BybitBybit
68
Side-by-side card comparison
Bybit vs OKX EEA: overall score versus use-case fit
OKX Card (EEA) has the higher Overall Score by 17 points (85 vs 68). Bybit Card (Global) looks stronger for Travel and Transfers, while OKX Card (EEA) comes out ahead for Cashback, Funds control, and Lowest fees.
Information checked Aug 14, 202630 official sources reviewed
01 · Overall score versus use-case fit
OKX Card (EEA) is the better all-round starting point
OKX Card (EEA) has the higher Overall Score in this comparison. Bybit Card (Global) may be the better fit for Travel and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBybit68OKX EEA85Higher score
CashbackBybit62OKX EEA82Higher score
TravelBybit76OKX EEA64Higher score
Funds controlBybit47OKX EEA76Higher score
Lowest feesBybit64OKX EEA90Higher score
TransfersBybit78OKX EEA77Higher score
Choose Bybit Card (Global) if travel and transfers matter most
Bybit Card (Global) comes out ahead for Travel and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend from a Bybit account balance
- Physical and virtual Mastercard access
- Cashback can rise through tiers
Choose OKX Card (EEA) if cashback and funds control matter most
OKX Card (EEA) comes out ahead for Cashback, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Low documented card costs
- Current FAQ confirms 2%-10% USDG cashback
- Clear EU issuer and regional scope
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Bybit68OKX EEA85
OKX Card (EEA) has the higher Overall Score by 17 points.
- Entry cost & FX
- Bybit$0 plan · 1–7% FXOKX EEA$0 plan · 0% OKX markup + Mastercard rate FX
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 1–7%).
- Purchase rewards
- Bybit2% base · up to 10%OKX EEA2% base · up to 10%
Both cards show the same base cashback rate of 2%.
- Funds control
- BybitCustodial balanceOKX EEAHybrid custody
Bybit Card (Global) uses a custodial balance setup, while OKX Card (EEA) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- BybitVirtual + Physical · UnknownOKX EEAVirtual · Apple Pay, Google Pay
OKX Card (EEA) lists more card formats and phone-wallet options (3 vs 2).
- Money movement
- Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawalOKX EEA3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 1–7%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + Mastercard rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bybit Card (Global)
Get 10 USDT
10 USDT referral reward after qualifying Bybit Card spend
- Spend more than 100 USDT or equivalent with the Bybit Card.
Bybit Card promo codeEXVJGK
Offer terms can change. Check the current Bybit Card referral programme before applying.
OKX Card (EEA)
Check in app
OKX shows the current EU referral reward before participation
- Complete identity verification and get approved for the OKX Card.
- Complete the number and minimum value of settled transactions shown in-app within 14 days of sign-up.
OKX Card promo codeJF37NBCF
Reward amount and tasks can change and may differ by market or user. Check the EU Card Referral page before participating.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsBybit Card (Global)Overall68OKX Card (EEA)Overall85
Bybit Card (Global)Overall68OKX Card (EEA)Overall85Scores
6 fields- Overall Score
- Bybit Card (Global)68OKX Card (EEA)85
- Cashback score
- Bybit Card (Global)62OKX Card (EEA)82
- Travel score
- Bybit Card (Global)76OKX Card (EEA)64
- Funds control score
- Bybit Card (Global)47OKX Card (EEA)76
- Lowest fees score
- Bybit Card (Global)64OKX Card (EEA)90
- Transfers score
- Bybit Card (Global)78OKX Card (EEA)77
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessOKX Card (EEA)Low documented card costs, Current FAQ confirms 2%-10% USDG cashback
- Trade-offs
- Bybit Card (Global)Spending follows the Bybit account model, FX can get expensiveOKX Card (EEA)Virtual-only with no ATM access, 10% is conditional, capped VIP upside
Costs
7 fields- Plan cost
- Bybit Card (Global)$0OKX Card (EEA)$0
- FX fee
- Bybit Card (Global)1–7%OKX Card (EEA)0% OKX markup + Mastercard rate
- Top-up fee
- Bybit Card (Global)Not disclosedOKX Card (EEA)0%
- Card spending fee
- Bybit Card (Global)Not disclosedOKX Card (EEA)0%
- ATM fee
- Bybit Card (Global)0–2%OKX Card (EEA)Not available
- Virtual card
- Bybit Card (Global)No fee until further noticeOKX Card (EEA)€0
- Physical card
- Bybit Card (Global)Free / 5 / 29.99OKX Card (EEA)Not available
Plans
2 fields- Available plans
- Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2OKX Card (EEA)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1
- Top cashback plan
- Bybit Card (Global)Infinite: 10%OKX Card (EEA)VIP 4+: 10%
Everyday use
8 fields- Network
- Bybit Card (Global)Mastercard/VisaOKX Card (EEA)Mastercard
- Card formats
- Bybit Card (Global)Virtual, PhysicalOKX Card (EEA)Virtual
- ATM withdrawals
- Bybit Card (Global)AvailableOKX Card (EEA)Not available
- Mobile wallets
- Bybit Card (Global)Not disclosedOKX Card (EEA)Apple Pay, Google Pay
- Apps
- Bybit Card (Global)iOS, AndroidOKX Card (EEA)iOS, Android
- Daily spending limit
- Bybit Card (Global)$1k Peru · $5k Argentina · $13.5k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN MexicoOKX Card (EEA)No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.
- Monthly spending limit
- Bybit Card (Global)$5k Peru · $10k Argentina · $27k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN MexicoOKX Card (EEA)No fixed monthly amount is published; balance and risk controls apply.
- ATM limit
- Bybit Card (Global)$50/$1.8k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedOKX Card (EEA)ATM withdrawals are not supported.
Funding & transfers
5 fields- Networks
- Bybit Card (Global)Not disclosedOKX Card (EEA)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1
- Crypto deposits
- Bybit Card (Global)Other crypto: Supported cryptoOKX Card (EEA)Stablecoins: USDC, USDG, USDT
- Fiat deposits
- Bybit Card (Global)Bybit account bank depositOKX Card (EEA)Not disclosed
- Transfers
- Bybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalOKX Card (EEA)Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
- Payout currencies
- Bybit Card (Global)Not disclosedOKX Card (EEA)Not disclosed
Rewards
3 fields- Base cashback
- Bybit Card (Global)2%OKX Card (EEA)2%
- Max cashback
- Bybit Card (Global)10%OKX Card (EEA)10%
- Reward currency
- Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)OKX Card (EEA)USDG cashback
Earn
5 fields- Advertised APY
- Bybit Card (Global)Not disclosedOKX Card (EEA)Not disclosed
- How it works
- Bybit Card (Global)Earn on spending balanceOKX Card (EEA)Not disclosed
- Separate deposit
- Bybit Card (Global)Not disclosedOKX Card (EEA)Not disclosed
- Use balance for spending
- Bybit Card (Global)YesOKX Card (EEA)Not disclosed
- Lock-up
- Bybit Card (Global)NoOKX Card (EEA)Not disclosed
Trust & availability
4 fields- Custody
- Bybit Card (Global)CustodialOKX Card (EEA)Hybrid custody
- Control until payment
- Bybit Card (Global)Provider controls fundsOKX Card (EEA)You keep control
- Card issuer
- Bybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.OKX Card (EEA)UAB Monavate
- Programme operator
- Bybit Card (Global)Not disclosedOKX Card (EEA)OKX Europe Limited
Sources
2 fields- Official sources
- Bybit Card (Global)9OKX Card (EEA)21
- Last reviewed
- Bybit Card (Global)Aug 14, 2026OKX Card (EEA)Aug 5, 2026
04 · The trade-off
OKX Card (EEA) is the stronger all-round choice
OKX Card (EEA) finishes ahead with an Overall Score of 85 versus 68 for Bybit Card (Global). OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 1–7%). Both cards show the same base cashback rate of 2%.
Bybit Card (Global) still comes out ahead for Travel and Transfers, which may matter more than the overall result if that is how you plan to use the card. Bybit Card (Global) uses a custodial balance setup, while OKX Card (EEA) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and OKX Card (EEA) reviews first.
Continue with
Bybit Card (Global)
Continue with
OKX Card (EEA)
05 · Common questions
Bybit vs OKX EEA FAQ
Is Bybit or OKX EEA better overall?
OKX Card (EEA) has the higher Overall Score (85 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit or OKX EEA?
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 1–7%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit or OKX EEA?
Both cards show the same base cashback rate of 2%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit and OKX EEA differ on custody?
Bybit Card (Global) uses a custodial balance setup, while OKX Card (EEA) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Bybit vs OKX EEA comparison?
The latest information check for these two cards was August 14, 2026, using 30 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.