Card comparison

Compare cards, side by side

Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.

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02 · Read the shortlist

Start with scores and key trade-offs

Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.

2 cards in view

Bright yellow Fold Visa debit card front

Fold Debit Card

No CEXUS availableBTC rewardsFree base plan

Cashback: 0%-15%
Plan cost: $0
Custody: Custodial
Network: Visa

View detailsSelected

KAST Card

Metal cardNo CEXClear feesTiered rewards

Cashback: 1.5%-3%
Plan cost: $0
Custody: Custodial
Network: Visa

View detailsSelected

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03 · Compare the evidence

Scan every difference, row by row

Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.

Best known Not disclosed

Cards

Fold Debit CardOverall72

KAST CardOverall84

Special offer: Fold Debit Card
No active offer
KAST Card
20% off20% off your first subscription

Scores

6 fields

Overall Score: Fold Debit Card
72
KAST Card
84

Cashback score: Fold Debit Card
40
KAST Card
75

Travel score: Fold Debit Card
78
KAST Card
92

Funds control score: Fold Debit Card
59
KAST Card
71

Lowest fees score: Fold Debit Card
71
KAST Card
81

Transfers score: Fold Debit Card
77
KAST Card
100

Strengths & trade-offs

2 fields

Strengths: Fold Debit Card
Several USD funding routes, Physical card and phone wallets
KAST Card
Transfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card access

Trade-offs: Fold Debit Card
U.S.-only applications, Free-plan ATM and foreign fees
KAST Card
Non-USD FX can exceed entry cashback, ATM use adds two charges

Costs

7 fields

Plan cost: Fold Debit Card
$0
KAST Card
$0

FX fee: Fold Debit Card
$3 fixed provider fee per foreign transaction for Fold; $0 for Fold+; no percentage FX fee is inferred
KAST Card
0.5–1.75%

Top-up fee: Fold Debit Card
Instant debit funding costs 1.5%, capped at $25; ACH and direct-deposit routes are separate
KAST Card
0%

Card spending fee: Fold Debit Card
0%
KAST Card
0%

ATM fee: Fold Debit Card
$3.50 Fold provider fee for the free plan; $0 for Fold+; operator fees may apply
KAST Card
$3 + 2%

Virtual card: Fold Debit Card
Not disclosed
KAST Card
Free first two

Physical card: Fold Debit Card
$0 card purchase fee
KAST Card
Free; $40 shipping

Plans

2 fields

Available plans: Fold Debit Card
2 plans: Fold, Fold+
KAST Card
3 plans: Standard, Premium, Private

Top cashback plan: Fold Debit Card
Fold+: 0.5%
KAST Card
Private: 3%

Everyday use

8 fields

Network: Fold Debit Card
Visa
KAST Card
Visa

Card formats: Fold Debit Card
Virtual, Physical
KAST Card
Virtual, Physical

ATM withdrawals: Fold Debit Card
Available
KAST Card
Available

Mobile wallets: Fold Debit Card
Apple Pay, Google Pay
KAST Card
Apple Pay, Google Pay

Apps: Fold Debit Card
iOS, Android
KAST Card
iOS, Android

Daily spending limit: Fold Debit Card
$15,000 per transaction and per day
KAST Card
No cap

Monthly spending limit: Fold Debit Card
$50,000 per month
KAST Card
No cap

ATM limit: Fold Debit Card
$250 per withdrawal; $1,000 daily and monthly
KAST Card
Limits shown in app

Funding & transfers

5 fields

Networks: Fold Debit Card
Not disclosed
KAST Card
Solana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7

Crypto deposits: Fold Debit Card
Not disclosed
KAST Card
Stablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22

Fiat deposits: Fold Debit Card
Linked-bank ACH, Direct deposit, Instant debit-card funding
KAST Card
USD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2

Transfers: Fold Debit Card
ACH withdrawal, Instant debit-card withdrawal, ATM withdrawal, ACH bill pay
KAST Card
Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts

Payout currencies: Fold Debit Card
USD, USD cash equivalent
KAST Card
USD, EUR, AED, SAR, JPY, INR, PHP, THB +4

Rewards

3 fields

Base cashback: Fold Debit Card
0%
KAST Card
1.5%

Max cashback: Fold Debit Card
15%
KAST Card
3%

Reward currency: Fold Debit Card
Bitcoin
KAST Card
USD cashback

Earn

5 fields

Advertised APY: Fold Debit Card
Not offered
KAST Card
Up to 7% APY

How it works: Fold Debit Card
Not offered
KAST Card
Optional earn vault

Separate deposit: Fold Debit Card
Not offered
KAST Card
Yes

Use balance for spending: Fold Debit Card
Not offered
KAST Card
No

Lock-up: Fold Debit Card
Not offered
KAST Card
No

Trust & availability

7 fields

Custody: Fold Debit Card
Custodial
KAST Card
Custodial

Control until payment: Fold Debit Card
Provider controls funds
KAST Card
Provider controls funds

Card issuer: Fold Debit Card
Sutton Bank
KAST Card
Third National

Card processing: Fold Debit Card
Marqeta, Inc.
KAST Card
Tazapay

Custody / key management: Fold Debit Card
BitGo Bank and Trust, N.A. / BitGo Prime LLC
KAST Card
BitGo

Bank transfers: Fold Debit Card
Plaid Inc., Astra, Inc.
KAST Card
Not disclosed

Programme operator: Fold Debit Card
Not disclosed
KAST Card
Troia Corp

Sources

2 fields

Official sources: Fold Debit Card
29
KAST Card
20

Last reviewed: Fold Debit Card
Aug 14, 2026
KAST Card
Aug 28, 2026

Use the comparison

Choose the trade-offs you can live with

Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.

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