Side-by-side card comparison

ARQ vs MEXC Global: overall score versus use-case fit

MEXC Global Card has the higher Overall Score by 8 points (72 vs 64). ARQ Card looks stronger for Travel and Funds control, while MEXC Global Card comes out ahead for Cashback, Lowest fees, and Transfers.

Information checked Oct 11, 202657 official sources reviewed

01 · Overall score versus use-case fit

MEXC Global Card is the better all-round starting point

MEXC Global Card has the higher Overall Score in this comparison. ARQ Card may be the better fit for Travel and Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallARQ64MEXC Global72Higher score
CashbackARQ40MEXC Global64Higher score
TravelARQ62MEXC Global57Higher score
Funds controlARQ52MEXC Global46Higher score
Lowest feesARQ52MEXC Global78Higher score
TransfersARQ75MEXC Global83Higher score

Choose ARQ Card if travel and funds control matter most

ARQ Card comes out ahead for Travel and Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Clear four-country residence coverage
  • Virtual, physical and phone-wallet access
  • Paid tiers add cashback and earnings

Choose MEXC Global Card if cashback and lowest fees matter most

MEXC Global Card comes out ahead for Cashback, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Apple Pay and Google Pay
  • No provider FX or conversion markup
  • 4% promotional Standard cashback

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
ARQ64
MEXC Global72

MEXC Global Card has the higher Overall Score by 8 points.

Entry cost & FX
ARQ$0 plan · Provider spread unknown; Argentina/Brazil variant charges may apply FX
MEXC Global$0 plan · 0% FX

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.

Purchase rewards
ARQ0% base · up to 2%
MEXC Global4% base · up to 10%

MEXC Global Card has the higher published base cashback rate (4% vs 0%).

Funds control
ARQCustodial balance
MEXC GlobalCustodial balance

ARQ Card and MEXC Global Card use the same custodial balance setup.

Everyday access
ARQVirtual + Physical · Apple Pay, Google Pay
MEXC GlobalVirtual · Apple Pay, Google Pay

ARQ Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
ARQ4 stablecoins · ARQ P2P; USD ACH payout
MEXC Global1 stablecoin · Stablecoin transfers; MEXC User internal transfer; MEXC account EUR SEPA withdrawal, MEXC account USD SWIFT withdrawal

ARQ Card lists more stablecoins and ways to send money out (6 vs 5).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
0%-2%
Plan cost
$0
FX fee
Provider spread unknown; Argentina/Brazil variant charges may apply
ATM fee
1–3%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 2 fiat
Payout methods
0 crypto · 1 fiat
Cashback
4%-10%
Plan cost
$0
FX fee
0%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 2 fiat
Payout methods
1 crypto · 2 fiat

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
ARQ CardOverall64
MEXC Global CardOverall72
01

Scores

6 fields
Overall Score
ARQ Card
64
MEXC Global Card
72
Cashback score
ARQ Card
40
MEXC Global Card
64
Travel score
ARQ Card
62
MEXC Global Card
57
Funds control score
ARQ Card
52
MEXC Global Card
46
Lowest fees score
ARQ Card
52
MEXC Global Card
78
Transfers score
ARQ Card
75
MEXC Global Card
83
02

Strengths & trade-offs

2 fields
Strengths
ARQ Card
Clear four-country residence coverage, Virtual, physical and phone-wallet access
MEXC Global Card
Apple Pay and Google Pay, No provider FX or conversion markup
Trade-offs
ARQ Card
Provider FX spread remains unclear, Headline cashback requires membership
MEXC Global Card
Opaque M-Score point accrual, Virtual card only
03

Costs

7 fields
Plan cost
ARQ Card
$0
MEXC Global Card
$0
FX fee
ARQ Card
Provider spread unknown; Argentina/Brazil variant charges may apply
MEXC Global Card
0%
Top-up fee
ARQ Card
Standard receive: 3 USDc for USD/crypto and 3 EURc for EUR
MEXC Global Card
0%
Card spending fee
ARQ Card
0%
MEXC Global Card
1%
ATM fee
ARQ Card
1–3%
MEXC Global Card
Not available
Virtual card
ARQ Card
Free
MEXC Global Card
Currently free; standard advertised price USD 20. Offer expiry unclear.
Physical card
ARQ Card
Mexico: Standard shipping $4.99; first physical card free with Main Balance above $100 or Premium. Other countries must confirm local terms.
MEXC Global Card
Unavailable
04

Plans

2 fields
Available plans
ARQ Card
3 plans: Standard, Premium, Prestige
MEXC Global Card
3 plans: Standard, Premier, Elite
Top cashback plan
ARQ Card
Prestige: 2%
MEXC Global Card
Elite: 10%
05

Everyday use

8 fields
Network
ARQ Card
Mastercard
MEXC Global Card
Visa
Card formats
ARQ Card
Virtual, Physical
MEXC Global Card
Virtual
ATM withdrawals
ARQ Card
Available
MEXC Global Card
Not available
Mobile wallets
ARQ Card
Apple Pay, Google Pay
MEXC Global Card
Apple Pay, Google Pay
Apps
ARQ Card
iOS, Android
MEXC Global Card
iOS, Android, Web
Daily spending limit
ARQ Card
Not disclosed
MEXC Global Card
USD 1,000,000 per day
Monthly spending limit
ARQ Card
Not disclosed
MEXC Global Card
Monthly amount unclear; 2,500 transactions/month.
ATM limit
ARQ Card
Not disclosed
MEXC Global Card
Not available for current virtual card.
06

Funding & transfers

5 fields
Networks
ARQ Card
Ethereum, Polygon, Tron
MEXC Global Card
Not disclosed
Crypto deposits
ARQ Card
Stablecoins: USDC, USDT
MEXC Global Card
Stablecoins: USDT
Fiat deposits
ARQ Card
USD receive, EUR receive
MEXC Global Card
MEXC account EUR deposit, MEXC account USD deposit
Transfers
ARQ Card
ARQ P2P; USD ACH payout
MEXC Global Card
Stablecoin transfers; MEXC User internal transfer; MEXC account EUR SEPA withdrawal, MEXC account USD SWIFT withdrawal
Payout currencies
ARQ Card
USD
MEXC Global Card
EUR, USD
07

Rewards

3 fields
Base cashback
ARQ Card
0%
MEXC Global Card
4%
Max cashback
ARQ Card
2%
MEXC Global Card
10%
Reward currency
ARQ Card
USDc cashback
MEXC Global Card
USDT
08

Earn

5 fields
Advertised APY
ARQ Card
Up to 4.5% APY
MEXC Global Card
Not disclosed
How it works
ARQ Card
Earn on spending balance, Optional earn vault
MEXC Global Card
Optional earn vault
Separate deposit
ARQ Card
Yes
MEXC Global Card
Yes
Use balance for spending
ARQ Card
No
MEXC Global Card
Not disclosed
Lock-up
ARQ Card
No
MEXC Global Card
Not disclosed
09

Trust & availability

2 fields
Custody
ARQ Card
Custodial
MEXC Global Card
Custodial
Control until payment
ARQ Card
Provider controls funds
MEXC Global Card
Provider controls funds
10

Sources

2 fields
Official sources
ARQ Card
36
MEXC Global Card
21
Last reviewed
ARQ Card
Oct 11, 2026
MEXC Global Card
Oct 3, 2026

04 · The trade-off

MEXC Global Card is the stronger all-round choice

MEXC Global Card finishes ahead with an Overall Score of 72 versus 64 for ARQ Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. MEXC Global Card has the higher published base cashback rate (4% vs 0%).

ARQ Card still comes out ahead for Travel and Funds control, which may matter more than the overall result if that is how you plan to use the card. ARQ Card and MEXC Global Card use the same custodial balance setup.

ARQ Card lists more stablecoins and ways to send money out (6 vs 5). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full ARQ Card and MEXC Global Card reviews first.

05 · Common questions

ARQ vs MEXC Global FAQ

Is ARQ or MEXC Global better overall?

MEXC Global Card has the higher Overall Score (72 vs 64). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, ARQ or MEXC Global?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, ARQ or MEXC Global?

MEXC Global Card has the higher published base cashback rate (4% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do ARQ and MEXC Global differ on custody?

ARQ Card and MEXC Global Card use the same custodial balance setup.

How current is this ARQ vs MEXC Global comparison?

The latest information check for these two cards was October 11, 2026, using 57 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

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