US availableFree base plan
- Cashback
- Not disclosed
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
No FXTravel focus
- Cashback
- 1%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
BTC depositsCrypto-native
- Cashback
- 0%-3%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
Points rewardsNo CEX
- Cashback
- 0% base
- Plan cost
- $20/year
- Custody
- Custodial
- Network
- Visa
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03 · Compare the evidence
Scan every difference, row by row
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Best known Not disclosed
Cards
Coinbase CardOverall64
Bitpanda CardOverall73
RedotPay CardOverall69
Solayer Pay CardOverall55
Coinbase CardOverall64Bitpanda CardOverall73RedotPay CardOverall69Solayer Pay CardOverall55Scores
6 fields- Overall Score
- Coinbase Card64Bitpanda Card73RedotPay Card69Solayer Pay Card55
- Cashback score
- Coinbase Card36Bitpanda Card60RedotPay Card41Solayer Pay Card21
- Travel score
- Coinbase Card61Bitpanda Card79RedotPay Card84Solayer Pay Card53
- Funds control score
- Coinbase Card48Bitpanda Card56RedotPay Card55Solayer Pay Card47
- Lowest fees score
- Coinbase Card55Bitpanda Card67RedotPay Card66Solayer Pay Card43
- Transfers score
- Coinbase Card84Bitpanda Card85RedotPay Card85Solayer Pay Card29
Strengths & trade-offs
2 fields- Strengths
- Coinbase CardVirtual and physical Visa cards cover online, store and ATM use, The U.S. schedule lists $0 card, monthly and Coinbase ATM feesBitpanda CardNo monthly fee, Apple Pay and Google PayRedotPay CardVirtual and physical cards are both available, Apple Pay and Google Pay supportSolayer Pay CardVirtual and physical Visa cards, Spend USDC from Solana
- Trade-offs
- Coinbase CardCrypto conversion includes a spread with no stable public rate, Rewards are U.S.-only and the current rate changes in the appBitpanda CardAsset sale fees on payments, Limited cashback eligibilityRedotPay CardSpending uses a RedotPay account balance, ATM withdrawals carry a 3% feeSolayer Pay CardPurchases earn Emerald Points, FX costs vary by region
Costs
7 fields- Plan cost
- Coinbase Card$0Bitpanda Card$0RedotPay Card$0Solayer Pay Card$20/year
- FX fee
- Coinbase CardU.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separateBitpanda Card0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payableRedotPay Card1.2–2%Solayer Pay CardUp to 3% stated + $0.10; components may stack
- Top-up fee
- Coinbase CardLinked-bank and payroll funding are marketed at $0; other Coinbase account funding routes were not reviewed for this card profileBitpanda CardEUR SEPA deposits and withdrawals: no Bitpanda fee. PayPal deposit: 1.49%. Bank charges and other methods may differ. These fund the provider accountRedotPay CardNot disclosedSolayer Pay Card1%
- Card spending fee
- Coinbase Card0%Bitpanda CardNot disclosedRedotPay CardNot disclosedSolayer Pay Card$0.15
- ATM fee
- Coinbase CardU.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published hereBitpanda Card2%; min €2RedotPay Card2–3%Solayer Pay CardNot disclosed
- Virtual card
- Coinbase CardNot disclosedBitpanda CardNot disclosedRedotPay Card10 USD one-time issuance fee; non-refundable after paymentSolayer Pay Card$0 virtual card; included with the $20/year Solayer Pay base plan
- Physical card
- Coinbase CardNot disclosedBitpanda CardFirst card free. One active physical card per user.RedotPay Card100 USD one-time issuance fee; non-refundable after paymentSolayer Pay CardFree card; US Express shipping $24.99 or International Express shipping $59.99
Plans
2 fields- Available plans
- Coinbase CardNot disclosedBitpanda Card1 plans: StandardRedotPay Card2 plans: Regular, ProSolayer Pay Card1 plans: Solayer Pay
- Top cashback plan
- Coinbase CardNot disclosedBitpanda CardStandard: 1%RedotPay CardPro: 3%Solayer Pay CardNot disclosed
Everyday use
8 fields- Network
- Coinbase CardVisaBitpanda CardVisaRedotPay CardVisaSolayer Pay CardVisa
- Card formats
- Coinbase CardVirtual, PhysicalBitpanda CardVirtual, PhysicalRedotPay CardVirtual, PhysicalSolayer Pay CardVirtual, Physical
- ATM withdrawals
- Coinbase CardAvailableBitpanda CardAvailableRedotPay CardAvailableSolayer Pay CardAvailable
- Mobile wallets
- Coinbase CardNot disclosedBitpanda CardApple Pay, Google PayRedotPay CardApple Pay, Google PaySolayer Pay CardApple Pay, Google Pay
- Apps
- Coinbase CardiOS, AndroidBitpanda CardiOS, Android, WebRedotPay CardiOS, AndroidSolayer Pay CardiOS, Android
- Daily spending limit
- Coinbase Card$2,500 per 24 hours in the U.S. programmeBitpanda Card€10,000 per day; €70,000 per week. Minimum card payment €1.RedotPay CardNot disclosedSolayer Pay CardShown in app
- Monthly spending limit
- Coinbase CardU.S. monthly spend limit not published; U.K./EEA limits are customer-specificBitpanda Card€280,000 per monthRedotPay CardNot disclosedSolayer Pay CardShown in app
- ATM limit
- Coinbase Card$1,000 per 24 hours in the U.S.; U.K./EEA values are shown in appBitpanda Card€500 per dayRedotPay CardNot disclosedSolayer Pay CardLimits shown in app
Funding & transfers
5 fields- Networks
- Coinbase CardCoinbase-supported networksBitpanda CardNot disclosedRedotPay CardTRC20, ERC20, BEP20Solayer Pay CardSolana
- Crypto deposits
- Coinbase CardOther crypto: Supported cryptoBitpanda CardStablecoins: USDCRedotPay CardStablecoins: USDT, USDC; Other crypto: BTC, ETH, SOL, XRP, BNB +3Solayer Pay CardStablecoins: USDC
- Fiat deposits
- Coinbase CardLinked bank account, Payroll depositBitpanda CardEUR SEPA depositRedotPay CardRedotPay account bank depositSolayer Pay CardNot disclosed
- Transfers
- Coinbase CardStablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-outBitpanda CardStablecoin transfers; EUR SEPA withdrawalRedotPay CardStablecoin transfers; RedotPay International TransferSolayer Pay CardNot disclosed
- Payout currencies
- Coinbase CardUSD, GBP, EURBitpanda CardEURRedotPay CardNot disclosedSolayer Pay CardNot disclosed
Rewards
3 fields- Base cashback
- Coinbase CardNot disclosedBitpanda Card1%RedotPay Card0%Solayer Pay Card0%
- Max cashback
- Coinbase CardNot disclosedBitpanda Card1%RedotPay Card3%Solayer Pay CardNot disclosed
- Reward currency
- Coinbase CardSelected crypto offerBitpanda CardSame eligible cryptocurrency used for paymentRedotPay CardUSDs cashbackSolayer Pay CardEmerald Points
Earn
5 fields- Advertised APY
- Coinbase CardNot offeredBitpanda CardNot disclosedRedotPay CardUp to 1% APYSolayer Pay CardUp to 3.5% APY
- How it works
- Coinbase CardNot offeredBitpanda CardEarn on spending balanceRedotPay CardOptional earn vaultSolayer Pay CardEarn on spending balance
- Separate deposit
- Coinbase CardNot offeredBitpanda CardNoRedotPay CardYesSolayer Pay CardNo
- Use balance for spending
- Coinbase CardNot offeredBitpanda CardYesRedotPay CardNot disclosedSolayer Pay CardYes
- Lock-up
- Coinbase CardNot offeredBitpanda CardNoRedotPay CardNot disclosedSolayer Pay CardNo
Trust & availability
6 fields- Custody
- Coinbase CardCustodialBitpanda CardCustodialRedotPay CardCustodialSolayer Pay CardCustodial
- Control until payment
- Coinbase CardProvider controls fundsBitpanda CardProvider controls fundsRedotPay CardProvider controls fundsSolayer Pay CardProvider controls funds
- Card issuer
- Coinbase CardPathward, N.A., Paysafe Financial Services Limited, Paysafe Payment Solutions LimitedBitpanda CardTransact Payments Malta LimitedRedotPay CardXfers Pte. Ltd.Solayer Pay CardThird National
- Card processing
- Coinbase CardMarqeta, Inc.Bitpanda CardMarqetaRedotPay CardRedotPaySolayer Pay CardNot disclosed
- Identity verification
- Coinbase CardNot disclosedBitpanda CardNot disclosedRedotPay CardNot disclosedSolayer Pay CardSumsub
- Programme operator
- Coinbase CardNot disclosedBitpanda CardNot disclosedRedotPay CardRed F. Technology LimitedSolayer Pay CardSolayer Labs, Inc.
Sources
2 fields- Official sources
- Coinbase Card22Bitpanda Card16RedotPay Card28Solayer Pay Card25
- Last reviewed
- Coinbase CardAug 30, 2026Bitpanda CardOct 6, 2026RedotPay CardAug 25, 2026Solayer Pay CardAug 12, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.