High cashbackNo CEX
- Cashback
- 2%-4%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Metal cardNo CEX
- Cashback
- 0.5%-1%
- Plan cost
- $0
- Custody
- Hybrid
- Network
- Mastercard
No FXVisa / MC
- Cashback
- 0%-3%
- Plan cost
- $1,000/year
- Custody
- Custodial
- Network
- Visa/Mastercard
Visa / MCTiered rewards
- Cashback
- 2%-10%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard/Visa
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
Jupiter CardOverall80
Holyheld CardOverall75
Xapo CardOverall70
Bybit Card (Global)Overall72
Jupiter CardOverall80Holyheld CardOverall75Xapo CardOverall70Bybit Card (Global)Overall72- Special offer
- Jupiter CardGet $20$20 after qualifying Jupiter Card spendHolyheld CardNo active offerXapo CardNo active offerBybit Card (Global)Get 10 USDT10 USDT referral reward after qualifying Bybit Card spend
Scores
6 fields- Overall Score
- Jupiter Card80Holyheld Card75Xapo Card70Bybit Card (Global)72
- Cashback score
- Jupiter Card85Holyheld Card64Xapo Card24Bybit Card (Global)63
- Travel score
- Jupiter Card71Holyheld Card68Xapo Card91Bybit Card (Global)80
- Funds control score
- Jupiter Card59Holyheld Card74Xapo Card64Bybit Card (Global)51
- Lowest fees score
- Jupiter Card70Holyheld Card67Xapo Card78Bybit Card (Global)66
- Transfers score
- Jupiter Card83Holyheld Card81Xapo Card100Bybit Card (Global)79
Strengths & trade-offs
2 fields- Strengths
- Jupiter Card2% base cashback in USDC, No annual or USD spend feeHolyheld CardSelf-custody crypto before card top-up, Virtual, physical and metal MastercardXapo CardNo Xapo FX markup, Account-backed bank and crypto railsBybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard access
- Trade-offs
- Jupiter Card4% requires fresh referrals, FX depends on your issuerHolyheld CardCountry eligibility is incomplete, Foreign spend can be expensiveXapo Card$1,000 annual membership, Cashback is temporary and capped ambiguouslyBybit Card (Global)Spending follows the Bybit account model, FX can get expensive
Costs
7 fields- Plan cost
- Jupiter Card$0Holyheld Card$0Xapo Card$1,000/yearBybit Card (Global)$0
- FX fee
- Jupiter Card1–1.8%Holyheld CardUp to 5.5% + EUR 1; actual pricing depends on transaction geography and currencyXapo Card0–0.29%Bybit Card (Global)1.5–7%
- Top-up fee
- Jupiter CardSolana: no processing fee. Ethereum, Base, Arbitrum and Sui: higher of $0.30 or 0.02%; network gas is separateHolyheld Card0%Xapo CardNo direct card top-up; the Xapo Account balance funds card spendingBybit Card (Global)Not disclosed
- Card spending fee
- Jupiter Card0%Holyheld Card€0.50Xapo Card0%Bybit Card (Global)Not disclosed
- ATM fee
- Jupiter CardNot availableHolyheld CardUp to EUR 2 + 2.5%Xapo Card0–2%Bybit Card (Global)0–2%
- Virtual card
- Jupiter CardNot disclosedHolyheld CardLimited Edition virtual card: EUR 99; Classic includes virtual accessXapo Card$0 in the Visa Europe programme; outside-Europe pricing not disclosedBybit Card (Global)No fee until further notice
- Physical card
- Jupiter Card$13.13 plus destination-dependent shippingHolyheld CardClassic: EUR 29; Metal: EUR 199Xapo Card$0 for Metal; $0 for standard physical Visa Europe; other standard pricing not disclosedBybit Card (Global)Free / 5 / 29.99
Plans
2 fields- Available plans
- Jupiter CardNot disclosedHolyheld Card3 plans: Classic, Limited Edition, MetalXapo Card1 plans: Xapo Bank membershipBybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2
- Top cashback plan
- Jupiter CardNot disclosedHolyheld CardMetal: 1%Xapo CardXapo Bank membership: 0%Bybit Card (Global)Infinite: 10%
Everyday use
8 fields- Network
- Jupiter CardVisaHolyheld CardMastercardXapo CardVisa/MastercardBybit Card (Global)Mastercard/Visa
- Card formats
- Jupiter CardVirtual, PhysicalHolyheld CardVirtual, PhysicalXapo CardVirtual, PhysicalBybit Card (Global)Virtual, Physical
- ATM withdrawals
- Jupiter CardNot disclosedHolyheld CardAvailableXapo CardAvailableBybit Card (Global)Available
- Mobile wallets
- Jupiter CardApple Pay, Google PayHolyheld CardApple Pay, Google PayXapo CardNot disclosedBybit Card (Global)Apple Pay, Google Pay · Region dependent
- Apps
- Jupiter CardiOS, AndroidHolyheld CardiOS, Android, WebXapo CardiOS, AndroidBybit Card (Global)iOS, Android
- Daily spending limit
- Jupiter CardDCS: $50,000/day; Rain: no disclosed daily limitHolyheld CardEUR 10,000 dailyXapo Card$50,000 daily for point-of-sale and online purchasesBybit Card (Global)$1k Peru · $5k Argentina · $50k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN Mexico
- Monthly spending limit
- Jupiter CardMonthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limitHolyheld CardEUR 25,000 monthly; EUR 250,000 annuallyXapo Card$250,000 monthly under the Visa Europe programmeBybit Card (Global)$5k Peru · $10k Argentina · $150k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN Mexico
- ATM limit
- Jupiter CardRegion-dependent; no reusable public ATM limitHolyheld CardEUR 1,000 per 24 hours; EUR 5,000 per 30 daysXapo Card$2,000 daily; Visa Europe also lists $15,000 monthlyBybit Card (Global)$50/$15k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupported
Funding & transfers
5 fields- Networks
- Jupiter CardSolana, Sui, Arbitrum, Base, EthereumHolyheld CardEthereum, Arbitrum, Base, Optimism, Polygon, Gnosis +2Xapo CardBitcoin, Lightning, Ethereum, Tron, SolanaBybit Card (Global)Not disclosed
- Crypto deposits
- Jupiter CardStablecoins: USDC, USDTHolyheld CardStablecoins: USDC, USDTXapo CardStablecoins: USDC, USDT; Other crypto: BTCBybit Card (Global)Other crypto: Supported crypto
- Fiat deposits
- Jupiter CardUSD virtual account receive, EUR virtual account receiveHolyheld CardPersonal EUR IBANXapo CardSWIFT receive, ACH receive, SEPA receive, Faster Payments receiveBybit Card (Global)Bybit account bank deposit
- Transfers
- Jupiter CardNoah local and SWIFT payoutsHolyheld CardStablecoin transfers; Outgoing SEPA transferXapo CardStablecoin transfers; SWIFT payout, SEPA payout, Faster Payments payout, ACH payoutBybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawal
- Payout currencies
- Jupiter CardAED, BRL, CAD, EUR, GBP, IDR, INR, MYR +7Holyheld CardEURXapo CardUSD, GBP, EURBybit Card (Global)Not disclosed
Rewards
3 fields- Base cashback
- Jupiter Card2%Holyheld Card0.5%Xapo Card0%Bybit Card (Global)2%
- Max cashback
- Jupiter Card4%Holyheld Card1%Xapo Card3%Bybit Card (Global)10%
- Reward currency
- Jupiter CardUSDCHolyheld CardUSDCXapo CardBTCBybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)
Earn
5 fields- Advertised APY
- Jupiter CardNot disclosedHolyheld CardNot disclosedXapo CardUp to 3.35% APYBybit Card (Global)Not disclosed
- How it works
- Jupiter CardOptional earn vaultHolyheld CardOptional earn vaultXapo CardEarn on spending balanceBybit Card (Global)Earn on spending balance
- Separate deposit
- Jupiter CardYesHolyheld CardYesXapo CardNoBybit Card (Global)Not disclosed
- Use balance for spending
- Jupiter CardNoHolyheld CardNot disclosedXapo CardYesBybit Card (Global)Yes
- Lock-up
- Jupiter CardNoHolyheld CardNoXapo CardNoBybit Card (Global)No
Trust & availability
7 fields- Custody
- Jupiter CardCustodialHolyheld CardHybrid custodyXapo CardCustodialBybit Card (Global)Custodial
- Control until payment
- Jupiter CardProvider controls fundsHolyheld CardProvider controls fundsXapo CardProvider controls fundsBybit Card (Global)Provider controls funds
- Card issuer
- Jupiter CardRain, DCSHolyheld CardUnlimit EU LtdXapo CardTransact Payments Malta LimitedBybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.
- Deposits & withdrawals
- Jupiter CardNoahHolyheld CardNot disclosedXapo CardNot disclosedBybit Card (Global)Not disclosed
- Bank transfers
- Jupiter CardNot disclosedHolyheld CardNot disclosedXapo CardXapo Bank LimitedBybit Card (Global)Not disclosed
- Identity verification
- Jupiter CardSumsubHolyheld CardSumsub / IdenfyXapo CardNot disclosedBybit Card (Global)Not disclosed
- Programme operator
- Jupiter CardNot disclosedHolyheld CardHolyheld Labs AGXapo CardNot disclosedBybit Card (Global)Not disclosed
Sources
2 fields- Official sources
- Jupiter Card28Holyheld Card28Xapo Card21Bybit Card (Global)9
- Last reviewed
- Jupiter CardOct 7, 2026Holyheld CardSep 9, 2026Xapo CardSep 1, 2026Bybit Card (Global)Oct 11, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.