Rebind SASRebind
69
Side-by-side card comparison
Rebind vs ARQ: where the score gap comes from
Rebind Card has the higher Overall Score by 5 points (69 vs 64). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.
Information checked Sep 5, 202671 official sources reviewed
01 · Where the gap opens
Rebind Card is the better all-round starting point
Rebind Card has the higher Overall Score in this comparison. ARQ Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallRebind69ARQ64Higher score
CashbackRebind32ARQ40Compare the details below
TravelRebind53ARQ62Compare the details below
Funds controlRebind88ARQ52Compare the details below
Lowest feesRebind67ARQ52Compare the details below
TransfersRebind41ARQ75Compare the details below
Choose Rebind Card if its day-to-day setup suits you
Rebind Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- No added FX markup
- Free virtual Visa
- A separate self-custodial balance
Choose ARQ Card if its day-to-day setup suits you
ARQ Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Clear four-country residence coverage
- Virtual, physical and phone-wallet access
- Paid tiers add cashback and earnings
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Rebind69ARQ64
Rebind Card has the higher Overall Score by 5 points.
- Entry cost & FX
- RebindNot verified plan · No added Gnosis FX fee; Visa rate applies FXARQ$0 plan · Provider spread unknown; Argentina/Brazil variant charges may apply FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- RebindNot disclosedARQ0% base · up to 2%
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- RebindNon-custodial accountARQCustodial balance
Rebind Card uses a non-custodial account setup, while ARQ Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- RebindVirtual · Apple Pay, Google PayARQVirtual + Physical · Apple Pay, Google Pay
ARQ Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Rebind1 stablecoin · Not modeledARQ4 stablecoins · ARQ P2P; USD ACH payout
ARQ Card lists more stablecoins and ways to send money out (6 vs 1).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- No added Gnosis FX fee; Visa rate applies
- ATM fee
- Not disclosed
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
64
- Cashback
- 0%-2%
- Plan cost
- $0
- FX fee
- Provider spread unknown; Argentina/Brazil variant charges may apply
- ATM fee
- 1–3%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 1 fiat
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsRebind CardOverall69ARQ CardOverall64
Rebind CardOverall69ARQ CardOverall64Scores
6 fields- Overall Score
- Rebind Card69ARQ Card64
- Cashback score
- Rebind Card32ARQ Card40
- Travel score
- Rebind Card53ARQ Card62
- Funds control score
- Rebind Card88ARQ Card52
- Lowest fees score
- Rebind Card67ARQ Card52
- Transfers score
- Rebind Card41ARQ Card75
Strengths & trade-offs
2 fields- Strengths
- Rebind CardNo added FX markup, Free virtual VisaARQ CardClear four-country residence coverage, Virtual, physical and phone-wallet access
- Trade-offs
- Rebind CardCashback eligibility needs confirmation, EU access restrictionsARQ CardProvider FX spread remains unclear, Headline cashback requires membership
Costs
7 fields- Plan cost
- Rebind CardNot disclosedARQ Card$0
- FX fee
- Rebind CardNo added Gnosis FX fee; Visa rate appliesARQ CardProvider spread unknown; Argentina/Brazil variant charges may apply
- Top-up fee
- Rebind Card0%ARQ CardStandard receive: 3 USDc for USD/crypto and 3 EURc for EUR
- Card spending fee
- Rebind Card0%ARQ Card0%
- ATM fee
- Rebind CardNot disclosedARQ Card1–3%
- Virtual card
- Rebind CardFreeARQ CardFree
- Physical card
- Rebind CardNot offered through native Rebind issuance yetARQ Card$4.99 Standard; $0 Premium
Plans
2 fields- Available plans
- Rebind CardNot disclosedARQ Card3 plans: Standard, Premium, Prestige
- Top cashback plan
- Rebind CardNot disclosedARQ CardPrestige: 2%
Everyday use
8 fields- Network
- Rebind CardVisaARQ CardMastercard
- Card formats
- Rebind CardVirtualARQ CardVirtual, Physical
- ATM withdrawals
- Rebind CardNot disclosedARQ CardAvailable
- Mobile wallets
- Rebind CardApple Pay, Google PayARQ CardApple Pay, Google Pay
- Apps
- Rebind CardiOS, AndroidARQ CardiOS, Android
- Daily spending limit
- Rebind Card8,000 EURe over rolling 24 hours; 5,000 EURe per purchaseARQ CardNot disclosed
- Monthly spending limit
- Rebind CardMonthly spending limit unclearARQ CardNot disclosed
- ATM limit
- Rebind Card250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclearARQ CardNot disclosed
Funding & transfers
5 fields- Networks
- Rebind CardGnosisARQ CardEthereum, Polygon, Tron
- Crypto deposits
- Rebind CardStablecoins: EUReARQ CardStablecoins: USDC, USDT
- Fiat deposits
- Rebind CardNot disclosedARQ CardUSD receive, EUR receive
- Transfers
- Rebind CardNot disclosedARQ CardARQ P2P; USD ACH payout
- Payout currencies
- Rebind CardNot disclosedARQ CardUSD
Rewards
3 fields- Base cashback
- Rebind CardNot disclosedARQ Card0%
- Max cashback
- Rebind CardNot disclosedARQ Card2%
- Reward currency
- Rebind CardNot disclosedARQ CardUSDc cashback
Earn
5 fields- Advertised APY
- Rebind CardUp to 8% APYARQ CardUp to 4.5% APY
- How it works
- Rebind CardOptional earn vaultARQ CardEarn on spending balance, Optional earn vault
- Separate deposit
- Rebind CardYesARQ CardYes
- Use balance for spending
- Rebind CardNoARQ CardNo
- Lock-up
- Rebind CardNoARQ CardNo
Trust & availability
5 fields- Custody
- Rebind CardNon-custodialARQ CardCustodial
- Control until payment
- Rebind CardYou keep controlARQ CardProvider controls funds
- Card issuer
- Rebind CardUAB MonavateARQ CardNot disclosed
- Card processing
- Rebind CardGnosis PayARQ CardNot disclosed
- Deposits & withdrawals
- Rebind CardMoneriumARQ CardNot disclosed
Sources
2 fields- Official sources
- Rebind Card35ARQ Card36
- Last reviewed
- Rebind CardSep 5, 2026ARQ CardAug 5, 2026
04 · The verdict
Rebind Card is the stronger all-round choice
Rebind Card finishes ahead with an Overall Score of 69 versus 64 for ARQ Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
ARQ Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Rebind Card uses a non-custodial account setup, while ARQ Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
ARQ Card lists more stablecoins and ways to send money out (6 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Rebind Card and ARQ Card reviews first.
Continue with
Rebind Card
Continue with
ARQ Card
05 · Common questions
Rebind vs ARQ FAQ
Is Rebind or ARQ better overall?
Rebind Card has the higher Overall Score (69 vs 64). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Rebind or ARQ?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Rebind or ARQ?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Rebind and ARQ differ on custody?
Rebind Card uses a non-custodial account setup, while ARQ Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Rebind vs ARQ comparison?
The latest information check for these two cards was September 5, 2026, using 71 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.