BinanceBinance
58
Side-by-side card comparison
Binance vs Avici: overall score versus use-case fit
Avici Card has the higher Overall Score by 13 points (71 vs 58). Binance Card looks stronger for Cashback and Transfers, while Avici Card comes out ahead for Travel, Funds control, and Lowest fees.
Information checked Aug 21, 202628 official sources reviewed
01 · Overall score versus use-case fit
Avici Card is the better all-round starting point
Avici Card has the higher Overall Score in this comparison. Binance Card may be the better fit for Cashback and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBinance58Avici71Higher score
CashbackBinance37Avici21Higher score
TravelBinance36Avici82Higher score
Funds controlBinance47Avici95Higher score
Lowest feesBinance56Avici73Higher score
TransfersBinance75Avici67Higher score
Choose Binance Card if cashback and transfers matter most
Binance Card comes out ahead for Cashback and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend supported Binance crypto balances
- Google Pay support
- Cashback can rise by tier
Choose Avici Card if travel and funds control matter most
Avici Card comes out ahead for Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- User-owned USDC collateral
- Physical, virtual and phone-wallet use
- Low provider fees
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Binance58Avici71
Avici Card has the higher Overall Score by 13 points.
- Entry cost & FX
- Binance$0 plan · 2–3% FXAvici$0 plan · 0–1% FX
Avici Card has the lower published FX fee (0–1% vs 2–3%).
- Purchase rewards
- Binance1.5% base · up to 3%Avici0% cashback
Binance Card has the higher published base cashback rate (1.5% vs 0%).
- Funds control
- BinanceCustodial balanceAviciSelf-controlled wallet
Binance Card uses a custodial balance setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- BinanceVirtual · Google PayAviciVirtual + Physical · Apple Pay, Google Pay
Avici Card lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- Binance3 stablecoins · Stablecoin transfers; Binance account fiat withdrawalAvici1 stablecoin · Stablecoin transfers
Binance Card lists more stablecoins and ways to send money out (5 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 2–3%
- ATM fee
- Not disclosed
- Card formats
- Virtual
- Wallet payments
- Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–0.65%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsBinance CardOverall58Avici CardOverall71
Binance CardOverall58Avici CardOverall71Scores
6 fields- Overall Score
- Binance Card58Avici Card71
- Cashback score
- Binance Card37Avici Card21
- Travel score
- Binance Card36Avici Card82
- Funds control score
- Binance Card47Avici Card95
- Lowest fees score
- Binance Card56Avici Card73
- Transfers score
- Binance Card75Avici Card67
Strengths & trade-offs
2 fields- Strengths
- Binance CardSpend supported Binance crypto balances, Google Pay supportAvici CardUser-owned USDC collateral, Physical, virtual and phone-wallet use
- Trade-offs
- Binance CardSpending follows the Binance account model, Virtual-only cardAvici CardNo standard purchase cashback, Visa and penalty layers need care
Costs
7 fields- Plan cost
- Binance Card$0Avici Card$0
- FX fee
- Binance Card2–3%Avici Card0–1%
- Top-up fee
- Binance CardNot disclosedAvici Card$0 Avici card top-up fee; swap and network execution costs are separate and not fully published
- Card spending fee
- Binance CardNot disclosedAvici Card0%
- ATM fee
- Binance CardNot disclosedAvici Card0–0.65%
- Virtual card
- Binance CardVirtual card up to 15 minutes after approval; 0 USD issuance feeAvici CardPlatinum $15 first / $10 extra; Signature $30 first year / $20 renewal
- Physical card
- Binance CardGlobal Program virtual-only; Brazil physical card is a separate regional branchAvici CardPlatinum $50; Signature $75 + $20/year from year two
Plans
2 fields- Available plans
- Binance Card3 plans: Tier 1, Tier 2, Tier 3Avici Card2 plans: Visa Platinum, Visa Signature
- Top cashback plan
- Binance CardTier 3: 3%Avici CardVisa Platinum: 0%
Everyday use
8 fields- Network
- Binance CardMastercardAvici CardVisa
- Card formats
- Binance CardVirtualAvici CardVirtual, Physical
- ATM withdrawals
- Binance CardNot disclosedAvici CardAvailable
- Mobile wallets
- Binance CardGoogle PayAvici CardApple Pay, Google Pay
- Apps
- Binance CardiOS, AndroidAvici CardiOS, Android
- Daily spending limit
- Binance CardShown in appAvici CardNo fixed public transaction cap; balance, issuer and user-set limits apply
- Monthly spending limit
- Binance CardShown in appAvici CardNo fixed public monthly cap; dynamic controls apply
- ATM limit
- Binance CardNot disclosedAvici Card$250 per day, up to 3 ATM transactions
Funding & transfers
5 fields- Networks
- Binance CardNot disclosedAvici CardEthereum, Polygon, Optimism, Arbitrum, Solana
- Crypto deposits
- Binance CardOther crypto: Supported cryptoAvici CardStablecoins: USDC
- Fiat deposits
- Binance CardBinance account bank depositAvici CardNot disclosed
- Transfers
- Binance CardStablecoin transfers; Binance account fiat withdrawalAvici CardStablecoin transfers
- Payout currencies
- Binance CardNot disclosedAvici CardNot disclosed
Rewards
3 fields- Base cashback
- Binance Card1.5%Avici Card0%
- Max cashback
- Binance Card3%Avici Card0%
- Reward currency
- Binance CardUSDC or BTC equivalent cashback (country-dependent)Avici CardNo cashback
Earn
5 fields- Advertised APY
- Binance CardNot offeredAvici CardNot offered
- How it works
- Binance CardNot offeredAvici CardNot offered
- Separate deposit
- Binance CardNot offeredAvici CardNot offered
- Use balance for spending
- Binance CardNot offeredAvici CardNot offered
- Lock-up
- Binance CardNot offeredAvici CardNot offered
Trust & availability
5 fields- Custody
- Binance CardCustodialAvici CardSelf-custody
- Control until payment
- Binance CardProvider controls fundsAvici CardYou keep control
- Card issuer
- Binance CardImmersve LimitedAvici CardThird National
- Card processing
- Binance CardNot disclosedAvici CardRelay
- Identity verification
- Binance CardNot disclosedAvici CardSumsub
Sources
2 fields- Official sources
- Binance Card12Avici Card16
- Last reviewed
- Binance CardAug 5, 2026Avici CardAug 21, 2026
04 · The trade-off
Avici Card is the stronger all-round choice
Avici Card finishes ahead with an Overall Score of 71 versus 58 for Binance Card. Avici Card has the lower published FX fee (0–1% vs 2–3%). Binance Card has the higher published base cashback rate (1.5% vs 0%).
Binance Card still comes out ahead for Cashback and Transfers, which may matter more than the overall result if that is how you plan to use the card. Binance Card uses a custodial balance setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Binance Card lists more stablecoins and ways to send money out (5 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Binance Card and Avici Card reviews first.
Continue with
Binance Card
Continue with
Avici Card
05 · Common questions
Binance vs Avici FAQ
Is Binance or Avici better overall?
Avici Card has the higher Overall Score (71 vs 58). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Binance or Avici?
Avici Card has the lower published FX fee (0–1% vs 2–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Binance or Avici?
Binance Card has the higher published base cashback rate (1.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Binance and Avici differ on custody?
Binance Card uses a custodial balance setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Binance vs Avici comparison?
The latest information check for these two cards was August 21, 2026, using 28 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.