RedotPayRedotPay
69
Side-by-side card comparison
RedotPay vs Pionex: overall score versus use-case fit
RedotPay Card has the higher Overall Score by 12 points (69 vs 57). RedotPay Card looks stronger for Travel, Funds control, Lowest fees, and Transfers, while Pionex Card comes out ahead for Cashback.
Information checked Aug 25, 202687 official sources reviewed
01 · Overall score versus use-case fit
RedotPay Card is the better all-round starting point
RedotPay Card has the higher Overall Score in this comparison. Pionex Card may be the better fit for Cashback. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallRedotPay69Pionex57Higher score
CashbackRedotPay41Pionex52Higher score
TravelRedotPay83Pionex29Higher score
Funds controlRedotPay55Pionex43Higher score
Lowest feesRedotPay66Pionex58Higher score
TransfersRedotPay85Pionex79Higher score
Choose RedotPay Card if travel and funds control matter most
RedotPay Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual and physical cards are both available
- Apple Pay and Google Pay support
- Optional Pro plan can add cashback
Choose Pionex Card if cashback matters most
Pionex Card comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Visa and Mastercard options
- 0.1%-1% cashback in USDT
- Pionex account funding and payouts
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- RedotPay69Pionex57
RedotPay Card has the higher Overall Score by 12 points.
- Entry cost & FX
- RedotPay$0 plan · 1.2–2% FXPionex$0 plan · Not disclosed FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- RedotPay0% base · up to 3%Pionex0.1% base · up to 1%
Pionex Card has the higher published base cashback rate (0.1% vs 0%).
- Funds control
- RedotPayCustodial balancePionexCustodial balance
RedotPay Card and Pionex Card use the same custodial balance setup.
- Everyday access
- RedotPayVirtual + Physical · Apple Pay, Google PayPionexVirtual · Apple Pay, Google Pay
RedotPay Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- RedotPay2 stablecoins · Stablecoin transfers; RedotPay International TransferPionex1 stablecoin · Stablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-3%
- Plan cost
- $0
- FX fee
- 1.2–2%
- ATM fee
- 2–3%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 0.1%-1%
- Plan cost
- $0
- FX fee
- Not disclosed
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
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03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsRedotPay CardOverall69Pionex CardOverall57
RedotPay CardOverall69Pionex CardOverall57Scores
6 fields- Overall Score
- RedotPay Card69Pionex Card57
- Cashback score
- RedotPay Card41Pionex Card52
- Travel score
- RedotPay Card83Pionex Card29
- Funds control score
- RedotPay Card55Pionex Card43
- Lowest fees score
- RedotPay Card66Pionex Card58
- Transfers score
- RedotPay Card85Pionex Card79
Strengths & trade-offs
2 fields- Strengths
- RedotPay CardVirtual and physical cards are both available, Apple Pay and Google Pay supportPionex CardVisa and Mastercard options, 0.1%-1% cashback in USDT
- Trade-offs
- RedotPay CardSpending uses a RedotPay account balance, ATM withdrawals carry a 3% feePionex CardMastercard can cost up to 3.5%, General access is virtual-only
Costs
7 fields- Plan cost
- RedotPay Card$0Pionex Card$0
- FX fee
- RedotPay Card1.2–2%Pionex CardNot disclosed
- Top-up fee
- RedotPay CardNot disclosedPionex CardNot disclosed
- Card spending fee
- RedotPay CardNot disclosedPionex Card3.5%
- ATM fee
- RedotPay Card2–3%Pionex CardNot available
- Virtual card
- RedotPay Card10 USD one-time issuance fee; non-refundable after paymentPionex CardAvailable
- Physical card
- RedotPay Card100 USD one-time issuance fee; non-refundable after paymentPionex CardNot available
Plans
2 fields- Available plans
- RedotPay Card2 plans: Regular, ProPionex Card2 plans: Mastercard, Visa
- Top cashback plan
- RedotPay CardPro: 3%Pionex CardVisa: 1%
Everyday use
8 fields- Network
- RedotPay CardVisaPionex CardVisa/Mastercard
- Card formats
- RedotPay CardVirtual, PhysicalPionex CardVirtual
- ATM withdrawals
- RedotPay CardAvailablePionex CardNot available
- Mobile wallets
- RedotPay CardApple Pay, Google PayPionex CardApple Pay, Google Pay
- Apps
- RedotPay CardiOS, AndroidPionex CardNot disclosed
- Daily spending limit
- RedotPay CardNot disclosedPionex Card$10,000-$20,000/day; $10,000-$20,000/transaction depending on network
- Monthly spending limit
- RedotPay CardNot disclosedPionex Card$50,000-$100,000/month depending on network
- ATM limit
- RedotPay CardNot disclosedPionex CardNot available
Funding & transfers
5 fields- Networks
- RedotPay CardTRC20, ERC20, BEP20Pionex CardNot disclosed
- Crypto deposits
- RedotPay CardStablecoins: USDT, USDC; Other crypto: BTC, ETH, SOL, XRP, BNB +3Pionex CardOther crypto: Supported crypto
- Fiat deposits
- RedotPay CardRedotPay account bank depositPionex CardNot disclosed
- Transfers
- RedotPay CardStablecoin transfers; RedotPay International TransferPionex CardStablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out
- Payout currencies
- RedotPay CardNot disclosedPionex CardNot disclosed
Rewards
3 fields- Base cashback
- RedotPay Card0%Pionex Card0.1%
- Max cashback
- RedotPay Card3%Pionex Card1%
- Reward currency
- RedotPay CardUSDs cashbackPionex CardUSDT
Earn
5 fields- Advertised APY
- RedotPay CardUp to 1% APYPionex CardUp to 5% APY
- How it works
- RedotPay CardOptional earn vaultPionex CardEarn on spending balance
- Separate deposit
- RedotPay CardYesPionex CardNo
- Use balance for spending
- RedotPay CardNot disclosedPionex CardYes
- Lock-up
- RedotPay CardNot disclosedPionex CardNo
Trust & availability
5 fields- Custody
- RedotPay CardCustodialPionex CardCustodial
- Control until payment
- RedotPay CardProvider controls fundsPionex CardProvider controls funds
- Card issuer
- RedotPay CardXfers Pte. Ltd.Pionex CardNot disclosed
- Card processing
- RedotPay CardRedotPayPionex CardNot disclosed
- Programme operator
- RedotPay CardRed F. Technology LimitedPionex CardNot disclosed
Sources
2 fields- Official sources
- RedotPay Card28Pionex Card59
- Last reviewed
- RedotPay CardAug 25, 2026Pionex CardAug 14, 2026
04 · The trade-off
RedotPay Card is the stronger all-round choice
RedotPay Card finishes ahead with an Overall Score of 69 versus 57 for Pionex Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Pionex Card has the higher published base cashback rate (0.1% vs 0%).
Pionex Card still comes out ahead for Cashback, which may matter more than the overall result if that is how you plan to use the card. RedotPay Card and Pionex Card use the same custodial balance setup.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full RedotPay Card and Pionex Card reviews first.
Continue with
RedotPay Card
Continue with
Pionex Card
05 · Common questions
RedotPay vs Pionex FAQ
Is RedotPay or Pionex better overall?
RedotPay Card has the higher Overall Score (69 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, RedotPay or Pionex?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, RedotPay or Pionex?
Pionex Card has the higher published base cashback rate (0.1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do RedotPay and Pionex differ on custody?
RedotPay Card and Pionex Card use the same custodial balance setup.
How current is this RedotPay vs Pionex comparison?
The latest information check for these two cards was August 25, 2026, using 87 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.