Skip to card profile
In developmentEarly access

Spend

Spend Card

One card for stablecoins spread across your wallets. Spend is building a blue metal debit card around a shared balance, with USDC rewards sent back to your wallet.

Join Spend’s waitlist
Blue Spend card preview with silver lettering and Visa branding
CG card concept
Last checked Oct 31, 2026
01

What joining early gets you

01

Early access

Waitlist members go first

Spend plans to offer the card to early waitlist members before the wider launch.

02

Getting started

Free to join

No deposit is needed to put your name down. Activation comes later.

03

Early-member extras

Launch bonuses & higher rewards

Spend mentions extras for early members. The amounts, rates and qualifying rules are still to come.

02

A card built around the wallets you already have

Spend dates its beginnings to 2025, with an initial focus on connecting self-custody wallets on Base to a debit card. The current project builds on that idea with Universal Balance: a way to bring stablecoins from multiple wallets and networks into one payment.

That is the part worth watching. Plenty of people hold assets in more than one wallet; Spend wants the card to work with that habit. Its site names wallets including MetaMask, Rainbow and Coinbase Wallet as compatible, alongside a metal card and USDC purchase rewards.

Company & ecosystem

Spend

Product team

A project founded in 2025 around wallet-based spending and USDC rewards.

Base

Original network focus

The Ethereum network at the centre of Spend’s original product story.

Self-custody wallets

Planned compatibility

Spend names MetaMask, Rainbow and Coinbase Wallet among the wallets it aims to connect.

CG perspective

03

What this could unlock

Our view of the possibilities, based on the project’s direction.

Less organising before a purchase

If Universal Balance works as described, you could spend from several wallets without first assembling a separate card balance. A useful launch demo would show exactly what happens when one purchase draws on more than one wallet.

Rewards that return to your wallet

USDC rewards paid into a connected wallet could be easy to use alongside the stablecoins you already hold. The appeal will depend on the final reward rules and the cost of making payments.

04

How to join

  1. 1

    Open Spend’s waitlist

    Choose Reserve Your Card on the Spend website.

  2. 2

    Leave your details

    Your name and email are required; a phone number is optional.

  3. 3

    Look out for early access

    Waitlist members are first in line when the card is ready.

After an invitationWhen early access opens, look at the supported wallets, reward rules and full cost of using the card.

What you’ll need

To join
Name + email
Phone number
Optional
Deposit at sign-up
Not required
Card activation
Choose later
05

Where and when

Launch date
To be announced
Launch countries
To be announced
Right now
Free waitlist
06

The card taking shape

Planned features and the details still to come.

Card
Metal debit card
Wallets
Multiple self-custody wallets
Spending balance
Universal Balance

Designed to combine stablecoin balances across wallets and networks.

Purchase rewards
Up to 4% in USDC

The headline rate is a maximum; the detailed reward rules are still to come.

Still to come 2 details
Full fees & limits
Details to come
Card issuer
To be announced

Reasons to follow

  • You use stablecoins across more than one wallet.
  • You like the idea of USDC rewards returning to your wallet.
  • You want early access without making a deposit.

Before you join

  • The launch date and country list are still to come.
  • The full reward and fee rules need a closer look at launch.
  • Wallet compatibility describes the plan; the complete payment flow is still to be seen.
07

Launch updates

  1. Spend starts building

    The project begins with wallet-linked payments on Base.

  2. Taking names for early access

    Spend is still in development, with a free waitlist for the first release.

08

Source links

09

Similar cards available now

Explore these alternatives while you wait for Spend Card. Availability depends on your country.