Rebind SASRebind
69
Side-by-side card comparison
Rebind vs ARQ
Rebind Card has the higher Overall Score by 5 points (69 vs 64). Rebind Card looks stronger for Funds control and Lowest fees, while ARQ Card comes out ahead for Cashback, Travel, and Transfers.
Latest check Oct 11, 202671 official sources reviewed
Rebind Card
Best fit
- EU users who want EURe spending through a separate card Safe.
- Foreign purchases at Visa rates without an added Gnosis FX markup.
- Paying with Apple Pay or Google Pay without a virtual-card issuance fee.
Before you choose
- Move EURe to the card wallet before spending; savings are separate.
- Cashback enrollment and rates are unconfirmed; do not count on rewards.
- Native issuance is virtual-only; ATM access for new cards is unconfirmed.
ARQ Card
Best fit
- USDc spending for eligible residents of Mexico, Colombia, Argentina or Brazil.
- Sending funds to other ARQ users without a provider P2P transfer fee.
- Trying Standard with a free virtual card and no annual membership fee.
Before you choose
- Standard earns no cashback; Premium and Prestige require paid subscriptions.
- Premium's 1% and Prestige's 2% drop to 0.5% after 500 USDc each month.
- Standard charges 3 USDc for USD/crypto receipts; the FX spread is unpublished.
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsRebind CardOverall69ARQ CardOverall64
Rebind CardOverall69ARQ CardOverall64Scores
- Overall Score
- Rebind Card69ARQ Card64
- Cashback score
- Rebind Card32ARQ Card40
- Travel score
- Rebind Card53ARQ Card62
- Funds control score
- Rebind Card88ARQ Card52
- Lowest fees score
- Rebind Card67ARQ Card52
- Transfers score
- Rebind Card41ARQ Card75
Costs
- Plan cost
- Rebind CardNot disclosedARQ Card$0
- FX fee
- Rebind CardNo added Gnosis FX fee; Visa rate appliesARQ CardProvider spread unknown; Argentina/Brazil variant charges may apply
- Top-up fee
- Rebind Card0%ARQ CardStandard receive: 3 USDc for USD/crypto and 3 EURc for EUR
- Card spending fee
- Rebind Card0%ARQ Card0%
- ATM fee
- Rebind CardNot disclosedARQ Card1–3%
- Virtual card
- Rebind CardFreeARQ CardFree
- Physical card
- Rebind CardNot offered through native Rebind issuance yetARQ CardMexico: Standard shipping $4.99; first physical card free with Main Balance above $100 or Premium. Other countries must confirm local terms.
Plans
- Available plans
- Rebind CardNot disclosedARQ Card3 plans: Standard, Premium, Prestige
- Top cashback plan
- Rebind CardNot disclosedARQ CardPrestige: 2%
Everyday use
- Network
- Rebind CardVisaARQ CardMastercard
- Card formats
- Rebind CardVirtualARQ CardVirtual, Physical
- ATM withdrawals
- Rebind CardNot disclosedARQ CardAvailable
- Mobile wallets
- Rebind CardApple Pay, Google PayARQ CardApple Pay, Google Pay
- Apps
- Rebind CardiOS, AndroidARQ CardiOS, Android
- Daily spending limit
- Rebind Card8,000 EURe over rolling 24 hours; 5,000 EURe per purchaseARQ CardNot disclosed
- Monthly spending limit
- Rebind CardMonthly spending limit unclearARQ CardNot disclosed
- ATM limit
- Rebind Card250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclearARQ CardNot disclosed
Funding & transfers
- Networks
- Rebind CardGnosisARQ CardEthereum, Polygon, Tron
- Crypto deposits
- Rebind CardStablecoins: EUReARQ CardStablecoins: USDC, USDT
- Fiat deposits
- Rebind CardNot disclosedARQ CardUSD receive, EUR receive
- Transfers
- Rebind CardNot disclosedARQ CardARQ P2P; USD ACH payout
- Payout currencies
- Rebind CardNot disclosedARQ CardUSD
Rewards
- Base cashback
- Rebind CardNot disclosedARQ Card0%
- Max cashback
- Rebind CardNot disclosedARQ Card2%
- Reward currency
- Rebind CardNot disclosedARQ CardUSDc cashback
Earn
- Advertised APY
- Rebind CardUp to 8% APYARQ CardUp to 4.5% APY
- How it works
- Rebind CardOptional earn vaultARQ CardEarn on spending balance, Optional earn vault
- Separate deposit
- Rebind CardYesARQ CardYes
- Use balance for spending
- Rebind CardNoARQ CardNo
- Lock-up
- Rebind CardNoARQ CardNo
Trust & availability
- Custody
- Rebind CardNon-custodialARQ CardCustodial
- Control until payment
- Rebind CardYou keep controlARQ CardProvider controls funds
- Card issuer
- Rebind CardUAB MonavateARQ CardNot disclosed
- Card processing
- Rebind CardGnosis PayARQ CardNot disclosed
- Deposits & withdrawals
- Rebind CardMoneriumARQ CardNot disclosed
Sources
- Official sources
- Rebind Card35ARQ Card36
- Last reviewed
- Rebind CardSep 5, 2026ARQ CardOct 11, 2026
Choosing between these cards
When to choose Rebind or ARQ
Keeping control of your funds
Rebind suits spending while retaining control of your funds until payment. With ARQ, control passes to the provider before the purchase.
Paying with a physical card
ARQ offers a physical card, while Rebind does not. For purchases that require the card itself rather than a phone wallet, consider ARQ and check its order and delivery terms.
Using the crypto you already hold
Rebind's reviewed deposit assets include EURe; ARQ's include USDC, USDT. If you already hold one of these assets, compare its deposit network and conversion route before moving funds.
Common questions
Rebind vs ARQ FAQ
Is Rebind or ARQ better overall?
Rebind Card has the higher Overall Score (69 vs 64). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Rebind or ARQ?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Rebind or ARQ?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Rebind and ARQ differ on custody?
Rebind Card uses a non-custodial account setup, while ARQ Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Rebind vs ARQ comparison?
The latest information check for these two cards was October 11, 2026, using 71 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.