Bitget WalletBitget Wallet
69
Side-by-side card comparison
Bitget Wallet vs Ethena Pay: fees, rewards and account setup
Ethena Pay Card has the higher Overall Score by 17 points (86 vs 69). Ethena Pay Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Bitget Wallet Card may still be the better personal fit.
Information checked Sep 1, 202659 official sources reviewed
01 · Make the first cut
Ethena Pay Card is the better all-round starting point
Ethena Pay Card has the higher Overall Score in this comparison. Bitget Wallet Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBitget Wallet69Ethena Pay86Higher score
CashbackBitget Wallet66Ethena Pay89Higher score
TravelBitget Wallet44Ethena Pay64Higher score
Funds controlBitget Wallet64Ethena Pay86Higher score
Lowest feesBitget Wallet45Ethena Pay87Higher score
TransfersBitget Wallet56Ethena Pay82Higher score
Choose Bitget Wallet Card if its day-to-day setup suits you
Bitget Wallet Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Current 2%-3% Assetback
- Several crypto funding assets
- Live APAC physical card
Choose Ethena Pay Card if cashback and travel matter most
Ethena Pay Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Strong Standard cashback bands
- No Standard monthly fee or FX markup
- Collateral stays in linked wallets
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Bitget Wallet69Ethena Pay86
Ethena Pay Card has the higher Overall Score by 17 points.
- Entry cost & FX
- Bitget WalletNot verified plan · 1.7% in reviewed APAC and Immersve routes; other regional rates unknown FXEthena Pay$0 plan · 0% Ethena Pay markup; Visa rate applies FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Bitget Wallet2% base · up to 3%Ethena Pay4% base · up to 5%
Ethena Pay Card has the higher published base cashback rate (4% vs 2%).
- Funds control
- Bitget WalletHybrid custodyEthena PayHybrid custody
Bitget Wallet Card and Ethena Pay Card use the same hybrid custody setup.
- Everyday access
- Bitget WalletVirtual + Physical · Google PayEthena PayVirtual · Apple Pay
Bitget Wallet Card lists more card formats and phone-wallet options (3 vs 2).
- Money movement
- Bitget Wallet2 stablecoins · Regional card-balance return, Support-assisted balance recoveryEthena Pay1 stablecoin · Stablecoin transfers; Ethena Pay user transfer; Bank withdrawal
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 2%-3%
- Plan cost
- Not disclosed
- FX fee
- 1.7% in reviewed APAC and Immersve routes; other regional rates unknown
- ATM fee
- APAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
- Card formats
- Virtual, Physical
- Wallet payments
- Google Pay
- Receive methods
- 4 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 4%-5%
- Plan cost
- $0
- FX fee
- 0% Ethena Pay markup; Visa rate applies
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bitget Wallet Card
Up to $20
Up to $20 for invited Bitget Wallet users
- Bind this promo code in Bitget Wallet.
Bitget Wallet Card promo codeRwG3wJg6
The exact reward and qualification conditions are not shown in the approved screenshot. Offer terms can change; check the current Bitget Wallet referral flow before signing up.
Ethena Pay Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsBitget Wallet CardOverall69Ethena Pay CardOverall86
Bitget Wallet CardOverall69Ethena Pay CardOverall86Scores
6 fields- Overall Score
- Bitget Wallet Card69Ethena Pay Card86
- Cashback score
- Bitget Wallet Card66Ethena Pay Card89
- Travel score
- Bitget Wallet Card44Ethena Pay Card64
- Funds control score
- Bitget Wallet Card64Ethena Pay Card86
- Lowest fees score
- Bitget Wallet Card45Ethena Pay Card87
- Transfers score
- Bitget Wallet Card56Ethena Pay Card82
Strengths & trade-offs
2 fields- Strengths
- Bitget Wallet CardCurrent 2%-3% Assetback, Several crypto funding assetsEthena Pay CardStrong Standard cashback bands, No Standard monthly fee or FX markup
- Trade-offs
- Bitget Wallet CardRegional programmes differ materially, Assetback spend cap unclearEthena Pay CardCard access is still application-gated, One-day payment grace adds liquidation risk
Costs
7 fields- Plan cost
- Bitget Wallet CardNot disclosedEthena Pay Card$0
- FX fee
- Bitget Wallet Card1.7% in reviewed APAC and Immersve routes; other regional rates unknownEthena Pay Card0% Ethena Pay markup; Visa rate applies
- Top-up fee
- Bitget Wallet Card0% in reviewed APAC, Immersve and Pakistan base schedules; Reap/Express variable rates unknownEthena Pay CardProvider collateral-funding fee unknown; external network gas is separate
- Card spending fee
- Bitget Wallet CardNot disclosedEthena Pay Card0%
- ATM fee
- Bitget Wallet CardAPAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATMEthena Pay CardNot available
- Virtual card
- Bitget Wallet CardFree in APAC and Pakistan; Immersve activation is 0.1 USDC within 72h or 10 USDC later; other routes varyEthena Pay CardUSD 0
- Physical card
- Bitget Wallet Card$49 in APAC; other regions unavailable or unclearEthena Pay CardNot disclosed
Plans
2 fields- Available plans
- Bitget Wallet CardNot disclosedEthena Pay Card3 plans: Standard, Pro, VIP
- Top cashback plan
- Bitget Wallet CardNot disclosedEthena Pay CardVIP: 5%
Everyday use
8 fields- Network
- Bitget Wallet CardVisa/MastercardEthena Pay CardVisa
- Card formats
- Bitget Wallet CardVirtual, PhysicalEthena Pay CardVirtual
- ATM withdrawals
- Bitget Wallet CardNot disclosedEthena Pay CardNot available
- Mobile wallets
- Bitget Wallet CardGoogle PayEthena Pay CardApple Pay
- Apps
- Bitget Wallet CardiOS, AndroidEthena Pay CardiOS, Web
- Daily spending limit
- Bitget Wallet CardRegional: APAC $50,000; Europe/Africa/LATAM $5,000; Pakistan $20,000; other routes undisclosedEthena Pay CardDynamic, based on collateral market value
- Monthly spending limit
- Bitget Wallet CardNot published as one global or regional monthly scheduleEthena Pay CardDynamic, based on collateral market value
- ATM limit
- Bitget Wallet CardAPAC physical: $3,000 per withdrawal, $10,000/day and $100,000/month; other routes unavailableEthena Pay CardNot available
Funding & transfers
5 fields- Networks
- Bitget Wallet CardBNB Chain, Ethereum, BaseEthena Pay CardEthereum, Polygon, Optimism, Arbitrum
- Crypto deposits
- Bitget Wallet CardStablecoins: USDC, USDT; Other crypto: ETH, SOLEthena Pay CardNot disclosed
- Fiat deposits
- Bitget Wallet CardNot disclosedEthena Pay CardNot disclosed
- Transfers
- Bitget Wallet CardRegional card-balance return, Support-assisted balance recoveryEthena Pay CardStablecoin transfers; Ethena Pay user transfer; Bank withdrawal
- Payout currencies
- Bitget Wallet CardNot disclosedEthena Pay CardNot disclosed
Rewards
3 fields- Base cashback
- Bitget Wallet Card2%Ethena Pay Card4%
- Max cashback
- Bitget Wallet Card3%Ethena Pay Card5%
- Reward currency
- Bitget Wallet CardSelected Assetback assetEthena Pay CardAVAX
Earn
5 fields- Advertised APY
- Bitget Wallet CardNot offeredEthena Pay CardUp to 6% APY
- How it works
- Bitget Wallet CardNot offeredEthena Pay CardEarn on spending balance
- Separate deposit
- Bitget Wallet CardNot offeredEthena Pay CardNo
- Use balance for spending
- Bitget Wallet CardNot offeredEthena Pay CardYes
- Lock-up
- Bitget Wallet CardNot offeredEthena Pay CardNo
Trust & availability
6 fields- Custody
- Bitget Wallet CardHybrid custodyEthena Pay CardHybrid custody
- Control until payment
- Bitget Wallet CardProvider controls fundsEthena Pay CardYou keep control
- Card issuer
- Bitget Wallet CardDCS Card Centre, Monavate, Fiat24Ethena Pay CardThird National
- Card processing
- Bitget Wallet CardNot disclosedEthena Pay CardSignify Holdings, Inc. d/b/a Rain
- Identity verification
- Bitget Wallet CardNot disclosedEthena Pay CardSumsub
- Programme operator
- Bitget Wallet CardBTG Technology Holdings LimitedEthena Pay CardNot disclosed
Sources
2 fields- Official sources
- Bitget Wallet Card47Ethena Pay Card12
- Last reviewed
- Bitget Wallet CardAug 28, 2026Ethena Pay CardSep 1, 2026
04 · The takeaway
Ethena Pay Card is the stronger all-round choice
Ethena Pay Card finishes ahead with an Overall Score of 86 versus 69 for Bitget Wallet Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Ethena Pay Card has the higher published base cashback rate (4% vs 2%).
Bitget Wallet Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Bitget Wallet Card and Ethena Pay Card use the same hybrid custody setup.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bitget Wallet Card and Ethena Pay Card reviews first.
Continue with
Bitget Wallet Card
Continue with
Ethena Pay Card
05 · Common questions
Bitget Wallet vs Ethena Pay FAQ
Is Bitget Wallet or Ethena Pay better overall?
Ethena Pay Card has the higher Overall Score (86 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bitget Wallet or Ethena Pay?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bitget Wallet or Ethena Pay?
Ethena Pay Card has the higher published base cashback rate (4% vs 2%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bitget Wallet and Ethena Pay differ on custody?
Bitget Wallet Card and Ethena Pay Card use the same hybrid custody setup.
How current is this Bitget Wallet vs Ethena Pay comparison?
The latest information check for these two cards was September 1, 2026, using 59 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.