Bybit EUBybit EU
68
Side-by-side card comparison
Bybit EU vs Solid: overall score versus use-case fit
Solid Card has the higher Overall Score by 21 points (89 vs 68). Bybit Card (EU) looks stronger for Travel, while Solid Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers.
Information checked Aug 25, 202630 official sources reviewed
01 · Overall score versus use-case fit
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. Bybit Card (EU) may be the better fit for Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBybit EU68Solid89Higher score
CashbackBybit EU47Solid91Higher score
TravelBybit EU87Solid62Higher score
Funds controlBybit EU51Solid97Higher score
Lowest feesBybit EU72Solid89Higher score
TransfersBybit EU79Solid83Higher score
Choose Bybit Card (EU) if travel matters most
Bybit Card (EU) comes out ahead for Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Funding Account connects deposits and card spend
- Lite and Standard card access
- Default applicants start at 1% cashback
Choose Solid Card if cashback and funds control matter most
Solid Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Up to 50% on eligible AI subscriptions
- Eligible ACH/wire receive details
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Bybit EU68Solid89
Solid Card has the higher Overall Score by 21 points.
- Entry cost & FX
- Bybit EU$0 plan · 0.5% FXSolid$0 plan · 1% FX
Bybit Card (EU) has the lower published FX fee (0.5% vs 1%).
- Purchase rewards
- Bybit EU1% base · up to 10%Solid3% base · up to 5%
Solid Card has the higher published base cashback rate (3% vs 1%).
- Funds control
- Bybit EUCustodial balanceSolidSelf-controlled wallet
Bybit Card (EU) uses a custodial balance setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Bybit EUVirtual + Physical · Apple Pay, Google PaySolidVirtual · Apple Pay, Google Pay
Bybit Card (EU) lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Bybit EU2 stablecoins · Stablecoin transfers; Bybit EU account fiat withdrawalSolid3 stablecoins · Stablecoin transfers
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-10%
- Plan cost
- $0
- FX fee
- 0.5%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 1%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 9 crypto · 1 fiat
- Payout methods
- 3 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bybit Card (EU)
No active signup offer listed
We do not currently list an active signup offer for this card.
Solid Card
Get $15
$15 new-user bonus after qualifying card spend
- Activate the Solid Card.
- Complete $75 of card spend.
Solid Card promo code15QRE
Solid may change or end the referral programme; check the current Rewards Terms before signing up.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsBybit Card (EU)Overall68Solid CardOverall89
Bybit Card (EU)Overall68Solid CardOverall89Scores
6 fields- Overall Score
- Bybit Card (EU)68Solid Card89
- Cashback score
- Bybit Card (EU)47Solid Card91
- Travel score
- Bybit Card (EU)87Solid Card62
- Funds control score
- Bybit Card (EU)51Solid Card97
- Lowest fees score
- Bybit Card (EU)72Solid Card89
- Transfers score
- Bybit Card (EU)79Solid Card83
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (EU)Funding Account connects deposits and card spend, Lite and Standard card accessSolid CardSavings can stay productive while spending, Up to 50% on eligible AI subscriptions
- Trade-offs
- Bybit Card (EU)ATM use gets costly after the allowance, Spending follows the Bybit EU account modelSolid CardThe best rates require millions of points, ATM availability is still being checked
Costs
7 fields- Plan cost
- Bybit Card (EU)$0Solid Card$0
- FX fee
- Bybit Card (EU)0.5%Solid Card1%
- Top-up fee
- Bybit Card (EU)Not disclosedSolid Card0%
- Card spending fee
- Bybit Card (EU)Not disclosedSolid Card0%
- ATM fee
- Bybit Card (EU)2%Solid CardNot available
- Virtual card
- Bybit Card (EU)FreeSolid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or Savings
- Physical card
- Bybit Card (EU)First physical card freeSolid CardPhysical card not listed
Plans
2 fields- Available plans
- Bybit Card (EU)6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2Solid Card3 plans: Core, Prime, Ultra
- Top cashback plan
- Bybit Card (EU)VIP 6 / PRO 3-5: 10%Solid CardUltra: 5%
Everyday use
8 fields- Network
- Bybit Card (EU)MastercardSolid CardVisa
- Card formats
- Bybit Card (EU)Virtual, PhysicalSolid CardVirtual
- ATM withdrawals
- Bybit Card (EU)AvailableSolid CardNot available
- Mobile wallets
- Bybit Card (EU)Apple Pay, Google PaySolid CardApple Pay, Google Pay
- Apps
- Bybit Card (EU)iOS, Android, WebSolid CardiOS, Android, Web
- Daily spending limit
- Bybit Card (EU)€5k / €10k / €15k by tier · Lite €150 lifetimeSolid CardShown in app
- Monthly spending limit
- Bybit Card (EU)€10k / €25k / €50k by tier · Lite €150 lifetimeSolid CardShown in app
- ATM limit
- Bybit Card (EU)€2k / €5k / €10k by tier · €2k per withdrawal and per daySolid CardNot disclosed
Funding & transfers
5 fields- Networks
- Bybit Card (EU)Not disclosedSolid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum
- Crypto deposits
- Bybit Card (EU)Other crypto: Supported cryptoSolid CardStablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSE
- Fiat deposits
- Bybit Card (EU)Bybit EU Funding Account depositSolid CardUSD virtual account
- Transfers
- Bybit Card (EU)Stablecoin transfers; Bybit EU account fiat withdrawalSolid CardStablecoin transfers
- Payout currencies
- Bybit Card (EU)Not disclosedSolid CardNot disclosed
Rewards
3 fields- Base cashback
- Bybit Card (EU)1%Solid Card3%
- Max cashback
- Bybit Card (EU)10%Solid Card5%
- Reward currency
- Bybit Card (EU)EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)Solid CardUSDC cashback
Earn
5 fields- Advertised APY
- Bybit Card (EU)Up to 8% APYSolid CardUp to 14% APY
- How it works
- Bybit Card (EU)Not disclosedSolid CardBorrow against collateral, Optional earn vault
- Separate deposit
- Bybit Card (EU)Not disclosedSolid CardYes
- Use balance for spending
- Bybit Card (EU)Not disclosedSolid CardNo
- Lock-up
- Bybit Card (EU)Not disclosedSolid CardNot disclosed
Trust & availability
5 fields- Custody
- Bybit Card (EU)CustodialSolid CardSelf-custody
- Control until payment
- Bybit Card (EU)Provider controls fundsSolid CardYou keep control
- Card issuer
- Bybit Card (EU)Harmoniie SAS, Moorwand LtdSolid CardRain, Third National
- Card processing
- Bybit Card (EU)Not disclosedSolid CardFuse Network Ltd
- Programme operator
- Bybit Card (EU)Not disclosedSolid CardFuse Network Ltd
Sources
2 fields- Official sources
- Bybit Card (EU)10Solid Card20
- Last reviewed
- Bybit Card (EU)Aug 14, 2026Solid CardAug 25, 2026
04 · The trade-off
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 89 versus 68 for Bybit Card (EU). Bybit Card (EU) has the lower published FX fee (0.5% vs 1%). Solid Card has the higher published base cashback rate (3% vs 1%).
Bybit Card (EU) still comes out ahead for Travel, which may matter more than the overall result if that is how you plan to use the card. Bybit Card (EU) uses a custodial balance setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (EU) and Solid Card reviews first.
Continue with
Bybit Card (EU)
Continue with
Solid Card
05 · Common questions
Bybit EU vs Solid FAQ
Is Bybit EU or Solid better overall?
Solid Card has the higher Overall Score (89 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit EU or Solid?
Bybit Card (EU) has the lower published FX fee (0.5% vs 1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit EU or Solid?
Solid Card has the higher published base cashback rate (3% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit EU and Solid differ on custody?
Bybit Card (EU) uses a custodial balance setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Bybit EU vs Solid comparison?
The latest information check for these two cards was August 25, 2026, using 30 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.