No FXNo CEX
- Cashback
- 1%-2%
- Plan cost
- $0
- Custody
- Hybrid
- Network
- Mastercard
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Metal cardNo CEX
- Cashback
- 0.5%-1%
- Plan cost
- $0
- Custody
- Hybrid
- Network
- Mastercard
64
Metal cardNo CEX
- Cashback
- 0%-2%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard
Visa / MCNo CEX
- Cashback
- 2%-3%
- Plan cost
- Not disclosed
- Custody
- Hybrid
- Network
- Visa/Mastercard
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
1inch CardOverall79
Holyheld CardOverall75
ARQ CardOverall64
Bitget Wallet CardOverall69
1inch CardOverall79Holyheld CardOverall75ARQ CardOverall64Bitget Wallet CardOverall69- Special offer
- 1inch CardNo active offerHolyheld CardNo active offerARQ CardNo active offerBitget Wallet CardUp to $20Up to $20 for invited Bitget Wallet users
Scores
6 fields- Overall Score
- 1inch Card79Holyheld Card75ARQ Card64Bitget Wallet Card69
- Cashback score
- 1inch Card63Holyheld Card64ARQ Card41Bitget Wallet Card66
- Travel score
- 1inch Card82Holyheld Card68ARQ Card62Bitget Wallet Card44
- Funds control score
- 1inch Card80Holyheld Card74ARQ Card52Bitget Wallet Card64
- Lowest fees score
- 1inch Card74Holyheld Card67ARQ Card52Bitget Wallet Card45
- Transfers score
- 1inch Card93Holyheld Card81ARQ Card75Bitget Wallet Card56
Strengths & trade-offs
2 fields- Strengths
- 1inch CardPhysical, virtual and ATM access, Both major phone walletsHolyheld CardSelf-custody crypto before card top-up, Virtual, physical and metal MastercardARQ CardClear four-country residence coverage, Virtual, physical and phone-wallet accessBitget Wallet CardCurrent 2%-3% Assetback, Several crypto funding assets
- Trade-offs
- 1inch CardPurchase fee stack is unclear, Card funds leave self-custodyHolyheld CardCountry eligibility is incomplete, Foreign spend can be expensiveARQ CardProvider FX spread remains unclear, Headline cashback requires membershipBitget Wallet CardRegional programmes differ materially, Assetback spend cap unclear
Costs
7 fields- Plan cost
- 1inch Card$0Holyheld Card$0ARQ Card$0Bitget Wallet CardNot disclosed
- FX fee
- 1inch Card0% provider FX markup; Mastercard rate appliesHolyheld CardUp to 5.5% + EUR 1; actual pricing depends on transaction geography and currencyARQ CardProvider spread unknown; Argentina/Brazil variant charges may applyBitget Wallet Card1.7% in reviewed APAC and Immersve routes; other regional rates unknown
- Top-up fee
- 1inch CardEUR/GBP provider-account bank deposit: 0%Holyheld Card0%ARQ CardStandard receive: 3 USDc for USD/crypto and 3 EURc for EURBitget Wallet Card0% in reviewed APAC, Immersve and Pakistan base schedules; Reap/Express variable rates unknown
- Card spending fee
- 1inch Card2%Holyheld Card€0.50ARQ Card0%Bitget Wallet CardNot disclosed
- ATM fee
- 1inch Card€2.50 UK; €3 + 1.5% outside UKHolyheld CardUp to EUR 2 + 2.5%ARQ Card1–3%Bitget Wallet CardAPAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
- Virtual card
- 1inch CardNot disclosedHolyheld CardLimited Edition virtual card: EUR 99; Classic includes virtual accessARQ CardFreeBitget Wallet CardFree in APAC and Pakistan; Immersve activation is 0.1 USDC within 72h or 10 USDC later; other routes vary
- Physical card
- 1inch CardNot disclosedHolyheld CardClassic: EUR 29; Metal: EUR 199ARQ Card$4.99 Standard; $0 PremiumBitget Wallet Card$49 in APAC; other regions unavailable or unclear
Plans
2 fields- Available plans
- 1inch CardNot disclosedHolyheld Card3 plans: Classic, Limited Edition, MetalARQ Card3 plans: Standard, Premium, PrestigeBitget Wallet CardNot disclosed
- Top cashback plan
- 1inch CardNot disclosedHolyheld CardMetal: 1%ARQ CardPrestige: 2%Bitget Wallet CardNot disclosed
Everyday use
8 fields- Network
- 1inch CardMastercardHolyheld CardMastercardARQ CardMastercardBitget Wallet CardVisa/Mastercard
- Card formats
- 1inch CardVirtual, PhysicalHolyheld CardVirtual, PhysicalARQ CardVirtual, PhysicalBitget Wallet CardVirtual, Physical
- ATM withdrawals
- 1inch CardAvailableHolyheld CardAvailableARQ CardAvailableBitget Wallet CardNot disclosed
- Mobile wallets
- 1inch CardApple Pay, Google PayHolyheld CardApple Pay, Google PayARQ CardApple Pay, Google PayBitget Wallet CardGoogle Pay
- Apps
- 1inch CardiOS, AndroidHolyheld CardiOS, Android, WebARQ CardiOS, AndroidBitget Wallet CardiOS, Android
- Daily spending limit
- 1inch CardAccount-specific in ProfileHolyheld CardEUR 10,000 dailyARQ CardNot disclosedBitget Wallet CardRegional: APAC $50,000; Europe/Africa/LATAM $5,000; Pakistan $20,000; other routes undisclosed
- Monthly spending limit
- 1inch CardAccount-specific in ProfileHolyheld CardEUR 25,000 monthly; EUR 250,000 annuallyARQ CardNot disclosedBitget Wallet CardNot published as one global or regional monthly schedule
- ATM limit
- 1inch CardAccount-specific in ProfileHolyheld CardEUR 1,000 per 24 hours; EUR 5,000 per 30 daysARQ CardNot disclosedBitget Wallet CardAPAC physical: $3,000 per withdrawal, $10,000/day and $100,000/month; other routes unavailable
Funding & transfers
5 fields- Networks
- 1inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, SolanaHolyheld CardEthereum, Arbitrum, Base, Optimism, Polygon, Gnosis +2ARQ CardEthereum, Polygon, TronBitget Wallet CardBNB Chain, Ethereum, Base
- Crypto deposits
- 1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assetsHolyheld CardStablecoins: USDC, USDTARQ CardStablecoins: USDC, USDTBitget Wallet CardStablecoins: USDC, USDT; Other crypto: ETH, SOL
- Fiat deposits
- 1inch CardEUR or GBP bank depositHolyheld CardPersonal EUR IBANARQ CardUSD receive, EUR receiveBitget Wallet CardNot disclosed
- Transfers
- 1inch CardStablecoin transfers; EUR or GBP bank withdrawalHolyheld CardStablecoin transfers; Outgoing SEPA transferARQ CardARQ P2P; USD ACH payoutBitget Wallet CardRegional card-balance return, Support-assisted balance recovery
- Payout currencies
- 1inch CardEUR, GBPHolyheld CardEURARQ CardUSDBitget Wallet CardNot disclosed
Rewards
3 fields- Base cashback
- 1inch Card1%Holyheld Card0.5%ARQ Card0%Bitget Wallet Card2%
- Max cashback
- 1inch Card2%Holyheld Card1%ARQ Card2%Bitget Wallet Card3%
- Reward currency
- 1inch Card1INCH, USDT, BTC or BXXHolyheld CardUSDCARQ CardUSDc cashbackBitget Wallet CardSelected Assetback asset
Earn
5 fields- Advertised APY
- 1inch CardNot offeredHolyheld CardNot disclosedARQ CardUp to 4.5% APYBitget Wallet CardNot offered
- How it works
- 1inch CardNot offeredHolyheld CardOptional earn vaultARQ CardEarn on spending balance, Optional earn vaultBitget Wallet CardNot offered
- Separate deposit
- 1inch CardNot offeredHolyheld CardYesARQ CardYesBitget Wallet CardNot offered
- Use balance for spending
- 1inch CardNot offeredHolyheld CardNot disclosedARQ CardNoBitget Wallet CardNot offered
- Lock-up
- 1inch CardNot offeredHolyheld CardNoARQ CardNoBitget Wallet CardNot offered
Trust & availability
7 fields- Custody
- 1inch CardHybrid custodyHolyheld CardHybrid custodyARQ CardCustodialBitget Wallet CardHybrid custody
- Control until payment
- 1inch CardProvider controls fundsHolyheld CardProvider controls fundsARQ CardProvider controls fundsBitget Wallet CardProvider controls funds
- Card issuer
- 1inch CardMonavate Ltd, UAB MonavateHolyheld CardUnlimit EU LtdARQ CardNot disclosedBitget Wallet CardDCS Card Centre, Monavate, Fiat24
- Card processing
- 1inch CardCrypto LifeHolyheld CardNot disclosedARQ CardNot disclosedBitget Wallet CardNot disclosed
- Custody / key management
- 1inch CardBaanxHolyheld CardNot disclosedARQ CardNot disclosedBitget Wallet CardNot disclosed
- Identity verification
- 1inch CardNot disclosedHolyheld CardSumsub / IdenfyARQ CardNot disclosedBitget Wallet CardNot disclosed
- Programme operator
- 1inch CardNot disclosedHolyheld CardHolyheld Labs AGARQ CardNot disclosedBitget Wallet CardBTG Technology Holdings Limited
Sources
2 fields- Official sources
- 1inch Card13Holyheld Card28ARQ Card36Bitget Wallet Card47
- Last reviewed
- 1inch CardAug 31, 2026Holyheld CardAug 31, 2026ARQ CardAug 5, 2026Bitget Wallet CardAug 28, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.