Side-by-side card comparison

Bybit vs Plasma One: overall score versus use-case fit

Plasma One Card has the higher Overall Score by 19 points (87 vs 68). Bybit Card (Global) looks stronger for Travel, while Plasma One Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers.

Information checked Aug 27, 202621 official sources reviewed

01 · Overall score versus use-case fit

Plasma One Card is the better all-round starting point

Plasma One Card has the higher Overall Score in this comparison. Bybit Card (Global) may be the better fit for Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallBybit68Plasma One87Higher score
CashbackBybit62Plasma One78Higher score
TravelBybit76Plasma One72Higher score
Funds controlBybit47Plasma One99Higher score
Lowest feesBybit64Plasma One80Higher score
TransfersBybit78Plasma One100Higher score

Choose Bybit Card (Global) if travel matters most

Bybit Card (Global) comes out ahead for Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Spend from a Bybit account balance
  • Physical and virtual Mastercard access
  • Cashback can rise through tiers

Choose Plasma One Card if cashback and funds control matter most

Plasma One Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Lite starts with 2% XPL cashback
  • Higher tiers add bigger caps and perks
  • Earn is separate from card cashback

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Bybit68
Plasma One87

Plasma One Card has the higher Overall Score by 19 points.

Entry cost & FX
Bybit$0 plan · 1–7% FX
Plasma One$0 plan · 0–1% FX

Plasma One Card has the lower published FX fee (0–1% vs 1–7%).

Purchase rewards
Bybit2% base · up to 10%
Plasma One2% base · up to 10%

Both cards show the same base cashback rate of 2%.

Funds control
BybitCustodial balance
Plasma OneSelf-controlled wallet

Bybit Card (Global) uses a custodial balance setup, while Plasma One Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
BybitVirtual + Physical · Unknown
Plasma OneVirtual + Physical · Apple Pay, Google Pay

Plasma One Card lists more card formats and phone-wallet options (4 vs 2).

Money movement
Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawal
Plasma One3 stablecoins · Stablecoin transfers; Plasma One usernames; Virtual account withdrawals

Plasma One Card lists more stablecoins and ways to send money out (6 vs 4).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
2%-10%
Plan cost
$0
FX fee
1–7%
ATM fee
0–2%
Card formats
Virtual, Physical
Wallet payments
Not disclosed
Receive methods
1 crypto · 1 fiat
Payout methods
1 crypto · 0 fiat
Cashback
2%-10%
Plan cost
$0
FX fee
0–1%
ATM fee
Not available
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
3 crypto · 4 fiat
Payout methods
3 crypto · 6 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Bybit Card (Global)

Get 10 USDT

10 USDT referral reward after qualifying Bybit Card spend

  • Spend more than 100 USDT or equivalent with the Bybit Card.

Bybit Card promo codeEXVJGK

Offer terms can change. Check the current Bybit Card referral programme before applying.

Plasma One Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Bybit Card (Global)Overall68
Plasma One CardOverall87
01

Scores

6 fields
Overall Score
Bybit Card (Global)
68
Plasma One Card
87
Cashback score
Bybit Card (Global)
62
Plasma One Card
78
Travel score
Bybit Card (Global)
76
Plasma One Card
72
Funds control score
Bybit Card (Global)
47
Plasma One Card
99
Lowest fees score
Bybit Card (Global)
64
Plasma One Card
80
Transfers score
Bybit Card (Global)
78
Plasma One Card
100
02

Strengths & trade-offs

2 fields
Strengths
Bybit Card (Global)
Spend from a Bybit account balance, Physical and virtual Mastercard access
Plasma One Card
Lite starts with 2% XPL cashback, Higher tiers add bigger caps and perks
Trade-offs
Bybit Card (Global)
Spending follows the Bybit account model, FX can get expensive
Plasma One Card
Physical access is limited; no ATM, Cashback is capped by tier
03

Costs

7 fields
Plan cost
Bybit Card (Global)
$0
Plasma One Card
$0
FX fee
Bybit Card (Global)
1–7%
Plasma One Card
0–1%
Top-up fee
Bybit Card (Global)
Not disclosed
Plasma One Card
0%
Card spending fee
Bybit Card (Global)
Not disclosed
Plasma One Card
Not disclosed
ATM fee
Bybit Card (Global)
0–2%
Plasma One Card
Not available
Virtual card
Bybit Card (Global)
No fee until further notice
Plasma One Card
Up to 3 free virtual cards by tier
Physical card
Bybit Card (Global)
Free / 5 / 29.99
Plasma One Card
First physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.
04

Plans

2 fields
Available plans
Bybit Card (Global)
6 plans: Base, Beta, Alpha, Apex +2
Plasma One Card
3 plans: Lite, Core, Platinum
Top cashback plan
Bybit Card (Global)
Infinite: 10%
Plasma One Card
Platinum: 4%
05

Everyday use

8 fields
Network
Bybit Card (Global)
Mastercard/Visa
Plasma One Card
Visa
Card formats
Bybit Card (Global)
Virtual, Physical
Plasma One Card
Virtual, Physical
ATM withdrawals
Bybit Card (Global)
Available
Plasma One Card
Not available
Mobile wallets
Bybit Card (Global)
Not disclosed
Plasma One Card
Apple Pay, Google Pay
Apps
Bybit Card (Global)
iOS, Android
Plasma One Card
iOS, Android
Daily spending limit
Bybit Card (Global)
$1k Peru · $5k Argentina · $13.5k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN Mexico
Plasma One Card
Shown in app
Monthly spending limit
Bybit Card (Global)
$5k Peru · $10k Argentina · $27k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN Mexico
Plasma One Card
Shown in app
ATM limit
Bybit Card (Global)
$50/$1.8k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupported
Plasma One Card
Not available, including for physical cards
06

Funding & transfers

5 fields
Networks
Bybit Card (Global)
Not disclosed
Plasma One Card
Plasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5
Crypto deposits
Bybit Card (Global)
Other crypto: Supported crypto
Plasma One Card
Stablecoins: USDT, USDC, USDG
Fiat deposits
Bybit Card (Global)
Bybit account bank deposit
Plasma One Card
USD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual account
Transfers
Bybit Card (Global)
Stablecoin transfers; Bybit account fiat withdrawal
Plasma One Card
Stablecoin transfers; Plasma One usernames; Virtual account withdrawals
Payout currencies
Bybit Card (Global)
Not disclosed
Plasma One Card
USD, EUR, GBP, MXN, BRL, COP
07

Rewards

3 fields
Base cashback
Bybit Card (Global)
2%
Plasma One Card
2%
Max cashback
Bybit Card (Global)
10%
Plasma One Card
10%
Reward currency
Bybit Card (Global)
USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)
Plasma One Card
USD cashback paid in XPL
08

Earn

5 fields
Advertised APY
Bybit Card (Global)
Not disclosed
Plasma One Card
Up to 5% APY
How it works
Bybit Card (Global)
Earn on spending balance
Plasma One Card
Optional earn vault
Separate deposit
Bybit Card (Global)
Not disclosed
Plasma One Card
Yes
Use balance for spending
Bybit Card (Global)
Yes
Plasma One Card
No
Lock-up
Bybit Card (Global)
No
Plasma One Card
No
09

Trust & availability

7 fields
Custody
Bybit Card (Global)
Custodial
Plasma One Card
Self-custody
Control until payment
Bybit Card (Global)
Provider controls funds
Plasma One Card
You keep control
Card issuer
Bybit Card (Global)
Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.
Plasma One Card
Rain, Third National
Card processing
Bybit Card (Global)
Not disclosed
Plasma One Card
0x
Custody / key management
Bybit Card (Global)
Not disclosed
Plasma One Card
Privy, Veda
Deposits & withdrawals
Bybit Card (Global)
Not disclosed
Plasma One Card
Bridge, Bridge Ventures LLC
Programme operator
Bybit Card (Global)
Not disclosed
Plasma One Card
Plasma
10

Sources

2 fields
Official sources
Bybit Card (Global)
9
Plasma One Card
12
Last reviewed
Bybit Card (Global)
Aug 14, 2026
Plasma One Card
Aug 27, 2026

04 · The trade-off

Plasma One Card is the stronger all-round choice

Plasma One Card finishes ahead with an Overall Score of 87 versus 68 for Bybit Card (Global). Plasma One Card has the lower published FX fee (0–1% vs 1–7%). Both cards show the same base cashback rate of 2%.

Bybit Card (Global) still comes out ahead for Travel, which may matter more than the overall result if that is how you plan to use the card. Bybit Card (Global) uses a custodial balance setup, while Plasma One Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Plasma One Card lists more stablecoins and ways to send money out (6 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and Plasma One Card reviews first.

05 · Common questions

Bybit vs Plasma One FAQ

Is Bybit or Plasma One better overall?

Plasma One Card has the higher Overall Score (87 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Bybit or Plasma One?

Plasma One Card has the lower published FX fee (0–1% vs 1–7%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Bybit or Plasma One?

Both cards show the same base cashback rate of 2%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Bybit and Plasma One differ on custody?

Bybit Card (Global) uses a custodial balance setup, while Plasma One Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Bybit vs Plasma One comparison?

The latest information check for these two cards was August 27, 2026, using 21 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace