Side-by-side card comparison

Bitget Wallet vs ether.fi Cash: fees, rewards and account setup

ether.fi Cash Card has the higher Overall Score by 17 points (86 vs 69). ether.fi Cash Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Bitget Wallet Card may still be the better personal fit.

Information checked Oct 6, 202684 official sources reviewed

01 · Make the first cut

ether.fi Cash Card is the better all-round starting point

ether.fi Cash Card has the higher Overall Score in this comparison. Bitget Wallet Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallBitget Wallet69ether.fi Cash86Higher score
CashbackBitget Wallet66ether.fi Cash84Higher score
TravelBitget Wallet44ether.fi Cash82Higher score
Funds controlBitget Wallet64ether.fi Cash96Higher score
Lowest feesBitget Wallet46ether.fi Cash65Higher score
TransfersBitget Wallet56ether.fi Cash100Higher score

Choose Bitget Wallet Card if its day-to-day setup suits you

Bitget Wallet Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.

  • Current 2%-3% Assetback
  • Several crypto funding assets
  • Live APAC physical card

Choose ether.fi Cash Card if cashback and travel matter most

ether.fi Cash Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Card spend plus cash-account rails
  • Liquid USD can stay spendable
  • Tiers make perks easier to compare

The differences that could change the result

The overall score points one way, but a specific use case or product condition may point another.

Overall Score
Bitget Wallet69
ether.fi Cash86

ether.fi Cash Card has the higher Overall Score by 17 points.

Entry cost & FX
Bitget WalletNot verified plan · 1.7% in reviewed APAC and Immersve routes; other regional rates unknown FX
ether.fi Cash$0 plan · 0–0.5% FX

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.

Purchase rewards
Bitget Wallet2% base · up to 3%
ether.fi Cash3% base · up to 4%

ether.fi Cash Card has the higher published base cashback rate (3% vs 2%).

Funds control
Bitget WalletHybrid custody
ether.fi CashNon-custodial account

Bitget Wallet Card uses a hybrid custody setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
Bitget WalletVirtual + Physical · Google Pay
ether.fi CashVirtual + Physical · Apple Pay, Google Pay

ether.fi Cash Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Bitget Wallet2 stablecoins · Regional card-balance return, Support-assisted balance recovery
ether.fi Cash5 stablecoins · Stablecoin transfers; USD ACH, USD Fedwire, EUR SEPA, USD SWIFT +2

ether.fi Cash Card lists more stablecoins and ways to send money out (12 vs 4).

02 · Read the shortlist

A closer look at the two cards

These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.

2 cards compared
Cashback
2%-3%
Plan cost
Not disclosed
FX fee
1.7% in reviewed APAC and Immersve routes; other regional rates unknown
ATM fee
APAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
Card formats
Virtual, Physical
Wallet payments
Google Pay
Receive methods
4 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat
Cashback
3%-4%
Plan cost
$0
FX fee
0–0.5%
ATM fee
Not disclosed
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
18 crypto · 14 fiat
Payout methods
5 crypto · 30 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Bitget Wallet Card

Up to $20

Up to $20 for invited Bitget Wallet users

  • Bind this promo code in Bitget Wallet.

Bitget Wallet Card promo codeRwG3wJg6

The exact reward and qualification conditions are not shown in the approved screenshot. Offer terms can change; check the current Bitget Wallet referral flow before signing up.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

Compare the details side by side

We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.

Best known Not disclosed
Cards
Bitget Wallet CardOverall69
ether.fi Cash CardOverall86
01

Scores

6 fields
Overall Score
Bitget Wallet Card
69
ether.fi Cash Card
86
Cashback score
Bitget Wallet Card
66
ether.fi Cash Card
84
Travel score
Bitget Wallet Card
44
ether.fi Cash Card
82
Funds control score
Bitget Wallet Card
64
ether.fi Cash Card
96
Lowest fees score
Bitget Wallet Card
46
ether.fi Cash Card
65
Transfers score
Bitget Wallet Card
56
ether.fi Cash Card
100
02

Strengths & trade-offs

2 fields
Strengths
Bitget Wallet Card
Current 2%-3% Assetback, Several crypto funding assets
ether.fi Cash Card
Card spend plus cash-account rails, Liquid USD can stay spendable
Trade-offs
Bitget Wallet Card
Regional programmes differ materially, Assetback spend cap unclear
ether.fi Cash Card
Vault returns depend on the selected strategy, Borrowing accrues interest immediately
03

Costs

7 fields
Plan cost
Bitget Wallet Card
Not disclosed
ether.fi Cash Card
$0
FX fee
Bitget Wallet Card
1.7% in reviewed APAC and Immersve routes; other regional rates unknown
ether.fi Cash Card
0–0.5%
Top-up fee
Bitget Wallet Card
0% in reviewed APAC, Immersve and Pakistan base schedules; Reap/Express variable rates unknown
ether.fi Cash Card
Not disclosed
Card spending fee
Bitget Wallet Card
Not disclosed
ether.fi Cash Card
Not disclosed
ATM fee
Bitget Wallet Card
APAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
ether.fi Cash Card
Not disclosed
Virtual card
Bitget Wallet Card
Free in APAC and Pakistan; Immersve activation is 0.1 USDC within 72h or 10 USDC later; other routes vary
ether.fi Cash Card
First virtual card normally $0; $10 for AR, AO, BD, BO, CO, EC, ID, MY, MX, NG, PE, PH, ZA and TH under the dedicated fee article. Check the displayed price before order.
Physical card
Bitget Wallet Card
$49 in APAC; other regions unavailable or unclear
ether.fi Cash Card
Comparison page: Core $60 including shipping; one free physical card on higher tiers. Help pages describe additional-card fees and different included quantities. Confirm the order quote.
04

Plans

2 fields
Available plans
Bitget Wallet Card
Not disclosed
ether.fi Cash Card
4 plans: Core, Luxe, Pinnacle, VIP
Top cashback plan
Bitget Wallet Card
Not disclosed
ether.fi Cash Card
VIP: 4%
05

Everyday use

8 fields
Network
Bitget Wallet Card
Visa/Mastercard
ether.fi Cash Card
Visa
Card formats
Bitget Wallet Card
Virtual, Physical
ether.fi Cash Card
Virtual, Physical
ATM withdrawals
Bitget Wallet Card
Not disclosed
ether.fi Cash Card
Available
Mobile wallets
Bitget Wallet Card
Google Pay
ether.fi Cash Card
Apple Pay, Google Pay
Apps
Bitget Wallet Card
iOS, Android
ether.fi Cash Card
iOS, Android, Web
Daily spending limit
Bitget Wallet Card
Regional: APAC $50,000; Europe/Africa/LATAM $5,000; Pakistan $20,000; other routes undisclosed
ether.fi Cash Card
Editable defaults: $5,000/day per card; Vault $10,000/day and $10,000/month. Current tier maximum is unconfirmed; the first applicable card, Vault or MCC limit applies.
Monthly spending limit
Bitget Wallet Card
Not published as one global or regional monthly schedule
ether.fi Cash Card
Monthly limit shown in app; cashback caps vary by plan
ATM limit
Bitget Wallet Card
APAC physical: $3,000 per withdrawal, $10,000/day and $100,000/month; other routes unavailable
ether.fi Cash Card
Core/Luxe/Pinnacle: $1,000 per withdrawal, up to 5 withdrawals and $5,000 per rolling 24 hours. VIP numeric ceiling is unconfirmed.
06

Funding & transfers

5 fields
Networks
Bitget Wallet Card
BNB Chain, Ethereum, Base
ether.fi Cash Card
Optimism, Ethereum, Arbitrum, Base, HyperEVM, BNB Smart Chain +10
Crypto deposits
Bitget Wallet Card
Stablecoins: USDC, USDT; Other crypto: ETH, SOL
ether.fi Cash Card
Stablecoins: USDC, USDT, EURC, frxUSD, LiquidUSD; Other crypto: beHYPE, eBTC, ETHFI, LiquidBTC, LiquidETH +8
Fiat deposits
Bitget Wallet Card
Not disclosed
ether.fi Cash Card
USD ACH, USD Fedwire, EUR SEPA, USD SWIFT +10
Transfers
Bitget Wallet Card
Regional card-balance return, Support-assisted balance recovery
ether.fi Cash Card
Stablecoin transfers; USD ACH, USD Fedwire, EUR SEPA, USD SWIFT +2
Payout currencies
Bitget Wallet Card
Not disclosed
ether.fi Cash Card
USD, EUR, GBP, AED, AUD, BRL, CAD, CHF +22
07

Rewards

3 fields
Base cashback
Bitget Wallet Card
2%
ether.fi Cash Card
3%
Max cashback
Bitget Wallet Card
3%
ether.fi Cash Card
4%
Reward currency
Bitget Wallet Card
Selected Assetback asset
ether.fi Cash Card
ETHFI token cashback
08

Earn

5 fields
Advertised APY
Bitget Wallet Card
Not offered
ether.fi Cash Card
Up to 5.47% APY
How it works
Bitget Wallet Card
Not offered
ether.fi Cash Card
Earn on spending balance, Borrow against collateral, Optional earn vault
Separate deposit
Bitget Wallet Card
Not offered
ether.fi Cash Card
Not disclosed
Use balance for spending
Bitget Wallet Card
Not offered
ether.fi Cash Card
Not disclosed
Lock-up
Bitget Wallet Card
Not offered
ether.fi Cash Card
Not disclosed
09

Trust & availability

5 fields
Custody
Bitget Wallet Card
Hybrid custody
ether.fi Cash Card
Non-custodial
Control until payment
Bitget Wallet Card
Provider controls funds
ether.fi Cash Card
You keep control
Card issuer
Bitget Wallet Card
DCS Card Centre, Monavate, Fiat24
ether.fi Cash Card
Third National
Deposits & withdrawals
Bitget Wallet Card
Not disclosed
ether.fi Cash Card
SEPA third-party provider
Programme operator
Bitget Wallet Card
BTG Technology Holdings Limited
ether.fi Cash Card
ether.fi, Ether.Fi SEZC
10

Sources

2 fields
Official sources
Bitget Wallet Card
47
ether.fi Cash Card
37
Last reviewed
Bitget Wallet Card
Aug 28, 2026
ether.fi Cash Card
Oct 6, 2026

04 · The takeaway

ether.fi Cash Card is the stronger all-round choice

ether.fi Cash Card finishes ahead with an Overall Score of 86 versus 69 for Bitget Wallet Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. ether.fi Cash Card has the higher published base cashback rate (3% vs 2%).

Bitget Wallet Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Bitget Wallet Card uses a hybrid custody setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.

ether.fi Cash Card lists more stablecoins and ways to send money out (12 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bitget Wallet Card and ether.fi Cash Card reviews first.

05 · Common questions

Bitget Wallet vs ether.fi Cash FAQ

Is Bitget Wallet or ether.fi Cash better overall?

ether.fi Cash Card has the higher Overall Score (86 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Bitget Wallet or ether.fi Cash?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Bitget Wallet or ether.fi Cash?

ether.fi Cash Card has the higher published base cashback rate (3% vs 2%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Bitget Wallet and ether.fi Cash differ on custody?

Bitget Wallet Card uses a hybrid custody setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Bitget Wallet vs ether.fi Cash comparison?

The latest information check for these two cards was October 6, 2026, using 84 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Keep comparing

See how each card compares with other close alternatives, or choose a different pair yourself.

Open the comparison workspace