BybitBybit
72
Side-by-side card comparison
Bybit vs ether.fi Cash: overall score versus use-case fit
ether.fi Cash Card has the higher Overall Score by 14 points (86 vs 72). Bybit Card (Global) looks stronger for Lowest fees, while ether.fi Cash Card comes out ahead for Cashback, Travel, Funds control, and Transfers.
Information checked Oct 11, 202646 official sources reviewed
01 · Overall score versus use-case fit
ether.fi Cash Card is the better all-round starting point
ether.fi Cash Card has the higher Overall Score in this comparison. Bybit Card (Global) may be the better fit for Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBybit72ether.fi Cash86Higher score
CashbackBybit63ether.fi Cash84Higher score
TravelBybit80ether.fi Cash82Higher score
Funds controlBybit51ether.fi Cash96Higher score
Lowest feesBybit66ether.fi Cash65Higher score
TransfersBybit79ether.fi Cash100Higher score
Choose Bybit Card (Global) if lowest fees matters most
Bybit Card (Global) comes out ahead for Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend from a Bybit account balance
- Physical and virtual Mastercard access
- Cashback can rise through tiers
Choose ether.fi Cash Card if cashback and travel matter most
ether.fi Cash Card comes out ahead for Cashback, Travel, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Card spend plus cash-account rails
- Liquid USD can stay spendable
- Tiers make perks easier to compare
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Bybit72ether.fi Cash86
ether.fi Cash Card has the higher Overall Score by 14 points.
- Entry cost & FX
- Bybit$0 plan · 1.5–7% FXether.fi Cash$0 plan · 0–0.5% FX
ether.fi Cash Card has the lower published FX fee (0–0.5% vs 1.5–7%).
- Purchase rewards
- Bybit2% base · up to 10%ether.fi Cash3% base · up to 4%
ether.fi Cash Card has the higher published base cashback rate (3% vs 2%).
- Funds control
- BybitCustodial balanceether.fi CashNon-custodial account
Bybit Card (Global) uses a custodial balance setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- BybitVirtual + Physical · Apple Pay, Google Pay · Region dependentether.fi CashVirtual + Physical · Apple Pay, Google Pay
ether.fi Cash Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawalether.fi Cash5 stablecoins · Stablecoin transfers; USD ACH, USD Fedwire, EUR SEPA, USD SWIFT +2
ether.fi Cash Card lists more stablecoins and ways to send money out (12 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 1.5–7%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay · Region dependent
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 3%-4%
- Plan cost
- $0
- FX fee
- 0–0.5%
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 18 crypto · 14 fiat
- Payout methods
- 5 crypto · 30 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bybit Card (Global)
Get 10 USDT
10 USDT referral reward after qualifying Bybit Card spend
- Spend more than 100 USDT or equivalent with the Bybit Card.
Bybit Card promo codeEXVJGK
Offer terms can change. Check the current Bybit Card referral programme before applying.
ether.fi Cash Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsBybit Card (Global)Overall72ether.fi Cash CardOverall86
Bybit Card (Global)Overall72ether.fi Cash CardOverall86Scores
6 fields- Overall Score
- Bybit Card (Global)72ether.fi Cash Card86
- Cashback score
- Bybit Card (Global)63ether.fi Cash Card84
- Travel score
- Bybit Card (Global)80ether.fi Cash Card82
- Funds control score
- Bybit Card (Global)51ether.fi Cash Card96
- Lowest fees score
- Bybit Card (Global)66ether.fi Cash Card65
- Transfers score
- Bybit Card (Global)79ether.fi Cash Card100
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessether.fi Cash CardCard spend plus cash-account rails, Liquid USD can stay spendable
- Trade-offs
- Bybit Card (Global)Spending follows the Bybit account model, FX can get expensiveether.fi Cash CardVault returns depend on the selected strategy, Borrowing accrues interest immediately
Costs
7 fields- Plan cost
- Bybit Card (Global)$0ether.fi Cash Card$0
- FX fee
- Bybit Card (Global)1.5–7%ether.fi Cash Card0–0.5%
- Top-up fee
- Bybit Card (Global)Not disclosedether.fi Cash CardNot disclosed
- Card spending fee
- Bybit Card (Global)Not disclosedether.fi Cash CardNot disclosed
- ATM fee
- Bybit Card (Global)0–2%ether.fi Cash CardNot disclosed
- Virtual card
- Bybit Card (Global)No fee until further noticeether.fi Cash CardFirst virtual card normally $0; $10 for AR, AO, BD, BO, CO, EC, ID, MY, MX, NG, PE, PH, ZA and TH under the dedicated fee article. Check the displayed price before order.
- Physical card
- Bybit Card (Global)Free / 5 / 29.99ether.fi Cash CardComparison page: Core $60 including shipping; one free physical card on higher tiers. Help pages describe additional-card fees and different included quantities. Confirm the order quote.
Plans
2 fields- Available plans
- Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2ether.fi Cash Card4 plans: Core, Luxe, Pinnacle, VIP
- Top cashback plan
- Bybit Card (Global)Infinite: 10%ether.fi Cash CardVIP: 4%
Everyday use
8 fields- Network
- Bybit Card (Global)Mastercard/Visaether.fi Cash CardVisa
- Card formats
- Bybit Card (Global)Virtual, Physicalether.fi Cash CardVirtual, Physical
- ATM withdrawals
- Bybit Card (Global)Availableether.fi Cash CardAvailable
- Mobile wallets
- Bybit Card (Global)Apple Pay, Google Pay · Region dependentether.fi Cash CardApple Pay, Google Pay
- Apps
- Bybit Card (Global)iOS, Androidether.fi Cash CardiOS, Android, Web
- Daily spending limit
- Bybit Card (Global)$1k Peru · $5k Argentina · $50k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN Mexicoether.fi Cash CardEditable defaults: $5,000/day per card; Vault $10,000/day and $10,000/month. Current tier maximum is unconfirmed; the first applicable card, Vault or MCC limit applies.
- Monthly spending limit
- Bybit Card (Global)$5k Peru · $10k Argentina · $150k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN Mexicoether.fi Cash CardMonthly limit shown in app; cashback caps vary by plan
- ATM limit
- Bybit Card (Global)$50/$15k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedether.fi Cash CardCore/Luxe/Pinnacle: $1,000 per withdrawal, up to 5 withdrawals and $5,000 per rolling 24 hours. VIP numeric ceiling is unconfirmed.
Funding & transfers
5 fields- Networks
- Bybit Card (Global)Not disclosedether.fi Cash CardOptimism, Ethereum, Arbitrum, Base, HyperEVM, BNB Smart Chain +10
- Crypto deposits
- Bybit Card (Global)Other crypto: Supported cryptoether.fi Cash CardStablecoins: USDC, USDT, EURC, frxUSD, LiquidUSD; Other crypto: beHYPE, eBTC, ETHFI, LiquidBTC, LiquidETH +8
- Fiat deposits
- Bybit Card (Global)Bybit account bank depositether.fi Cash CardUSD ACH, USD Fedwire, EUR SEPA, USD SWIFT +10
- Transfers
- Bybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalether.fi Cash CardStablecoin transfers; USD ACH, USD Fedwire, EUR SEPA, USD SWIFT +2
- Payout currencies
- Bybit Card (Global)Not disclosedether.fi Cash CardUSD, EUR, GBP, AED, AUD, BRL, CAD, CHF +22
Rewards
3 fields- Base cashback
- Bybit Card (Global)2%ether.fi Cash Card3%
- Max cashback
- Bybit Card (Global)10%ether.fi Cash Card4%
- Reward currency
- Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)ether.fi Cash CardETHFI token cashback
Earn
5 fields- Advertised APY
- Bybit Card (Global)Not disclosedether.fi Cash CardUp to 5.47% APY
- How it works
- Bybit Card (Global)Earn on spending balanceether.fi Cash CardEarn on spending balance, Borrow against collateral, Optional earn vault
- Separate deposit
- Bybit Card (Global)Not disclosedether.fi Cash CardNot disclosed
- Use balance for spending
- Bybit Card (Global)Yesether.fi Cash CardNot disclosed
- Lock-up
- Bybit Card (Global)Noether.fi Cash CardNot disclosed
Trust & availability
5 fields- Custody
- Bybit Card (Global)Custodialether.fi Cash CardNon-custodial
- Control until payment
- Bybit Card (Global)Provider controls fundsether.fi Cash CardYou keep control
- Card issuer
- Bybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.ether.fi Cash CardThird National
- Deposits & withdrawals
- Bybit Card (Global)Not disclosedether.fi Cash CardSEPA third-party provider
- Programme operator
- Bybit Card (Global)Not disclosedether.fi Cash Cardether.fi, Ether.Fi SEZC
Sources
2 fields- Official sources
- Bybit Card (Global)9ether.fi Cash Card37
- Last reviewed
- Bybit Card (Global)Oct 11, 2026ether.fi Cash CardOct 6, 2026
04 · The trade-off
ether.fi Cash Card is the stronger all-round choice
ether.fi Cash Card finishes ahead with an Overall Score of 86 versus 72 for Bybit Card (Global). ether.fi Cash Card has the lower published FX fee (0–0.5% vs 1.5–7%). ether.fi Cash Card has the higher published base cashback rate (3% vs 2%).
Bybit Card (Global) still comes out ahead for Lowest fees, which may matter more than the overall result if that is how you plan to use the card. Bybit Card (Global) uses a custodial balance setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
ether.fi Cash Card lists more stablecoins and ways to send money out (12 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and ether.fi Cash Card reviews first.
Continue with
Bybit Card (Global)
Continue with
ether.fi Cash Card
05 · Common questions
Bybit vs ether.fi Cash FAQ
Is Bybit or ether.fi Cash better overall?
ether.fi Cash Card has the higher Overall Score (86 vs 72). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit or ether.fi Cash?
ether.fi Cash Card has the lower published FX fee (0–0.5% vs 1.5–7%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit or ether.fi Cash?
ether.fi Cash Card has the higher published base cashback rate (3% vs 2%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit and ether.fi Cash differ on custody?
Bybit Card (Global) uses a custodial balance setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Bybit vs ether.fi Cash comparison?
The latest information check for these two cards was October 11, 2026, using 46 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.