Crypto.comCrypto.com Prepaid
57
Side-by-side card comparison
Crypto.com Prepaid vs ether.fi Cash: fees, rewards and account setup
ether.fi Cash Card has the higher Overall Score by 30 points (87 vs 57). ether.fi Cash Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Crypto.com Prepaid Card may still be the better personal fit.
Information checked Aug 25, 202633 official sources reviewed
01 · Make the first cut
ether.fi Cash Card is the better all-round starting point
ether.fi Cash Card has the higher Overall Score in this comparison. Crypto.com Prepaid Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCrypto.com Prepaid57ether.fi Cash87Higher score
CashbackCrypto.com Prepaid31ether.fi Cash86Higher score
TravelCrypto.com Prepaid57ether.fi Cash84Higher score
Funds controlCrypto.com Prepaid40ether.fi Cash96Higher score
Lowest feesCrypto.com Prepaid48ether.fi Cash69Higher score
TransfersCrypto.com Prepaid47ether.fi Cash97Higher score
Choose Crypto.com Prepaid Card if its day-to-day setup suits you
Crypto.com Prepaid Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Prepaid spend from a loaded balance
- Level Up tiers can raise CRO rewards
- Several card top-up paths
Choose ether.fi Cash Card if cashback and travel matter most
ether.fi Cash Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Card spend plus cash-account rails
- Liquid USD can stay spendable
- Tiers make perks easier to compare
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Crypto.com Prepaid57ether.fi Cash87
ether.fi Cash Card has the higher Overall Score by 30 points.
- Entry cost & FX
- Crypto.com Prepaid$0 plan · 0–3% FXether.fi Cash$0 plan · 0–0.2% FX
ether.fi Cash Card has the lower published FX fee (0–0.2% vs 0–3%).
- Purchase rewards
- Crypto.com Prepaid0% base · up to 5%ether.fi Cash3% cashback
ether.fi Cash Card has the higher published base cashback rate (3% vs 0%).
- Funds control
- Crypto.com PrepaidCustodial balanceether.fi CashNon-custodial account
Crypto.com Prepaid Card uses a custodial balance setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Crypto.com PrepaidVirtual + Physical · Apple Pay, Google Payether.fi CashVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Crypto.com Prepaid0 stablecoins · US card-to-card sendether.fi Cash6 stablecoins · Stablecoin transfers; EUR SEPA payout, USD ACH / FedWire payout
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0–3%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 3%
- Plan cost
- $0
- FX fee
- 0–0.2%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 19 crypto · 2 fiat
- Payout methods
- 5 crypto · 2 fiat
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsCrypto.com Prepaid CardOverall57ether.fi Cash CardOverall87
Crypto.com Prepaid CardOverall57ether.fi Cash CardOverall87Scores
6 fields- Overall Score
- Crypto.com Prepaid Card57ether.fi Cash Card87
- Cashback score
- Crypto.com Prepaid Card31ether.fi Cash Card86
- Travel score
- Crypto.com Prepaid Card57ether.fi Cash Card84
- Funds control score
- Crypto.com Prepaid Card40ether.fi Cash Card96
- Lowest fees score
- Crypto.com Prepaid Card48ether.fi Cash Card69
- Transfers score
- Crypto.com Prepaid Card47ether.fi Cash Card97
Strengths & trade-offs
2 fields- Strengths
- Crypto.com Prepaid CardPrepaid spend from a loaded balance, Level Up tiers can raise CRO rewardsether.fi Cash CardCard spend plus cash-account rails, Liquid USD can stay spendable
- Trade-offs
- Crypto.com Prepaid CardFees vary by method, tier and region, Spending uses a Crypto.com prepaid balanceether.fi Cash CardVault returns depend on the selected strategy, Credit setup is more complex than a prepaid card
Costs
7 fields- Plan cost
- Crypto.com Prepaid Card$0ether.fi Cash Card$0
- FX fee
- Crypto.com Prepaid Card0–3%ether.fi Cash Card0–0.2%
- Top-up fee
- Crypto.com Prepaid Card2.99%ether.fi Cash CardNot disclosed
- Card spending fee
- Crypto.com Prepaid CardNot disclosedether.fi Cash CardNot disclosed
- ATM fee
- Crypto.com Prepaid Card0–2%ether.fi Cash Card2%
- Virtual card
- Crypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listedether.fi Cash CardUp to 50 free virtual cards by tier
- Physical card
- Crypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0ether.fi Cash CardCore: $50 including card and shipping; Luxe, Pinnacle and VIP include at least one free physical card
Plans
2 fields- Available plans
- Crypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1ether.fi Cash Card4 plans: Core, Luxe, Pinnacle, VIP
- Top cashback plan
- Crypto.com Prepaid CardPrivate Obsidian: 5%ether.fi Cash CardCore: 3%
Everyday use
8 fields- Network
- Crypto.com Prepaid CardVisa/Mastercardether.fi Cash CardVisa
- Card formats
- Crypto.com Prepaid CardVirtual, Physicalether.fi Cash CardVirtual, Physical
- ATM withdrawals
- Crypto.com Prepaid CardAvailableether.fi Cash CardAvailable
- Mobile wallets
- Crypto.com Prepaid CardApple Pay, Google Payether.fi Cash CardApple Pay, Google Pay
- Apps
- Crypto.com Prepaid CardiOS, Androidether.fi Cash CardiOS, Android, Web
- Daily spending limit
- Crypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/dayether.fi Cash CardCore $30,000/day; Luxe $50,000/day; Pinnacle $100,000/day
- Monthly spending limit
- Crypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/yearether.fi Cash CardMonthly limit shown in app; cashback caps vary by plan
- ATM limit
- Crypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%ether.fi Cash Card$250/withdrawal; $750/day
Funding & transfers
5 fields- Networks
- Crypto.com Prepaid CardNot disclosedether.fi Cash CardOptimism
- Crypto deposits
- Crypto.com Prepaid CardOther crypto: BTC, ETHether.fi Cash CardStablecoins: USDC, USDT, EURC, frxUSD, LiquidUSD; Other crypto: beHYPE, eBTC, ETHFI, eUSD, LiquidBTC +9
- Fiat deposits
- Crypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-upether.fi Cash CardUSD ACH / FedWire receive, EUR SEPA receive
- Transfers
- Crypto.com Prepaid CardUS card-to-card sendether.fi Cash CardStablecoin transfers; EUR SEPA payout, USD ACH / FedWire payout
- Payout currencies
- Crypto.com Prepaid CardNot disclosedether.fi Cash CardEUR, USD
Rewards
3 fields- Base cashback
- Crypto.com Prepaid Card0%ether.fi Cash Card3%
- Max cashback
- Crypto.com Prepaid Card5%ether.fi Cash Card3%
- Reward currency
- Crypto.com Prepaid CardCRO rewardsether.fi Cash CardUSD cashback paid in USDC
Earn
5 fields- Advertised APY
- Crypto.com Prepaid CardNot offeredether.fi Cash CardUp to 5.02% APY
- How it works
- Crypto.com Prepaid CardNot offeredether.fi Cash CardEarn on spending balance, Borrow against collateral, Optional earn vault
- Separate deposit
- Crypto.com Prepaid CardNot offeredether.fi Cash CardNot disclosed
- Use balance for spending
- Crypto.com Prepaid CardNot offeredether.fi Cash CardNot disclosed
- Lock-up
- Crypto.com Prepaid CardNot offeredether.fi Cash CardNot disclosed
Trust & availability
5 fields- Custody
- Crypto.com Prepaid CardCustodialether.fi Cash CardNon-custodial
- Control until payment
- Crypto.com Prepaid CardProvider controls fundsether.fi Cash CardYou keep control
- Card issuer
- Crypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2ether.fi Cash CardThird National
- Deposits & withdrawals
- Crypto.com Prepaid CardNot disclosedether.fi Cash CardSEPA third-party provider
- Programme operator
- Crypto.com Prepaid CardCrypto.com, Foris, Inc.ether.fi Cash Cardether.fi, Ether.Fi SEZC
Sources
2 fields- Official sources
- Crypto.com Prepaid Card14ether.fi Cash Card19
- Last reviewed
- Crypto.com Prepaid CardAug 14, 2026ether.fi Cash CardAug 25, 2026
04 · The takeaway
ether.fi Cash Card is the stronger all-round choice
ether.fi Cash Card finishes ahead with an Overall Score of 87 versus 57 for Crypto.com Prepaid Card. ether.fi Cash Card has the lower published FX fee (0–0.2% vs 0–3%). ether.fi Cash Card has the higher published base cashback rate (3% vs 0%).
Crypto.com Prepaid Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Crypto.com Prepaid Card uses a custodial balance setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Crypto.com Prepaid Card and ether.fi Cash Card reviews first.
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Crypto.com Prepaid Card
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ether.fi Cash Card
05 · Common questions
Crypto.com Prepaid vs ether.fi Cash FAQ
Is Crypto.com Prepaid or ether.fi Cash better overall?
ether.fi Cash Card has the higher Overall Score (87 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Crypto.com Prepaid or ether.fi Cash?
ether.fi Cash Card has the lower published FX fee (0–0.2% vs 0–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Crypto.com Prepaid or ether.fi Cash?
ether.fi Cash Card has the higher published base cashback rate (3% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Crypto.com Prepaid and ether.fi Cash differ on custody?
Crypto.com Prepaid Card uses a custodial balance setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Crypto.com Prepaid vs ether.fi Cash comparison?
The latest information check for these two cards was August 25, 2026, using 33 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.