No FXNon-custodial
- Cashback
- 0.5%-8%
- Plan cost
- $0
- Custody
- Non Custodial
- Network
- Visa
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
0% direct-pair FXSelf-custody
- Cashback
- 1%-8%
- Plan cost
- $0
- Custody
- Self Custody
- Network
- Visa
Non-custodialMetal card
- Cashback
- 3%
- Plan cost
- $0
- Custody
- Non Custodial
- Network
- Visa
Low FXTravel focus
- Cashback
- 1%-10%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
Wirex One CardOverall77
Coca CardOverall70
ether.fi Cash CardOverall87
Bybit Card (EU)Overall68
Wirex One CardOverall77Coca CardOverall70ether.fi Cash CardOverall87Bybit Card (EU)Overall68Scores
6 fields- Overall Score
- Wirex One Card77Coca Card70ether.fi Cash Card87Bybit Card (EU)68
- Cashback score
- Wirex One Card70Coca Card43ether.fi Cash Card86Bybit Card (EU)47
- Travel score
- Wirex One Card85Coca Card82ether.fi Cash Card84Bybit Card (EU)87
- Funds control score
- Wirex One Card73Coca Card85ether.fi Cash Card96Bybit Card (EU)51
- Lowest fees score
- Wirex One Card68Coca Card63ether.fi Cash Card69Bybit Card (EU)72
- Transfers score
- Wirex One Card94Coca Card87ether.fi Cash Card97Bybit Card (EU)79
Strengths & trade-offs
2 fields- Strengths
- Wirex One CardFive current card tiers, 0.5% to 8% cashback in USDCoca CardStablecoin funding, IBAN receive and card spend, Physical, virtual and phone-wallet accessether.fi Cash CardCard spend plus cash-account rails, Liquid USD can stay spendableBybit Card (EU)Funding Account connects deposits and card spend, Lite and Standard card access
- Trade-offs
- Wirex One CardHigher tiers require WPAY exposure, Limits remain region-specificCoca CardBest cashback needs COCA tier rules, ATM is free only up to allowanceether.fi Cash CardVault returns depend on the selected strategy, Credit setup is more complex than a prepaid cardBybit Card (EU)ATM use gets costly after the allowance, Spending follows the Bybit EU account model
Costs
7 fields- Plan cost
- Wirex One Card$0Coca Card$0ether.fi Cash Card$0Bybit Card (EU)$0
- FX fee
- Wirex One Card0%Coca Card0% on direct pairsether.fi Cash Card0–0.2%Bybit Card (EU)0.5%
- Top-up fee
- Wirex One CardNot disclosedCoca CardNot disclosedether.fi Cash CardNot disclosedBybit Card (EU)Not disclosed
- Card spending fee
- Wirex One CardNot disclosedCoca CardNot disclosedether.fi Cash CardNot disclosedBybit Card (EU)Not disclosed
- ATM fee
- Wirex One Card2%Coca Card0–2%ether.fi Cash Card2%Bybit Card (EU)2%
- Virtual card
- Wirex One CardIncluded on every membership tierCoca CardVirtual card free for all tiersether.fi Cash CardUp to 50 free virtual cards by tierBybit Card (EU)Free
- Physical card
- Wirex One CardPlastic from Premium; Visa Signature Metal from PrivateCoca CardPlastic card $5 for Starter/Standard/Standard+; free for Premium/Premium+/Eliteether.fi Cash CardCore: $50 including card and shipping; Luxe, Pinnacle and VIP include at least one free physical cardBybit Card (EU)First physical card free
Plans
2 fields- Available plans
- Wirex One Card5 plans: Base, Premium, Elite, Private +1Coca Card6 plans: Starter, Standard, Standard+, Premium +2ether.fi Cash Card4 plans: Core, Luxe, Pinnacle, VIPBybit Card (EU)6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2
- Top cashback plan
- Wirex One CardBespoke: 8%Coca CardElite: 8%ether.fi Cash CardCore: 3%Bybit Card (EU)VIP 6 / PRO 3-5: 10%
Everyday use
8 fields- Network
- Wirex One CardVisaCoca CardVisaether.fi Cash CardVisaBybit Card (EU)Mastercard
- Card formats
- Wirex One CardVirtual, PhysicalCoca CardVirtual, Physicalether.fi Cash CardVirtual, PhysicalBybit Card (EU)Virtual, Physical
- ATM withdrawals
- Wirex One CardAvailableCoca CardAvailableether.fi Cash CardAvailableBybit Card (EU)Available
- Mobile wallets
- Wirex One CardApple Pay, Google PayCoca CardApple Pay, Google Payether.fi Cash CardApple Pay, Google PayBybit Card (EU)Apple Pay, Google Pay
- Apps
- Wirex One CardiOS, AndroidCoca CardiOS, Androidether.fi Cash CardiOS, Android, WebBybit Card (EU)iOS, Android, Web
- Daily spending limit
- Wirex One CardEEA card-spend limit: €30,000/day and €30,000 per transaction; other regions are shown in appCoca Card30,000 EUR/day; 30,000 EUR/transactionether.fi Cash CardCore $30,000/day; Luxe $50,000/day; Pinnacle $100,000/dayBybit Card (EU)€5k / €10k / €15k by tier · Lite €150 lifetime
- Monthly spending limit
- Wirex One CardEEA card-spend limit: €30,000/month; other regions are shown in appCoca Card30,000 EUR/monthether.fi Cash CardMonthly limit shown in app; cashback caps vary by planBybit Card (EU)€10k / €25k / €50k by tier · Lite €150 lifetime
- ATM limit
- Wirex One CardEEA physical/Metal ATM limit: €500/day, €5,000/month and 5 withdrawals/day; 2% above the free allowanceCoca Card850 EUR/day; 5,000 EUR/monthether.fi Cash Card$250/withdrawal; $750/dayBybit Card (EU)€2k / €5k / €10k by tier · €2k per withdrawal and per day
Funding & transfers
5 fields- Networks
- Wirex One CardNot disclosedCoca CardEthereum, BNB Smart Chain, Avalanche C-Chain, Polygon, Arbitrum, Near +5ether.fi Cash CardOptimismBybit Card (EU)Not disclosed
- Crypto deposits
- Wirex One CardStablecoins: USDC, USDT, EURCCoca CardStablecoins: USDT, USDC, EURC, EURSether.fi Cash CardStablecoins: USDC, USDT, EURC, frxUSD, LiquidUSD; Other crypto: beHYPE, eBTC, ETHFI, eUSD, LiquidBTC +9Bybit Card (EU)Other crypto: Supported crypto
- Fiat deposits
- Wirex One CardBank funding, External card top-upCoca CardEUR IBAN receiveether.fi Cash CardUSD ACH / FedWire receive, EUR SEPA receiveBybit Card (EU)Bybit EU Funding Account deposit
- Transfers
- Wirex One CardStablecoin transfers; Pay to an external card, Bank account payoutsCoca CardStablecoin transfers; IBAN / bank transfersether.fi Cash CardStablecoin transfers; EUR SEPA payout, USD ACH / FedWire payoutBybit Card (EU)Stablecoin transfers; Bybit EU account fiat withdrawal
- Payout currencies
- Wirex One CardUSD, EUR, GBPCoca CardEUR, USD where availableether.fi Cash CardEUR, USDBybit Card (EU)Not disclosed
Rewards
3 fields- Base cashback
- Wirex One Card0.5%Coca Card1%ether.fi Cash Card3%Bybit Card (EU)1%
- Max cashback
- Wirex One Card8%Coca Card8%ether.fi Cash Card3%Bybit Card (EU)10%
- Reward currency
- Wirex One CardUSD cashbackCoca CardStablecoins such as USDC or EURC cashbackether.fi Cash CardUSD cashback paid in USDCBybit Card (EU)EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)
Earn
5 fields- Advertised APY
- Wirex One CardNot offeredCoca CardUp to 5% APYether.fi Cash CardUp to 5.02% APYBybit Card (EU)Up to 8% APY
- How it works
- Wirex One CardNot offeredCoca CardEarn on spending balanceether.fi Cash CardEarn on spending balance, Borrow against collateral, Optional earn vaultBybit Card (EU)Not disclosed
- Separate deposit
- Wirex One CardNot offeredCoca CardNoether.fi Cash CardNot disclosedBybit Card (EU)Not disclosed
- Use balance for spending
- Wirex One CardNot offeredCoca CardYesether.fi Cash CardNot disclosedBybit Card (EU)Not disclosed
- Lock-up
- Wirex One CardNot offeredCoca CardNoether.fi Cash CardNot disclosedBybit Card (EU)Not disclosed
Trust & availability
6 fields- Custody
- Wirex One CardNon-custodialCoca CardSelf-custodyether.fi Cash CardNon-custodialBybit Card (EU)Custodial
- Control until payment
- Wirex One CardNot disclosedCoca CardYou keep controlether.fi Cash CardYou keep controlBybit Card (EU)Provider controls funds
- Card issuer
- Wirex One CardTransact Payments Malta Limited, Novatti Group LimitedCoca CardNot disclosedether.fi Cash CardThird NationalBybit Card (EU)Harmoniie SAS, Moorwand Ltd
- Custody / key management
- Wirex One CardPrivy Technologies, Inc.Coca CardNot disclosedether.fi Cash CardNot disclosedBybit Card (EU)Not disclosed
- Deposits & withdrawals
- Wirex One CardNot disclosedCoca CardNot disclosedether.fi Cash CardSEPA third-party providerBybit Card (EU)Not disclosed
- Programme operator
- Wirex One CardUAB WirexCoca CardCOCA / CCA LABSether.fi Cash Cardether.fi, Ether.Fi SEZCBybit Card (EU)Not disclosed
Sources
2 fields- Official sources
- Wirex One Card36Coca Card12ether.fi Cash Card19Bybit Card (EU)10
- Last reviewed
- Wirex One CardAug 12, 2026Coca CardAug 5, 2026ether.fi Cash CardAug 25, 2026Bybit Card (EU)Aug 14, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.