AviciAvici
71
Side-by-side card comparison
Avici vs WhiteBIT Nova USD: overall score versus use-case fit
Avici Card has the higher Overall Score by 12 points (71 vs 59). Avici Card looks stronger for Travel, Funds control, and Lowest fees, while WhiteBIT Nova USD comes out ahead for Cashback and Transfers.
Information checked Oct 16, 202634 official sources reviewed
01 · Overall score versus use-case fit
Avici Card is the better all-round starting point
Avici Card has the higher Overall Score in this comparison. WhiteBIT Nova USD may be the better fit for Cashback and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallAvici71WhiteBIT Nova USD59Higher score
CashbackAvici21WhiteBIT Nova USD25Higher score
TravelAvici82WhiteBIT Nova USD36Higher score
Funds controlAvici95WhiteBIT Nova USD49Higher score
Lowest feesAvici74WhiteBIT Nova USD60Higher score
TransfersAvici67WhiteBIT Nova USD86Higher score
Choose Avici Card if travel and funds control matter most
Avici Card comes out ahead for Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- User-owned USDC collateral
- Physical, virtual and phone-wallet use
- Low provider fees
Choose WhiteBIT Nova USD if cashback and transfers matter most
WhiteBIT Nova USD comes out ahead for Cashback and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Apple Pay and Google Pay
- Spend selected exchange assets
- No monthly maintenance fee
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Avici71WhiteBIT Nova USD59
Avici Card has the higher Overall Score by 12 points.
- Entry cost & FX
- Avici$0 plan · 0–1% FXWhiteBIT Nova USDNot disclosed plan · 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete FX
Avici Card has the lower published FX fee (0–1% vs 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete).
- Purchase rewards
- Avici0% cashbackWhiteBIT Nova USD0% base · up to 10%
Both cards show the same base cashback rate of 0%.
- Funds control
- AviciSelf-controlled walletWhiteBIT Nova USDCustodial balance
Avici Card uses a self-controlled wallet setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- AviciVirtual + Physical · Apple Pay, Google PayWhiteBIT Nova USDVirtual · Apple Pay, Google Pay
Avici Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Avici1 stablecoin · Stablecoin transfersWhiteBIT Nova USD2 stablecoins · Stablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
WhiteBIT Nova USD lists more stablecoins and ways to send money out (4 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–0.65%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 0%-10%
- Plan cost
- Not disclosed
- FX fee
- 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 1 fiat
- Payout methods
- 2 crypto · 1 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsAvici CardOverall71WhiteBIT Nova USDOverall59
Avici CardOverall71WhiteBIT Nova USDOverall59Scores
6 fields- Overall Score
- Avici Card71WhiteBIT Nova USD59
- Cashback score
- Avici Card21WhiteBIT Nova USD25
- Travel score
- Avici Card82WhiteBIT Nova USD36
- Funds control score
- Avici Card95WhiteBIT Nova USD49
- Lowest fees score
- Avici Card74WhiteBIT Nova USD60
- Transfers score
- Avici Card67WhiteBIT Nova USD86
Strengths & trade-offs
2 fields- Strengths
- Avici CardUser-owned USDC collateral, Physical, virtual and phone-wallet useWhiteBIT Nova USDApple Pay and Google Pay, Spend selected exchange assets
- Trade-offs
- Avici CardNo standard purchase cashback, Visa and penalty layers need careWhiteBIT Nova USDA fee on every purchase, Category cashback stops at $25
Costs
7 fields- Plan cost
- Avici Card$0WhiteBIT Nova USDNot disclosed
- FX fee
- Avici Card0–1%WhiteBIT Nova USD1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- Top-up fee
- Avici Card$0 Avici card top-up fee; swap and network execution costs are separate and not fully publishedWhiteBIT Nova USD0%
- Card spending fee
- Avici Card0%WhiteBIT Nova USD$0.20 + 1.5%
- ATM fee
- Avici Card0–0.65%WhiteBIT Nova USDNot available
- Virtual card
- Avici CardPlatinum $15 first / $10 extra; Signature $30 first year / $20 renewalWhiteBIT Nova USD$0 issuance
- Physical card
- Avici CardPlatinum $50; Signature $75 + $20/year from year twoWhiteBIT Nova USDUnavailable for the current USD product
Plans
2 fields- Available plans
- Avici Card2 plans: Visa Platinum, Visa SignatureWhiteBIT Nova USDNot disclosed
- Top cashback plan
- Avici CardVisa Platinum: 0%WhiteBIT Nova USDNot disclosed
Everyday use
8 fields- Network
- Avici CardVisaWhiteBIT Nova USDVisa
- Card formats
- Avici CardVirtual, PhysicalWhiteBIT Nova USDVirtual
- ATM withdrawals
- Avici CardAvailableWhiteBIT Nova USDNot available
- Mobile wallets
- Avici CardApple Pay, Google PayWhiteBIT Nova USDApple Pay, Google Pay
- Apps
- Avici CardiOS, AndroidWhiteBIT Nova USDWeb
- Daily spending limit
- Avici CardNo fixed public transaction cap; balance, issuer and user-set limits applyWhiteBIT Nova USDUSD 40,000 daily
- Monthly spending limit
- Avici CardNo fixed public monthly cap; dynamic controls applyWhiteBIT Nova USDUSD 200,000 monthly
- ATM limit
- Avici Card$3,000 per day; the older help page still lists up to 3 ATM transactions per dayWhiteBIT Nova USDATM withdrawals unavailable; future published limits are not current access.
Funding & transfers
5 fields- Networks
- Avici CardEthereum, Polygon, Optimism, Arbitrum, SolanaWhiteBIT Nova USDArbitrum, Avalanche C-Chain, Base, BNB Smart Chain, Polkadot Asset Hub, Ethereum +9
- Crypto deposits
- Avici CardStablecoins: USDCWhiteBIT Nova USDStablecoins: USDC, USDT
- Fiat deposits
- Avici CardNot disclosedWhiteBIT Nova USDSEPA FINCI to WhiteBIT account
- Transfers
- Avici CardStablecoin transfersWhiteBIT Nova USDStablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
- Payout currencies
- Avici CardNot disclosedWhiteBIT Nova USDEUR
Rewards
3 fields- Base cashback
- Avici Card0%WhiteBIT Nova USD0%
- Max cashback
- Avici Card0%WhiteBIT Nova USD10%
- Reward currency
- Avici CardNo cashbackWhiteBIT Nova USDNot disclosed
Earn
5 fields- Advertised APY
- Avici CardNot offeredWhiteBIT Nova USDNot offered
- How it works
- Avici CardNot offeredWhiteBIT Nova USDNot offered
- Separate deposit
- Avici CardNot offeredWhiteBIT Nova USDNot offered
- Use balance for spending
- Avici CardNot offeredWhiteBIT Nova USDNot offered
- Lock-up
- Avici CardNot offeredWhiteBIT Nova USDNot offered
Trust & availability
5 fields- Custody
- Avici CardSelf-custodyWhiteBIT Nova USDCustodial
- Control until payment
- Avici CardYou keep controlWhiteBIT Nova USDProvider controls funds
- Card issuer
- Avici CardThird NationalWhiteBIT Nova USDJSC Hash Bank
- Card processing
- Avici CardRelayWhiteBIT Nova USDNot disclosed
- Identity verification
- Avici CardSumsubWhiteBIT Nova USDNot disclosed
Sources
2 fields- Official sources
- Avici Card17WhiteBIT Nova USD17
- Last reviewed
- Avici CardSep 20, 2026WhiteBIT Nova USDOct 16, 2026
04 · The trade-off
Avici Card is the stronger all-round choice
Avici Card finishes ahead with an Overall Score of 71 versus 59 for WhiteBIT Nova USD. Avici Card has the lower published FX fee (0–1% vs 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete). Both cards show the same base cashback rate of 0%.
WhiteBIT Nova USD still comes out ahead for Cashback and Transfers, which may matter more than the overall result if that is how you plan to use the card. Avici Card uses a self-controlled wallet setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
WhiteBIT Nova USD lists more stablecoins and ways to send money out (4 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Avici Card and WhiteBIT Nova USD reviews first.
Continue with
Avici Card
Continue with
WhiteBIT Nova USD
05 · Common questions
Avici vs WhiteBIT Nova USD FAQ
Is Avici or WhiteBIT Nova USD better overall?
Avici Card has the higher Overall Score (71 vs 59). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Avici or WhiteBIT Nova USD?
Avici Card has the lower published FX fee (0–1% vs 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Avici or WhiteBIT Nova USD?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Avici and WhiteBIT Nova USD differ on custody?
Avici Card uses a self-controlled wallet setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Avici vs WhiteBIT Nova USD comparison?
The latest information check for these two cards was October 16, 2026, using 34 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.