Side-by-side card comparison

Coca vs 1inch: overall score versus use-case fit

1inch Card has the higher Overall Score by 9 points (79 vs 70). Coca Card looks stronger for Funds control, while 1inch Card comes out ahead for Cashback, Lowest fees, and Transfers.

Information checked Aug 31, 202625 official sources reviewed

01 · Overall score versus use-case fit

1inch Card is the better all-round starting point

1inch Card has the higher Overall Score in this comparison. Coca Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallCoca701inch79Higher score
CashbackCoca431inch63Higher score
TravelCoca821inch82Same score
Funds controlCoca851inch80Higher score
Lowest feesCoca631inch74Higher score
TransfersCoca871inch93Higher score

Choose Coca Card if funds control matters most

Coca Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Stablecoin funding, IBAN receive and card spend
  • Physical, virtual and phone-wallet access
  • Six tiers combine cashback and rebates

Choose 1inch Card if cashback and lowest fees matter most

1inch Card comes out ahead for Cashback, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Physical, virtual and ATM access
  • Both major phone wallets
  • Cashback in four crypto assets

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Coca70
1inch79

1inch Card has the higher Overall Score by 9 points.

Entry cost & FX
Coca$0 plan · 0% on direct pairs FX
1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.

Purchase rewards
Coca1% base · up to 8%
1inch1% base · up to 2%

Both cards show the same base cashback rate of 1%.

Funds control
CocaSelf-controlled wallet
1inchHybrid custody

Coca Card uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
CocaVirtual + Physical · Apple Pay, Google Pay
1inchVirtual + Physical · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Coca3 stablecoins · Stablecoin transfers; IBAN / bank transfers
1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal

Coca Card lists more stablecoins and ways to send money out (5 vs 3).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
1%-8%
Plan cost
$0
FX fee
0% on direct pairs
ATM fee
0–2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
4 crypto · 1 fiat
Payout methods
7 crypto · 2 fiat
Cashback
1%-2%
Plan cost
$0
FX fee
0% provider FX markup; Mastercard rate applies
ATM fee
€2.50 UK; €3 + 1.5% outside UK
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 1 fiat
Payout methods
9 crypto · 2 fiat

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Coca CardOverall70
1inch CardOverall79
01

Scores

6 fields
Overall Score
Coca Card
70
1inch Card
79
Cashback score
Coca Card
43
1inch Card
63
Travel score
Coca Card
82
1inch Card
82
Funds control score
Coca Card
85
1inch Card
80
Lowest fees score
Coca Card
63
1inch Card
74
Transfers score
Coca Card
87
1inch Card
93
02

Strengths & trade-offs

2 fields
Strengths
Coca Card
Stablecoin funding, IBAN receive and card spend, Physical, virtual and phone-wallet access
1inch Card
Physical, virtual and ATM access, Both major phone wallets
Trade-offs
Coca Card
Best cashback needs COCA tier rules, ATM is free only up to allowance
1inch Card
Purchase fee stack is unclear, Card funds leave self-custody
03

Costs

7 fields
Plan cost
Coca Card
$0
1inch Card
$0
FX fee
Coca Card
0% on direct pairs
1inch Card
0% provider FX markup; Mastercard rate applies
Top-up fee
Coca Card
Not disclosed
1inch Card
EUR/GBP provider-account bank deposit: 0%
Card spending fee
Coca Card
Not disclosed
1inch Card
2%
ATM fee
Coca Card
0–2%
1inch Card
€2.50 UK; €3 + 1.5% outside UK
Virtual card
Coca Card
Virtual card free for all tiers
1inch Card
Not disclosed
Physical card
Coca Card
Plastic card $5 for Starter/Standard/Standard+; free for Premium/Premium+/Elite
1inch Card
Not disclosed
04

Plans

2 fields
Available plans
Coca Card
6 plans: Starter, Standard, Standard+, Premium +2
1inch Card
Not disclosed
Top cashback plan
Coca Card
Elite: 8%
1inch Card
Not disclosed
05

Everyday use

8 fields
Network
Coca Card
Visa
1inch Card
Mastercard
Card formats
Coca Card
Virtual, Physical
1inch Card
Virtual, Physical
ATM withdrawals
Coca Card
Available
1inch Card
Available
Mobile wallets
Coca Card
Apple Pay, Google Pay
1inch Card
Apple Pay, Google Pay
Apps
Coca Card
iOS, Android
1inch Card
iOS, Android
Daily spending limit
Coca Card
30,000 EUR/day; 30,000 EUR/transaction
1inch Card
Account-specific in Profile
Monthly spending limit
Coca Card
30,000 EUR/month
1inch Card
Account-specific in Profile
ATM limit
Coca Card
850 EUR/day; 5,000 EUR/month
1inch Card
Account-specific in Profile
06

Funding & transfers

5 fields
Networks
Coca Card
Ethereum, BNB Smart Chain, Avalanche C-Chain, Polygon, Arbitrum, Near +5
1inch Card
Bitcoin, Litecoin, XRP Ledger, Ethereum, Solana
Crypto deposits
Coca Card
Stablecoins: USDT, USDC, EURC, EURS
1inch Card
Other crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
Fiat deposits
Coca Card
EUR IBAN receive
1inch Card
EUR or GBP bank deposit
Transfers
Coca Card
Stablecoin transfers; IBAN / bank transfers
1inch Card
Stablecoin transfers; EUR or GBP bank withdrawal
Payout currencies
Coca Card
EUR, USD where available
1inch Card
EUR, GBP
07

Rewards

3 fields
Base cashback
Coca Card
1%
1inch Card
1%
Max cashback
Coca Card
8%
1inch Card
2%
Reward currency
Coca Card
Stablecoins such as USDC or EURC cashback
1inch Card
1INCH, USDT, BTC or BXX
08

Earn

5 fields
Advertised APY
Coca Card
Up to 5% APY
1inch Card
Not offered
How it works
Coca Card
Earn on spending balance
1inch Card
Not offered
Separate deposit
Coca Card
No
1inch Card
Not offered
Use balance for spending
Coca Card
Yes
1inch Card
Not offered
Lock-up
Coca Card
No
1inch Card
Not offered
09

Trust & availability

6 fields
Custody
Coca Card
Self-custody
1inch Card
Hybrid custody
Control until payment
Coca Card
You keep control
1inch Card
Provider controls funds
Card issuer
Coca Card
Not disclosed
1inch Card
Monavate Ltd, UAB Monavate
Card processing
Coca Card
Not disclosed
1inch Card
Crypto Life
Custody / key management
Coca Card
Not disclosed
1inch Card
Baanx
Programme operator
Coca Card
COCA / CCA LABS
1inch Card
Not disclosed
10

Sources

2 fields
Official sources
Coca Card
12
1inch Card
13
Last reviewed
Coca Card
Aug 5, 2026
1inch Card
Aug 31, 2026

04 · The trade-off

1inch Card is the stronger all-round choice

1inch Card finishes ahead with an Overall Score of 79 versus 70 for Coca Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Both cards show the same base cashback rate of 1%.

Coca Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. Coca Card uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Coca Card lists more stablecoins and ways to send money out (5 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Coca Card and 1inch Card reviews first.

05 · Common questions

Coca vs 1inch FAQ

Is Coca or 1inch better overall?

1inch Card has the higher Overall Score (79 vs 70). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Coca or 1inch?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Coca or 1inch?

Both cards show the same base cashback rate of 1%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Coca and 1inch differ on custody?

Coca Card uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Coca vs 1inch comparison?

The latest information check for these two cards was August 31, 2026, using 25 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace