Side-by-side card comparison

Rebind vs Brighty: where the score gap comes from

Brighty Card has the higher Overall Score by 1 point (70 vs 69). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.

Information checked Sep 5, 202660 official sources reviewed

01 · Where the gap opens

Brighty Card is the better all-round starting point

Brighty Card has the higher Overall Score in this comparison. Rebind Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallRebind69Brighty70Higher score
CashbackRebind32Brighty48Compare the details below
TravelRebind53Brighty80Compare the details below
Funds controlRebind88Brighty65Compare the details below
Lowest feesRebind67Brighty67Compare the details below
TransfersRebind41Brighty93Compare the details below

Choose Rebind Card if its day-to-day setup suits you

Rebind Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.

  • No added FX markup
  • Free virtual Visa
  • A separate self-custodial balance

Choose Brighty Card if its day-to-day setup suits you

Brighty Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.

  • Free entry plan
  • USDC cashback
  • Multiple account rails

What separates the two cards

The higher score is only the start. The rows below show which product differences create it.

Overall Score
Rebind69
Brighty70

Brighty Card has the higher Overall Score by 1 points.

Entry cost & FX
RebindNot verified plan · No added Gnosis FX fee; Visa rate applies FX
Brighty$0 plan · Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources FX

Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources).

Purchase rewards
RebindNot disclosed
Brighty0.5% base · up to 1.75%

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Funds control
RebindNon-custodial account
BrightyCustodial balance

Rebind Card uses a non-custodial account setup, while Brighty Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
RebindVirtual · Apple Pay, Google Pay
BrightyVirtual + Physical · Apple Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Rebind1 stablecoin · Not modeled
Brighty2 stablecoins · Stablecoin transfers; SEPA / Faster Payments payout, SWIFT payout

Brighty Card lists more stablecoins and ways to send money out (5 vs 1).

02 · Read the shortlist

Why one card starts ahead

These quick facts cover the costs, rewards and everyday features behind the early lead.

2 cards compared
Cashback
Not disclosed
Plan cost
Not disclosed
FX fee
No added Gnosis FX fee; Visa rate applies
ATM fee
Not disclosed
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat
Cashback
0.5%-1.8%
Plan cost
$0
FX fee
Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
ATM fee
Not disclosed
Card formats
Virtual, Physical
Wallet payments
Apple Pay
Receive methods
4 crypto · 2 fiat
Payout methods
16 crypto · 4 fiat

03 · Compare the details

Test the lead, row by row

A better number is marked only when both providers publish values that can be compared fairly.

Best known Not disclosed
Cards
Rebind CardOverall69
Brighty CardOverall70
01

Scores

6 fields
Overall Score
Rebind Card
69
Brighty Card
70
Cashback score
Rebind Card
32
Brighty Card
48
Travel score
Rebind Card
53
Brighty Card
80
Funds control score
Rebind Card
88
Brighty Card
65
Lowest fees score
Rebind Card
67
Brighty Card
67
Transfers score
Rebind Card
41
Brighty Card
93
02

Strengths & trade-offs

2 fields
Strengths
Rebind Card
No added FX markup, Free virtual Visa
Brighty Card
Free entry plan, USDC cashback
Trade-offs
Rebind Card
Cashback eligibility needs confirmation, EU access restrictions
Brighty Card
Network-specific FX gap, Physical terms vary
03

Costs

7 fields
Plan cost
Rebind Card
Not disclosed
Brighty Card
$0
FX fee
Rebind Card
No added Gnosis FX fee; Visa rate applies
Brighty Card
Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
Top-up fee
Rebind Card
0%
Brighty Card
0%
Card spending fee
Rebind Card
0%
Brighty Card
Not disclosed
ATM fee
Rebind Card
Not disclosed
Brighty Card
Not disclosed
Virtual card
Rebind Card
Free
Brighty Card
Visa and Mastercard: published issue price €2.99; included-card interaction unresolved
Physical card
Rebind Card
Not offered through native Rebind issuance yet
Brighty Card
Visa: One unavailable; Plus includes one and Pro includes two, with €0 issue price
04

Plans

2 fields
Available plans
Rebind Card
Not disclosed
Brighty Card
3 plans: One, Plus, Pro
Top cashback plan
Rebind Card
Not disclosed
Brighty Card
One: 0.5%
05

Everyday use

8 fields
Network
Rebind Card
Visa
Brighty Card
Visa/Mastercard
Card formats
Rebind Card
Virtual
Brighty Card
Virtual, Physical
ATM withdrawals
Rebind Card
Not disclosed
Brighty Card
Available
Mobile wallets
Rebind Card
Apple Pay, Google Pay
Brighty Card
Apple Pay
Apps
Rebind Card
iOS, Android
Brighty Card
iOS, Android
Daily spending limit
Rebind Card
8,000 EURe over rolling 24 hours; 5,000 EURe per purchase
Brighty Card
Published period is ambiguous: Visa virtual €15k / €15k / €50k; Mastercard virtual €15k / €25k / €50k for One / Plus / Pro
Monthly spending limit
Rebind Card
Monthly spending limit unclear
Brighty Card
Published period is ambiguous: physical Visa €15k on Plus and €50k on Pro
ATM limit
Rebind Card
250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclear
Brighty Card
ATM withdrawal limits are not published; only physical Visa fees are known
06

Funding & transfers

5 fields
Networks
Rebind Card
Gnosis
Brighty Card
Ethereum, Tron, Bitcoin SegWit, Bitcoin Legacy, Cardano, Tezos +6
Crypto deposits
Rebind Card
Stablecoins: EURe
Brighty Card
Stablecoins: USDC, EURC; Other crypto: BTC, ETH
Fiat deposits
Rebind Card
Not disclosed
Brighty Card
SEPA / Faster Payments, SWIFT
Transfers
Rebind Card
Not disclosed
Brighty Card
Stablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
Payout currencies
Rebind Card
Not disclosed
Brighty Card
EUR, GBP, USD, AED
07

Rewards

3 fields
Base cashback
Rebind Card
Not disclosed
Brighty Card
0.5%
Max cashback
Rebind Card
Not disclosed
Brighty Card
1.8%
Reward currency
Rebind Card
Not disclosed
Brighty Card
USDC
08

Earn

5 fields
Advertised APY
Rebind Card
Up to 8% APY
Brighty Card
Not disclosed
How it works
Rebind Card
Optional earn vault
Brighty Card
Earn on spending balance
Separate deposit
Rebind Card
Yes
Brighty Card
No
Use balance for spending
Rebind Card
No
Brighty Card
Yes
Lock-up
Rebind Card
No
Brighty Card
No
09

Trust & availability

7 fields
Custody
Rebind Card
Non-custodial
Brighty Card
Custodial
Control until payment
Rebind Card
You keep control
Brighty Card
Provider controls funds
Card issuer
Rebind Card
UAB Monavate
Brighty Card
Wallester AS
Card processing
Rebind Card
Gnosis Pay
Brighty Card
Not disclosed
Custody / key management
Rebind Card
Not disclosed
Brighty Card
Fireblocks
Deposits & withdrawals
Rebind Card
Monerium
Brighty Card
Not disclosed
Identity verification
Rebind Card
Not disclosed
Brighty Card
Sumsub
10

Sources

2 fields
Official sources
Rebind Card
35
Brighty Card
25
Last reviewed
Rebind Card
Sep 5, 2026
Brighty Card
Aug 16, 2026

04 · The verdict

Brighty Card is the stronger all-round choice

Brighty Card finishes ahead with an Overall Score of 70 versus 69 for Rebind Card. Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Rebind Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Rebind Card uses a non-custodial account setup, while Brighty Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Brighty Card lists more stablecoins and ways to send money out (5 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Rebind Card and Brighty Card reviews first.

05 · Common questions

Rebind vs Brighty FAQ

Is Rebind or Brighty better overall?

Brighty Card has the higher Overall Score (70 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Rebind or Brighty?

Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Rebind or Brighty?

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Rebind and Brighty differ on custody?

Rebind Card uses a non-custodial account setup, while Brighty Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Rebind vs Brighty comparison?

The latest information check for these two cards was September 5, 2026, using 60 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Test the winner

Put the leading card against another close alternative, or choose a new pair yourself.

Open the comparison workspace