Self-custodyFree base plan
- Cashback
- 0%
- Plan cost
- $0
- Custody
- Self Custody
- Network
- Visa
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Self-custodyMetal card
- Cashback
- 1.5%-6%
- Plan cost
- $25/year
- Custody
- Self Custody
- Network
- Visa
Self-custodyLow FX
- Cashback
- 3%-5%
- Plan cost
- $0
- Custody
- Self Custody
- Network
- Visa
Self-custodyLow FX
- Cashback
- 0%
- Plan cost
- $0
- Custody
- Self Custody
- Network
- Visa
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
Karta Personal CardOverall61
Tria CardOverall67
Solid CardOverall89
Avici CardOverall71
Karta Personal CardOverall61Tria CardOverall67Solid CardOverall89Avici CardOverall71- Special offer
- Karta Personal CardNo active offerTria CardNo active offerSolid CardGet $15$15 new-user bonus after qualifying card spendAvici CardNo active offer
Scores
6 fields- Overall Score
- Karta Personal Card61Tria Card67Solid Card89Avici Card71
- Cashback score
- Karta Personal Card14Tria Card45Solid Card91Avici Card21
- Travel score
- Karta Personal Card46Tria Card62Solid Card62Avici Card82
- Funds control score
- Karta Personal Card92Tria Card91Solid Card97Avici Card95
- Lowest fees score
- Karta Personal Card53Tria Card51Solid Card89Avici Card73
- Transfers score
- Karta Personal Card90Tria Card63Solid Card83Avici Card67
Strengths & trade-offs
2 fields- Strengths
- Karta Personal CardUSDT and USDC deposits across multiple networks, Apple Pay, Google Pay and contactless ATM accessTria CardSelf-custody wallet linked to card spend, Physical, virtual and phone-wallet accessSolid CardSavings can stay productive while spending, Up to 50% on eligible AI subscriptionsAvici CardUser-owned USDC collateral, Physical, virtual and phone-wallet use
- Trade-offs
- Karta Personal CardSeveral separate foreign-payment charges, Telegram Mini App is the only app surfaceTria CardEntry tier is paid, Funding and FX use separate fee layersSolid CardThe best rates require millions of points, ATM availability is still being checkedAvici CardNo standard purchase cashback, Visa and penalty layers need care
Costs
7 fields- Plan cost
- Karta Personal Card$0Tria Card$25/yearSolid Card$0Avici Card$0
- FX fee
- Karta Personal Card1–3%Tria Card0–3%Solid Card1%Avici Card0–1%
- Top-up fee
- Karta Personal CardFree on Polygon, Base, Optimism, BNB Smart Chain, Arbitrum, Solana and Ethereum; 5.90 USDT on TRC-20Tria Card1%Solid Card0%Avici Card$0 Avici card top-up fee; swap and network execution costs are separate and not fully published
- Card spending fee
- Karta Personal Card1.5%Tria CardNot disclosedSolid Card0%Avici Card0%
- ATM fee
- Karta Personal CardUSD 1 + 2.5% per successful contactless withdrawal; USD 1 for a declined attemptTria CardUp to $2 + 3%; inquiry/decline up to $2Solid CardNot availableAvici Card0–0.65%
- Virtual card
- Karta Personal Card5 USDT one-timeTria Card$25/year Virtual membership; issued after payment and KYCSolid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or SavingsAvici CardPlatinum $15 first / $10 extra; Signature $30 first year / $20 renewal
- Physical card
- Karta Personal Card99 USDT plastic / 299 USDT Metal LED preorderTria CardSignature $109/year PVC card + virtual; Premium $250/year metal card + virtual; shipping is country/batch gatedSolid CardPhysical card not listedAvici CardPlatinum $50; Signature $75 + $20/year from year two
Plans
2 fields- Available plans
- Karta Personal CardNot disclosedTria Card3 plans: Virtual, Signature, PremiumSolid Card3 plans: Core, Prime, UltraAvici Card2 plans: Visa Platinum, Visa Signature
- Top cashback plan
- Karta Personal CardNot disclosedTria CardPremium: 6%Solid CardUltra: 5%Avici CardVisa Platinum: 0%
Everyday use
8 fields- Network
- Karta Personal CardVisaTria CardVisaSolid CardVisaAvici CardVisa
- Card formats
- Karta Personal CardVirtualTria CardVirtual, PhysicalSolid CardVirtualAvici CardVirtual, Physical
- ATM withdrawals
- Karta Personal CardAvailableTria CardAvailableSolid CardNot availableAvici CardAvailable
- Mobile wallets
- Karta Personal CardApple Pay, Google PayTria CardApple Pay, Google PaySolid CardApple Pay, Google PayAvici CardApple Pay, Google Pay
- Apps
- Karta Personal CardNo app listedTria CardiOS, Android, WebSolid CardiOS, Android, WebAvici CardiOS, Android
- Daily spending limit
- Karta Personal Card$25,000 per transaction; no universal daily amount publishedTria CardDynamic / collateral-based; marketing claims up to $1,000,000/daySolid CardShown in appAvici CardNo fixed public transaction cap; balance, issuer and user-set limits apply
- Monthly spending limit
- Karta Personal CardNot publicly disclosed; limits are dynamicTria CardDynamic / collateral-based; marketing claims up to $1,000,000/daySolid CardShown in appAvici CardNo fixed public monthly cap; dynamic controls apply
- ATM limit
- Karta Personal Card$250 per contactless withdrawal; maximum 3 attempts per rolling 24hTria Card$750/withdrawal; 3 withdrawals/24hSolid CardNot disclosedAvici Card$250 per day, up to 3 ATM transactions
Funding & transfers
5 fields- Networks
- Karta Personal CardPolygon, Base, Optimism, BNB Smart Chain, Arbitrum, Solana +17Tria CardEthereum, Polygon, Base, Arbitrum, Optimism, BSC +2Solid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, ArbitrumAvici CardEthereum, Polygon, Optimism, Arbitrum, Solana
- Crypto deposits
- Karta Personal CardStablecoins: USDT, USDCTria CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOLSolid CardStablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSEAvici CardStablecoins: USDC
- Fiat deposits
- Karta Personal CardBank depositsTria CardNot disclosedSolid CardUSD virtual accountAvici CardNot disclosed
- Transfers
- Karta Personal CardStablecoin transfers; Karta-to-Karta transfer; Bank payoutTria CardStablecoin transfersSolid CardStablecoin transfersAvici CardStablecoin transfers
- Payout currencies
- Karta Personal CardNot disclosedTria CardNot disclosedSolid CardNot disclosedAvici CardNot disclosed
Rewards
3 fields- Base cashback
- Karta Personal Card0%Tria Card1.5%Solid Card3%Avici Card0%
- Max cashback
- Karta Personal Card0%Tria Card6%Solid Card5%Avici Card0%
- Reward currency
- Karta Personal CardNo cashbackTria CardUSDC and/or USDT stablecoins cashbackSolid CardUSDC cashbackAvici CardNo cashback
Earn
5 fields- Advertised APY
- Karta Personal CardNot offeredTria CardUp to 15% APYSolid CardUp to 14% APYAvici CardNot offered
- How it works
- Karta Personal CardNot offeredTria CardOptional earn vaultSolid CardBorrow against collateral, Optional earn vaultAvici CardNot offered
- Separate deposit
- Karta Personal CardNot offeredTria CardNot disclosedSolid CardYesAvici CardNot offered
- Use balance for spending
- Karta Personal CardNot offeredTria CardNot disclosedSolid CardNoAvici CardNot offered
- Lock-up
- Karta Personal CardNot offeredTria CardNoSolid CardNot disclosedAvici CardNot offered
Trust & availability
7 fields- Custody
- Karta Personal CardSelf-custodyTria CardSelf-custodySolid CardSelf-custodyAvici CardSelf-custody
- Control until payment
- Karta Personal CardYou keep controlTria CardYou keep controlSolid CardYou keep controlAvici CardYou keep control
- Card issuer
- Karta Personal CardNimbus LLC d/b/a Third NationalTria CardNimbus, LLC, Third NationalSolid CardRain, Third NationalAvici CardThird National
- Card processing
- Karta Personal CardNot disclosedTria CardNot disclosedSolid CardFuse Network LtdAvici CardRelay
- Custody / key management
- Karta Personal CardPrivyTria CardNot disclosedSolid CardNot disclosedAvici CardNot disclosed
- Identity verification
- Karta Personal CardSumsubTria CardNot disclosedSolid CardNot disclosedAvici CardSumsub
- Programme operator
- Karta Personal CardKarta Finance, Inc.Tria CardThreely Dimensions Inc.Solid CardFuse Network LtdAvici CardNot disclosed
Sources
2 fields- Official sources
- Karta Personal Card25Tria Card21Solid Card20Avici Card16
- Last reviewed
- Karta Personal CardAug 11, 2026Tria CardAug 25, 2026Solid CardAug 25, 2026Avici CardAug 21, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.