Rebind SASRebind
69
Side-by-side card comparison
Rebind vs Ethena Pay
Ethena Pay Card has the higher Overall Score by 20 points (89 vs 69). Ethena Pay Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Rebind Card may still be the better personal fit.
Latest check Oct 17, 202648 official sources reviewed
Rebind Card
Best fit
- EU users who want EURe spending through a separate card Safe.
- Foreign purchases at Visa rates without an added Gnosis FX markup.
- Paying with Apple Pay or Google Pay without a virtual-card issuance fee.
Before you choose
- Move EURe to the card wallet before spending; savings are separate.
- Cashback enrollment and rates are unconfirmed; do not count on rewards.
- Native issuance is virtual-only; ATM access for new cards is unconfirmed.
Ethena Pay Card
Best fit
- USDe users combining card spending with eligible Daily Boost balances.
- Funding through USD, EUR or GBP bank transfers, or USDe, USDT and USDC.
- Standard's 4% cashback on the first $2,500 of qualifying monthly spend.
Before you choose
- Cashback is paid in AVAX, with Standard falling to 1% and then 0%.
- Daily Boost is variable and requires at least one qualifying purchase each month.
- The card uses linked collateral that can be liquidated after a shortfall.
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsRebind CardOverall69Ethena Pay CardOverall89
Rebind CardOverall69Ethena Pay CardOverall89Scores
- Overall Score
- Rebind Card69Ethena Pay Card89
- Cashback score
- Rebind Card32Ethena Pay Card89
- Travel score
- Rebind Card53Ethena Pay Card69
- Funds control score
- Rebind Card88Ethena Pay Card91
- Lowest fees score
- Rebind Card67Ethena Pay Card87
- Transfers score
- Rebind Card41Ethena Pay Card98
Costs
- Plan cost
- Rebind CardNot disclosedEthena Pay Card$0
- FX fee
- Rebind CardNo added Gnosis FX fee; Visa rate appliesEthena Pay Card0–1%
- Top-up fee
- Rebind Card0%Ethena Pay CardProvider collateral-funding fee unknown; external network gas is separate
- Card spending fee
- Rebind Card0%Ethena Pay Card0%
- ATM fee
- Rebind CardNot disclosedEthena Pay Card$1 + 0.65% where ATM access is available; separate operator surcharge may apply
- Virtual card
- Rebind CardFreeEthena Pay CardUSD 0
- Physical card
- Rebind CardNot offered through native Rebind issuance yetEthena Pay CardNot disclosed
Plans
- Available plans
- Rebind CardNot disclosedEthena Pay Card3 plans: Standard, Pro, VIP
- Top cashback plan
- Rebind CardNot disclosedEthena Pay CardVIP: 5%
Everyday use
- Network
- Rebind CardVisaEthena Pay CardVisa
- Card formats
- Rebind CardVirtualEthena Pay CardVirtual
- ATM withdrawals
- Rebind CardNot disclosedEthena Pay CardNot disclosed
- Mobile wallets
- Rebind CardApple Pay, Google PayEthena Pay CardApple Pay
- Apps
- Rebind CardiOS, AndroidEthena Pay CardiOS, Web
- Daily spending limit
- Rebind Card8,000 EURe over rolling 24 hours; 5,000 EURe per purchaseEthena Pay CardDynamic, based on collateral market value
- Monthly spending limit
- Rebind CardMonthly spending limit unclearEthena Pay CardDynamic, based on collateral market value
- ATM limit
- Rebind Card250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclearEthena Pay CardNot available
Funding & transfers
- Networks
- Rebind CardGnosisEthena Pay CardEthereum, Polygon, Optimism, Arbitrum
- Crypto deposits
- Rebind CardStablecoins: EUReEthena Pay CardStablecoins: USDe, USDT, USDC
- Fiat deposits
- Rebind CardNot disclosedEthena Pay CardBank transfer
- Transfers
- Rebind CardNot disclosedEthena Pay CardStablecoin transfers; Ethena Pay user transfer; Bank withdrawal, Bank transfer funding
- Payout currencies
- Rebind CardNot disclosedEthena Pay CardUSD, EUR, GBP
Rewards
- Base cashback
- Rebind CardNot disclosedEthena Pay Card4%
- Max cashback
- Rebind CardNot disclosedEthena Pay Card5%
- Reward currency
- Rebind CardNot disclosedEthena Pay CardAVAX
Earn
- Advertised APY
- Rebind CardUp to 8% APYEthena Pay CardUp to 6% APY
- How it works
- Rebind CardOptional earn vaultEthena Pay CardEarn on spending balance
- Separate deposit
- Rebind CardYesEthena Pay CardNo
- Use balance for spending
- Rebind CardNoEthena Pay CardYes
- Lock-up
- Rebind CardNoEthena Pay CardNo
Trust & availability
- Custody
- Rebind CardNon-custodialEthena Pay CardHybrid custody
- Control until payment
- Rebind CardYou keep controlEthena Pay CardYou keep control
- Card issuer
- Rebind CardUAB MonavateEthena Pay CardThird National
- Card processing
- Rebind CardGnosis PayEthena Pay CardSignify Holdings, Inc. d/b/a Rain
- Deposits & withdrawals
- Rebind CardMoneriumEthena Pay CardNot disclosed
- Identity verification
- Rebind CardNot disclosedEthena Pay CardSumsub
Sources
- Official sources
- Rebind Card35Ethena Pay Card13
- Last reviewed
- Rebind CardSep 5, 2026Ethena Pay CardOct 17, 2026
Choosing between these cards
When to choose Rebind or Ethena Pay
Spending in foreign currencies
For FX on foreign-currency purchases, Rebind lists No added Gnosis FX fee; Visa rate applies, versus 0–1% at Ethena Pay. Use the tariff for your country and plan; conversion fees can add to these figures.
Using the crypto you already hold
Rebind's reviewed deposit assets include EURe; Ethena Pay's include USDC, USDT, USDe. If you already hold one of these assets, compare its deposit network and conversion route before moving funds.
Common questions
Rebind vs Ethena Pay FAQ
Is Rebind or Ethena Pay better overall?
Ethena Pay Card has the higher Overall Score (89 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Rebind or Ethena Pay?
Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Rebind or Ethena Pay?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Rebind and Ethena Pay differ on custody?
Rebind Card uses a non-custodial account setup, while Ethena Pay Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Rebind vs Ethena Pay comparison?
The latest information check for these two cards was October 17, 2026, using 48 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.