Side-by-side card comparison

Bitget Wallet vs Bybit EU: overall score versus use-case fit

Bitget Wallet Card has the higher Overall Score by 1 point (69 vs 68). Bitget Wallet Card looks stronger for Cashback and Funds control, while Bybit Card (EU) comes out ahead for Travel, Lowest fees, and Transfers.

Information checked Aug 28, 202657 official sources reviewed

01 · Overall score versus use-case fit

Bitget Wallet Card is the better all-round starting point

Bitget Wallet Card has the higher Overall Score in this comparison. Bybit Card (EU) may be the better fit for Travel, Lowest fees, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallBitget Wallet69Bybit EU68Higher score
CashbackBitget Wallet66Bybit EU47Higher score
TravelBitget Wallet44Bybit EU87Higher score
Funds controlBitget Wallet64Bybit EU51Higher score
Lowest feesBitget Wallet45Bybit EU72Higher score
TransfersBitget Wallet56Bybit EU79Higher score

Choose Bitget Wallet Card if cashback and funds control matter most

Bitget Wallet Card comes out ahead for Cashback and Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Current 2%-3% Assetback
  • Several crypto funding assets
  • Live APAC physical card

Choose Bybit Card (EU) if travel and lowest fees matter most

Bybit Card (EU) comes out ahead for Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Funding Account connects deposits and card spend
  • Lite and Standard card access
  • Default applicants start at 1% cashback

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Bitget Wallet69
Bybit EU68

Bitget Wallet Card has the higher Overall Score by 1 points.

Entry cost & FX
Bitget WalletNot verified plan · 1.7% in reviewed APAC and Immersve routes; other regional rates unknown FX
Bybit EU$0 plan · 0.5% FX

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.

Purchase rewards
Bitget Wallet2% base · up to 3%
Bybit EU1% base · up to 10%

Bitget Wallet Card has the higher published base cashback rate (2% vs 1%).

Funds control
Bitget WalletHybrid custody
Bybit EUCustodial balance

Bitget Wallet Card uses a hybrid custody setup, while Bybit Card (EU) uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
Bitget WalletVirtual + Physical · Google Pay
Bybit EUVirtual + Physical · Apple Pay, Google Pay

Bybit Card (EU) lists more card formats and phone-wallet options (4 vs 3).

Money movement
Bitget Wallet2 stablecoins · Regional card-balance return, Support-assisted balance recovery
Bybit EU2 stablecoins · Stablecoin transfers; Bybit EU account fiat withdrawal

Both cards list the same number of stablecoins and ways to send money out.

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
2%-3%
Plan cost
Not disclosed
FX fee
1.7% in reviewed APAC and Immersve routes; other regional rates unknown
ATM fee
APAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
Card formats
Virtual, Physical
Wallet payments
Google Pay
Receive methods
4 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat
Cashback
1%-10%
Plan cost
$0
FX fee
0.5%
ATM fee
2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 1 fiat
Payout methods
1 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Bitget Wallet Card

Up to $20

Up to $20 for invited Bitget Wallet users

  • Bind this promo code in Bitget Wallet.

Bitget Wallet Card promo codeRwG3wJg6

The exact reward and qualification conditions are not shown in the approved screenshot. Offer terms can change; check the current Bitget Wallet referral flow before signing up.

Bybit Card (EU)

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Bitget Wallet CardOverall69
Bybit Card (EU)Overall68
01

Scores

6 fields
Overall Score
Bitget Wallet Card
69
Bybit Card (EU)
68
Cashback score
Bitget Wallet Card
66
Bybit Card (EU)
47
Travel score
Bitget Wallet Card
44
Bybit Card (EU)
87
Funds control score
Bitget Wallet Card
64
Bybit Card (EU)
51
Lowest fees score
Bitget Wallet Card
45
Bybit Card (EU)
72
Transfers score
Bitget Wallet Card
56
Bybit Card (EU)
79
02

Strengths & trade-offs

2 fields
Strengths
Bitget Wallet Card
Current 2%-3% Assetback, Several crypto funding assets
Bybit Card (EU)
Funding Account connects deposits and card spend, Lite and Standard card access
Trade-offs
Bitget Wallet Card
Regional programmes differ materially, Assetback spend cap unclear
Bybit Card (EU)
ATM use gets costly after the allowance, Spending follows the Bybit EU account model
03

Costs

7 fields
Plan cost
Bitget Wallet Card
Not disclosed
Bybit Card (EU)
$0
FX fee
Bitget Wallet Card
1.7% in reviewed APAC and Immersve routes; other regional rates unknown
Bybit Card (EU)
0.5%
Top-up fee
Bitget Wallet Card
0% in reviewed APAC, Immersve and Pakistan base schedules; Reap/Express variable rates unknown
Bybit Card (EU)
Not disclosed
Card spending fee
Bitget Wallet Card
Not disclosed
Bybit Card (EU)
Not disclosed
ATM fee
Bitget Wallet Card
APAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
Bybit Card (EU)
2%
Virtual card
Bitget Wallet Card
Free in APAC and Pakistan; Immersve activation is 0.1 USDC within 72h or 10 USDC later; other routes vary
Bybit Card (EU)
Free
Physical card
Bitget Wallet Card
$49 in APAC; other regions unavailable or unclear
Bybit Card (EU)
First physical card free
04

Plans

2 fields
Available plans
Bitget Wallet Card
Not disclosed
Bybit Card (EU)
6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2
Top cashback plan
Bitget Wallet Card
Not disclosed
Bybit Card (EU)
VIP 6 / PRO 3-5: 10%
05

Everyday use

8 fields
Network
Bitget Wallet Card
Visa/Mastercard
Bybit Card (EU)
Mastercard
Card formats
Bitget Wallet Card
Virtual, Physical
Bybit Card (EU)
Virtual, Physical
ATM withdrawals
Bitget Wallet Card
Not disclosed
Bybit Card (EU)
Available
Mobile wallets
Bitget Wallet Card
Google Pay
Bybit Card (EU)
Apple Pay, Google Pay
Apps
Bitget Wallet Card
iOS, Android
Bybit Card (EU)
iOS, Android, Web
Daily spending limit
Bitget Wallet Card
Regional: APAC $50,000; Europe/Africa/LATAM $5,000; Pakistan $20,000; other routes undisclosed
Bybit Card (EU)
€5k / €10k / €15k by tier · Lite €150 lifetime
Monthly spending limit
Bitget Wallet Card
Not published as one global or regional monthly schedule
Bybit Card (EU)
€10k / €25k / €50k by tier · Lite €150 lifetime
ATM limit
Bitget Wallet Card
APAC physical: $3,000 per withdrawal, $10,000/day and $100,000/month; other routes unavailable
Bybit Card (EU)
€2k / €5k / €10k by tier · €2k per withdrawal and per day
06

Funding & transfers

5 fields
Networks
Bitget Wallet Card
BNB Chain, Ethereum, Base
Bybit Card (EU)
Not disclosed
Crypto deposits
Bitget Wallet Card
Stablecoins: USDC, USDT; Other crypto: ETH, SOL
Bybit Card (EU)
Other crypto: Supported crypto
Fiat deposits
Bitget Wallet Card
Not disclosed
Bybit Card (EU)
Bybit EU Funding Account deposit
Transfers
Bitget Wallet Card
Regional card-balance return, Support-assisted balance recovery
Bybit Card (EU)
Stablecoin transfers; Bybit EU account fiat withdrawal
Payout currencies
Bitget Wallet Card
Not disclosed
Bybit Card (EU)
Not disclosed
07

Rewards

3 fields
Base cashback
Bitget Wallet Card
2%
Bybit Card (EU)
1%
Max cashback
Bitget Wallet Card
3%
Bybit Card (EU)
10%
Reward currency
Bitget Wallet Card
Selected Assetback asset
Bybit Card (EU)
EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)
08

Earn

5 fields
Advertised APY
Bitget Wallet Card
Not offered
Bybit Card (EU)
Up to 8% APY
How it works
Bitget Wallet Card
Not offered
Bybit Card (EU)
Not disclosed
Separate deposit
Bitget Wallet Card
Not offered
Bybit Card (EU)
Not disclosed
Use balance for spending
Bitget Wallet Card
Not offered
Bybit Card (EU)
Not disclosed
Lock-up
Bitget Wallet Card
Not offered
Bybit Card (EU)
Not disclosed
09

Trust & availability

4 fields
Custody
Bitget Wallet Card
Hybrid custody
Bybit Card (EU)
Custodial
Control until payment
Bitget Wallet Card
Provider controls funds
Bybit Card (EU)
Provider controls funds
Card issuer
Bitget Wallet Card
DCS Card Centre, Monavate, Fiat24
Bybit Card (EU)
Harmoniie SAS, Moorwand Ltd
Programme operator
Bitget Wallet Card
BTG Technology Holdings Limited
Bybit Card (EU)
Not disclosed
10

Sources

2 fields
Official sources
Bitget Wallet Card
47
Bybit Card (EU)
10
Last reviewed
Bitget Wallet Card
Aug 28, 2026
Bybit Card (EU)
Aug 14, 2026

04 · The trade-off

Bitget Wallet Card is the stronger all-round choice

Bitget Wallet Card finishes ahead with an Overall Score of 69 versus 68 for Bybit Card (EU). The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Bitget Wallet Card has the higher published base cashback rate (2% vs 1%).

Bybit Card (EU) still comes out ahead for Travel, Lowest fees, and Transfers, which may matter more than the overall result if that is how you plan to use the card. Bitget Wallet Card uses a hybrid custody setup, while Bybit Card (EU) uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bitget Wallet Card and Bybit Card (EU) reviews first.

05 · Common questions

Bitget Wallet vs Bybit EU FAQ

Is Bitget Wallet or Bybit EU better overall?

Bitget Wallet Card has the higher Overall Score (69 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Bitget Wallet or Bybit EU?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Bitget Wallet or Bybit EU?

Bitget Wallet Card has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Bitget Wallet and Bybit EU differ on custody?

Bitget Wallet Card uses a hybrid custody setup, while Bybit Card (EU) uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Bitget Wallet vs Bybit EU comparison?

The latest information check for these two cards was August 28, 2026, using 57 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace