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72
Side-by-side card comparison
Bybit vs WhiteBIT Nova USD: overall score versus use-case fit
Bybit Card (Global) has the higher Overall Score by 13 points (72 vs 59). Bybit Card (Global) looks stronger for Cashback, Travel, Funds control, and Lowest fees, while WhiteBIT Nova USD comes out ahead for Transfers.
Information checked Oct 16, 202626 official sources reviewed
01 · Overall score versus use-case fit
Bybit Card (Global) is the better all-round starting point
Bybit Card (Global) has the higher Overall Score in this comparison. WhiteBIT Nova USD may be the better fit for Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBybit72WhiteBIT Nova USD59Higher score
CashbackBybit63WhiteBIT Nova USD25Higher score
TravelBybit80WhiteBIT Nova USD36Higher score
Funds controlBybit51WhiteBIT Nova USD49Higher score
Lowest feesBybit66WhiteBIT Nova USD60Higher score
TransfersBybit79WhiteBIT Nova USD86Higher score
Choose Bybit Card (Global) if cashback and travel matter most
Bybit Card (Global) comes out ahead for Cashback, Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend from a Bybit account balance
- Physical and virtual Mastercard access
- Cashback can rise through tiers
Choose WhiteBIT Nova USD if transfers matters most
WhiteBIT Nova USD comes out ahead for Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Apple Pay and Google Pay
- Spend selected exchange assets
- No monthly maintenance fee
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Bybit72WhiteBIT Nova USD59
Bybit Card (Global) has the higher Overall Score by 13 points.
- Entry cost & FX
- Bybit$0 plan · 1.5–7% FXWhiteBIT Nova USDNot disclosed plan · 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete FX
WhiteBIT Nova USD has the lower published FX fee (1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete vs 1.5–7%).
- Purchase rewards
- Bybit2% base · up to 10%WhiteBIT Nova USD0% base · up to 10%
Bybit Card (Global) has the higher published base cashback rate (2% vs 0%).
- Funds control
- BybitCustodial balanceWhiteBIT Nova USDCustodial balance
Bybit Card (Global) and WhiteBIT Nova USD use the same custodial balance setup.
- Everyday access
- BybitVirtual + Physical · Apple Pay, Google Pay · Region dependentWhiteBIT Nova USDVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawalWhiteBIT Nova USD2 stablecoins · Stablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 1.5–7%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay · Region dependent
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 0%-10%
- Plan cost
- Not disclosed
- FX fee
- 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 1 fiat
- Payout methods
- 2 crypto · 1 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bybit Card (Global)
Get 10 USDT
10 USDT referral reward after qualifying Bybit Card spend
- Spend more than 100 USDT or equivalent with the Bybit Card.
Bybit Card promo codeEXVJGK
Offer terms can change. Check the current Bybit Card referral programme before applying.
WhiteBIT Nova USD
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsBybit Card (Global)Overall72WhiteBIT Nova USDOverall59
Bybit Card (Global)Overall72WhiteBIT Nova USDOverall59Scores
6 fields- Overall Score
- Bybit Card (Global)72WhiteBIT Nova USD59
- Cashback score
- Bybit Card (Global)63WhiteBIT Nova USD25
- Travel score
- Bybit Card (Global)80WhiteBIT Nova USD36
- Funds control score
- Bybit Card (Global)51WhiteBIT Nova USD49
- Lowest fees score
- Bybit Card (Global)66WhiteBIT Nova USD60
- Transfers score
- Bybit Card (Global)79WhiteBIT Nova USD86
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessWhiteBIT Nova USDApple Pay and Google Pay, Spend selected exchange assets
- Trade-offs
- Bybit Card (Global)Spending follows the Bybit account model, FX can get expensiveWhiteBIT Nova USDA fee on every purchase, Category cashback stops at $25
Costs
7 fields- Plan cost
- Bybit Card (Global)$0WhiteBIT Nova USDNot disclosed
- FX fee
- Bybit Card (Global)1.5–7%WhiteBIT Nova USD1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- Top-up fee
- Bybit Card (Global)Not disclosedWhiteBIT Nova USD0%
- Card spending fee
- Bybit Card (Global)Not disclosedWhiteBIT Nova USD$0.20 + 1.5%
- ATM fee
- Bybit Card (Global)0–2%WhiteBIT Nova USDNot available
- Virtual card
- Bybit Card (Global)No fee until further noticeWhiteBIT Nova USD$0 issuance
- Physical card
- Bybit Card (Global)Free / 5 / 29.99WhiteBIT Nova USDUnavailable for the current USD product
Plans
2 fields- Available plans
- Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2WhiteBIT Nova USDNot disclosed
- Top cashback plan
- Bybit Card (Global)Infinite: 10%WhiteBIT Nova USDNot disclosed
Everyday use
8 fields- Network
- Bybit Card (Global)Mastercard/VisaWhiteBIT Nova USDVisa
- Card formats
- Bybit Card (Global)Virtual, PhysicalWhiteBIT Nova USDVirtual
- ATM withdrawals
- Bybit Card (Global)AvailableWhiteBIT Nova USDNot available
- Mobile wallets
- Bybit Card (Global)Apple Pay, Google Pay · Region dependentWhiteBIT Nova USDApple Pay, Google Pay
- Apps
- Bybit Card (Global)iOS, AndroidWhiteBIT Nova USDWeb
- Daily spending limit
- Bybit Card (Global)$1k Peru · $5k Argentina · $50k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN MexicoWhiteBIT Nova USDUSD 40,000 daily
- Monthly spending limit
- Bybit Card (Global)$5k Peru · $10k Argentina · $150k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN MexicoWhiteBIT Nova USDUSD 200,000 monthly
- ATM limit
- Bybit Card (Global)$50/$15k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedWhiteBIT Nova USDATM withdrawals unavailable; future published limits are not current access.
Funding & transfers
5 fields- Networks
- Bybit Card (Global)Not disclosedWhiteBIT Nova USDArbitrum, Avalanche C-Chain, Base, BNB Smart Chain, Polkadot Asset Hub, Ethereum +9
- Crypto deposits
- Bybit Card (Global)Other crypto: Supported cryptoWhiteBIT Nova USDStablecoins: USDC, USDT
- Fiat deposits
- Bybit Card (Global)Bybit account bank depositWhiteBIT Nova USDSEPA FINCI to WhiteBIT account
- Transfers
- Bybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalWhiteBIT Nova USDStablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
- Payout currencies
- Bybit Card (Global)Not disclosedWhiteBIT Nova USDEUR
Rewards
3 fields- Base cashback
- Bybit Card (Global)2%WhiteBIT Nova USD0%
- Max cashback
- Bybit Card (Global)10%WhiteBIT Nova USD10%
- Reward currency
- Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)WhiteBIT Nova USDNot disclosed
Earn
5 fields- Advertised APY
- Bybit Card (Global)Not disclosedWhiteBIT Nova USDNot offered
- How it works
- Bybit Card (Global)Earn on spending balanceWhiteBIT Nova USDNot offered
- Separate deposit
- Bybit Card (Global)Not disclosedWhiteBIT Nova USDNot offered
- Use balance for spending
- Bybit Card (Global)YesWhiteBIT Nova USDNot offered
- Lock-up
- Bybit Card (Global)NoWhiteBIT Nova USDNot offered
Trust & availability
3 fields- Custody
- Bybit Card (Global)CustodialWhiteBIT Nova USDCustodial
- Control until payment
- Bybit Card (Global)Provider controls fundsWhiteBIT Nova USDProvider controls funds
- Card issuer
- Bybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.WhiteBIT Nova USDJSC Hash Bank
Sources
2 fields- Official sources
- Bybit Card (Global)9WhiteBIT Nova USD17
- Last reviewed
- Bybit Card (Global)Oct 11, 2026WhiteBIT Nova USDOct 16, 2026
04 · The trade-off
Bybit Card (Global) is the stronger all-round choice
Bybit Card (Global) finishes ahead with an Overall Score of 72 versus 59 for WhiteBIT Nova USD. WhiteBIT Nova USD has the lower published FX fee (1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete vs 1.5–7%). Bybit Card (Global) has the higher published base cashback rate (2% vs 0%).
WhiteBIT Nova USD still comes out ahead for Transfers, which may matter more than the overall result if that is how you plan to use the card. Bybit Card (Global) and WhiteBIT Nova USD use the same custodial balance setup.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and WhiteBIT Nova USD reviews first.
Continue with
Bybit Card (Global)
Continue with
WhiteBIT Nova USD
05 · Common questions
Bybit vs WhiteBIT Nova USD FAQ
Is Bybit or WhiteBIT Nova USD better overall?
Bybit Card (Global) has the higher Overall Score (72 vs 59). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit or WhiteBIT Nova USD?
WhiteBIT Nova USD has the lower published FX fee (1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete vs 1.5–7%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit or WhiteBIT Nova USD?
Bybit Card (Global) has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit and WhiteBIT Nova USD differ on custody?
Bybit Card (Global) and WhiteBIT Nova USD use the same custodial balance setup.
How current is this Bybit vs WhiteBIT Nova USD comparison?
The latest information check for these two cards was October 16, 2026, using 26 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.