Rebind SASRebind
69
Side-by-side card comparison
Rebind vs Brighty
Brighty Card has the higher Overall Score by 1 point (70 vs 69). Rebind Card looks stronger for Funds control, while Brighty Card comes out ahead for Cashback, Travel, and Transfers.
Latest check Oct 6, 202660 official sources reviewed
Rebind Card
Best fit
- EU users who want EURe spending through a separate card Safe.
- Foreign purchases at Visa rates without an added Gnosis FX markup.
- Paying with Apple Pay or Google Pay without a virtual-card issuance fee.
Before you choose
- Move EURe to the card wallet before spending; savings are separate.
- Cashback enrollment and rates are unconfirmed; do not count on rewards.
- Native issuance is virtual-only; ATM access for new cards is unconfirmed.
Brighty Card
Best fit
- Combining crypto account funding with SEPA and Faster Payments transfers.
- Trying the free One plan with 0.5% USDC cashback, capped at 20 USDC/month.
- Regular conversion within Plus's €2,000 or Pro's €5,000 monthly allowance.
Before you choose
- Incoming SEPA costs at least €10; SWIFT deposits cost at least €50.
- Physical Visa access needs a paid plan; Plus is €9/month and Pro €18/month.
- One charges 0.6% conversion, and Visa foreign transactions can add up to 2%.
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsRebind CardOverall69Brighty CardOverall70
Rebind CardOverall69Brighty CardOverall70Scores
- Overall Score
- Rebind Card69Brighty Card70
- Cashback score
- Rebind Card32Brighty Card48
- Travel score
- Rebind Card53Brighty Card80
- Funds control score
- Rebind Card88Brighty Card65
- Lowest fees score
- Rebind Card67Brighty Card67
- Transfers score
- Rebind Card41Brighty Card93
Costs
- Plan cost
- Rebind CardNot disclosedBrighty Card$0
- FX fee
- Rebind CardNo added Gnosis FX fee; Visa rate appliesBrighty CardVisa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
- Top-up fee
- Rebind Card0%Brighty Card0.3–0.7%
- Card spending fee
- Rebind Card0%Brighty CardNot disclosed
- ATM fee
- Rebind CardNot disclosedBrighty CardNot disclosed
- Virtual card
- Rebind CardFreeBrighty CardVisa and Mastercard: published issue price €2.99; included-card interaction unresolved
- Physical card
- Rebind CardNot offered through native Rebind issuance yetBrighty CardVisa: One unavailable; Plus includes one and Pro includes two, with €0 issue price
Plans
- Available plans
- Rebind CardNot disclosedBrighty Card3 plans: One, Plus, Pro
- Top cashback plan
- Rebind CardNot disclosedBrighty CardOne: 0.5%
Everyday use
- Network
- Rebind CardVisaBrighty CardVisa/Mastercard
- Card formats
- Rebind CardVirtualBrighty CardVirtual, Physical
- ATM withdrawals
- Rebind CardNot disclosedBrighty CardAvailable
- Mobile wallets
- Rebind CardApple Pay, Google PayBrighty CardApple Pay
- Apps
- Rebind CardiOS, AndroidBrighty CardiOS, Android
- Daily spending limit
- Rebind Card8,000 EURe over rolling 24 hours; 5,000 EURe per purchaseBrighty CardPublished period is ambiguous: virtual Visa €15k on One/Plus/Pro; virtual Mastercard €50k / €75k / €100k on One / Plus / Pro
- Monthly spending limit
- Rebind CardMonthly spending limit unclearBrighty CardPublished period is ambiguous: physical Visa €15k on both Plus and Pro
- ATM limit
- Rebind Card250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclearBrighty CardATM withdrawal limits are not published; only physical Visa fees are known
Funding & transfers
- Networks
- Rebind CardGnosisBrighty CardEthereum, Tron, Bitcoin SegWit, Bitcoin Legacy, Cardano, Tezos +6
- Crypto deposits
- Rebind CardStablecoins: EUReBrighty CardStablecoins: USDC, EURC; Other crypto: BTC, ETH
- Fiat deposits
- Rebind CardNot disclosedBrighty CardSEPA / Faster Payments, SWIFT
- Transfers
- Rebind CardNot disclosedBrighty CardStablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
- Payout currencies
- Rebind CardNot disclosedBrighty CardEUR, GBP, USD, AED
Rewards
- Base cashback
- Rebind CardNot disclosedBrighty Card0.5%
- Max cashback
- Rebind CardNot disclosedBrighty Card1.8%
- Reward currency
- Rebind CardNot disclosedBrighty CardUSDC
Earn
- Advertised APY
- Rebind CardUp to 8% APYBrighty CardNot disclosed
- How it works
- Rebind CardOptional earn vaultBrighty CardEarn on spending balance
- Separate deposit
- Rebind CardYesBrighty CardNo
- Use balance for spending
- Rebind CardNoBrighty CardYes
- Lock-up
- Rebind CardNoBrighty CardNo
Trust & availability
- Custody
- Rebind CardNon-custodialBrighty CardCustodial
- Control until payment
- Rebind CardYou keep controlBrighty CardProvider controls funds
- Card issuer
- Rebind CardUAB MonavateBrighty CardWallester AS
- Card processing
- Rebind CardGnosis PayBrighty CardNot disclosed
- Custody / key management
- Rebind CardNot disclosedBrighty CardFireblocks
- Deposits & withdrawals
- Rebind CardMoneriumBrighty CardNot disclosed
- Identity verification
- Rebind CardNot disclosedBrighty CardSumsub
- Programme operator
- Rebind CardNot disclosedBrighty CardBTY Digital AG
Sources
- Official sources
- Rebind Card35Brighty Card25
- Last reviewed
- Rebind CardSep 5, 2026Brighty CardOct 6, 2026
Choosing between these cards
When to choose Rebind or Brighty
Keeping control of your funds
Rebind suits spending while retaining control of your funds until payment. With Brighty, control passes to the provider before the purchase.
Spending in foreign currencies
For FX on foreign-currency purchases, Rebind lists No added Gnosis FX fee; Visa rate applies, versus Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources at Brighty. Use the tariff for your country and plan; conversion fees can add to these figures.
Paying with a physical card
Brighty offers a physical card, while Rebind does not. For purchases that require the card itself rather than a phone wallet, consider Brighty and check its order and delivery terms.
Common questions
Rebind vs Brighty FAQ
Is Rebind or Brighty better overall?
Brighty Card has the higher Overall Score (70 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Rebind or Brighty?
Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Rebind or Brighty?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Rebind and Brighty differ on custody?
Rebind Card uses a non-custodial account setup, while Brighty Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Rebind vs Brighty comparison?
The latest information check for these two cards was October 6, 2026, using 60 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.