BybitBybit
72
Side-by-side card comparison
Bybit vs Pionex: fees, rewards and account setup
Bybit Card (Global) has the higher Overall Score by 15 points (72 vs 57). Bybit Card (Global) also looks stronger for Cashback, Travel, Funds control, and Lowest fees. The details below show where Pionex Card may still be the better personal fit.
Information checked Oct 11, 202668 official sources reviewed
01 · Make the first cut
Bybit Card (Global) is the better all-round starting point
Bybit Card (Global) has the higher Overall Score in this comparison. Pionex Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBybit72Pionex57Higher score
CashbackBybit63Pionex52Higher score
TravelBybit80Pionex29Higher score
Funds controlBybit51Pionex43Higher score
Lowest feesBybit66Pionex57Higher score
TransfersBybit79Pionex79Same score
Choose Bybit Card (Global) if cashback and travel matter most
Bybit Card (Global) comes out ahead for Cashback, Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend from a Bybit account balance
- Physical and virtual Mastercard access
- Cashback can rise through tiers
Choose Pionex Card if its day-to-day setup suits you
Pionex Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, and Lowest fees, so compare that advantage with the features you would actually use.
- Visa and Mastercard options
- 0.1%-1% cashback in USDT
- Pionex account funding and payouts
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Bybit72Pionex57
Bybit Card (Global) has the higher Overall Score by 15 points.
- Entry cost & FX
- Bybit$0 plan · 1.5–7% FXPionex$0 plan · Not disclosed FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Bybit2% base · up to 10%Pionex0.1% base · up to 1%
Bybit Card (Global) has the higher published base cashback rate (2% vs 0.1%).
- Funds control
- BybitCustodial balancePionexCustodial balance
Bybit Card (Global) and Pionex Card use the same custodial balance setup.
- Everyday access
- BybitVirtual + Physical · Apple Pay, Google Pay · Region dependentPionexVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawalPionex1 stablecoin · Stablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 1.5–7%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay · Region dependent
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 0.1%-1%
- Plan cost
- $0
- FX fee
- Not disclosed
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bybit Card (Global)
Get 10 USDT
10 USDT referral reward after qualifying Bybit Card spend
- Spend more than 100 USDT or equivalent with the Bybit Card.
Bybit Card promo codeEXVJGK
Offer terms can change. Check the current Bybit Card referral programme before applying.
Pionex Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsBybit Card (Global)Overall72Pionex CardOverall57
Bybit Card (Global)Overall72Pionex CardOverall57Scores
6 fields- Overall Score
- Bybit Card (Global)72Pionex Card57
- Cashback score
- Bybit Card (Global)63Pionex Card52
- Travel score
- Bybit Card (Global)80Pionex Card29
- Funds control score
- Bybit Card (Global)51Pionex Card43
- Lowest fees score
- Bybit Card (Global)66Pionex Card57
- Transfers score
- Bybit Card (Global)79Pionex Card79
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessPionex CardVisa and Mastercard options, 0.1%-1% cashback in USDT
- Trade-offs
- Bybit Card (Global)Spending follows the Bybit account model, FX can get expensivePionex CardMastercard can cost up to 3.5%, General access is virtual-only
Costs
7 fields- Plan cost
- Bybit Card (Global)$0Pionex Card$0
- FX fee
- Bybit Card (Global)1.5–7%Pionex CardNot disclosed
- Top-up fee
- Bybit Card (Global)Not disclosedPionex CardNot disclosed
- Card spending fee
- Bybit Card (Global)Not disclosedPionex Card3.5%
- ATM fee
- Bybit Card (Global)0–2%Pionex CardNot available
- Virtual card
- Bybit Card (Global)No fee until further noticePionex CardAvailable
- Physical card
- Bybit Card (Global)Free / 5 / 29.99Pionex CardNot available
Plans
2 fields- Available plans
- Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2Pionex Card2 plans: Mastercard, Visa
- Top cashback plan
- Bybit Card (Global)Infinite: 10%Pionex CardVisa: 1%
Everyday use
8 fields- Network
- Bybit Card (Global)Mastercard/VisaPionex CardVisa/Mastercard
- Card formats
- Bybit Card (Global)Virtual, PhysicalPionex CardVirtual
- ATM withdrawals
- Bybit Card (Global)AvailablePionex CardNot available
- Mobile wallets
- Bybit Card (Global)Apple Pay, Google Pay · Region dependentPionex CardApple Pay, Google Pay
- Apps
- Bybit Card (Global)iOS, AndroidPionex CardNot disclosed
- Daily spending limit
- Bybit Card (Global)$1k Peru · $5k Argentina · $50k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN MexicoPionex Card$10,000-$20,000/day; $10,000-$20,000/transaction depending on network
- Monthly spending limit
- Bybit Card (Global)$5k Peru · $10k Argentina · $150k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN MexicoPionex Card$50,000-$100,000/month depending on network
- ATM limit
- Bybit Card (Global)$50/$15k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedPionex CardNot available
Funding & transfers
5 fields- Networks
- Bybit Card (Global)Not disclosedPionex CardNot disclosed
- Crypto deposits
- Bybit Card (Global)Other crypto: Supported cryptoPionex CardOther crypto: Supported crypto
- Fiat deposits
- Bybit Card (Global)Bybit account bank depositPionex CardNot disclosed
- Transfers
- Bybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalPionex CardStablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out
- Payout currencies
- Bybit Card (Global)Not disclosedPionex CardNot disclosed
Rewards
3 fields- Base cashback
- Bybit Card (Global)2%Pionex Card0.1%
- Max cashback
- Bybit Card (Global)10%Pionex Card1%
- Reward currency
- Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)Pionex CardUSDT
Earn
5 fields- Advertised APY
- Bybit Card (Global)Not disclosedPionex CardUp to 5% APY
- How it works
- Bybit Card (Global)Earn on spending balancePionex CardEarn on spending balance
- Separate deposit
- Bybit Card (Global)Not disclosedPionex CardNo
- Use balance for spending
- Bybit Card (Global)YesPionex CardYes
- Lock-up
- Bybit Card (Global)NoPionex CardNo
Trust & availability
3 fields- Custody
- Bybit Card (Global)CustodialPionex CardCustodial
- Control until payment
- Bybit Card (Global)Provider controls fundsPionex CardProvider controls funds
- Card issuer
- Bybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.Pionex CardNot disclosed
Sources
2 fields- Official sources
- Bybit Card (Global)9Pionex Card59
- Last reviewed
- Bybit Card (Global)Oct 11, 2026Pionex CardAug 14, 2026
04 · The takeaway
Bybit Card (Global) is the stronger all-round choice
Bybit Card (Global) finishes ahead with an Overall Score of 72 versus 57 for Pionex Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Bybit Card (Global) has the higher published base cashback rate (2% vs 0.1%).
Pionex Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Bybit Card (Global) and Pionex Card use the same custodial balance setup.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and Pionex Card reviews first.
Continue with
Bybit Card (Global)
Continue with
Pionex Card
05 · Common questions
Bybit vs Pionex FAQ
Is Bybit or Pionex better overall?
Bybit Card (Global) has the higher Overall Score (72 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit or Pionex?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit or Pionex?
Bybit Card (Global) has the higher published base cashback rate (2% vs 0.1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit and Pionex differ on custody?
Bybit Card (Global) and Pionex Card use the same custodial balance setup.
How current is this Bybit vs Pionex comparison?
The latest information check for these two cards was October 11, 2026, using 68 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.