (6 vs 3).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 4 fiat
- Payout methods
- 3 crypto · 6 fiat
- Cashback
- 1.5%-6%
- Plan cost
- $25/year
- FX fee
- 0–3%
- ATM fee
- Up to $2 + 3%; inquiry/decline up to $2
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 5 crypto · 0 fiat
- Payout methods
- 5 crypto · 0 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsPlasma One CardOverall87Tria CardOverall67
Plasma One CardOverall87Tria CardOverall67Scores
6 fields- Overall Score
- Plasma One Card87Tria Card67
- Cashback score
- Plasma One Card78Tria Card45
- Travel score
- Plasma One Card72Tria Card62
- Funds control score
- Plasma One Card99Tria Card91
- Lowest fees score
- Plasma One Card80Tria Card51
- Transfers score
- Plasma One Card100Tria Card63
Strengths & trade-offs
2 fields- Strengths
- Plasma One CardLite starts with 2% XPL cashback, Higher tiers add bigger caps and perksTria CardSelf-custody wallet linked to card spend, Physical, virtual and phone-wallet access
- Trade-offs
- Plasma One CardPhysical access is limited; no ATM, Cashback is capped by tierTria CardEntry tier is paid, Funding and FX use separate fee layers
Costs
7 fields- Plan cost
- Plasma One Card$0Tria Card$25/year
- FX fee
- Plasma One Card0–1%Tria Card0–3%
- Top-up fee
- Plasma One Card0%Tria Card1%
- Card spending fee
- Plasma One CardNot disclosedTria CardNot disclosed
- ATM fee
- Plasma One CardNot availableTria CardUp to $2 + 3%; inquiry/decline up to $2
- Virtual card
- Plasma One CardUp to 3 free virtual cards by tierTria Card$25/year Virtual membership; issued after payment and KYC
- Physical card
- Plasma One CardFirst physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.Tria CardSignature $109/year PVC card + virtual; Premium $250/year metal card + virtual; shipping is country/batch gated
Plans
2 fields- Available plans
- Plasma One Card3 plans: Lite, Core, PlatinumTria Card3 plans: Virtual, Signature, Premium
- Top cashback plan
- Plasma One CardPlatinum: 4%Tria CardPremium: 6%
Everyday use
8 fields- Network
- Plasma One CardVisaTria CardVisa
- Card formats
- Plasma One CardVirtual, PhysicalTria CardVirtual, Physical
- ATM withdrawals
- Plasma One CardNot availableTria CardAvailable
- Mobile wallets
- Plasma One CardApple Pay, Google PayTria CardApple Pay, Google Pay
- Apps
- Plasma One CardiOS, AndroidTria CardiOS, Android, Web
- Daily spending limit
- Plasma One CardShown in appTria CardDynamic / collateral-based; marketing claims up to $1,000,000/day
- Monthly spending limit
- Plasma One CardShown in appTria CardDynamic / collateral-based; marketing claims up to $1,000,000/day
- ATM limit
- Plasma One CardNot available, including for physical cardsTria Card$750/withdrawal; 3 withdrawals/24h
Funding & transfers
5 fields- Networks
- Plasma One CardPlasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5Tria CardEthereum, Polygon, Base, Arbitrum, Optimism, BSC +2
- Crypto deposits
- Plasma One CardStablecoins: USDT, USDC, USDGTria CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL
- Fiat deposits
- Plasma One CardUSD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual accountTria CardNot disclosed
- Transfers
- Plasma One CardStablecoin transfers; Plasma One usernames; Virtual account withdrawalsTria CardStablecoin transfers
- Payout currencies
- Plasma One CardUSD, EUR, GBP, MXN, BRL, COPTria CardNot disclosed
Rewards
3 fields- Base cashback
- Plasma One Card2%Tria Card1.5%
- Max cashback
- Plasma One Card10%Tria Card6%
- Reward currency
- Plasma One CardUSD cashback paid in XPLTria CardUSDC and/or USDT stablecoins cashback
Earn
5 fields- Advertised APY
- Plasma One CardUp to 5% APYTria CardUp to 15% APY
- How it works
- Plasma One CardOptional earn vaultTria CardOptional earn vault
- Separate deposit
- Plasma One CardYesTria CardNot disclosed
- Use balance for spending
- Plasma One CardNoTria CardNot disclosed
- Lock-up
- Plasma One CardNoTria CardNo
Trust & availability
7 fields- Custody
- Plasma One CardSelf-custodyTria CardSelf-custody
- Control until payment
- Plasma One CardYou keep controlTria CardYou keep control
- Card issuer
- Plasma One CardRain, Third NationalTria CardNimbus, LLC, Third National
- Card processing
- Plasma One Card0xTria CardNot disclosed
- Custody / key management
- Plasma One CardPrivy, VedaTria CardNot disclosed
- Deposits & withdrawals
- Plasma One CardBridge, Bridge Ventures LLCTria CardNot disclosed
- Programme operator
- Plasma One CardPlasmaTria CardThreely Dimensions Inc.
Sources
2 fields- Official sources
- Plasma One Card12Tria Card21
- Last reviewed
- Plasma One CardAug 27, 2026Tria CardAug 25, 2026
04 · The takeaway
Plasma One Card is the stronger all-round choice
Plasma One Card finishes ahead with an Overall Score of 87 versus 67 for Tria Card. Plasma One Card has the lower starting plan cost ($0 vs $25/year). Plasma One Card has the higher published base cashback rate (2% vs 1.5%).
Tria Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Plasma One Card and Tria Card use the same self-controlled wallet setup.
Plasma One Card lists more stablecoins and ways to send money out (6 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Plasma One Card and Tria Card reviews first.
Continue with
Plasma One Card
Continue with
Tria Card
05 · Common questions
Plasma One vs Tria FAQ
Is Plasma One or Tria better overall?
Plasma One Card has the higher Overall Score (87 vs 67). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Plasma One or Tria?
Plasma One Card has the lower starting plan cost ($0 vs $25/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Plasma One or Tria?
Plasma One Card has the higher published base cashback rate (2% vs 1.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Plasma One and Tria differ on custody?
Plasma One Card and Tria Card use the same self-controlled wallet setup.
How current is this Plasma One vs Tria comparison?
The latest information check for these two cards was August 27, 2026, using 33 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.