Crypto.comCrypto.com Prepaid
57
Side-by-side card comparison
Crypto.com Prepaid vs Brighty: fees, rewards and account setup
Brighty Card has the higher Overall Score by 13 points (70 vs 57). Brighty Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Crypto.com Prepaid Card may still be the better personal fit.
Information checked Aug 16, 202639 official sources reviewed
01 · Make the first cut
Brighty Card is the better all-round starting point
Brighty Card has the higher Overall Score in this comparison. Crypto.com Prepaid Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCrypto.com Prepaid57Brighty70Higher score
CashbackCrypto.com Prepaid31Brighty48Higher score
TravelCrypto.com Prepaid57Brighty80Higher score
Funds controlCrypto.com Prepaid40Brighty65Higher score
Lowest feesCrypto.com Prepaid48Brighty68Higher score
TransfersCrypto.com Prepaid47Brighty93Higher score
Choose Crypto.com Prepaid Card if its day-to-day setup suits you
Crypto.com Prepaid Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Prepaid spend from a loaded balance
- Level Up tiers can raise CRO rewards
- Several card top-up paths
Choose Brighty Card if cashback and travel matter most
Brighty Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Free entry plan
- USDC cashback
- Multiple account rails
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Crypto.com Prepaid57Brighty70
Brighty Card has the higher Overall Score by 13 points.
- Entry cost & FX
- Crypto.com Prepaid$0 plan · 0–3% FXBrighty$0 plan · Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources FX
Brighty Card has the lower published FX fee (Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources vs 0–3%).
- Purchase rewards
- Crypto.com Prepaid0% base · up to 5%Brighty0.5% base · up to 1.75%
Brighty Card has the higher published base cashback rate (0.5% vs 0%).
- Funds control
- Crypto.com PrepaidCustodial balanceBrightyCustodial balance
Crypto.com Prepaid Card and Brighty Card use the same custodial balance setup.
- Everyday access
- Crypto.com PrepaidVirtual + Physical · Apple Pay, Google PayBrightyVirtual + Physical · Apple Pay
Crypto.com Prepaid Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Crypto.com Prepaid0 stablecoins · US card-to-card sendBrighty2 stablecoins · Stablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
Brighty Card lists more stablecoins and ways to send money out (5 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0–3%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0.5%-1.8%
- Plan cost
- $0
- FX fee
- Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay
- Receive methods
- 4 crypto · 2 fiat
- Payout methods
- 16 crypto · 4 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsCrypto.com Prepaid CardOverall57Brighty CardOverall70
Crypto.com Prepaid CardOverall57Brighty CardOverall70Scores
6 fields- Overall Score
- Crypto.com Prepaid Card57Brighty Card70
- Cashback score
- Crypto.com Prepaid Card31Brighty Card48
- Travel score
- Crypto.com Prepaid Card57Brighty Card80
- Funds control score
- Crypto.com Prepaid Card40Brighty Card65
- Lowest fees score
- Crypto.com Prepaid Card48Brighty Card68
- Transfers score
- Crypto.com Prepaid Card47Brighty Card93
Strengths & trade-offs
2 fields- Strengths
- Crypto.com Prepaid CardPrepaid spend from a loaded balance, Level Up tiers can raise CRO rewardsBrighty CardFree entry plan, USDC cashback
- Trade-offs
- Crypto.com Prepaid CardFees vary by method, tier and region, Spending uses a Crypto.com prepaid balanceBrighty CardNetwork-specific FX gap, Physical terms vary
Costs
7 fields- Plan cost
- Crypto.com Prepaid Card$0Brighty Card$0
- FX fee
- Crypto.com Prepaid Card0–3%Brighty CardVisa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
- Top-up fee
- Crypto.com Prepaid Card2.99%Brighty Card0%
- Card spending fee
- Crypto.com Prepaid CardNot disclosedBrighty CardNot disclosed
- ATM fee
- Crypto.com Prepaid Card0–2%Brighty CardNot disclosed
- Virtual card
- Crypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listedBrighty CardVisa and Mastercard: published issue price €2.99; included-card interaction unresolved
- Physical card
- Crypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0Brighty CardVisa: One unavailable; Plus includes one and Pro includes two, with €0 issue price
Plans
2 fields- Available plans
- Crypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1Brighty Card3 plans: One, Plus, Pro
- Top cashback plan
- Crypto.com Prepaid CardPrivate Obsidian: 5%Brighty CardOne: 0.5%
Everyday use
8 fields- Network
- Crypto.com Prepaid CardVisa/MastercardBrighty CardVisa/Mastercard
- Card formats
- Crypto.com Prepaid CardVirtual, PhysicalBrighty CardVirtual, Physical
- ATM withdrawals
- Crypto.com Prepaid CardAvailableBrighty CardAvailable
- Mobile wallets
- Crypto.com Prepaid CardApple Pay, Google PayBrighty CardApple Pay
- Apps
- Crypto.com Prepaid CardiOS, AndroidBrighty CardiOS, Android
- Daily spending limit
- Crypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/dayBrighty CardPublished period is ambiguous: Visa virtual €15k / €15k / €50k; Mastercard virtual €15k / €25k / €50k for One / Plus / Pro
- Monthly spending limit
- Crypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/yearBrighty CardPublished period is ambiguous: physical Visa €15k on Plus and €50k on Pro
- ATM limit
- Crypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%Brighty CardATM withdrawal limits are not published; only physical Visa fees are known
Funding & transfers
5 fields- Networks
- Crypto.com Prepaid CardNot disclosedBrighty CardEthereum, Tron, Bitcoin SegWit, Bitcoin Legacy, Cardano, Tezos +6
- Crypto deposits
- Crypto.com Prepaid CardOther crypto: BTC, ETHBrighty CardStablecoins: USDC, EURC; Other crypto: BTC, ETH
- Fiat deposits
- Crypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-upBrighty CardSEPA / Faster Payments, SWIFT
- Transfers
- Crypto.com Prepaid CardUS card-to-card sendBrighty CardStablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
- Payout currencies
- Crypto.com Prepaid CardNot disclosedBrighty CardEUR, GBP, USD, AED
Rewards
3 fields- Base cashback
- Crypto.com Prepaid Card0%Brighty Card0.5%
- Max cashback
- Crypto.com Prepaid Card5%Brighty Card1.8%
- Reward currency
- Crypto.com Prepaid CardCRO rewardsBrighty CardUSDC
Earn
5 fields- Advertised APY
- Crypto.com Prepaid CardNot offeredBrighty CardNot disclosed
- How it works
- Crypto.com Prepaid CardNot offeredBrighty CardEarn on spending balance
- Separate deposit
- Crypto.com Prepaid CardNot offeredBrighty CardNo
- Use balance for spending
- Crypto.com Prepaid CardNot offeredBrighty CardYes
- Lock-up
- Crypto.com Prepaid CardNot offeredBrighty CardNo
Trust & availability
6 fields- Custody
- Crypto.com Prepaid CardCustodialBrighty CardCustodial
- Control until payment
- Crypto.com Prepaid CardProvider controls fundsBrighty CardProvider controls funds
- Card issuer
- Crypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2Brighty CardWallester AS
- Custody / key management
- Crypto.com Prepaid CardNot disclosedBrighty CardFireblocks
- Identity verification
- Crypto.com Prepaid CardNot disclosedBrighty CardSumsub
- Programme operator
- Crypto.com Prepaid CardCrypto.com, Foris, Inc.Brighty CardNot disclosed
Sources
2 fields- Official sources
- Crypto.com Prepaid Card14Brighty Card25
- Last reviewed
- Crypto.com Prepaid CardAug 14, 2026Brighty CardAug 16, 2026
04 · The takeaway
Brighty Card is the stronger all-round choice
Brighty Card finishes ahead with an Overall Score of 70 versus 57 for Crypto.com Prepaid Card. Brighty Card has the lower published FX fee (Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources vs 0–3%). Brighty Card has the higher published base cashback rate (0.5% vs 0%).
Crypto.com Prepaid Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Crypto.com Prepaid Card and Brighty Card use the same custodial balance setup.
Brighty Card lists more stablecoins and ways to send money out (5 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Crypto.com Prepaid Card and Brighty Card reviews first.
Continue with
Crypto.com Prepaid Card
Continue with
Brighty Card
05 · Common questions
Crypto.com Prepaid vs Brighty FAQ
Is Crypto.com Prepaid or Brighty better overall?
Brighty Card has the higher Overall Score (70 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Crypto.com Prepaid or Brighty?
Brighty Card has the lower published FX fee (Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources vs 0–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Crypto.com Prepaid or Brighty?
Brighty Card has the higher published base cashback rate (0.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Crypto.com Prepaid and Brighty differ on custody?
Crypto.com Prepaid Card and Brighty Card use the same custodial balance setup.
How current is this Crypto.com Prepaid vs Brighty comparison?
The latest information check for these two cards was August 16, 2026, using 39 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.