AviciAvici
71
Side-by-side card comparison
Avici vs Spritz: overall score versus use-case fit
Avici Card has the higher Overall Score by 9 points (71 vs 62). Avici Card looks stronger for Travel, Funds control, Lowest fees, and Transfers, while Spritz Card comes out ahead for Cashback.
Information checked Aug 28, 202657 official sources reviewed
01 · Overall score versus use-case fit
Avici Card is the better all-round starting point
Avici Card has the higher Overall Score in this comparison. Spritz Card may be the better fit for Cashback. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallAvici71Spritz62Higher score
CashbackAvici21Spritz34Higher score
TravelAvici82Spritz46Higher score
Funds controlAvici95Spritz62Higher score
Lowest feesAvici73Spritz44Higher score
TransfersAvici67Spritz64Higher score
Choose Avici Card if travel and funds control matter most
Avici Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- User-owned USDC collateral
- Physical, virtual and phone-wallet use
- Low provider fees
Choose Spritz Card if cashback matters most
Spritz Card comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Direct crypto card top-up
- Both major phone wallets
- 154-country virtual access
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Avici71Spritz62
Avici Card has the higher Overall Score by 9 points.
- Entry cost & FX
- Avici$0 plan · 0–1% FXSpritz$0 plan · Exact Spritz markup not disclosed; local exchange and conversion rates may apply FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Avici0% cashbackSpritz0% base · up to 5%
Both cards show the same base cashback rate of 0%.
- Funds control
- AviciSelf-controlled walletSpritzHybrid custody
Avici Card uses a self-controlled wallet setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- AviciVirtual + Physical · Apple Pay, Google PaySpritzVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Avici1 stablecoin · Stablecoin transfersSpritz0 stablecoins · Wallet-to-bank Off-Ramp
Avici Card lists more stablecoins and ways to send money out (2 vs 1).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–0.65%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- Exact Spritz markup not disclosed; local exchange and conversion rates may apply
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 4 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsAvici CardOverall71Spritz CardOverall62
Avici CardOverall71Spritz CardOverall62Scores
6 fields- Overall Score
- Avici Card71Spritz Card62
- Cashback score
- Avici Card21Spritz Card34
- Travel score
- Avici Card82Spritz Card46
- Funds control score
- Avici Card95Spritz Card62
- Lowest fees score
- Avici Card73Spritz Card44
- Transfers score
- Avici Card67Spritz Card64
Strengths & trade-offs
2 fields- Strengths
- Avici CardUser-owned USDC collateral, Physical, virtual and phone-wallet useSpritz CardDirect crypto card top-up, Both major phone wallets
- Trade-offs
- Avici CardNo standard purchase cashback, Visa and penalty layers need careSpritz CardATM use is not verified, Top-up fees vary by route
Costs
7 fields- Plan cost
- Avici Card$0Spritz Card$0
- FX fee
- Avici Card0–1%Spritz CardExact Spritz markup not disclosed; local exchange and conversion rates may apply
- Top-up fee
- Avici Card$0 Avici card top-up fee; swap and network execution costs are separate and not fully publishedSpritz Card1–3%
- Card spending fee
- Avici Card0%Spritz Card0%
- ATM fee
- Avici Card0–0.65%Spritz CardNot disclosed
- Virtual card
- Avici CardPlatinum $15 first / $10 extra; Signature $30 first year / $20 renewalSpritz CardNot disclosed
- Physical card
- Avici CardPlatinum $50; Signature $75 + $20/year from year twoSpritz CardNot disclosed
Plans
2 fields- Available plans
- Avici Card2 plans: Visa Platinum, Visa SignatureSpritz CardNot disclosed
- Top cashback plan
- Avici CardVisa Platinum: 0%Spritz CardNot disclosed
Everyday use
8 fields- Network
- Avici CardVisaSpritz CardVisa
- Card formats
- Avici CardVirtual, PhysicalSpritz CardVirtual, Physical
- ATM withdrawals
- Avici CardAvailableSpritz CardNot disclosed
- Mobile wallets
- Avici CardApple Pay, Google PaySpritz CardApple Pay, Google Pay
- Apps
- Avici CardiOS, AndroidSpritz CardiOS
- Daily spending limit
- Avici CardNo fixed public transaction cap; balance, issuer and user-set limits applySpritz CardNo provider-published daily spend cap
- Monthly spending limit
- Avici CardNo fixed public monthly cap; dynamic controls applySpritz CardNot disclosed
- ATM limit
- Avici Card$250 per day, up to 3 ATM transactionsSpritz CardNot verified for the current no-PIN card
Funding & transfers
5 fields- Networks
- Avici CardEthereum, Polygon, Optimism, Arbitrum, SolanaSpritz CardArbitrum, Avalanche, Base, Bitcoin, BNB Chain, Dash +6
- Crypto deposits
- Avici CardStablecoins: USDCSpritz CardOther crypto: Crypto top-up
- Fiat deposits
- Avici CardNot disclosedSpritz CardNot disclosed
- Transfers
- Avici CardStablecoin transfersSpritz CardWallet-to-bank Off-Ramp
- Payout currencies
- Avici CardNot disclosedSpritz CardUSD, CAD, GBP, EUR
Rewards
3 fields- Base cashback
- Avici Card0%Spritz Card0%
- Max cashback
- Avici Card0%Spritz Card5%
- Reward currency
- Avici CardNo cashbackSpritz CardSpritz Credits
Earn
5 fields- Advertised APY
- Avici CardNot offeredSpritz CardNot offered
- How it works
- Avici CardNot offeredSpritz CardNot offered
- Separate deposit
- Avici CardNot offeredSpritz CardNot offered
- Use balance for spending
- Avici CardNot offeredSpritz CardNot offered
- Lock-up
- Avici CardNot offeredSpritz CardNot offered
Trust & availability
5 fields- Custody
- Avici CardSelf-custodySpritz CardHybrid custody
- Control until payment
- Avici CardYou keep controlSpritz CardProvider controls funds
- Card issuer
- Avici CardThird NationalSpritz CardNot disclosed
- Card processing
- Avici CardRelaySpritz CardRain
- Identity verification
- Avici CardSumsubSpritz CardNot disclosed
Sources
2 fields- Official sources
- Avici Card16Spritz Card41
- Last reviewed
- Avici CardAug 21, 2026Spritz CardAug 28, 2026
04 · The trade-off
Avici Card is the stronger all-round choice
Avici Card finishes ahead with an Overall Score of 71 versus 62 for Spritz Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Both cards show the same base cashback rate of 0%.
Spritz Card still comes out ahead for Cashback, which may matter more than the overall result if that is how you plan to use the card. Avici Card uses a self-controlled wallet setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Avici Card lists more stablecoins and ways to send money out (2 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Avici Card and Spritz Card reviews first.
Continue with
Avici Card
Continue with
Spritz Card
05 · Common questions
Avici vs Spritz FAQ
Is Avici or Spritz better overall?
Avici Card has the higher Overall Score (71 vs 62). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Avici or Spritz?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Avici or Spritz?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Avici and Spritz differ on custody?
Avici Card uses a self-controlled wallet setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Avici vs Spritz comparison?
The latest information check for these two cards was August 28, 2026, using 57 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.