BybitBybit
68
Side-by-side card comparison
Bybit vs ether.fi Cash: fees, rewards and account setup
ether.fi Cash Card has the higher Overall Score by 19 points (87 vs 68). ether.fi Cash Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Bybit Card (Global) may still be the better personal fit.
Information checked Aug 25, 202628 official sources reviewed
01 · Make the first cut
ether.fi Cash Card is the better all-round starting point
ether.fi Cash Card has the higher Overall Score in this comparison. Bybit Card (Global) may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBybit68ether.fi Cash87Higher score
CashbackBybit62ether.fi Cash86Higher score
TravelBybit76ether.fi Cash84Higher score
Funds controlBybit47ether.fi Cash96Higher score
Lowest feesBybit64ether.fi Cash69Higher score
TransfersBybit78ether.fi Cash97Higher score
Choose Bybit Card (Global) if its day-to-day setup suits you
Bybit Card (Global) does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Spend from a Bybit account balance
- Physical and virtual Mastercard access
- Cashback can rise through tiers
Choose ether.fi Cash Card if cashback and travel matter most
ether.fi Cash Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Card spend plus cash-account rails
- Liquid USD can stay spendable
- Tiers make perks easier to compare
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Bybit68ether.fi Cash87
ether.fi Cash Card has the higher Overall Score by 19 points.
- Entry cost & FX
- Bybit$0 plan · 1–7% FXether.fi Cash$0 plan · 0–0.2% FX
ether.fi Cash Card has the lower published FX fee (0–0.2% vs 1–7%).
- Purchase rewards
- Bybit2% base · up to 10%ether.fi Cash3% cashback
ether.fi Cash Card has the higher published base cashback rate (3% vs 2%).
- Funds control
- BybitCustodial balanceether.fi CashNon-custodial account
Bybit Card (Global) uses a custodial balance setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- BybitVirtual + Physical · Unknownether.fi CashVirtual + Physical · Apple Pay, Google Pay
ether.fi Cash Card lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawalether.fi Cash6 stablecoins · Stablecoin transfers; EUR SEPA payout, USD ACH / FedWire payout
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 4).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 1–7%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 3%
- Plan cost
- $0
- FX fee
- 0–0.2%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 19 crypto · 2 fiat
- Payout methods
- 5 crypto · 2 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bybit Card (Global)
Get 10 USDT
10 USDT referral reward after qualifying Bybit Card spend
- Spend more than 100 USDT or equivalent with the Bybit Card.
Bybit Card promo codeEXVJGK
Offer terms can change. Check the current Bybit Card referral programme before applying.
ether.fi Cash Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsBybit Card (Global)Overall68ether.fi Cash CardOverall87
Bybit Card (Global)Overall68ether.fi Cash CardOverall87Scores
6 fields- Overall Score
- Bybit Card (Global)68ether.fi Cash Card87
- Cashback score
- Bybit Card (Global)62ether.fi Cash Card86
- Travel score
- Bybit Card (Global)76ether.fi Cash Card84
- Funds control score
- Bybit Card (Global)47ether.fi Cash Card96
- Lowest fees score
- Bybit Card (Global)64ether.fi Cash Card69
- Transfers score
- Bybit Card (Global)78ether.fi Cash Card97
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessether.fi Cash CardCard spend plus cash-account rails, Liquid USD can stay spendable
- Trade-offs
- Bybit Card (Global)Spending follows the Bybit account model, FX can get expensiveether.fi Cash CardVault returns depend on the selected strategy, Credit setup is more complex than a prepaid card
Costs
7 fields- Plan cost
- Bybit Card (Global)$0ether.fi Cash Card$0
- FX fee
- Bybit Card (Global)1–7%ether.fi Cash Card0–0.2%
- Top-up fee
- Bybit Card (Global)Not disclosedether.fi Cash CardNot disclosed
- Card spending fee
- Bybit Card (Global)Not disclosedether.fi Cash CardNot disclosed
- ATM fee
- Bybit Card (Global)0–2%ether.fi Cash Card2%
- Virtual card
- Bybit Card (Global)No fee until further noticeether.fi Cash CardUp to 50 free virtual cards by tier
- Physical card
- Bybit Card (Global)Free / 5 / 29.99ether.fi Cash CardCore: $50 including card and shipping; Luxe, Pinnacle and VIP include at least one free physical card
Plans
2 fields- Available plans
- Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2ether.fi Cash Card4 plans: Core, Luxe, Pinnacle, VIP
- Top cashback plan
- Bybit Card (Global)Infinite: 10%ether.fi Cash CardCore: 3%
Everyday use
8 fields- Network
- Bybit Card (Global)Mastercard/Visaether.fi Cash CardVisa
- Card formats
- Bybit Card (Global)Virtual, Physicalether.fi Cash CardVirtual, Physical
- ATM withdrawals
- Bybit Card (Global)Availableether.fi Cash CardAvailable
- Mobile wallets
- Bybit Card (Global)Not disclosedether.fi Cash CardApple Pay, Google Pay
- Apps
- Bybit Card (Global)iOS, Androidether.fi Cash CardiOS, Android, Web
- Daily spending limit
- Bybit Card (Global)$1k Peru · $5k Argentina · $13.5k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN Mexicoether.fi Cash CardCore $30,000/day; Luxe $50,000/day; Pinnacle $100,000/day
- Monthly spending limit
- Bybit Card (Global)$5k Peru · $10k Argentina · $27k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN Mexicoether.fi Cash CardMonthly limit shown in app; cashback caps vary by plan
- ATM limit
- Bybit Card (Global)$50/$1.8k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedether.fi Cash Card$250/withdrawal; $750/day
Funding & transfers
5 fields- Networks
- Bybit Card (Global)Not disclosedether.fi Cash CardOptimism
- Crypto deposits
- Bybit Card (Global)Other crypto: Supported cryptoether.fi Cash CardStablecoins: USDC, USDT, EURC, frxUSD, LiquidUSD; Other crypto: beHYPE, eBTC, ETHFI, eUSD, LiquidBTC +9
- Fiat deposits
- Bybit Card (Global)Bybit account bank depositether.fi Cash CardUSD ACH / FedWire receive, EUR SEPA receive
- Transfers
- Bybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalether.fi Cash CardStablecoin transfers; EUR SEPA payout, USD ACH / FedWire payout
- Payout currencies
- Bybit Card (Global)Not disclosedether.fi Cash CardEUR, USD
Rewards
3 fields- Base cashback
- Bybit Card (Global)2%ether.fi Cash Card3%
- Max cashback
- Bybit Card (Global)10%ether.fi Cash Card3%
- Reward currency
- Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)ether.fi Cash CardUSD cashback paid in USDC
Earn
5 fields- Advertised APY
- Bybit Card (Global)Not disclosedether.fi Cash CardUp to 5.02% APY
- How it works
- Bybit Card (Global)Earn on spending balanceether.fi Cash CardEarn on spending balance, Borrow against collateral, Optional earn vault
- Separate deposit
- Bybit Card (Global)Not disclosedether.fi Cash CardNot disclosed
- Use balance for spending
- Bybit Card (Global)Yesether.fi Cash CardNot disclosed
- Lock-up
- Bybit Card (Global)Noether.fi Cash CardNot disclosed
Trust & availability
5 fields- Custody
- Bybit Card (Global)Custodialether.fi Cash CardNon-custodial
- Control until payment
- Bybit Card (Global)Provider controls fundsether.fi Cash CardYou keep control
- Card issuer
- Bybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.ether.fi Cash CardThird National
- Deposits & withdrawals
- Bybit Card (Global)Not disclosedether.fi Cash CardSEPA third-party provider
- Programme operator
- Bybit Card (Global)Not disclosedether.fi Cash Cardether.fi, Ether.Fi SEZC
Sources
2 fields- Official sources
- Bybit Card (Global)9ether.fi Cash Card19
- Last reviewed
- Bybit Card (Global)Aug 14, 2026ether.fi Cash CardAug 25, 2026
04 · The takeaway
ether.fi Cash Card is the stronger all-round choice
ether.fi Cash Card finishes ahead with an Overall Score of 87 versus 68 for Bybit Card (Global). ether.fi Cash Card has the lower published FX fee (0–0.2% vs 1–7%). ether.fi Cash Card has the higher published base cashback rate (3% vs 2%).
Bybit Card (Global) can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Bybit Card (Global) uses a custodial balance setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and ether.fi Cash Card reviews first.
Continue with
Bybit Card (Global)
Continue with
ether.fi Cash Card
05 · Common questions
Bybit vs ether.fi Cash FAQ
Is Bybit or ether.fi Cash better overall?
ether.fi Cash Card has the higher Overall Score (87 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit or ether.fi Cash?
ether.fi Cash Card has the lower published FX fee (0–0.2% vs 1–7%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit or ether.fi Cash?
ether.fi Cash Card has the higher published base cashback rate (3% vs 2%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit and ether.fi Cash differ on custody?
Bybit Card (Global) uses a custodial balance setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Bybit vs ether.fi Cash comparison?
The latest information check for these two cards was August 25, 2026, using 28 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.