Side-by-side card comparison

Bitget Wallet vs Decaf

Bitget Wallet Card has the higher Overall Score by 5 points (69 vs 64). Bitget Wallet Card looks stronger for Cashback and Funds control, while Decaf Card comes out ahead for Travel, Lowest fees, and Transfers.

Latest check Oct 19, 202668 official sources reviewed

Bitget Wallet Card

Best fit

  • Bitget Wallet users who want a card inside their existing wallet app.
  • Choosing USDC, WBTC, XAUt or supported tokenized assets as rewards.
  • Eligible APAC users who want a physical card alongside virtual spending.

Before you choose

  • Assigned regional programmes have different fees, wallet support and custody.
  • Assetback needs a manual claim after eight days; the monthly cap is unknown.
  • Tokenized stock rewards represent assets; they are not direct share ownership.

Decaf Card

Best fit

  • Spending USDC received on Solana or Stellar through a separate card load.
  • Using the virtual Visa for Apple Pay and Google Pay purchases.
  • Receiving bank payments as USDC before allocating funds to the card.

Before you choose

  • Virtual issuance costs $5; physical cards cost $10–$90 by region.
  • US international fees are 1%; the non-USD international FX ceiling is 2%.
  • Card collateral can be liquidated; US withdrawals require prior notice.

Current signup offers

Signup offers

Signup offers are excluded from card scores.

Bitget Wallet Card

Up to $20

Up to $20 for invited Bitget Wallet users

  • Bind this promo code in Bitget Wallet.

Bitget Wallet Card promo codeRwG3wJg6

The exact reward and qualification conditions are not shown in the approved screenshot. Offer terms can change; check the current Bitget Wallet referral flow before signing up.

Partner links may earn us a commission. Affiliate disclosure

Fees & features

Compare the details

Best markers compare published, comparable values. Unknown values never win a row.

Best known Not disclosed
Cards
Bitget Wallet CardOverall69
Decaf CardOverall64
01

Scores

Overall Score
Bitget Wallet Card
69
Decaf Card
64
Cashback score
Bitget Wallet Card
66
Decaf Card
29
Travel score
Bitget Wallet Card
44
Decaf Card
60
Funds control score
Bitget Wallet Card
64
Decaf Card
63
Lowest fees score
Bitget Wallet Card
46
Decaf Card
57
Transfers score
Bitget Wallet Card
56
Decaf Card
70
02

Costs

Plan cost
Bitget Wallet Card
Not disclosed
Decaf Card
$0
FX fee
Bitget Wallet Card
1.7% in reviewed APAC and Immersve routes; other regional rates unknown
Decaf Card
1–2%
Top-up fee
Bitget Wallet Card
0% in reviewed APAC, Immersve and Pakistan base schedules; Reap/Express variable rates unknown
Decaf Card
Card-load fee unknown; parent-account bank deposits have separate charges
Card spending fee
Bitget Wallet Card
Not disclosed
Decaf Card
Not disclosed
ATM fee
Bitget Wallet Card
APAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
Decaf Card
0% Decaf markup
Virtual card
Bitget Wallet Card
Free in APAC and Pakistan; Immersve activation is 0.1 USDC within 72h or 10 USDC later; other routes vary
Decaf Card
$5
Physical card
Bitget Wallet Card
$49 in APAC; other regions unavailable or unclear
Decaf Card
$90 international / $10 US
03

Plans

Available plans
Bitget Wallet Card
Not disclosed
Decaf Card
Not disclosed
Top cashback plan
Bitget Wallet Card
Not disclosed
Decaf Card
Not disclosed
04

Everyday use

Network
Bitget Wallet Card
Visa/Mastercard
Decaf Card
Visa
Card formats
Bitget Wallet Card
Virtual, Physical
Decaf Card
Virtual, Physical
ATM withdrawals
Bitget Wallet Card
Not disclosed
Decaf Card
Not disclosed
Mobile wallets
Bitget Wallet Card
Google Pay
Decaf Card
Apple Pay, Google Pay
Apps
Bitget Wallet Card
iOS, Android
Decaf Card
iOS, Android, Web
Daily spending limit
Bitget Wallet Card
Regional: APAC $50,000; Europe/Africa/LATAM $5,000; Pakistan $20,000; other routes undisclosed
Decaf Card
Not disclosed
Monthly spending limit
Bitget Wallet Card
Not published as one global or regional monthly schedule
Decaf Card
Not disclosed
ATM limit
Bitget Wallet Card
APAC physical: $3,000 per withdrawal, $10,000/day and $100,000/month; other routes unavailable
Decaf Card
$250 per withdrawal; up to 3 withdrawals daily
05

Funding & transfers

Networks
Bitget Wallet Card
BNB Chain, Ethereum, Base
Decaf Card
Solana, Stellar
Crypto deposits
Bitget Wallet Card
Stablecoins: USDC, USDT; Other crypto: ETH, SOL
Decaf Card
Stablecoins: USDC
Fiat deposits
Bitget Wallet Card
Not disclosed
Decaf Card
USD, EUR and MXN account receipts
Transfers
Bitget Wallet Card
Regional card-balance return, Support-assisted balance recovery
Decaf Card
Parent-account bank withdrawals, MoneyGram cash pickup
Payout currencies
Bitget Wallet Card
Not disclosed
Decaf Card
USD, EUR, MXN, COP, BRL, ARS, VES
06

Rewards

Base cashback
Bitget Wallet Card
2%
Decaf Card
Not disclosed
Max cashback
Bitget Wallet Card
3%
Decaf Card
Not disclosed
Reward currency
Bitget Wallet Card
Selected Assetback asset
Decaf Card
Not disclosed
07

Earn

Advertised APY
Bitget Wallet Card
Not offered
Decaf Card
Not disclosed
How it works
Bitget Wallet Card
Not offered
Decaf Card
Optional earn vault
Separate deposit
Bitget Wallet Card
Not offered
Decaf Card
Yes
Use balance for spending
Bitget Wallet Card
Not offered
Decaf Card
Not disclosed
Lock-up
Bitget Wallet Card
Not offered
Decaf Card
Not disclosed
08

Trust & availability

Custody
Bitget Wallet Card
Hybrid custody
Decaf Card
Non-custodial
Control until payment
Bitget Wallet Card
Provider controls funds
Decaf Card
Not disclosed
Card issuer
Bitget Wallet Card
DCS Card Centre, Monavate, Fiat24
Decaf Card
Third National, Inc.
Card processing
Bitget Wallet Card
Not disclosed
Decaf Card
Rain
Deposits & withdrawals
Bitget Wallet Card
Not disclosed
Decaf Card
MoneyGram
Programme operator
Bitget Wallet Card
BTG Technology Holdings Limited
Decaf Card
Not disclosed
09

Sources

Official sources
Bitget Wallet Card
47
Decaf Card
21
Last reviewed
Bitget Wallet Card
Aug 28, 2026
Decaf Card
Oct 19, 2026

Choosing between these cards

When to choose Bitget Wallet or Decaf

Using the crypto you already hold

Bitget Wallet's reviewed deposit assets include ETH, SOL, USDT; Decaf's include USDC. If you already hold one of these assets, compare its deposit network and conversion route before moving funds.

Matching the card to your plans

Bitget Wallet: Bitget Wallet users who want a card inside their existing wallet app. Decaf: Spending USDC received on Solana or Stellar through a separate card load.

Common questions

Bitget Wallet vs Decaf FAQ

Is Bitget Wallet or Decaf better overall?

Bitget Wallet Card has the higher Overall Score (69 vs 64). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Bitget Wallet or Decaf?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Bitget Wallet or Decaf?

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Bitget Wallet and Decaf differ on custody?

Bitget Wallet Card uses a hybrid custody setup, while Decaf Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Bitget Wallet vs Decaf comparison?

The latest information check for these two cards was October 19, 2026, using 68 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

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