Side-by-side card comparison

Rebind vs Spritz

Rebind Card has the higher Overall Score by 7 points (69 vs 62). Rebind Card looks stronger for Travel, Funds control, and Lowest fees, while Spritz Card comes out ahead for Cashback and Transfers.

Latest check Sep 5, 202676 official sources reviewed

Rebind Card

Best fit

  • EU users who want EURe spending through a separate card Safe.
  • Foreign purchases at Visa rates without an added Gnosis FX markup.
  • Paying with Apple Pay or Google Pay without a virtual-card issuance fee.

Before you choose

  • Move EURe to the card wallet before spending; savings are separate.
  • Cashback enrollment and rates are unconfirmed; do not count on rewards.
  • Native issuance is virtual-only; ATM access for new cards is unconfirmed.

Spritz Card

Best fit

  • Funding a separate USD card balance from a connected crypto wallet.
  • Virtual-card applicants across the published 154-country residence list.
  • Using Spritz wallet-to-bank payouts separately from card spending.

Before you choose

  • Loaded card funds cannot be transferred out; bank off-ramp uses your wallet.
  • Card loads cost 1–3% by route, with a $2 minimum or $5 for Bitcoin.
  • 5% rewards require a qualifying three-day Shopping Spree and eligible categories.

Fees & features

Compare the details

Best markers compare published, comparable values. Unknown values never win a row.

Best known Not disclosed
Cards
Rebind CardOverall69
Spritz CardOverall62
01

Scores

Overall Score
Rebind Card
69
Spritz Card
62
Cashback score
Rebind Card
32
Spritz Card
34
Travel score
Rebind Card
53
Spritz Card
46
Funds control score
Rebind Card
88
Spritz Card
62
Lowest fees score
Rebind Card
67
Spritz Card
44
Transfers score
Rebind Card
41
Spritz Card
64
02

Costs

Plan cost
Rebind Card
Not disclosed
Spritz Card
$0
FX fee
Rebind Card
No added Gnosis FX fee; Visa rate applies
Spritz Card
Exact Spritz markup not disclosed; local exchange and conversion rates may apply
Top-up fee
Rebind Card
0%
Spritz Card
1–3%
Card spending fee
Rebind Card
0%
Spritz Card
0%
ATM fee
Rebind Card
Not disclosed
Spritz Card
Not disclosed
Virtual card
Rebind Card
Free
Spritz Card
Not disclosed
Physical card
Rebind Card
Not offered through native Rebind issuance yet
Spritz Card
Not disclosed
03

Plans

Available plans
Rebind Card
Not disclosed
Spritz Card
Not disclosed
Top cashback plan
Rebind Card
Not disclosed
Spritz Card
Not disclosed
04

Everyday use

Network
Rebind Card
Visa
Spritz Card
Visa
Card formats
Rebind Card
Virtual
Spritz Card
Virtual, Physical
ATM withdrawals
Rebind Card
Not disclosed
Spritz Card
Not disclosed
Mobile wallets
Rebind Card
Apple Pay, Google Pay
Spritz Card
Apple Pay, Google Pay
Apps
Rebind Card
iOS, Android
Spritz Card
iOS
Daily spending limit
Rebind Card
8,000 EURe over rolling 24 hours; 5,000 EURe per purchase
Spritz Card
No provider-published daily spend cap
Monthly spending limit
Rebind Card
Monthly spending limit unclear
Spritz Card
Not disclosed
ATM limit
Rebind Card
250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclear
Spritz Card
Not verified for the current no-PIN card
05

Funding & transfers

Networks
Rebind Card
Gnosis
Spritz Card
Arbitrum, Avalanche, Base, Bitcoin, BNB Chain, Dash +6
Crypto deposits
Rebind Card
Stablecoins: EURe
Spritz Card
Other crypto: Crypto top-up
Fiat deposits
Rebind Card
Not disclosed
Spritz Card
Not disclosed
Transfers
Rebind Card
Not disclosed
Spritz Card
Wallet-to-bank Off-Ramp
Payout currencies
Rebind Card
Not disclosed
Spritz Card
USD, CAD, GBP, EUR
06

Rewards

Base cashback
Rebind Card
Not disclosed
Spritz Card
0%
Max cashback
Rebind Card
Not disclosed
Spritz Card
5%
Reward currency
Rebind Card
Not disclosed
Spritz Card
Spritz Credits
07

Earn

Advertised APY
Rebind Card
Up to 8% APY
Spritz Card
Not offered
How it works
Rebind Card
Optional earn vault
Spritz Card
Not offered
Separate deposit
Rebind Card
Yes
Spritz Card
Not offered
Use balance for spending
Rebind Card
No
Spritz Card
Not offered
Lock-up
Rebind Card
No
Spritz Card
Not offered
08

Trust & availability

Custody
Rebind Card
Non-custodial
Spritz Card
Hybrid custody
Control until payment
Rebind Card
You keep control
Spritz Card
Provider controls funds
Card issuer
Rebind Card
UAB Monavate
Spritz Card
Not disclosed
Card processing
Rebind Card
Gnosis Pay
Spritz Card
Rain
Deposits & withdrawals
Rebind Card
Monerium
Spritz Card
Not disclosed
09

Sources

Official sources
Rebind Card
35
Spritz Card
41
Last reviewed
Rebind Card
Sep 5, 2026
Spritz Card
Aug 28, 2026

Choosing between these cards

When to choose Rebind or Spritz

Keeping control of your funds

Rebind suits spending while retaining control of your funds until payment. With Spritz, control passes to the provider before the purchase.

Paying with a physical card

Spritz offers a physical card, while Rebind does not. For purchases that require the card itself rather than a phone wallet, consider Spritz and check its order and delivery terms.

Common questions

Rebind vs Spritz FAQ

Is Rebind or Spritz better overall?

Rebind Card has the higher Overall Score (69 vs 62). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Rebind or Spritz?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Rebind or Spritz?

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Rebind and Spritz differ on custody?

Rebind Card uses a non-custodial account setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Rebind vs Spritz comparison?

The latest information check for these two cards was September 5, 2026, using 76 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

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