BybitBybit
68
Side-by-side card comparison
Bybit vs Wirex One: fees, rewards and account setup
Wirex One Card has the higher Overall Score by 9 points (77 vs 68). Wirex One Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Bybit Card (Global) may still be the better personal fit.
Information checked Aug 14, 202645 official sources reviewed
01 · Make the first cut
Wirex One Card is the better all-round starting point
Wirex One Card has the higher Overall Score in this comparison. Bybit Card (Global) may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBybit68Wirex One77Higher score
CashbackBybit62Wirex One70Higher score
TravelBybit76Wirex One85Higher score
Funds controlBybit47Wirex One73Higher score
Lowest feesBybit64Wirex One68Higher score
TransfersBybit78Wirex One94Higher score
Choose Bybit Card (Global) if its day-to-day setup suits you
Bybit Card (Global) does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Spend from a Bybit account balance
- Physical and virtual Mastercard access
- Cashback can rise through tiers
Choose Wirex One Card if cashback and travel matter most
Wirex One Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Five current card tiers
- 0.5% to 8% cashback in USD
- Self-custodial digital assets
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Bybit68Wirex One77
Wirex One Card has the higher Overall Score by 9 points.
- Entry cost & FX
- Bybit$0 plan · 1–7% FXWirex One$0 plan · 0% FX
Wirex One Card has the lower published FX fee (0% vs 1–7%).
- Purchase rewards
- Bybit2% base · up to 10%Wirex One0.5% base · up to 8%
Bybit Card (Global) has the higher published base cashback rate (2% vs 0.5%).
- Funds control
- BybitCustodial balanceWirex OneNon-custodial account
Bybit Card (Global) uses a custodial balance setup, while Wirex One Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- BybitVirtual + Physical · UnknownWirex OneVirtual + Physical · Apple Pay, Google Pay
Wirex One Card lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawalWirex One3 stablecoins · Stablecoin transfers; Pay to an external card, Bank account payouts
Wirex One Card lists more stablecoins and ways to send money out (6 vs 4).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 1–7%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 0.5%-8%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 3 crypto · 3 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bybit Card (Global)
Get 10 USDT
10 USDT referral reward after qualifying Bybit Card spend
- Spend more than 100 USDT or equivalent with the Bybit Card.
Bybit Card promo codeEXVJGK
Offer terms can change. Check the current Bybit Card referral programme before applying.
Wirex One Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsBybit Card (Global)Overall68Wirex One CardOverall77
Bybit Card (Global)Overall68Wirex One CardOverall77Scores
6 fields- Overall Score
- Bybit Card (Global)68Wirex One Card77
- Cashback score
- Bybit Card (Global)62Wirex One Card70
- Travel score
- Bybit Card (Global)76Wirex One Card85
- Funds control score
- Bybit Card (Global)47Wirex One Card73
- Lowest fees score
- Bybit Card (Global)64Wirex One Card68
- Transfers score
- Bybit Card (Global)78Wirex One Card94
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessWirex One CardFive current card tiers, 0.5% to 8% cashback in USD
- Trade-offs
- Bybit Card (Global)Spending follows the Bybit account model, FX can get expensiveWirex One CardHigher tiers require WPAY exposure, Limits remain region-specific
Costs
7 fields- Plan cost
- Bybit Card (Global)$0Wirex One Card$0
- FX fee
- Bybit Card (Global)1–7%Wirex One Card0%
- Top-up fee
- Bybit Card (Global)Not disclosedWirex One CardNot disclosed
- Card spending fee
- Bybit Card (Global)Not disclosedWirex One CardNot disclosed
- ATM fee
- Bybit Card (Global)0–2%Wirex One Card2%
- Virtual card
- Bybit Card (Global)No fee until further noticeWirex One CardIncluded on every membership tier
- Physical card
- Bybit Card (Global)Free / 5 / 29.99Wirex One CardPlastic from Premium; Visa Signature Metal from Private
Plans
2 fields- Available plans
- Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2Wirex One Card5 plans: Base, Premium, Elite, Private +1
- Top cashback plan
- Bybit Card (Global)Infinite: 10%Wirex One CardBespoke: 8%
Everyday use
8 fields- Network
- Bybit Card (Global)Mastercard/VisaWirex One CardVisa
- Card formats
- Bybit Card (Global)Virtual, PhysicalWirex One CardVirtual, Physical
- ATM withdrawals
- Bybit Card (Global)AvailableWirex One CardAvailable
- Mobile wallets
- Bybit Card (Global)Not disclosedWirex One CardApple Pay, Google Pay
- Apps
- Bybit Card (Global)iOS, AndroidWirex One CardiOS, Android
- Daily spending limit
- Bybit Card (Global)$1k Peru · $5k Argentina · $13.5k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN MexicoWirex One CardEEA card-spend limit: €30,000/day and €30,000 per transaction; other regions are shown in app
- Monthly spending limit
- Bybit Card (Global)$5k Peru · $10k Argentina · $27k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN MexicoWirex One CardEEA card-spend limit: €30,000/month; other regions are shown in app
- ATM limit
- Bybit Card (Global)$50/$1.8k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedWirex One CardEEA physical/Metal ATM limit: €500/day, €5,000/month and 5 withdrawals/day; 2% above the free allowance
Funding & transfers
5 fields- Networks
- Bybit Card (Global)Not disclosedWirex One CardNot disclosed
- Crypto deposits
- Bybit Card (Global)Other crypto: Supported cryptoWirex One CardStablecoins: USDC, USDT, EURC
- Fiat deposits
- Bybit Card (Global)Bybit account bank depositWirex One CardBank funding, External card top-up
- Transfers
- Bybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalWirex One CardStablecoin transfers; Pay to an external card, Bank account payouts
- Payout currencies
- Bybit Card (Global)Not disclosedWirex One CardUSD, EUR, GBP
Rewards
3 fields- Base cashback
- Bybit Card (Global)2%Wirex One Card0.5%
- Max cashback
- Bybit Card (Global)10%Wirex One Card8%
- Reward currency
- Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)Wirex One CardUSD cashback
Earn
5 fields- Advertised APY
- Bybit Card (Global)Not disclosedWirex One CardNot offered
- How it works
- Bybit Card (Global)Earn on spending balanceWirex One CardNot offered
- Separate deposit
- Bybit Card (Global)Not disclosedWirex One CardNot offered
- Use balance for spending
- Bybit Card (Global)YesWirex One CardNot offered
- Lock-up
- Bybit Card (Global)NoWirex One CardNot offered
Trust & availability
5 fields- Custody
- Bybit Card (Global)CustodialWirex One CardNon-custodial
- Control until payment
- Bybit Card (Global)Provider controls fundsWirex One CardNot disclosed
- Card issuer
- Bybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.Wirex One CardTransact Payments Malta Limited, Novatti Group Limited
- Custody / key management
- Bybit Card (Global)Not disclosedWirex One CardPrivy Technologies, Inc.
- Programme operator
- Bybit Card (Global)Not disclosedWirex One CardUAB Wirex
Sources
2 fields- Official sources
- Bybit Card (Global)9Wirex One Card36
- Last reviewed
- Bybit Card (Global)Aug 14, 2026Wirex One CardAug 12, 2026
04 · The takeaway
Wirex One Card is the stronger all-round choice
Wirex One Card finishes ahead with an Overall Score of 77 versus 68 for Bybit Card (Global). Wirex One Card has the lower published FX fee (0% vs 1–7%). Bybit Card (Global) has the higher published base cashback rate (2% vs 0.5%).
Bybit Card (Global) can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Bybit Card (Global) uses a custodial balance setup, while Wirex One Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
Wirex One Card lists more stablecoins and ways to send money out (6 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and Wirex One Card reviews first.
Continue with
Bybit Card (Global)
Continue with
Wirex One Card
05 · Common questions
Bybit vs Wirex One FAQ
Is Bybit or Wirex One better overall?
Wirex One Card has the higher Overall Score (77 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit or Wirex One?
Wirex One Card has the lower published FX fee (0% vs 1–7%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit or Wirex One?
Bybit Card (Global) has the higher published base cashback rate (2% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit and Wirex One differ on custody?
Bybit Card (Global) uses a custodial balance setup, while Wirex One Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Bybit vs Wirex One comparison?
The latest information check for these two cards was August 14, 2026, using 45 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.