Side-by-side card comparison

Rebind vs Coin98 Fusion: where the score gap comes from

Rebind Card has the higher Overall Score by 8 points (69 vs 61). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.

Information checked Sep 5, 202658 official sources reviewed

01 · Where the gap opens

Rebind Card is the better all-round starting point

Rebind Card has the higher Overall Score in this comparison. Coin98 Fusion Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallRebind69Coin98 Fusion61Higher score
CashbackRebind32Coin98 Fusion17Compare the details below
TravelRebind53Coin98 Fusion65Compare the details below
Funds controlRebind88Coin98 Fusion64Compare the details below
Lowest feesRebind67Coin98 Fusion73Compare the details below
TransfersRebind41Coin98 Fusion39Compare the details below

Choose Rebind Card if its day-to-day setup suits you

Rebind Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.

  • No added FX markup
  • Free virtual Visa
  • A separate self-custodial balance

Choose Coin98 Fusion Card if its day-to-day setup suits you

Coin98 Fusion Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.

  • Virtual Visa with both phone wallets
  • USDC and USDT top-ups on five networks
  • No monthly or annual card fee

What separates the two cards

The higher score is only the start. The rows below show which product differences create it.

Overall Score
Rebind69
Coin98 Fusion61

Rebind Card has the higher Overall Score by 8 points.

Entry cost & FX
RebindNot verified plan · No added Gnosis FX fee; Visa rate applies FX
Coin98 Fusion$0 plan · 1.7% foreign-currency conversion FX

Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 1.7% foreign-currency conversion).

Purchase rewards
RebindNot disclosed
Coin98 Fusion0% cashback

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Funds control
RebindNon-custodial account
Coin98 FusionHybrid custody

Rebind Card uses a non-custodial account setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
RebindVirtual · Apple Pay, Google Pay
Coin98 FusionVirtual · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Rebind1 stablecoin · Not modeled
Coin98 Fusion2 stablecoins · Not modeled

Coin98 Fusion Card lists more stablecoins and ways to send money out (2 vs 1).

02 · Read the shortlist

Why one card starts ahead

These quick facts cover the costs, rewards and everyday features behind the early lead.

2 cards compared
Cashback
Not disclosed
Plan cost
Not disclosed
FX fee
No added Gnosis FX fee; Visa rate applies
ATM fee
Not disclosed
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat
Cashback
0%
Plan cost
$0
FX fee
1.7% foreign-currency conversion
ATM fee
1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

Test the lead, row by row

A better number is marked only when both providers publish values that can be compared fairly.

Best known Not disclosed
Cards
Rebind CardOverall69
Coin98 Fusion CardOverall61
01

Scores

6 fields
Overall Score
Rebind Card
69
Coin98 Fusion Card
61
Cashback score
Rebind Card
32
Coin98 Fusion Card
17
Travel score
Rebind Card
53
Coin98 Fusion Card
65
Funds control score
Rebind Card
88
Coin98 Fusion Card
64
Lowest fees score
Rebind Card
67
Coin98 Fusion Card
73
Transfers score
Rebind Card
41
Coin98 Fusion Card
39
02

Strengths & trade-offs

2 fields
Strengths
Rebind Card
No added FX markup, Free virtual Visa
Coin98 Fusion Card
Virtual Visa with both phone wallets, USDC and USDT top-ups on five networks
Trade-offs
Rebind Card
Cashback eligibility needs confirmation, EU access restrictions
Coin98 Fusion Card
Evergreen rewards are not verified, Top-up, FX and ATM fees apply
03

Costs

7 fields
Plan cost
Rebind Card
Not disclosed
Coin98 Fusion Card
$0
FX fee
Rebind Card
No added Gnosis FX fee; Visa rate applies
Coin98 Fusion Card
1.7% foreign-currency conversion
Top-up fee
Rebind Card
0%
Coin98 Fusion Card
1%
Card spending fee
Rebind Card
0%
Coin98 Fusion Card
Not disclosed
ATM fee
Rebind Card
Not disclosed
Coin98 Fusion Card
1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
Virtual card
Rebind Card
Free
Coin98 Fusion Card
USD 9 issuance/activation fee
Physical card
Rebind Card
Not offered through native Rebind issuance yet
Coin98 Fusion Card
Not applicable while the physical card is under development
04

Plans

2 fields
Available plans
Rebind Card
Not disclosed
Coin98 Fusion Card
Not disclosed
Top cashback plan
Rebind Card
Not disclosed
Coin98 Fusion Card
Not disclosed
05

Everyday use

8 fields
Network
Rebind Card
Visa
Coin98 Fusion Card
Visa
Card formats
Rebind Card
Virtual
Coin98 Fusion Card
Virtual
ATM withdrawals
Rebind Card
Not disclosed
Coin98 Fusion Card
Available
Mobile wallets
Rebind Card
Apple Pay, Google Pay
Coin98 Fusion Card
Apple Pay, Google Pay
Apps
Rebind Card
iOS, Android
Coin98 Fusion Card
iOS, Android
Daily spending limit
Rebind Card
8,000 EURe over rolling 24 hours; 5,000 EURe per purchase
Coin98 Fusion Card
No daily card-spend limit published; SGD 200,000 rolling 12-month spending limit
Monthly spending limit
Rebind Card
Monthly spending limit unclear
Coin98 Fusion Card
No monthly card-spend limit published; SGD 200,000 rolling 12-month spending limit
ATM limit
Rebind Card
250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclear
Coin98 Fusion Card
SGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclear
06

Funding & transfers

5 fields
Networks
Rebind Card
Gnosis
Coin98 Fusion Card
Ethereum, Solana, Polygon, Base, Tron
Crypto deposits
Rebind Card
Stablecoins: EURe
Coin98 Fusion Card
Stablecoins: USDC, USDT
Fiat deposits
Rebind Card
Not disclosed
Coin98 Fusion Card
Not disclosed
Transfers
Rebind Card
Not disclosed
Coin98 Fusion Card
Not disclosed
Payout currencies
Rebind Card
Not disclosed
Coin98 Fusion Card
Not disclosed
07

Rewards

3 fields
Base cashback
Rebind Card
Not disclosed
Coin98 Fusion Card
0%
Max cashback
Rebind Card
Not disclosed
Coin98 Fusion Card
0%
Reward currency
Rebind Card
Not disclosed
Coin98 Fusion Card
Not applicable
08

Earn

5 fields
Advertised APY
Rebind Card
Up to 8% APY
Coin98 Fusion Card
Not offered
How it works
Rebind Card
Optional earn vault
Coin98 Fusion Card
Not offered
Separate deposit
Rebind Card
Yes
Coin98 Fusion Card
Not offered
Use balance for spending
Rebind Card
No
Coin98 Fusion Card
Not offered
Lock-up
Rebind Card
No
Coin98 Fusion Card
Not offered
09

Trust & availability

5 fields
Custody
Rebind Card
Non-custodial
Coin98 Fusion Card
Hybrid custody
Control until payment
Rebind Card
You keep control
Coin98 Fusion Card
Provider controls funds
Card issuer
Rebind Card
UAB Monavate
Coin98 Fusion Card
DCS Card Centre Pte. Ltd.
Card processing
Rebind Card
Gnosis Pay
Coin98 Fusion Card
Not disclosed
Deposits & withdrawals
Rebind Card
Monerium
Coin98 Fusion Card
Not disclosed
10

Sources

2 fields
Official sources
Rebind Card
35
Coin98 Fusion Card
23
Last reviewed
Rebind Card
Sep 5, 2026
Coin98 Fusion Card
Aug 5, 2026

04 · The verdict

Rebind Card is the stronger all-round choice

Rebind Card finishes ahead with an Overall Score of 69 versus 61 for Coin98 Fusion Card. Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 1.7% foreign-currency conversion). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Coin98 Fusion Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Rebind Card uses a non-custodial account setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Coin98 Fusion Card lists more stablecoins and ways to send money out (2 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Rebind Card and Coin98 Fusion Card reviews first.

05 · Common questions

Rebind vs Coin98 Fusion FAQ

Is Rebind or Coin98 Fusion better overall?

Rebind Card has the higher Overall Score (69 vs 61). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Rebind or Coin98 Fusion?

Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 1.7% foreign-currency conversion). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Rebind or Coin98 Fusion?

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Rebind and Coin98 Fusion differ on custody?

Rebind Card uses a non-custodial account setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Rebind vs Coin98 Fusion comparison?

The latest information check for these two cards was September 5, 2026, using 58 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Test the winner

Put the leading card against another close alternative, or choose a new pair yourself.

Open the comparison workspace