Card comparison

Compare cards, side by side

Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.

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2 of 4 selected

02 · Read the shortlist

Start with scores and key trade-offs

Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.

2 cards in view

Lava Card

No FXBTC rewardsFree base planStablecoin rails

Cashback: Up to 5%
Plan cost: $0
Custody: Hybrid
Network: Visa

View detailsSelected

KAST Card

Metal cardNo CEXClear feesTiered rewards

Cashback: 1.5%-3%
Plan cost: $0
Custody: Custodial
Network: Visa

View detailsSelected

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03 · Compare the evidence

Scan every difference, row by row

Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.

Best known Not disclosed

Cards

Lava CardOverall62

KAST CardOverall84

Special offer: Lava Card
No active offer
KAST Card
20% off20% off your first subscription

Scores

6 fields

Overall Score: Lava Card
62
KAST Card
84

Cashback score: Lava Card
36
KAST Card
75

Travel score: Lava Card
46
KAST Card
93

Funds control score: Lava Card
56
KAST Card
71

Lowest fees score: Lava Card
59
KAST Card
82

Transfers score: Lava Card
80
KAST Card
100

Strengths & trade-offs

2 fields

Strengths: Lava Card
No provider card FX fee, BTC rewards at selected partners
KAST Card
Transfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card access

Trade-offs: Lava Card
Card access remains unclear, USD settlement is custodial
KAST Card
Non-USD FX can exceed entry cashback, ATM use adds two charges

Costs

7 fields

Plan cost: Lava Card
$0
KAST Card
$0

FX fee: Lava Card
0% provider FX fee
KAST Card
0.5–1.75%

Top-up fee: Lava Card
No added Lava funding markup. Banks and payment providers may charge; the FAQ lists 1.25% same-day ACH and $25 domestic wire. Regular ACH, SEPA and SPEI are listed as free where eligible. The fee recipient is not specified
KAST Card
0%

Card spending fee: Lava Card
Not disclosed
KAST Card
0%

ATM fee: Lava Card
2%; min $1
KAST Card
$3 + 2%

Virtual card: Lava Card
Not disclosed
KAST Card
Free first two

Physical card: Lava Card
Not disclosed
KAST Card
Free; $40 shipping

Plans

2 fields

Available plans: Lava Card
Not disclosed
KAST Card
3 plans: Standard, Premium, Private

Top cashback plan: Lava Card
Not disclosed
KAST Card
Private: 3%

Everyday use

8 fields

Network: Lava Card
Visa
KAST Card
Visa

Card formats: Lava Card
Not disclosed
KAST Card
Virtual, Physical

ATM withdrawals: Lava Card
Not disclosed
KAST Card
Available

Mobile wallets: Lava Card
Apple Pay, Google Pay
KAST Card
Apple Pay, Google Pay

Apps: Lava Card
iOS, Android, Web
KAST Card
iOS, Android

Daily spending limit: Lava Card
Account-specific and collateral-dependent; universal daily amount not disclosed.
KAST Card
No cap

Monthly spending limit: Lava Card
Account-specific; universal monthly amount not disclosed.
KAST Card
No cap

ATM limit: Lava Card
Access is conditional; withdrawal limits not disclosed.
KAST Card
Limits shown in app

Funding & transfers

5 fields

Networks: Lava Card
Solana, Ethereum, Arbitrum, Avalanche, Base, Celo +4
KAST Card
Solana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7

Crypto deposits: Lava Card
Stablecoins: USDC, USDT, PYUSD
KAST Card
Stablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22

Fiat deposits: Lava Card
Lava account bank funding
KAST Card
USD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2

Transfers: Lava Card
Stablecoin transfers; Lava account bank withdrawal
KAST Card
Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts

Payout currencies: Lava Card
USD, EUR
KAST Card
USD, EUR, AED, SAR, JPY, INR, PHP, THB +4

Rewards

3 fields

Base cashback: Lava Card
Not disclosed
KAST Card
1.5%

Max cashback: Lava Card
5%
KAST Card
3%

Reward currency: Lava Card
BTC
KAST Card
USD cashback

Earn

5 fields

Advertised APY: Lava Card
Up to 6.5% APY
KAST Card
Up to 7% APY

How it works: Lava Card
Optional earn vault
KAST Card
Optional earn vault

Separate deposit: Lava Card
Yes
KAST Card
Yes

Use balance for spending: Lava Card
No
KAST Card
No

Lock-up: Lava Card
No
KAST Card
No

Trust & availability

6 fields

Custody: Lava Card
Hybrid custody
KAST Card
Custodial

Control until payment: Lava Card
Provider controls funds
KAST Card
Provider controls funds

Card issuer: Lava Card
Third National
KAST Card
Third National

Card processing: Lava Card
Not disclosed
KAST Card
Tazapay

Custody / key management: Lava Card
Not disclosed
KAST Card
BitGo

Programme operator: Lava Card
Not disclosed
KAST Card
Troia Corp

Sources

2 fields

Official sources: Lava Card
28
KAST Card
20

Last reviewed: Lava Card
Oct 6, 2026
KAST Card
Oct 6, 2026

Use the comparison

Choose the trade-offs you can live with

Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.

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