Coin98Coin98 Fusion
60
Side-by-side card comparison
Coin98 Fusion vs Coinbase: overall score versus use-case fit
Coinbase Card has the higher Overall Score by 5 points (65 vs 60). Coin98 Fusion Card looks stronger for Travel, Funds control, and Lowest fees, while Coinbase Card comes out ahead for Cashback and Transfers.
Information checked Aug 30, 202645 official sources reviewed
01 · Overall score versus use-case fit
Coinbase Card is the better all-round starting point
Coinbase Card has the higher Overall Score in this comparison. Coin98 Fusion Card may be the better fit for Travel, Funds control, and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCoin98 Fusion60Coinbase65Higher score
CashbackCoin98 Fusion17Coinbase37Higher score
TravelCoin98 Fusion65Coinbase62Higher score
Funds controlCoin98 Fusion64Coinbase48Higher score
Lowest feesCoin98 Fusion72Coinbase55Higher score
TransfersCoin98 Fusion39Coinbase84Higher score
Choose Coin98 Fusion Card if travel and funds control matter most
Coin98 Fusion Card comes out ahead for Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual Visa with both phone wallets
- USDC and USDT top-ups on five networks
- No monthly or annual card fee
Choose Coinbase Card if cashback and transfers matter most
Coinbase Card comes out ahead for Cashback and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual and physical Visa cards cover online, store and ATM use
- The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
- Cash, USDC and supported crypto can fund the same card flow
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Coin98 Fusion60Coinbase65
Coinbase Card has the higher Overall Score by 5 points.
- Entry cost & FX
- Coin98 Fusion$0 plan · 1.7% foreign-currency conversion FXCoinbase$0 plan · U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Coin98 Fusion0% cashbackCoinbaseNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- Coin98 FusionHybrid custodyCoinbaseCustodial balance
Coin98 Fusion Card uses a hybrid custody setup, while Coinbase Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Coin98 FusionVirtual · Apple Pay, Google PayCoinbaseVirtual + Physical · Unknown
Coin98 Fusion Card lists more card formats and phone-wallet options (3 vs 2).
- Money movement
- Coin98 Fusion2 stablecoins · Not modeledCoinbase1 stablecoin · Stablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
Coinbase Card lists more stablecoins and ways to send money out (4 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.7% foreign-currency conversion
- ATM fee
- 1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- Not disclosed
- Plan cost
- $0
- FX fee
- U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
- ATM fee
- U.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 2 fiat
- Payout methods
- 1 crypto · 3 fiat
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03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsCoin98 Fusion CardOverall60Coinbase CardOverall65
Coin98 Fusion CardOverall60Coinbase CardOverall65Scores
6 fields- Overall Score
- Coin98 Fusion Card60Coinbase Card65
- Cashback score
- Coin98 Fusion Card17Coinbase Card37
- Travel score
- Coin98 Fusion Card65Coinbase Card62
- Funds control score
- Coin98 Fusion Card64Coinbase Card48
- Lowest fees score
- Coin98 Fusion Card72Coinbase Card55
- Transfers score
- Coin98 Fusion Card39Coinbase Card84
Strengths & trade-offs
2 fields- Strengths
- Coin98 Fusion CardVirtual Visa with both phone wallets, USDC and USDT top-ups on five networksCoinbase CardVirtual and physical Visa cards cover online, store and ATM use, The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
- Trade-offs
- Coin98 Fusion CardEvergreen rewards are not verified, Top-up, FX and ATM fees applyCoinbase CardCrypto conversion includes a spread with no stable public rate, Rewards are U.S.-only and the current rate changes in the app
Costs
7 fields- Plan cost
- Coin98 Fusion Card$0Coinbase Card$0
- FX fee
- Coin98 Fusion Card1.7% foreign-currency conversionCoinbase CardU.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
- Top-up fee
- Coin98 Fusion Card1%Coinbase CardLinked-bank and payroll funding are marketed at $0; other Coinbase account funding routes were not reviewed for this card profile
- Card spending fee
- Coin98 Fusion CardNot disclosedCoinbase Card0%
- ATM fee
- Coin98 Fusion Card1% or SGD 5, whichever is higher, plus any ATM-operator surchargeCoinbase CardU.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
- Virtual card
- Coin98 Fusion CardUSD 9 issuance/activation feeCoinbase CardNot disclosed
- Physical card
- Coin98 Fusion CardNot applicable while the physical card is under developmentCoinbase CardNot disclosed
Plans
2 fields- Available plans
- Coin98 Fusion CardNot disclosedCoinbase CardNot disclosed
- Top cashback plan
- Coin98 Fusion CardNot disclosedCoinbase CardNot disclosed
Everyday use
8 fields- Network
- Coin98 Fusion CardVisaCoinbase CardVisa
- Card formats
- Coin98 Fusion CardVirtualCoinbase CardVirtual, Physical
- ATM withdrawals
- Coin98 Fusion CardAvailableCoinbase CardAvailable
- Mobile wallets
- Coin98 Fusion CardApple Pay, Google PayCoinbase CardNot disclosed
- Apps
- Coin98 Fusion CardiOS, AndroidCoinbase CardiOS, Android
- Daily spending limit
- Coin98 Fusion CardNo daily card-spend limit published; SGD 200,000 rolling 12-month spending limitCoinbase Card$2,500 per 24 hours in the U.S. programme
- Monthly spending limit
- Coin98 Fusion CardNo monthly card-spend limit published; SGD 200,000 rolling 12-month spending limitCoinbase CardU.S. monthly spend limit not published; U.K./EEA limits are customer-specific
- ATM limit
- Coin98 Fusion CardSGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclearCoinbase Card$1,000 per 24 hours in the U.S.; U.K./EEA values are shown in app
Funding & transfers
5 fields- Networks
- Coin98 Fusion CardEthereum, Solana, Polygon, Base, TronCoinbase CardCoinbase-supported networks
- Crypto deposits
- Coin98 Fusion CardStablecoins: USDC, USDTCoinbase CardOther crypto: Supported crypto
- Fiat deposits
- Coin98 Fusion CardNot disclosedCoinbase CardLinked bank account, Payroll deposit
- Transfers
- Coin98 Fusion CardNot disclosedCoinbase CardStablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
- Payout currencies
- Coin98 Fusion CardNot disclosedCoinbase CardUSD, GBP, EUR
Rewards
3 fields- Base cashback
- Coin98 Fusion Card0%Coinbase CardNot disclosed
- Max cashback
- Coin98 Fusion Card0%Coinbase CardNot disclosed
- Reward currency
- Coin98 Fusion CardNot applicableCoinbase CardSelected crypto offer
Earn
5 fields- Advertised APY
- Coin98 Fusion CardNot offeredCoinbase CardNot offered
- How it works
- Coin98 Fusion CardNot offeredCoinbase CardNot offered
- Separate deposit
- Coin98 Fusion CardNot offeredCoinbase CardNot offered
- Use balance for spending
- Coin98 Fusion CardNot offeredCoinbase CardNot offered
- Lock-up
- Coin98 Fusion CardNot offeredCoinbase CardNot offered
Trust & availability
4 fields- Custody
- Coin98 Fusion CardHybrid custodyCoinbase CardCustodial
- Control until payment
- Coin98 Fusion CardProvider controls fundsCoinbase CardProvider controls funds
- Card issuer
- Coin98 Fusion CardDCS Card Centre Pte. Ltd.Coinbase CardPathward, N.A., Paysafe Financial Services Limited, Paysafe Payment Solutions Limited
- Card processing
- Coin98 Fusion CardNot disclosedCoinbase CardMarqeta, Inc.
Sources
2 fields- Official sources
- Coin98 Fusion Card23Coinbase Card22
- Last reviewed
- Coin98 Fusion CardAug 5, 2026Coinbase CardAug 30, 2026
04 · The trade-off
Coinbase Card is the stronger all-round choice
Coinbase Card finishes ahead with an Overall Score of 65 versus 60 for Coin98 Fusion Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Coin98 Fusion Card still comes out ahead for Travel, Funds control, and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. Coin98 Fusion Card uses a hybrid custody setup, while Coinbase Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Coinbase Card lists more stablecoins and ways to send money out (4 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Coin98 Fusion Card and Coinbase Card reviews first.
Continue with
Coin98 Fusion Card
Continue with
Coinbase Card
05 · Common questions
Coin98 Fusion vs Coinbase FAQ
Is Coin98 Fusion or Coinbase better overall?
Coinbase Card has the higher Overall Score (65 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Coin98 Fusion or Coinbase?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Coin98 Fusion or Coinbase?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Coin98 Fusion and Coinbase differ on custody?
Coin98 Fusion Card uses a hybrid custody setup, while Coinbase Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Coin98 Fusion vs Coinbase comparison?
The latest information check for these two cards was August 30, 2026, using 45 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.