Rebind SASRebind
69
Side-by-side card comparison
Rebind vs Decaf
Rebind Card has the higher Overall Score by 5 points (69 vs 64). Rebind Card looks stronger for Cashback, Funds control, and Lowest fees, while Decaf Card comes out ahead for Travel and Transfers.
Latest check Oct 19, 202656 official sources reviewed
Rebind Card
Best fit
- EU users who want EURe spending through a separate card Safe.
- Foreign purchases at Visa rates without an added Gnosis FX markup.
- Paying with Apple Pay or Google Pay without a virtual-card issuance fee.
Before you choose
- Move EURe to the card wallet before spending; savings are separate.
- Cashback enrollment and rates are unconfirmed; do not count on rewards.
- Native issuance is virtual-only; ATM access for new cards is unconfirmed.
Decaf Card
Best fit
- Spending USDC received on Solana or Stellar through a separate card load.
- Using the virtual Visa for Apple Pay and Google Pay purchases.
- Receiving bank payments as USDC before allocating funds to the card.
Before you choose
- Virtual issuance costs $5; physical cards cost $10–$90 by region.
- US international fees are 1%; the non-USD international FX ceiling is 2%.
- Card collateral can be liquidated; US withdrawals require prior notice.
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsRebind CardOverall69Decaf CardOverall64
Rebind CardOverall69Decaf CardOverall64Scores
- Overall Score
- Rebind Card69Decaf Card64
- Cashback score
- Rebind Card32Decaf Card29
- Travel score
- Rebind Card53Decaf Card60
- Funds control score
- Rebind Card88Decaf Card63
- Lowest fees score
- Rebind Card67Decaf Card57
- Transfers score
- Rebind Card41Decaf Card70
Costs
- Plan cost
- Rebind CardNot disclosedDecaf Card$0
- FX fee
- Rebind CardNo added Gnosis FX fee; Visa rate appliesDecaf Card1–2%
- Top-up fee
- Rebind Card0%Decaf CardCard-load fee unknown; parent-account bank deposits have separate charges
- Card spending fee
- Rebind Card0%Decaf CardNot disclosed
- ATM fee
- Rebind CardNot disclosedDecaf Card0% Decaf markup
- Virtual card
- Rebind CardFreeDecaf Card$5
- Physical card
- Rebind CardNot offered through native Rebind issuance yetDecaf Card$90 international / $10 US
Plans
- Available plans
- Rebind CardNot disclosedDecaf CardNot disclosed
- Top cashback plan
- Rebind CardNot disclosedDecaf CardNot disclosed
Everyday use
- Network
- Rebind CardVisaDecaf CardVisa
- Card formats
- Rebind CardVirtualDecaf CardVirtual, Physical
- ATM withdrawals
- Rebind CardNot disclosedDecaf CardNot disclosed
- Mobile wallets
- Rebind CardApple Pay, Google PayDecaf CardApple Pay, Google Pay
- Apps
- Rebind CardiOS, AndroidDecaf CardiOS, Android, Web
- Daily spending limit
- Rebind Card8,000 EURe over rolling 24 hours; 5,000 EURe per purchaseDecaf CardNot disclosed
- Monthly spending limit
- Rebind CardMonthly spending limit unclearDecaf CardNot disclosed
- ATM limit
- Rebind Card250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclearDecaf Card$250 per withdrawal; up to 3 withdrawals daily
Funding & transfers
- Networks
- Rebind CardGnosisDecaf CardSolana, Stellar
- Crypto deposits
- Rebind CardStablecoins: EUReDecaf CardStablecoins: USDC
- Fiat deposits
- Rebind CardNot disclosedDecaf CardUSD, EUR and MXN account receipts
- Transfers
- Rebind CardNot disclosedDecaf CardParent-account bank withdrawals, MoneyGram cash pickup
- Payout currencies
- Rebind CardNot disclosedDecaf CardUSD, EUR, MXN, COP, BRL, ARS, VES
Rewards
- Base cashback
- Rebind CardNot disclosedDecaf CardNot disclosed
- Max cashback
- Rebind CardNot disclosedDecaf CardNot disclosed
- Reward currency
- Rebind CardNot disclosedDecaf CardNot disclosed
Earn
- Advertised APY
- Rebind CardUp to 8% APYDecaf CardNot disclosed
- How it works
- Rebind CardOptional earn vaultDecaf CardOptional earn vault
- Separate deposit
- Rebind CardYesDecaf CardYes
- Use balance for spending
- Rebind CardNoDecaf CardNot disclosed
- Lock-up
- Rebind CardNoDecaf CardNot disclosed
Trust & availability
- Custody
- Rebind CardNon-custodialDecaf CardNon-custodial
- Control until payment
- Rebind CardYou keep controlDecaf CardNot disclosed
- Card issuer
- Rebind CardUAB MonavateDecaf CardThird National, Inc.
- Card processing
- Rebind CardGnosis PayDecaf CardRain
- Deposits & withdrawals
- Rebind CardMoneriumDecaf CardMoneyGram
Sources
- Official sources
- Rebind Card35Decaf Card21
- Last reviewed
- Rebind CardSep 5, 2026Decaf CardOct 19, 2026
Choosing between these cards
When to choose Rebind or Decaf
Spending in foreign currencies
For FX on foreign-currency purchases, Rebind lists No added Gnosis FX fee; Visa rate applies, versus 1–2% at Decaf. Use the tariff for your country and plan; conversion fees can add to these figures.
Paying with a physical card
Decaf offers a physical card, while Rebind does not. For purchases that require the card itself rather than a phone wallet, consider Decaf and check its order and delivery terms.
Using the crypto you already hold
Rebind's reviewed deposit assets include EURe; Decaf's include USDC. If you already hold one of these assets, compare its deposit network and conversion route before moving funds.
Common questions
Rebind vs Decaf FAQ
Is Rebind or Decaf better overall?
Rebind Card has the higher Overall Score (69 vs 64). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Rebind or Decaf?
Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 1–2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Rebind or Decaf?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Rebind and Decaf differ on custody?
Rebind Card and Decaf Card use the same non-custodial account setup.
How current is this Rebind vs Decaf comparison?
The latest information check for these two cards was October 19, 2026, using 56 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.