Rebind SASRebind
69
Side-by-side card comparison
Rebind vs Ethena Pay: where the score gap comes from
Ethena Pay Card has the higher Overall Score by 17 points (86 vs 69). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.
Information checked Sep 5, 202648 official sources reviewed
01 · Where the gap opens
Ethena Pay Card is the better all-round starting point
Ethena Pay Card has the higher Overall Score in this comparison. Rebind Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallRebind69Ethena Pay86Higher score
CashbackRebind32Ethena Pay89Compare the details below
TravelRebind53Ethena Pay64Compare the details below
Funds controlRebind88Ethena Pay86Compare the details below
Lowest feesRebind67Ethena Pay87Compare the details below
TransfersRebind41Ethena Pay82Compare the details below
Choose Rebind Card if its day-to-day setup suits you
Rebind Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- No added FX markup
- Free virtual Visa
- A separate self-custodial balance
Choose Ethena Pay Card if its day-to-day setup suits you
Ethena Pay Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Strong Standard cashback bands
- No Standard monthly fee or FX markup
- Collateral stays in linked wallets
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Rebind69Ethena Pay86
Ethena Pay Card has the higher Overall Score by 17 points.
- Entry cost & FX
- RebindNot verified plan · No added Gnosis FX fee; Visa rate applies FXEthena Pay$0 plan · 0% Ethena Pay markup; Visa rate applies FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- RebindNot disclosedEthena Pay4% base · up to 5%
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- RebindNon-custodial accountEthena PayHybrid custody
Rebind Card uses a non-custodial account setup, while Ethena Pay Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- RebindVirtual · Apple Pay, Google PayEthena PayVirtual · Apple Pay
Rebind Card lists more card formats and phone-wallet options (3 vs 2).
- Money movement
- Rebind1 stablecoin · Not modeledEthena Pay1 stablecoin · Stablecoin transfers; Ethena Pay user transfer; Bank withdrawal
Ethena Pay Card lists more stablecoins and ways to send money out (4 vs 1).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- No added Gnosis FX fee; Visa rate applies
- ATM fee
- Not disclosed
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 4%-5%
- Plan cost
- $0
- FX fee
- 0% Ethena Pay markup; Visa rate applies
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsRebind CardOverall69Ethena Pay CardOverall86
Rebind CardOverall69Ethena Pay CardOverall86Scores
6 fields- Overall Score
- Rebind Card69Ethena Pay Card86
- Cashback score
- Rebind Card32Ethena Pay Card89
- Travel score
- Rebind Card53Ethena Pay Card64
- Funds control score
- Rebind Card88Ethena Pay Card86
- Lowest fees score
- Rebind Card67Ethena Pay Card87
- Transfers score
- Rebind Card41Ethena Pay Card82
Strengths & trade-offs
2 fields- Strengths
- Rebind CardNo added FX markup, Free virtual VisaEthena Pay CardStrong Standard cashback bands, No Standard monthly fee or FX markup
- Trade-offs
- Rebind CardCashback eligibility needs confirmation, EU access restrictionsEthena Pay CardCard access is still application-gated, One-day payment grace adds liquidation risk
Costs
7 fields- Plan cost
- Rebind CardNot disclosedEthena Pay Card$0
- FX fee
- Rebind CardNo added Gnosis FX fee; Visa rate appliesEthena Pay Card0% Ethena Pay markup; Visa rate applies
- Top-up fee
- Rebind Card0%Ethena Pay CardProvider collateral-funding fee unknown; external network gas is separate
- Card spending fee
- Rebind Card0%Ethena Pay Card0%
- ATM fee
- Rebind CardNot disclosedEthena Pay CardNot available
- Virtual card
- Rebind CardFreeEthena Pay CardUSD 0
- Physical card
- Rebind CardNot offered through native Rebind issuance yetEthena Pay CardNot disclosed
Plans
2 fields- Available plans
- Rebind CardNot disclosedEthena Pay Card3 plans: Standard, Pro, VIP
- Top cashback plan
- Rebind CardNot disclosedEthena Pay CardVIP: 5%
Everyday use
8 fields- Network
- Rebind CardVisaEthena Pay CardVisa
- Card formats
- Rebind CardVirtualEthena Pay CardVirtual
- ATM withdrawals
- Rebind CardNot disclosedEthena Pay CardNot available
- Mobile wallets
- Rebind CardApple Pay, Google PayEthena Pay CardApple Pay
- Apps
- Rebind CardiOS, AndroidEthena Pay CardiOS, Web
- Daily spending limit
- Rebind Card8,000 EURe over rolling 24 hours; 5,000 EURe per purchaseEthena Pay CardDynamic, based on collateral market value
- Monthly spending limit
- Rebind CardMonthly spending limit unclearEthena Pay CardDynamic, based on collateral market value
- ATM limit
- Rebind Card250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclearEthena Pay CardNot available
Funding & transfers
5 fields- Networks
- Rebind CardGnosisEthena Pay CardEthereum, Polygon, Optimism, Arbitrum
- Crypto deposits
- Rebind CardStablecoins: EUReEthena Pay CardNot disclosed
- Fiat deposits
- Rebind CardNot disclosedEthena Pay CardNot disclosed
- Transfers
- Rebind CardNot disclosedEthena Pay CardStablecoin transfers; Ethena Pay user transfer; Bank withdrawal
- Payout currencies
- Rebind CardNot disclosedEthena Pay CardNot disclosed
Rewards
3 fields- Base cashback
- Rebind CardNot disclosedEthena Pay Card4%
- Max cashback
- Rebind CardNot disclosedEthena Pay Card5%
- Reward currency
- Rebind CardNot disclosedEthena Pay CardAVAX
Earn
5 fields- Advertised APY
- Rebind CardUp to 8% APYEthena Pay CardUp to 6% APY
- How it works
- Rebind CardOptional earn vaultEthena Pay CardEarn on spending balance
- Separate deposit
- Rebind CardYesEthena Pay CardNo
- Use balance for spending
- Rebind CardNoEthena Pay CardYes
- Lock-up
- Rebind CardNoEthena Pay CardNo
Trust & availability
6 fields- Custody
- Rebind CardNon-custodialEthena Pay CardHybrid custody
- Control until payment
- Rebind CardYou keep controlEthena Pay CardYou keep control
- Card issuer
- Rebind CardUAB MonavateEthena Pay CardThird National
- Card processing
- Rebind CardGnosis PayEthena Pay CardSignify Holdings, Inc. d/b/a Rain
- Deposits & withdrawals
- Rebind CardMoneriumEthena Pay CardNot disclosed
- Identity verification
- Rebind CardNot disclosedEthena Pay CardSumsub
Sources
2 fields- Official sources
- Rebind Card35Ethena Pay Card13
- Last reviewed
- Rebind CardSep 5, 2026Ethena Pay CardSep 3, 2026
04 · The verdict
Ethena Pay Card is the stronger all-round choice
Ethena Pay Card finishes ahead with an Overall Score of 86 versus 69 for Rebind Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Rebind Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Rebind Card uses a non-custodial account setup, while Ethena Pay Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Ethena Pay Card lists more stablecoins and ways to send money out (4 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Rebind Card and Ethena Pay Card reviews first.
Continue with
Rebind Card
Continue with
Ethena Pay Card
05 · Common questions
Rebind vs Ethena Pay FAQ
Is Rebind or Ethena Pay better overall?
Ethena Pay Card has the higher Overall Score (86 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Rebind or Ethena Pay?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Rebind or Ethena Pay?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Rebind and Ethena Pay differ on custody?
Rebind Card uses a non-custodial account setup, while Ethena Pay Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Rebind vs Ethena Pay comparison?
The latest information check for these two cards was September 5, 2026, using 48 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.