Rebind SASRebind
69
Side-by-side card comparison
Rebind vs Holyheld: where the score gap comes from
Holyheld Card has the higher Overall Score by 6 points (75 vs 69). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.
Information checked Sep 5, 202663 official sources reviewed
01 · Where the gap opens
Holyheld Card is the better all-round starting point
Holyheld Card has the higher Overall Score in this comparison. Rebind Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallRebind69Holyheld75Higher score
CashbackRebind32Holyheld64Compare the details below
TravelRebind53Holyheld68Compare the details below
Funds controlRebind88Holyheld74Compare the details below
Lowest feesRebind67Holyheld67Compare the details below
TransfersRebind41Holyheld81Compare the details below
Choose Rebind Card if its day-to-day setup suits you
Rebind Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- No added FX markup
- Free virtual Visa
- A separate self-custodial balance
Choose Holyheld Card if its day-to-day setup suits you
Holyheld Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Self-custody crypto before card top-up
- Virtual, physical and metal Mastercard
- Personal IBAN and SEPA transfers
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Rebind69Holyheld75
Holyheld Card has the higher Overall Score by 6 points.
- Entry cost & FX
- RebindNot verified plan · No added Gnosis FX fee; Visa rate applies FXHolyheld$0 plan · Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency FX
Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency).
- Purchase rewards
- RebindNot disclosedHolyheld0.5% base · up to 1%
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- RebindNon-custodial accountHolyheldHybrid custody
Rebind Card uses a non-custodial account setup, while Holyheld Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- RebindVirtual · Apple Pay, Google PayHolyheldVirtual + Physical · Apple Pay, Google Pay
Holyheld Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Rebind1 stablecoin · Not modeledHolyheld2 stablecoins · Stablecoin transfers; Outgoing SEPA transfer
Holyheld Card lists more stablecoins and ways to send money out (4 vs 1).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- No added Gnosis FX fee; Visa rate applies
- ATM fee
- Not disclosed
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0.5%-1%
- Plan cost
- $0
- FX fee
- Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency
- ATM fee
- Up to EUR 2 + 2.5%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 1 fiat
- Payout methods
- 3 crypto · 1 fiat
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsRebind CardOverall69Holyheld CardOverall75
Rebind CardOverall69Holyheld CardOverall75Scores
6 fields- Overall Score
- Rebind Card69Holyheld Card75
- Cashback score
- Rebind Card32Holyheld Card64
- Travel score
- Rebind Card53Holyheld Card68
- Funds control score
- Rebind Card88Holyheld Card74
- Lowest fees score
- Rebind Card67Holyheld Card67
- Transfers score
- Rebind Card41Holyheld Card81
Strengths & trade-offs
2 fields- Strengths
- Rebind CardNo added FX markup, Free virtual VisaHolyheld CardSelf-custody crypto before card top-up, Virtual, physical and metal Mastercard
- Trade-offs
- Rebind CardCashback eligibility needs confirmation, EU access restrictionsHolyheld CardCountry eligibility is incomplete, Foreign spend can be expensive
Costs
7 fields- Plan cost
- Rebind CardNot disclosedHolyheld Card$0
- FX fee
- Rebind CardNo added Gnosis FX fee; Visa rate appliesHolyheld CardUp to 5.5% + EUR 1; actual pricing depends on transaction geography and currency
- Top-up fee
- Rebind Card0%Holyheld Card0%
- Card spending fee
- Rebind Card0%Holyheld Card€0.50
- ATM fee
- Rebind CardNot disclosedHolyheld CardUp to EUR 2 + 2.5%
- Virtual card
- Rebind CardFreeHolyheld CardLimited Edition virtual card: EUR 99; Classic includes virtual access
- Physical card
- Rebind CardNot offered through native Rebind issuance yetHolyheld CardClassic: EUR 29; Metal: EUR 199
Plans
2 fields- Available plans
- Rebind CardNot disclosedHolyheld Card3 plans: Classic, Limited Edition, Metal
- Top cashback plan
- Rebind CardNot disclosedHolyheld CardMetal: 1%
Everyday use
8 fields- Network
- Rebind CardVisaHolyheld CardMastercard
- Card formats
- Rebind CardVirtualHolyheld CardVirtual, Physical
- ATM withdrawals
- Rebind CardNot disclosedHolyheld CardAvailable
- Mobile wallets
- Rebind CardApple Pay, Google PayHolyheld CardApple Pay, Google Pay
- Apps
- Rebind CardiOS, AndroidHolyheld CardiOS, Android, Web
- Daily spending limit
- Rebind Card8,000 EURe over rolling 24 hours; 5,000 EURe per purchaseHolyheld CardEUR 10,000 daily
- Monthly spending limit
- Rebind CardMonthly spending limit unclearHolyheld CardEUR 25,000 monthly; EUR 250,000 annually
- ATM limit
- Rebind Card250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclearHolyheld CardEUR 1,000 per 24 hours; EUR 5,000 per 30 days
Funding & transfers
5 fields- Networks
- Rebind CardGnosisHolyheld CardEthereum, Arbitrum, Base, Optimism, Polygon, Gnosis +2
- Crypto deposits
- Rebind CardStablecoins: EUReHolyheld CardStablecoins: USDC, USDT
- Fiat deposits
- Rebind CardNot disclosedHolyheld CardPersonal EUR IBAN
- Transfers
- Rebind CardNot disclosedHolyheld CardStablecoin transfers; Outgoing SEPA transfer
- Payout currencies
- Rebind CardNot disclosedHolyheld CardEUR
Rewards
3 fields- Base cashback
- Rebind CardNot disclosedHolyheld Card0.5%
- Max cashback
- Rebind CardNot disclosedHolyheld Card1%
- Reward currency
- Rebind CardNot disclosedHolyheld CardUSDC
Earn
5 fields- Advertised APY
- Rebind CardUp to 8% APYHolyheld CardNot disclosed
- How it works
- Rebind CardOptional earn vaultHolyheld CardOptional earn vault
- Separate deposit
- Rebind CardYesHolyheld CardYes
- Use balance for spending
- Rebind CardNoHolyheld CardNot disclosed
- Lock-up
- Rebind CardNoHolyheld CardNo
Trust & availability
7 fields- Custody
- Rebind CardNon-custodialHolyheld CardHybrid custody
- Control until payment
- Rebind CardYou keep controlHolyheld CardProvider controls funds
- Card issuer
- Rebind CardUAB MonavateHolyheld CardUnlimit EU Ltd
- Card processing
- Rebind CardGnosis PayHolyheld CardNot disclosed
- Deposits & withdrawals
- Rebind CardMoneriumHolyheld CardNot disclosed
- Identity verification
- Rebind CardNot disclosedHolyheld CardSumsub / Idenfy
- Programme operator
- Rebind CardNot disclosedHolyheld CardHolyheld Labs AG
Sources
2 fields- Official sources
- Rebind Card35Holyheld Card28
- Last reviewed
- Rebind CardSep 5, 2026Holyheld CardAug 31, 2026
04 · The verdict
Holyheld Card is the stronger all-round choice
Holyheld Card finishes ahead with an Overall Score of 75 versus 69 for Rebind Card. Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Rebind Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Rebind Card uses a non-custodial account setup, while Holyheld Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Holyheld Card lists more stablecoins and ways to send money out (4 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Rebind Card and Holyheld Card reviews first.
Continue with
Rebind Card
Continue with
Holyheld Card
05 · Common questions
Rebind vs Holyheld FAQ
Is Rebind or Holyheld better overall?
Holyheld Card has the higher Overall Score (75 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Rebind or Holyheld?
Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Rebind or Holyheld?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Rebind and Holyheld differ on custody?
Rebind Card uses a non-custodial account setup, while Holyheld Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Rebind vs Holyheld comparison?
The latest information check for these two cards was September 5, 2026, using 63 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.