Side-by-side card comparison

Wirex One vs OKX Global: overall score versus use-case fit

OKX Card (Global) has the higher Overall Score by 5 points (82 vs 77). Wirex One Card looks stronger for Travel and Transfers, while OKX Card (Global) comes out ahead for Cashback, Funds control, and Lowest fees.

Information checked Aug 14, 202649 official sources reviewed

01 · Overall score versus use-case fit

OKX Card (Global) is the better all-round starting point

OKX Card (Global) has the higher Overall Score in this comparison. Wirex One Card may be the better fit for Travel and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallWirex One77OKX Global82Higher score
CashbackWirex One70OKX Global71Higher score
TravelWirex One85OKX Global61Higher score
Funds controlWirex One73OKX Global75Higher score
Lowest feesWirex One68OKX Global86Higher score
TransfersWirex One94OKX Global75Higher score

Choose Wirex One Card if travel and transfers matter most

Wirex One Card comes out ahead for Travel and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Five current card tiers
  • 0.5% to 8% cashback in USD
  • Self-custodial digital assets

Choose OKX Card (Global) if cashback and funds control matter most

OKX Card (Global) comes out ahead for Cashback, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Low documented provider costs
  • 2% default USDG cashback with higher VIP tiers
  • Visa, phone wallets and three stablecoins

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Wirex One77
OKX Global82

OKX Card (Global) has the higher Overall Score by 5 points.

Entry cost & FX
Wirex One$0 plan · 0% FX
OKX Global$0 plan · 0% OKX markup + network rate FX

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.

Purchase rewards
Wirex One0.5% base · up to 8%
OKX Global2% base · up to 10%

OKX Card (Global) has the higher published base cashback rate (2% vs 0.5%).

Funds control
Wirex OneNon-custodial account
OKX GlobalHybrid custody

Wirex One Card uses a non-custodial account setup, while OKX Card (Global) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
Wirex OneVirtual + Physical · Apple Pay, Google Pay
OKX GlobalVirtual · Apple Pay, Google Pay

Wirex One Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Wirex One3 stablecoins · Stablecoin transfers; Pay to an external card, Bank account payouts
OKX Global3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange

Both cards list the same number of stablecoins and ways to send money out.

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
0.5%-8%
Plan cost
$0
FX fee
0%
ATM fee
2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
3 crypto · 2 fiat
Payout methods
3 crypto · 3 fiat
Cashback
2%-10%
Plan cost
$0
FX fee
0% OKX markup + network rate
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
3 crypto · 0 fiat
Payout methods
3 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Wirex One Card

No active signup offer listed

We do not currently list an active signup offer for this card.

OKX Card (Global)

Get 5 USDG

5 USDG after qualifying OKX Card purchases

  • Complete three qualifying, settled card transactions.
  • Each qualifying transaction must be at least $25 under the captured offer.

OKX Card promo codeJF37NBCF

Offer terms can change. The app showed 11 days remaining when captured on 2026-07-23; check the current Card Referral page before signing up.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Wirex One CardOverall77
OKX Card (Global)Overall82
01

Scores

6 fields
Overall Score
Wirex One Card
77
OKX Card (Global)
82
Cashback score
Wirex One Card
70
OKX Card (Global)
71
Travel score
Wirex One Card
85
OKX Card (Global)
61
Funds control score
Wirex One Card
73
OKX Card (Global)
75
Lowest fees score
Wirex One Card
68
OKX Card (Global)
86
Transfers score
Wirex One Card
94
OKX Card (Global)
75
02

Strengths & trade-offs

2 fields
Strengths
Wirex One Card
Five current card tiers, 0.5% to 8% cashback in USD
OKX Card (Global)
Low documented provider costs, 2% default USDG cashback with higher VIP tiers
Trade-offs
Wirex One Card
Higher tiers require WPAY exposure, Limits remain region-specific
OKX Card (Global)
Virtual-only with no ATM access, Global does not mean worldwide availability
03

Costs

7 fields
Plan cost
Wirex One Card
$0
OKX Card (Global)
$0
FX fee
Wirex One Card
0%
OKX Card (Global)
0% OKX markup + network rate
Top-up fee
Wirex One Card
Not disclosed
OKX Card (Global)
0%
Card spending fee
Wirex One Card
Not disclosed
OKX Card (Global)
Not disclosed
ATM fee
Wirex One Card
2%
OKX Card (Global)
Not available
Virtual card
Wirex One Card
Included on every membership tier
OKX Card (Global)
$0
Physical card
Wirex One Card
Plastic from Premium; Visa Signature Metal from Private
OKX Card (Global)
Not available
04

Plans

2 fields
Available plans
Wirex One Card
5 plans: Base, Premium, Elite, Private +1
OKX Card (Global)
5 plans: Regular, VIP 1, VIP 2, VIP 3 +1
Top cashback plan
Wirex One Card
Bespoke: 8%
OKX Card (Global)
VIP 4+: 10%
05

Everyday use

8 fields
Network
Wirex One Card
Visa
OKX Card (Global)
Visa
Card formats
Wirex One Card
Virtual, Physical
OKX Card (Global)
Virtual
ATM withdrawals
Wirex One Card
Available
OKX Card (Global)
Not available
Mobile wallets
Wirex One Card
Apple Pay, Google Pay
OKX Card (Global)
Apple Pay, Google Pay
Apps
Wirex One Card
iOS, Android
OKX Card (Global)
iOS, Android
Daily spending limit
Wirex One Card
EEA card-spend limit: €30,000/day and €30,000 per transaction; other regions are shown in app
OKX Card (Global)
No fixed provider daily limit; user-set minimum is 1 USD, while the regional maximum appears only in-app.
Monthly spending limit
Wirex One Card
EEA card-spend limit: €30,000/month; other regions are shown in app
OKX Card (Global)
No fixed monthly amount is published; balance and risk controls apply.
ATM limit
Wirex One Card
EEA physical/Metal ATM limit: €500/day, €5,000/month and 5 withdrawals/day; 2% above the free allowance
OKX Card (Global)
ATM withdrawals are not supported.
06

Funding & transfers

5 fields
Networks
Wirex One Card
Not disclosed
OKX Card (Global)
X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1
Crypto deposits
Wirex One Card
Stablecoins: USDC, USDT, EURC
OKX Card (Global)
Stablecoins: USDT, USDC, USDG
Fiat deposits
Wirex One Card
Bank funding, External card top-up
OKX Card (Global)
Not disclosed
Transfers
Wirex One Card
Stablecoin transfers; Pay to an external card, Bank account payouts
OKX Card (Global)
Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
Payout currencies
Wirex One Card
USD, EUR, GBP
OKX Card (Global)
Not disclosed
07

Rewards

3 fields
Base cashback
Wirex One Card
0.5%
OKX Card (Global)
2%
Max cashback
Wirex One Card
8%
OKX Card (Global)
10%
Reward currency
Wirex One Card
USD cashback
OKX Card (Global)
USDG cashback
08

Earn

5 fields
Advertised APY
Wirex One Card
Not offered
OKX Card (Global)
Up to 10% APY
How it works
Wirex One Card
Not offered
OKX Card (Global)
Earn on spending balance
Separate deposit
Wirex One Card
Not offered
OKX Card (Global)
No
Use balance for spending
Wirex One Card
Not offered
OKX Card (Global)
Yes
Lock-up
Wirex One Card
Not offered
OKX Card (Global)
Not disclosed
09

Trust & availability

6 fields
Custody
Wirex One Card
Non-custodial
OKX Card (Global)
Hybrid custody
Control until payment
Wirex One Card
Not disclosed
OKX Card (Global)
You keep control
Card issuer
Wirex One Card
Transact Payments Malta Limited, Novatti Group Limited
OKX Card (Global)
Xfers Pte. Ltd. (StraitsX), Bano Pty Ltd
Card processing
Wirex One Card
Not disclosed
OKX Card (Global)
OKX
Custody / key management
Wirex One Card
Privy Technologies, Inc.
OKX Card (Global)
Not disclosed
Programme operator
Wirex One Card
UAB Wirex
OKX Card (Global)
Not disclosed
10

Sources

2 fields
Official sources
Wirex One Card
36
OKX Card (Global)
13
Last reviewed
Wirex One Card
Aug 12, 2026
OKX Card (Global)
Aug 14, 2026

04 · The trade-off

OKX Card (Global) is the stronger all-round choice

OKX Card (Global) finishes ahead with an Overall Score of 82 versus 77 for Wirex One Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. OKX Card (Global) has the higher published base cashback rate (2% vs 0.5%).

Wirex One Card still comes out ahead for Travel and Transfers, which may matter more than the overall result if that is how you plan to use the card. Wirex One Card uses a non-custodial account setup, while OKX Card (Global) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Wirex One Card and OKX Card (Global) reviews first.

05 · Common questions

Wirex One vs OKX Global FAQ

Is Wirex One or OKX Global better overall?

OKX Card (Global) has the higher Overall Score (82 vs 77). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Wirex One or OKX Global?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Wirex One or OKX Global?

OKX Card (Global) has the higher published base cashback rate (2% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Wirex One and OKX Global differ on custody?

Wirex One Card uses a non-custodial account setup, while OKX Card (Global) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Wirex One vs OKX Global comparison?

The latest information check for these two cards was August 14, 2026, using 49 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace