Side-by-side card comparison

Coin98 Fusion vs 1inch: fees, rewards and account setup

1inch Card has the higher Overall Score by 19 points (79 vs 60). 1inch Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Coin98 Fusion Card may still be the better personal fit.

Information checked Aug 31, 202636 official sources reviewed

01 · Make the first cut

1inch Card is the better all-round starting point

1inch Card has the higher Overall Score in this comparison. Coin98 Fusion Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallCoin98 Fusion601inch79Higher score
CashbackCoin98 Fusion171inch63Higher score
TravelCoin98 Fusion651inch82Higher score
Funds controlCoin98 Fusion641inch80Higher score
Lowest feesCoin98 Fusion721inch74Higher score
TransfersCoin98 Fusion391inch93Higher score

Choose Coin98 Fusion Card if its day-to-day setup suits you

Coin98 Fusion Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.

  • Virtual Visa with both phone wallets
  • USDC and USDT top-ups on five networks
  • No monthly or annual card fee

Choose 1inch Card if cashback and travel matter most

1inch Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Physical, virtual and ATM access
  • Both major phone wallets
  • Cashback in four crypto assets

The differences that could change the result

The overall score points one way, but a specific use case or product condition may point another.

Overall Score
Coin98 Fusion60
1inch79

1inch Card has the higher Overall Score by 19 points.

Entry cost & FX
Coin98 Fusion$0 plan · 1.7% foreign-currency conversion FX
1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX

1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 1.7% foreign-currency conversion).

Purchase rewards
Coin98 Fusion0% cashback
1inch1% base · up to 2%

1inch Card has the higher published base cashback rate (1% vs 0%).

Funds control
Coin98 FusionHybrid custody
1inchHybrid custody

Coin98 Fusion Card and 1inch Card use the same hybrid custody setup.

Everyday access
Coin98 FusionVirtual · Apple Pay, Google Pay
1inchVirtual + Physical · Apple Pay, Google Pay

1inch Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Coin98 Fusion2 stablecoins · Not modeled
1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal

1inch Card lists more stablecoins and ways to send money out (3 vs 2).

02 · Read the shortlist

A closer look at the two cards

These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.

2 cards compared
Cashback
0%
Plan cost
$0
FX fee
1.7% foreign-currency conversion
ATM fee
1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat
Cashback
1%-2%
Plan cost
$0
FX fee
0% provider FX markup; Mastercard rate applies
ATM fee
€2.50 UK; €3 + 1.5% outside UK
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 1 fiat
Payout methods
9 crypto · 2 fiat

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

Compare the details side by side

We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.

Best known Not disclosed
Cards
Coin98 Fusion CardOverall60
1inch CardOverall79
01

Scores

6 fields
Overall Score
Coin98 Fusion Card
60
1inch Card
79
Cashback score
Coin98 Fusion Card
17
1inch Card
63
Travel score
Coin98 Fusion Card
65
1inch Card
82
Funds control score
Coin98 Fusion Card
64
1inch Card
80
Lowest fees score
Coin98 Fusion Card
72
1inch Card
74
Transfers score
Coin98 Fusion Card
39
1inch Card
93
02

Strengths & trade-offs

2 fields
Strengths
Coin98 Fusion Card
Virtual Visa with both phone wallets, USDC and USDT top-ups on five networks
1inch Card
Physical, virtual and ATM access, Both major phone wallets
Trade-offs
Coin98 Fusion Card
Evergreen rewards are not verified, Top-up, FX and ATM fees apply
1inch Card
Purchase fee stack is unclear, Card funds leave self-custody
03

Costs

7 fields
Plan cost
Coin98 Fusion Card
$0
1inch Card
$0
FX fee
Coin98 Fusion Card
1.7% foreign-currency conversion
1inch Card
0% provider FX markup; Mastercard rate applies
Top-up fee
Coin98 Fusion Card
1%
1inch Card
EUR/GBP provider-account bank deposit: 0%
Card spending fee
Coin98 Fusion Card
Not disclosed
1inch Card
2%
ATM fee
Coin98 Fusion Card
1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
1inch Card
€2.50 UK; €3 + 1.5% outside UK
Virtual card
Coin98 Fusion Card
USD 9 issuance/activation fee
1inch Card
Not disclosed
Physical card
Coin98 Fusion Card
Not applicable while the physical card is under development
1inch Card
Not disclosed
04

Plans

2 fields
Available plans
Coin98 Fusion Card
Not disclosed
1inch Card
Not disclosed
Top cashback plan
Coin98 Fusion Card
Not disclosed
1inch Card
Not disclosed
05

Everyday use

8 fields
Network
Coin98 Fusion Card
Visa
1inch Card
Mastercard
Card formats
Coin98 Fusion Card
Virtual
1inch Card
Virtual, Physical
ATM withdrawals
Coin98 Fusion Card
Available
1inch Card
Available
Mobile wallets
Coin98 Fusion Card
Apple Pay, Google Pay
1inch Card
Apple Pay, Google Pay
Apps
Coin98 Fusion Card
iOS, Android
1inch Card
iOS, Android
Daily spending limit
Coin98 Fusion Card
No daily card-spend limit published; SGD 200,000 rolling 12-month spending limit
1inch Card
Account-specific in Profile
Monthly spending limit
Coin98 Fusion Card
No monthly card-spend limit published; SGD 200,000 rolling 12-month spending limit
1inch Card
Account-specific in Profile
ATM limit
Coin98 Fusion Card
SGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclear
1inch Card
Account-specific in Profile
06

Funding & transfers

5 fields
Networks
Coin98 Fusion Card
Ethereum, Solana, Polygon, Base, Tron
1inch Card
Bitcoin, Litecoin, XRP Ledger, Ethereum, Solana
Crypto deposits
Coin98 Fusion Card
Stablecoins: USDC, USDT
1inch Card
Other crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
Fiat deposits
Coin98 Fusion Card
Not disclosed
1inch Card
EUR or GBP bank deposit
Transfers
Coin98 Fusion Card
Not disclosed
1inch Card
Stablecoin transfers; EUR or GBP bank withdrawal
Payout currencies
Coin98 Fusion Card
Not disclosed
1inch Card
EUR, GBP
07

Rewards

3 fields
Base cashback
Coin98 Fusion Card
0%
1inch Card
1%
Max cashback
Coin98 Fusion Card
0%
1inch Card
2%
Reward currency
Coin98 Fusion Card
Not applicable
1inch Card
1INCH, USDT, BTC or BXX
08

Earn

5 fields
Advertised APY
Coin98 Fusion Card
Not offered
1inch Card
Not offered
How it works
Coin98 Fusion Card
Not offered
1inch Card
Not offered
Separate deposit
Coin98 Fusion Card
Not offered
1inch Card
Not offered
Use balance for spending
Coin98 Fusion Card
Not offered
1inch Card
Not offered
Lock-up
Coin98 Fusion Card
Not offered
1inch Card
Not offered
09

Trust & availability

5 fields
Custody
Coin98 Fusion Card
Hybrid custody
1inch Card
Hybrid custody
Control until payment
Coin98 Fusion Card
Provider controls funds
1inch Card
Provider controls funds
Card issuer
Coin98 Fusion Card
DCS Card Centre Pte. Ltd.
1inch Card
Monavate Ltd, UAB Monavate
Card processing
Coin98 Fusion Card
Not disclosed
1inch Card
Crypto Life
Custody / key management
Coin98 Fusion Card
Not disclosed
1inch Card
Baanx
10

Sources

2 fields
Official sources
Coin98 Fusion Card
23
1inch Card
13
Last reviewed
Coin98 Fusion Card
Aug 5, 2026
1inch Card
Aug 31, 2026

04 · The takeaway

1inch Card is the stronger all-round choice

1inch Card finishes ahead with an Overall Score of 79 versus 60 for Coin98 Fusion Card. 1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 1.7% foreign-currency conversion). 1inch Card has the higher published base cashback rate (1% vs 0%).

Coin98 Fusion Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Coin98 Fusion Card and 1inch Card use the same hybrid custody setup.

1inch Card lists more stablecoins and ways to send money out (3 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Coin98 Fusion Card and 1inch Card reviews first.

05 · Common questions

Coin98 Fusion vs 1inch FAQ

Is Coin98 Fusion or 1inch better overall?

1inch Card has the higher Overall Score (79 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Coin98 Fusion or 1inch?

1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 1.7% foreign-currency conversion). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Coin98 Fusion or 1inch?

1inch Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Coin98 Fusion and 1inch differ on custody?

Coin98 Fusion Card and 1inch Card use the same hybrid custody setup.

How current is this Coin98 Fusion vs 1inch comparison?

The latest information check for these two cards was August 31, 2026, using 36 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Keep comparing

See how each card compares with other close alternatives, or choose a different pair yourself.

Open the comparison workspace