Rebind SASRebind
69
Side-by-side card comparison
Rebind vs Spritz: where the score gap comes from
Rebind Card has the higher Overall Score by 7 points (69 vs 62). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.
Information checked Sep 5, 202676 official sources reviewed
01 · Where the gap opens
Rebind Card is the better all-round starting point
Rebind Card has the higher Overall Score in this comparison. Spritz Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallRebind69Spritz62Higher score
CashbackRebind32Spritz34Compare the details below
TravelRebind53Spritz46Compare the details below
Funds controlRebind88Spritz62Compare the details below
Lowest feesRebind67Spritz44Compare the details below
TransfersRebind41Spritz64Compare the details below
Choose Rebind Card if its day-to-day setup suits you
Rebind Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- No added FX markup
- Free virtual Visa
- A separate self-custodial balance
Choose Spritz Card if its day-to-day setup suits you
Spritz Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Direct crypto card top-up
- Both major phone wallets
- 154-country virtual access
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Rebind69Spritz62
Rebind Card has the higher Overall Score by 7 points.
- Entry cost & FX
- RebindNot verified plan · No added Gnosis FX fee; Visa rate applies FXSpritz$0 plan · Exact Spritz markup not disclosed; local exchange and conversion rates may apply FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- RebindNot disclosedSpritz0% base · up to 5%
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- RebindNon-custodial accountSpritzHybrid custody
Rebind Card uses a non-custodial account setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- RebindVirtual · Apple Pay, Google PaySpritzVirtual + Physical · Apple Pay, Google Pay
Spritz Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Rebind1 stablecoin · Not modeledSpritz0 stablecoins · Wallet-to-bank Off-Ramp
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- No added Gnosis FX fee; Visa rate applies
- ATM fee
- Not disclosed
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- Exact Spritz markup not disclosed; local exchange and conversion rates may apply
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 4 fiat
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsRebind CardOverall69Spritz CardOverall62
Rebind CardOverall69Spritz CardOverall62Scores
6 fields- Overall Score
- Rebind Card69Spritz Card62
- Cashback score
- Rebind Card32Spritz Card34
- Travel score
- Rebind Card53Spritz Card46
- Funds control score
- Rebind Card88Spritz Card62
- Lowest fees score
- Rebind Card67Spritz Card44
- Transfers score
- Rebind Card41Spritz Card64
Strengths & trade-offs
2 fields- Strengths
- Rebind CardNo added FX markup, Free virtual VisaSpritz CardDirect crypto card top-up, Both major phone wallets
- Trade-offs
- Rebind CardCashback eligibility needs confirmation, EU access restrictionsSpritz CardATM use is not verified, Top-up fees vary by route
Costs
7 fields- Plan cost
- Rebind CardNot disclosedSpritz Card$0
- FX fee
- Rebind CardNo added Gnosis FX fee; Visa rate appliesSpritz CardExact Spritz markup not disclosed; local exchange and conversion rates may apply
- Top-up fee
- Rebind Card0%Spritz Card1–3%
- Card spending fee
- Rebind Card0%Spritz Card0%
- ATM fee
- Rebind CardNot disclosedSpritz CardNot disclosed
- Virtual card
- Rebind CardFreeSpritz CardNot disclosed
- Physical card
- Rebind CardNot offered through native Rebind issuance yetSpritz CardNot disclosed
Plans
2 fields- Available plans
- Rebind CardNot disclosedSpritz CardNot disclosed
- Top cashback plan
- Rebind CardNot disclosedSpritz CardNot disclosed
Everyday use
8 fields- Network
- Rebind CardVisaSpritz CardVisa
- Card formats
- Rebind CardVirtualSpritz CardVirtual, Physical
- ATM withdrawals
- Rebind CardNot disclosedSpritz CardNot disclosed
- Mobile wallets
- Rebind CardApple Pay, Google PaySpritz CardApple Pay, Google Pay
- Apps
- Rebind CardiOS, AndroidSpritz CardiOS
- Daily spending limit
- Rebind Card8,000 EURe over rolling 24 hours; 5,000 EURe per purchaseSpritz CardNo provider-published daily spend cap
- Monthly spending limit
- Rebind CardMonthly spending limit unclearSpritz CardNot disclosed
- ATM limit
- Rebind Card250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclearSpritz CardNot verified for the current no-PIN card
Funding & transfers
5 fields- Networks
- Rebind CardGnosisSpritz CardArbitrum, Avalanche, Base, Bitcoin, BNB Chain, Dash +6
- Crypto deposits
- Rebind CardStablecoins: EUReSpritz CardOther crypto: Crypto top-up
- Fiat deposits
- Rebind CardNot disclosedSpritz CardNot disclosed
- Transfers
- Rebind CardNot disclosedSpritz CardWallet-to-bank Off-Ramp
- Payout currencies
- Rebind CardNot disclosedSpritz CardUSD, CAD, GBP, EUR
Rewards
3 fields- Base cashback
- Rebind CardNot disclosedSpritz Card0%
- Max cashback
- Rebind CardNot disclosedSpritz Card5%
- Reward currency
- Rebind CardNot disclosedSpritz CardSpritz Credits
Earn
5 fields- Advertised APY
- Rebind CardUp to 8% APYSpritz CardNot offered
- How it works
- Rebind CardOptional earn vaultSpritz CardNot offered
- Separate deposit
- Rebind CardYesSpritz CardNot offered
- Use balance for spending
- Rebind CardNoSpritz CardNot offered
- Lock-up
- Rebind CardNoSpritz CardNot offered
Trust & availability
5 fields- Custody
- Rebind CardNon-custodialSpritz CardHybrid custody
- Control until payment
- Rebind CardYou keep controlSpritz CardProvider controls funds
- Card issuer
- Rebind CardUAB MonavateSpritz CardNot disclosed
- Card processing
- Rebind CardGnosis PaySpritz CardRain
- Deposits & withdrawals
- Rebind CardMoneriumSpritz CardNot disclosed
Sources
2 fields- Official sources
- Rebind Card35Spritz Card41
- Last reviewed
- Rebind CardSep 5, 2026Spritz CardAug 28, 2026
04 · The verdict
Rebind Card is the stronger all-round choice
Rebind Card finishes ahead with an Overall Score of 69 versus 62 for Spritz Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Spritz Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Rebind Card uses a non-custodial account setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Rebind Card and Spritz Card reviews first.
Continue with
Rebind Card
Continue with
Spritz Card
05 · Common questions
Rebind vs Spritz FAQ
Is Rebind or Spritz better overall?
Rebind Card has the higher Overall Score (69 vs 62). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Rebind or Spritz?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Rebind or Spritz?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Rebind and Spritz differ on custody?
Rebind Card uses a non-custodial account setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Rebind vs Spritz comparison?
The latest information check for these two cards was September 5, 2026, using 76 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.