Coin98Coin98 Fusion
60
Side-by-side card comparison
Coin98 Fusion vs Avici: fees, rewards and account setup
Avici Card has the higher Overall Score by 11 points (71 vs 60). Avici Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Coin98 Fusion Card may still be the better personal fit.
Information checked Aug 21, 202639 official sources reviewed
01 · Make the first cut
Avici Card is the better all-round starting point
Avici Card has the higher Overall Score in this comparison. Coin98 Fusion Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCoin98 Fusion60Avici71Higher score
CashbackCoin98 Fusion17Avici21Higher score
TravelCoin98 Fusion65Avici82Higher score
Funds controlCoin98 Fusion64Avici95Higher score
Lowest feesCoin98 Fusion72Avici73Higher score
TransfersCoin98 Fusion39Avici67Higher score
Choose Coin98 Fusion Card if its day-to-day setup suits you
Coin98 Fusion Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Virtual Visa with both phone wallets
- USDC and USDT top-ups on five networks
- No monthly or annual card fee
Choose Avici Card if cashback and travel matter most
Avici Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- User-owned USDC collateral
- Physical, virtual and phone-wallet use
- Low provider fees
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Coin98 Fusion60Avici71
Avici Card has the higher Overall Score by 11 points.
- Entry cost & FX
- Coin98 Fusion$0 plan · 1.7% foreign-currency conversion FXAvici$0 plan · 0–1% FX
Avici Card has the lower published FX fee (0–1% vs 1.7% foreign-currency conversion).
- Purchase rewards
- Coin98 Fusion0% cashbackAvici0% cashback
Both cards show the same base cashback rate of 0%.
- Funds control
- Coin98 FusionHybrid custodyAviciSelf-controlled wallet
Coin98 Fusion Card uses a hybrid custody setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Coin98 FusionVirtual · Apple Pay, Google PayAviciVirtual + Physical · Apple Pay, Google Pay
Avici Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Coin98 Fusion2 stablecoins · Not modeledAvici1 stablecoin · Stablecoin transfers
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.7% foreign-currency conversion
- ATM fee
- 1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–0.65%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsCoin98 Fusion CardOverall60Avici CardOverall71
Coin98 Fusion CardOverall60Avici CardOverall71Scores
6 fields- Overall Score
- Coin98 Fusion Card60Avici Card71
- Cashback score
- Coin98 Fusion Card17Avici Card21
- Travel score
- Coin98 Fusion Card65Avici Card82
- Funds control score
- Coin98 Fusion Card64Avici Card95
- Lowest fees score
- Coin98 Fusion Card72Avici Card73
- Transfers score
- Coin98 Fusion Card39Avici Card67
Strengths & trade-offs
2 fields- Strengths
- Coin98 Fusion CardVirtual Visa with both phone wallets, USDC and USDT top-ups on five networksAvici CardUser-owned USDC collateral, Physical, virtual and phone-wallet use
- Trade-offs
- Coin98 Fusion CardEvergreen rewards are not verified, Top-up, FX and ATM fees applyAvici CardNo standard purchase cashback, Visa and penalty layers need care
Costs
7 fields- Plan cost
- Coin98 Fusion Card$0Avici Card$0
- FX fee
- Coin98 Fusion Card1.7% foreign-currency conversionAvici Card0–1%
- Top-up fee
- Coin98 Fusion Card1%Avici Card$0 Avici card top-up fee; swap and network execution costs are separate and not fully published
- Card spending fee
- Coin98 Fusion CardNot disclosedAvici Card0%
- ATM fee
- Coin98 Fusion Card1% or SGD 5, whichever is higher, plus any ATM-operator surchargeAvici Card0–0.65%
- Virtual card
- Coin98 Fusion CardUSD 9 issuance/activation feeAvici CardPlatinum $15 first / $10 extra; Signature $30 first year / $20 renewal
- Physical card
- Coin98 Fusion CardNot applicable while the physical card is under developmentAvici CardPlatinum $50; Signature $75 + $20/year from year two
Plans
2 fields- Available plans
- Coin98 Fusion CardNot disclosedAvici Card2 plans: Visa Platinum, Visa Signature
- Top cashback plan
- Coin98 Fusion CardNot disclosedAvici CardVisa Platinum: 0%
Everyday use
8 fields- Network
- Coin98 Fusion CardVisaAvici CardVisa
- Card formats
- Coin98 Fusion CardVirtualAvici CardVirtual, Physical
- ATM withdrawals
- Coin98 Fusion CardAvailableAvici CardAvailable
- Mobile wallets
- Coin98 Fusion CardApple Pay, Google PayAvici CardApple Pay, Google Pay
- Apps
- Coin98 Fusion CardiOS, AndroidAvici CardiOS, Android
- Daily spending limit
- Coin98 Fusion CardNo daily card-spend limit published; SGD 200,000 rolling 12-month spending limitAvici CardNo fixed public transaction cap; balance, issuer and user-set limits apply
- Monthly spending limit
- Coin98 Fusion CardNo monthly card-spend limit published; SGD 200,000 rolling 12-month spending limitAvici CardNo fixed public monthly cap; dynamic controls apply
- ATM limit
- Coin98 Fusion CardSGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclearAvici Card$250 per day, up to 3 ATM transactions
Funding & transfers
5 fields- Networks
- Coin98 Fusion CardEthereum, Solana, Polygon, Base, TronAvici CardEthereum, Polygon, Optimism, Arbitrum, Solana
- Crypto deposits
- Coin98 Fusion CardStablecoins: USDC, USDTAvici CardStablecoins: USDC
- Fiat deposits
- Coin98 Fusion CardNot disclosedAvici CardNot disclosed
- Transfers
- Coin98 Fusion CardNot disclosedAvici CardStablecoin transfers
- Payout currencies
- Coin98 Fusion CardNot disclosedAvici CardNot disclosed
Rewards
3 fields- Base cashback
- Coin98 Fusion Card0%Avici Card0%
- Max cashback
- Coin98 Fusion Card0%Avici Card0%
- Reward currency
- Coin98 Fusion CardNot applicableAvici CardNo cashback
Earn
5 fields- Advertised APY
- Coin98 Fusion CardNot offeredAvici CardNot offered
- How it works
- Coin98 Fusion CardNot offeredAvici CardNot offered
- Separate deposit
- Coin98 Fusion CardNot offeredAvici CardNot offered
- Use balance for spending
- Coin98 Fusion CardNot offeredAvici CardNot offered
- Lock-up
- Coin98 Fusion CardNot offeredAvici CardNot offered
Trust & availability
5 fields- Custody
- Coin98 Fusion CardHybrid custodyAvici CardSelf-custody
- Control until payment
- Coin98 Fusion CardProvider controls fundsAvici CardYou keep control
- Card issuer
- Coin98 Fusion CardDCS Card Centre Pte. Ltd.Avici CardThird National
- Card processing
- Coin98 Fusion CardNot disclosedAvici CardRelay
- Identity verification
- Coin98 Fusion CardNot disclosedAvici CardSumsub
Sources
2 fields- Official sources
- Coin98 Fusion Card23Avici Card16
- Last reviewed
- Coin98 Fusion CardAug 5, 2026Avici CardAug 21, 2026
04 · The takeaway
Avici Card is the stronger all-round choice
Avici Card finishes ahead with an Overall Score of 71 versus 60 for Coin98 Fusion Card. Avici Card has the lower published FX fee (0–1% vs 1.7% foreign-currency conversion). Both cards show the same base cashback rate of 0%.
Coin98 Fusion Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Coin98 Fusion Card uses a hybrid custody setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Coin98 Fusion Card and Avici Card reviews first.
Continue with
Coin98 Fusion Card
Continue with
Avici Card
05 · Common questions
Coin98 Fusion vs Avici FAQ
Is Coin98 Fusion or Avici better overall?
Avici Card has the higher Overall Score (71 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Coin98 Fusion or Avici?
Avici Card has the lower published FX fee (0–1% vs 1.7% foreign-currency conversion). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Coin98 Fusion or Avici?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Coin98 Fusion and Avici differ on custody?
Coin98 Fusion Card uses a hybrid custody setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Coin98 Fusion vs Avici comparison?
The latest information check for these two cards was August 21, 2026, using 39 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.