Rebind SASRebind
69
Side-by-side card comparison
Rebind vs Holyheld
Holyheld Card has the higher Overall Score by 6 points (75 vs 69). Rebind Card looks stronger for Funds control, while Holyheld Card comes out ahead for Cashback, Travel, and Transfers.
Latest check Sep 9, 202663 official sources reviewed
Rebind Card
Best fit
- EU users who want EURe spending through a separate card Safe.
- Foreign purchases at Visa rates without an added Gnosis FX markup.
- Paying with Apple Pay or Google Pay without a virtual-card issuance fee.
Before you choose
- Move EURe to the card wallet before spending; savings are separate.
- Cashback enrollment and rates are unconfirmed; do not count on rewards.
- Native issuance is virtual-only; ATM access for new cards is unconfirmed.
Holyheld Card
Best fit
- Moving crypto from your wallet into EUR for everyday Mastercard spending.
- Using a personal IBAN and SEPA transfers alongside a EUR card balance.
- Buying a card once without a recurring paid membership or token lock.
Before you choose
- Foreign fees can reach 5.5% + €1, depending on geography and currency.
- USDC cashback becomes claimable after 30 days; it is not immediately spendable.
- New personal applications need an invitation and individual approval.
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsRebind CardOverall69Holyheld CardOverall75
Rebind CardOverall69Holyheld CardOverall75Scores
- Overall Score
- Rebind Card69Holyheld Card75
- Cashback score
- Rebind Card32Holyheld Card64
- Travel score
- Rebind Card53Holyheld Card68
- Funds control score
- Rebind Card88Holyheld Card74
- Lowest fees score
- Rebind Card67Holyheld Card67
- Transfers score
- Rebind Card41Holyheld Card81
Costs
- Plan cost
- Rebind CardNot disclosedHolyheld Card$0
- FX fee
- Rebind CardNo added Gnosis FX fee; Visa rate appliesHolyheld CardUp to 5.5% + EUR 1; actual pricing depends on transaction geography and currency
- Top-up fee
- Rebind Card0%Holyheld Card0%
- Card spending fee
- Rebind Card0%Holyheld Card€0.50
- ATM fee
- Rebind CardNot disclosedHolyheld CardUp to EUR 2 + 2.5%
- Virtual card
- Rebind CardFreeHolyheld CardLimited Edition virtual card: EUR 99; Classic includes virtual access
- Physical card
- Rebind CardNot offered through native Rebind issuance yetHolyheld CardClassic: EUR 29; Metal: EUR 199
Plans
- Available plans
- Rebind CardNot disclosedHolyheld Card3 plans: Classic, Limited Edition, Metal
- Top cashback plan
- Rebind CardNot disclosedHolyheld CardMetal: 1%
Everyday use
- Network
- Rebind CardVisaHolyheld CardMastercard
- Card formats
- Rebind CardVirtualHolyheld CardVirtual, Physical
- ATM withdrawals
- Rebind CardNot disclosedHolyheld CardAvailable
- Mobile wallets
- Rebind CardApple Pay, Google PayHolyheld CardApple Pay, Google Pay
- Apps
- Rebind CardiOS, AndroidHolyheld CardiOS, Android, Web
- Daily spending limit
- Rebind Card8,000 EURe over rolling 24 hours; 5,000 EURe per purchaseHolyheld CardEUR 10,000 daily
- Monthly spending limit
- Rebind CardMonthly spending limit unclearHolyheld CardEUR 25,000 monthly; EUR 250,000 annually
- ATM limit
- Rebind Card250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclearHolyheld CardEUR 1,000 per 24 hours; EUR 5,000 per 30 days
Funding & transfers
- Networks
- Rebind CardGnosisHolyheld CardEthereum, Arbitrum, Base, Optimism, Polygon, Gnosis +2
- Crypto deposits
- Rebind CardStablecoins: EUReHolyheld CardStablecoins: USDC, USDT
- Fiat deposits
- Rebind CardNot disclosedHolyheld CardPersonal EUR IBAN
- Transfers
- Rebind CardNot disclosedHolyheld CardStablecoin transfers; Outgoing SEPA transfer
- Payout currencies
- Rebind CardNot disclosedHolyheld CardEUR
Rewards
- Base cashback
- Rebind CardNot disclosedHolyheld Card0.5%
- Max cashback
- Rebind CardNot disclosedHolyheld Card1%
- Reward currency
- Rebind CardNot disclosedHolyheld CardUSDC
Earn
- Advertised APY
- Rebind CardUp to 8% APYHolyheld CardNot disclosed
- How it works
- Rebind CardOptional earn vaultHolyheld CardOptional earn vault
- Separate deposit
- Rebind CardYesHolyheld CardYes
- Use balance for spending
- Rebind CardNoHolyheld CardNot disclosed
- Lock-up
- Rebind CardNoHolyheld CardNo
Trust & availability
- Custody
- Rebind CardNon-custodialHolyheld CardHybrid custody
- Control until payment
- Rebind CardYou keep controlHolyheld CardProvider controls funds
- Card issuer
- Rebind CardUAB MonavateHolyheld CardUnlimit EU Ltd
- Card processing
- Rebind CardGnosis PayHolyheld CardNot disclosed
- Deposits & withdrawals
- Rebind CardMoneriumHolyheld CardNot disclosed
- Identity verification
- Rebind CardNot disclosedHolyheld CardSumsub / Idenfy
- Programme operator
- Rebind CardNot disclosedHolyheld CardHolyheld Labs AG
Sources
- Official sources
- Rebind Card35Holyheld Card28
- Last reviewed
- Rebind CardSep 5, 2026Holyheld CardSep 9, 2026
Choosing between these cards
When to choose Rebind or Holyheld
Keeping control of your funds
Rebind suits spending while retaining control of your funds until payment. With Holyheld, control passes to the provider before the purchase.
Spending in foreign currencies
For FX on foreign-currency purchases, Rebind lists No added Gnosis FX fee; Visa rate applies, versus Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency at Holyheld. Use the tariff for your country and plan; conversion fees can add to these figures.
Paying with a physical card
Holyheld offers a physical card, while Rebind does not. For purchases that require the card itself rather than a phone wallet, consider Holyheld and check its order and delivery terms.
Common questions
Rebind vs Holyheld FAQ
Is Rebind or Holyheld better overall?
Holyheld Card has the higher Overall Score (75 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Rebind or Holyheld?
Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Rebind or Holyheld?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Rebind and Holyheld differ on custody?
Rebind Card uses a non-custodial account setup, while Holyheld Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Rebind vs Holyheld comparison?
The latest information check for these two cards was September 9, 2026, using 63 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.