BybitBybit
72
Side-by-side card comparison
Bybit vs Uphold US: overall score versus use-case fit
Bybit Card (Global) has the higher Overall Score by 2 points (72 vs 70). Bybit Card (Global) looks stronger for Travel, Funds control, Lowest fees, and Transfers, while Uphold Card US comes out ahead for Cashback.
Information checked Oct 14, 202622 official sources reviewed
01 · Overall score versus use-case fit
Bybit Card (Global) is the better all-round starting point
Bybit Card (Global) has the higher Overall Score in this comparison. Uphold Card US may be the better fit for Cashback. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBybit72Uphold US70Higher score
CashbackBybit63Uphold US75Higher score
TravelBybit80Uphold US71Higher score
Funds controlBybit51Uphold US44Higher score
Lowest feesBybit66Uphold US56Higher score
TransfersBybit79Uphold US65Higher score
Choose Bybit Card (Global) if travel and funds control matter most
Bybit Card (Global) comes out ahead for Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend from a Bybit account balance
- Physical and virtual Mastercard access
- Cashback can rise through tiers
Choose Uphold Card US if cashback matters most
Uphold Card US comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Essential has no annual fee
- Apple Pay and Google Pay
- Elite raises spending limits
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Bybit72Uphold US70
Bybit Card (Global) has the higher Overall Score by 2 points.
- Entry cost & FX
- Bybit$0 plan · 1.5–7% FXUphold US$0 plan · 0–1.5% FX
Uphold Card US has the lower published FX fee (0–1.5% vs 1.5–7%).
- Purchase rewards
- Bybit2% base · up to 10%Uphold US2% base · up to 4%
Both cards show the same base cashback rate of 2%.
- Funds control
- BybitCustodial balanceUphold USCustodial balance
Bybit Card (Global) and Uphold Card US use the same custodial balance setup.
- Everyday access
- BybitVirtual + Physical · Apple Pay, Google Pay · Region dependentUphold USVirtual + Physical · Apple Pay, Google Pay
Uphold Card US lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawalUphold US0 stablecoins · US bank withdrawal
Bybit Card (Global) lists more stablecoins and ways to send money out (4 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 1.5–7%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay · Region dependent
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 2%-4%
- Plan cost
- $0
- FX fee
- 0–1.5%
- ATM fee
- Essential: $2.95; Elite: $0
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 3 fiat
- Payout methods
- 0 crypto · 1 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bybit Card (Global)
Get 10 USDT
10 USDT referral reward after qualifying Bybit Card spend
- Spend more than 100 USDT or equivalent with the Bybit Card.
Bybit Card promo codeEXVJGK
Offer terms can change. Check the current Bybit Card referral programme before applying.
Uphold Card US
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsBybit Card (Global)Overall72Uphold Card USOverall70
Bybit Card (Global)Overall72Uphold Card USOverall70Scores
6 fields- Overall Score
- Bybit Card (Global)72Uphold Card US70
- Cashback score
- Bybit Card (Global)63Uphold Card US75
- Travel score
- Bybit Card (Global)80Uphold Card US71
- Funds control score
- Bybit Card (Global)51Uphold Card US44
- Lowest fees score
- Bybit Card (Global)66Uphold Card US56
- Transfers score
- Bybit Card (Global)79Uphold Card US65
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessUphold Card USEssential has no annual fee, Apple Pay and Google Pay
- Trade-offs
- Bybit Card (Global)Spending follows the Bybit account model, FX can get expensiveUphold Card USAsset sales can reduce rewards, Rewards have a disputed time window
Costs
7 fields- Plan cost
- Bybit Card (Global)$0Uphold Card US$0
- FX fee
- Bybit Card (Global)1.5–7%Uphold Card US0–1.5%
- Top-up fee
- Bybit Card (Global)Not disclosedUphold Card USACH: no deposit fee; external card: 3.99%
- Card spending fee
- Bybit Card (Global)Not disclosedUphold Card USNot disclosed
- ATM fee
- Bybit Card (Global)0–2%Uphold Card USEssential: $2.95; Elite: $0
- Virtual card
- Bybit Card (Global)No fee until further noticeUphold Card USFree on both plans
- Physical card
- Bybit Card (Global)Free / 5 / 29.99Uphold Card USEssential: $4.99 plastic; Elite: metal included in $99.99 annual plan
Plans
2 fields- Available plans
- Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2Uphold Card US2 plans: Essential, Elite
- Top cashback plan
- Bybit Card (Global)Infinite: 10%Uphold Card USElite: 3%
Everyday use
8 fields- Network
- Bybit Card (Global)Mastercard/VisaUphold Card USVisa
- Card formats
- Bybit Card (Global)Virtual, PhysicalUphold Card USVirtual, Physical
- ATM withdrawals
- Bybit Card (Global)AvailableUphold Card USAvailable
- Mobile wallets
- Bybit Card (Global)Apple Pay, Google Pay · Region dependentUphold Card USApple Pay, Google Pay
- Apps
- Bybit Card (Global)iOS, AndroidUphold Card USiOS, Android
- Daily spending limit
- Bybit Card (Global)$1k Peru · $5k Argentina · $50k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN MexicoUphold Card USEssential: $2,500/day; Elite: $25,000/day
- Monthly spending limit
- Bybit Card (Global)$5k Peru · $10k Argentina · $150k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN MexicoUphold Card USEssential: $10,000/month; Elite: $100,000/month
- ATM limit
- Bybit Card (Global)$50/$15k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedUphold Card USEssential: $500/day, $2,000/month; Elite: $2,000/day, $10,000/month
Funding & transfers
5 fields- Networks
- Bybit Card (Global)Not disclosedUphold Card USNot disclosed
- Crypto deposits
- Bybit Card (Global)Other crypto: Supported cryptoUphold Card USNot disclosed
- Fiat deposits
- Bybit Card (Global)Bybit account bank depositUphold Card USLinked US bank account, USD bank transfer, External card deposit
- Transfers
- Bybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalUphold Card USUS bank withdrawal
- Payout currencies
- Bybit Card (Global)Not disclosedUphold Card USUSD
Rewards
3 fields- Base cashback
- Bybit Card (Global)2%Uphold Card US2%
- Max cashback
- Bybit Card (Global)10%Uphold Card US4%
- Reward currency
- Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)Uphold Card USXRP
Earn
5 fields- Advertised APY
- Bybit Card (Global)Not disclosedUphold Card USNot offered
- How it works
- Bybit Card (Global)Earn on spending balanceUphold Card USNot offered
- Separate deposit
- Bybit Card (Global)Not disclosedUphold Card USNot offered
- Use balance for spending
- Bybit Card (Global)YesUphold Card USNot offered
- Lock-up
- Bybit Card (Global)NoUphold Card USNot offered
Trust & availability
4 fields- Custody
- Bybit Card (Global)CustodialUphold Card USCustodial
- Control until payment
- Bybit Card (Global)Provider controls fundsUphold Card USProvider controls funds
- Card issuer
- Bybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.Uphold Card USCross River Bank
- Custody / key management
- Bybit Card (Global)Not disclosedUphold Card USUphold HQ Inc.
Sources
2 fields- Official sources
- Bybit Card (Global)9Uphold Card US13
- Last reviewed
- Bybit Card (Global)Oct 11, 2026Uphold Card USOct 14, 2026
04 · The trade-off
Bybit Card (Global) is the stronger all-round choice
Bybit Card (Global) finishes ahead with an Overall Score of 72 versus 70 for Uphold Card US. Uphold Card US has the lower published FX fee (0–1.5% vs 1.5–7%). Both cards show the same base cashback rate of 2%.
Uphold Card US still comes out ahead for Cashback, which may matter more than the overall result if that is how you plan to use the card. Bybit Card (Global) and Uphold Card US use the same custodial balance setup.
Bybit Card (Global) lists more stablecoins and ways to send money out (4 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and Uphold Card US reviews first.
Continue with
Bybit Card (Global)
Continue with
Uphold Card US
05 · Common questions
Bybit vs Uphold US FAQ
Is Bybit or Uphold US better overall?
Bybit Card (Global) has the higher Overall Score (72 vs 70). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit or Uphold US?
Uphold Card US has the lower published FX fee (0–1.5% vs 1.5–7%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit or Uphold US?
Both cards show the same base cashback rate of 2%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit and Uphold US differ on custody?
Bybit Card (Global) and Uphold Card US use the same custodial balance setup.
How current is this Bybit vs Uphold US comparison?
The latest information check for these two cards was October 14, 2026, using 22 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.