Rebind SASRebind
69
Side-by-side card comparison
Rebind vs Kolo
Kolo Card has the higher Overall Score by 4 points (73 vs 69). Rebind Card looks stronger for Funds control, while Kolo Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers.
Latest check Sep 5, 202663 official sources reviewed
Rebind Card
Best fit
- EU users who want EURe spending through a separate card Safe.
- Foreign purchases at Visa rates without an added Gnosis FX markup.
- Paying with Apple Pay or Google Pay without a virtual-card issuance fee.
Before you choose
- Move EURe to the card wallet before spending; savings are separate.
- Cashback enrollment and rates are unconfirmed; do not count on rewards.
- Native issuance is virtual-only; ATM access for new cards is unconfirmed.
Kolo Card
Best fit
- Spending supported crypto with a free virtual card and no monthly plan fee.
- Earning BTC cashback without staking or joining a paid membership tier.
- Sending funds to other Kolo users or cashing out through EUR SEPA.
Before you choose
- Payments from any digital asset cost 1% conversion; FX adds another 1%.
- 2% cashback lasts 30 days, then drops to 1%; the monthly cap is $100.
- The card remains virtual; 170+ acceptance countries do not guarantee issuance.
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsRebind CardOverall69Kolo CardOverall73
Rebind CardOverall69Kolo CardOverall73Scores
- Overall Score
- Rebind Card69Kolo Card73
- Cashback score
- Rebind Card32Kolo Card54
- Travel score
- Rebind Card53Kolo Card70
- Funds control score
- Rebind Card88Kolo Card56
- Lowest fees score
- Rebind Card67Kolo Card83
- Transfers score
- Rebind Card41Kolo Card92
Costs
- Plan cost
- Rebind CardNot disclosedKolo Card$0
- FX fee
- Rebind CardNo added Gnosis FX fee; Visa rate appliesKolo Card1%
- Top-up fee
- Rebind Card0%Kolo Card0%
- Card spending fee
- Rebind Card0%Kolo CardNot disclosed
- ATM fee
- Rebind CardNot disclosedKolo Card$1 + 0.65%
- Virtual card
- Rebind CardFreeKolo CardFree
- Physical card
- Rebind CardNot offered through native Rebind issuance yetKolo CardPlanned for Q3 2026; not currently available
Plans
- Available plans
- Rebind CardNot disclosedKolo CardNot disclosed
- Top cashback plan
- Rebind CardNot disclosedKolo CardNot disclosed
Everyday use
- Network
- Rebind CardVisaKolo CardVisa
- Card formats
- Rebind CardVirtualKolo CardVirtual
- ATM withdrawals
- Rebind CardNot disclosedKolo CardAvailable
- Mobile wallets
- Rebind CardApple Pay, Google PayKolo CardApple Pay, Google Pay
- Apps
- Rebind CardiOS, AndroidKolo CardiOS, Android
- Daily spending limit
- Rebind Card8,000 EURe over rolling 24 hours; 5,000 EURe per purchaseKolo Card$9,000/day
- Monthly spending limit
- Rebind CardMonthly spending limit unclearKolo Card$9,000/month
- ATM limit
- Rebind Card250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclearKolo Card$500/withdrawal; 3 withdrawals/24h
Funding & transfers
- Networks
- Rebind CardGnosisKolo CardNot disclosed
- Crypto deposits
- Rebind CardStablecoins: EUReKolo CardStablecoins: USDT, USDC, DAI, EURC, EURI; Other crypto: BTC, ETH, SOL, BNB, LTC +10
- Fiat deposits
- Rebind CardNot disclosedKolo CardNot disclosed
- Transfers
- Rebind CardNot disclosedKolo CardStablecoin transfers; Kolo user transfers, Transfers between your Kolo wallets; Withdraw to an eligible card, EUR SEPA withdrawal
- Payout currencies
- Rebind CardNot disclosedKolo CardEUR
Rewards
- Base cashback
- Rebind CardNot disclosedKolo Card1%
- Max cashback
- Rebind CardNot disclosedKolo Card2%
- Reward currency
- Rebind CardNot disclosedKolo CardBTC cashback
Earn
- Advertised APY
- Rebind CardUp to 8% APYKolo CardNot offered
- How it works
- Rebind CardOptional earn vaultKolo CardNot offered
- Separate deposit
- Rebind CardYesKolo CardNot offered
- Use balance for spending
- Rebind CardNoKolo CardNot offered
- Lock-up
- Rebind CardNoKolo CardNot offered
Trust & availability
- Custody
- Rebind CardNon-custodialKolo CardCustodial
- Control until payment
- Rebind CardYou keep controlKolo CardProvider controls funds
- Card issuer
- Rebind CardUAB MonavateKolo CardBanco Popular de Puerto Rico, Wirex Limited
- Card processing
- Rebind CardGnosis PayKolo CardNot disclosed
- Deposits & withdrawals
- Rebind CardMoneriumKolo CardNot disclosed
- Identity verification
- Rebind CardNot disclosedKolo CardSumSub
- Programme operator
- Rebind CardNot disclosedKolo CardHardline Holding Limited
Sources
- Official sources
- Rebind Card35Kolo Card28
- Last reviewed
- Rebind CardSep 5, 2026Kolo CardAug 28, 2026
Choosing between these cards
When to choose Rebind or Kolo
Keeping control of your funds
Rebind suits spending while retaining control of your funds until payment. With Kolo, control passes to the provider before the purchase.
Spending in foreign currencies
For FX on foreign-currency purchases, Rebind lists No added Gnosis FX fee; Visa rate applies, versus 1% at Kolo. Use the tariff for your country and plan; conversion fees can add to these figures.
Using the crypto you already hold
Rebind's reviewed deposit assets include EURe; Kolo's include 1INCH, APE, ARB, BNB and other assets. If you already hold one of these assets, compare its deposit network and conversion route before moving funds.
Common questions
Rebind vs Kolo FAQ
Is Rebind or Kolo better overall?
Kolo Card has the higher Overall Score (73 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Rebind or Kolo?
Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Rebind or Kolo?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Rebind and Kolo differ on custody?
Rebind Card uses a non-custodial account setup, while Kolo Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Rebind vs Kolo comparison?
The latest information check for these two cards was September 5, 2026, using 63 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.