RedotPayRedotPay
69
Side-by-side card comparison
RedotPay vs ether.fi Cash: fees, rewards and account setup
ether.fi Cash Card has the higher Overall Score by 18 points (87 vs 69). ether.fi Cash Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where RedotPay Card may still be the better personal fit.
Information checked Aug 25, 202647 official sources reviewed
01 · Make the first cut
ether.fi Cash Card is the better all-round starting point
ether.fi Cash Card has the higher Overall Score in this comparison. RedotPay Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallRedotPay69ether.fi Cash87Higher score
CashbackRedotPay41ether.fi Cash86Higher score
TravelRedotPay83ether.fi Cash84Higher score
Funds controlRedotPay55ether.fi Cash96Higher score
Lowest feesRedotPay66ether.fi Cash69Higher score
TransfersRedotPay85ether.fi Cash97Higher score
Choose RedotPay Card if its day-to-day setup suits you
RedotPay Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Virtual and physical cards are both available
- Apple Pay and Google Pay support
- Optional Pro plan can add cashback
Choose ether.fi Cash Card if cashback and travel matter most
ether.fi Cash Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Card spend plus cash-account rails
- Liquid USD can stay spendable
- Tiers make perks easier to compare
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- RedotPay69ether.fi Cash87
ether.fi Cash Card has the higher Overall Score by 18 points.
- Entry cost & FX
- RedotPay$0 plan · 1.2–2% FXether.fi Cash$0 plan · 0–0.2% FX
ether.fi Cash Card has the lower published FX fee (0–0.2% vs 1.2–2%).
- Purchase rewards
- RedotPay0% base · up to 3%ether.fi Cash3% cashback
ether.fi Cash Card has the higher published base cashback rate (3% vs 0%).
- Funds control
- RedotPayCustodial balanceether.fi CashNon-custodial account
RedotPay Card uses a custodial balance setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- RedotPayVirtual + Physical · Apple Pay, Google Payether.fi CashVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- RedotPay2 stablecoins · Stablecoin transfers; RedotPay International Transferether.fi Cash6 stablecoins · Stablecoin transfers; EUR SEPA payout, USD ACH / FedWire payout
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 4).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%-3%
- Plan cost
- $0
- FX fee
- 1.2–2%
- ATM fee
- 2–3%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 3%
- Plan cost
- $0
- FX fee
- 0–0.2%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 19 crypto · 2 fiat
- Payout methods
- 5 crypto · 2 fiat
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsRedotPay CardOverall69ether.fi Cash CardOverall87
RedotPay CardOverall69ether.fi Cash CardOverall87Scores
6 fields- Overall Score
- RedotPay Card69ether.fi Cash Card87
- Cashback score
- RedotPay Card41ether.fi Cash Card86
- Travel score
- RedotPay Card83ether.fi Cash Card84
- Funds control score
- RedotPay Card55ether.fi Cash Card96
- Lowest fees score
- RedotPay Card66ether.fi Cash Card69
- Transfers score
- RedotPay Card85ether.fi Cash Card97
Strengths & trade-offs
2 fields- Strengths
- RedotPay CardVirtual and physical cards are both available, Apple Pay and Google Pay supportether.fi Cash CardCard spend plus cash-account rails, Liquid USD can stay spendable
- Trade-offs
- RedotPay CardSpending uses a RedotPay account balance, ATM withdrawals carry a 3% feeether.fi Cash CardVault returns depend on the selected strategy, Credit setup is more complex than a prepaid card
Costs
7 fields- Plan cost
- RedotPay Card$0ether.fi Cash Card$0
- FX fee
- RedotPay Card1.2–2%ether.fi Cash Card0–0.2%
- Top-up fee
- RedotPay CardNot disclosedether.fi Cash CardNot disclosed
- Card spending fee
- RedotPay CardNot disclosedether.fi Cash CardNot disclosed
- ATM fee
- RedotPay Card2–3%ether.fi Cash Card2%
- Virtual card
- RedotPay Card10 USD one-time issuance fee; non-refundable after paymentether.fi Cash CardUp to 50 free virtual cards by tier
- Physical card
- RedotPay Card100 USD one-time issuance fee; non-refundable after paymentether.fi Cash CardCore: $50 including card and shipping; Luxe, Pinnacle and VIP include at least one free physical card
Plans
2 fields- Available plans
- RedotPay Card2 plans: Regular, Proether.fi Cash Card4 plans: Core, Luxe, Pinnacle, VIP
- Top cashback plan
- RedotPay CardPro: 3%ether.fi Cash CardCore: 3%
Everyday use
8 fields- Network
- RedotPay CardVisaether.fi Cash CardVisa
- Card formats
- RedotPay CardVirtual, Physicalether.fi Cash CardVirtual, Physical
- ATM withdrawals
- RedotPay CardAvailableether.fi Cash CardAvailable
- Mobile wallets
- RedotPay CardApple Pay, Google Payether.fi Cash CardApple Pay, Google Pay
- Apps
- RedotPay CardiOS, Androidether.fi Cash CardiOS, Android, Web
- Daily spending limit
- RedotPay CardNot disclosedether.fi Cash CardCore $30,000/day; Luxe $50,000/day; Pinnacle $100,000/day
- Monthly spending limit
- RedotPay CardNot disclosedether.fi Cash CardMonthly limit shown in app; cashback caps vary by plan
- ATM limit
- RedotPay CardNot disclosedether.fi Cash Card$250/withdrawal; $750/day
Funding & transfers
5 fields- Networks
- RedotPay CardTRC20, ERC20, BEP20ether.fi Cash CardOptimism
- Crypto deposits
- RedotPay CardStablecoins: USDT, USDC; Other crypto: BTC, ETH, SOL, XRP, BNB +3ether.fi Cash CardStablecoins: USDC, USDT, EURC, frxUSD, LiquidUSD; Other crypto: beHYPE, eBTC, ETHFI, eUSD, LiquidBTC +9
- Fiat deposits
- RedotPay CardRedotPay account bank depositether.fi Cash CardUSD ACH / FedWire receive, EUR SEPA receive
- Transfers
- RedotPay CardStablecoin transfers; RedotPay International Transferether.fi Cash CardStablecoin transfers; EUR SEPA payout, USD ACH / FedWire payout
- Payout currencies
- RedotPay CardNot disclosedether.fi Cash CardEUR, USD
Rewards
3 fields- Base cashback
- RedotPay Card0%ether.fi Cash Card3%
- Max cashback
- RedotPay Card3%ether.fi Cash Card3%
- Reward currency
- RedotPay CardUSDs cashbackether.fi Cash CardUSD cashback paid in USDC
Earn
5 fields- Advertised APY
- RedotPay CardUp to 1% APYether.fi Cash CardUp to 5.02% APY
- How it works
- RedotPay CardOptional earn vaultether.fi Cash CardEarn on spending balance, Borrow against collateral, Optional earn vault
- Separate deposit
- RedotPay CardYesether.fi Cash CardNot disclosed
- Use balance for spending
- RedotPay CardNot disclosedether.fi Cash CardNot disclosed
- Lock-up
- RedotPay CardNot disclosedether.fi Cash CardNot disclosed
Trust & availability
6 fields- Custody
- RedotPay CardCustodialether.fi Cash CardNon-custodial
- Control until payment
- RedotPay CardProvider controls fundsether.fi Cash CardYou keep control
- Card issuer
- RedotPay CardXfers Pte. Ltd.ether.fi Cash CardThird National
- Card processing
- RedotPay CardRedotPayether.fi Cash CardNot disclosed
- Deposits & withdrawals
- RedotPay CardNot disclosedether.fi Cash CardSEPA third-party provider
- Programme operator
- RedotPay CardRed F. Technology Limitedether.fi Cash Cardether.fi, Ether.Fi SEZC
Sources
2 fields- Official sources
- RedotPay Card28ether.fi Cash Card19
- Last reviewed
- RedotPay CardAug 25, 2026ether.fi Cash CardAug 25, 2026
04 · The takeaway
ether.fi Cash Card is the stronger all-round choice
ether.fi Cash Card finishes ahead with an Overall Score of 87 versus 69 for RedotPay Card. ether.fi Cash Card has the lower published FX fee (0–0.2% vs 1.2–2%). ether.fi Cash Card has the higher published base cashback rate (3% vs 0%).
RedotPay Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. RedotPay Card uses a custodial balance setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full RedotPay Card and ether.fi Cash Card reviews first.
Continue with
RedotPay Card
Continue with
ether.fi Cash Card
05 · Common questions
RedotPay vs ether.fi Cash FAQ
Is RedotPay or ether.fi Cash better overall?
ether.fi Cash Card has the higher Overall Score (87 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, RedotPay or ether.fi Cash?
ether.fi Cash Card has the lower published FX fee (0–0.2% vs 1.2–2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, RedotPay or ether.fi Cash?
ether.fi Cash Card has the higher published base cashback rate (3% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do RedotPay and ether.fi Cash differ on custody?
RedotPay Card uses a custodial balance setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this RedotPay vs ether.fi Cash comparison?
The latest information check for these two cards was August 25, 2026, using 47 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.