Crypto.comCrypto.com Prepaid
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Side-by-side card comparison
Crypto.com Prepaid vs WhiteBIT Nova USD: overall score versus use-case fit
WhiteBIT Nova USD has the higher Overall Score by 2 points (59 vs 57). Crypto.com Prepaid Card looks stronger for Cashback and Travel, while WhiteBIT Nova USD comes out ahead for Funds control, Lowest fees, and Transfers.
Information checked Oct 16, 202631 official sources reviewed
01 · Overall score versus use-case fit
WhiteBIT Nova USD is the better all-round starting point
WhiteBIT Nova USD has the higher Overall Score in this comparison. Crypto.com Prepaid Card may be the better fit for Cashback and Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCrypto.com Prepaid57WhiteBIT Nova USD59Higher score
CashbackCrypto.com Prepaid31WhiteBIT Nova USD25Higher score
TravelCrypto.com Prepaid57WhiteBIT Nova USD36Higher score
Funds controlCrypto.com Prepaid40WhiteBIT Nova USD49Higher score
Lowest feesCrypto.com Prepaid48WhiteBIT Nova USD60Higher score
TransfersCrypto.com Prepaid47WhiteBIT Nova USD86Higher score
Choose Crypto.com Prepaid Card if cashback and travel matter most
Crypto.com Prepaid Card comes out ahead for Cashback and Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Prepaid spend from a loaded balance
- Level Up tiers can raise CRO rewards
- Several card top-up paths
Choose WhiteBIT Nova USD if funds control and lowest fees matter most
WhiteBIT Nova USD comes out ahead for Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Apple Pay and Google Pay
- Spend selected exchange assets
- No monthly maintenance fee
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Crypto.com Prepaid57WhiteBIT Nova USD59
WhiteBIT Nova USD has the higher Overall Score by 2 points.
- Entry cost & FX
- Crypto.com Prepaid$0 plan · 0–3% FXWhiteBIT Nova USDNot disclosed plan · 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete FX
WhiteBIT Nova USD has the lower published FX fee (1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete vs 0–3%).
- Purchase rewards
- Crypto.com Prepaid0% base · up to 5%WhiteBIT Nova USD0% base · up to 10%
Both cards show the same base cashback rate of 0%.
- Funds control
- Crypto.com PrepaidCustodial balanceWhiteBIT Nova USDCustodial balance
Crypto.com Prepaid Card and WhiteBIT Nova USD use the same custodial balance setup.
- Everyday access
- Crypto.com PrepaidVirtual + Physical · Apple Pay, Google PayWhiteBIT Nova USDVirtual · Apple Pay, Google Pay
Crypto.com Prepaid Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Crypto.com Prepaid0 stablecoins · US card-to-card sendWhiteBIT Nova USD2 stablecoins · Stablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
WhiteBIT Nova USD lists more stablecoins and ways to send money out (4 vs 1).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0–3%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0%-10%
- Plan cost
- Not disclosed
- FX fee
- 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 1 fiat
- Payout methods
- 2 crypto · 1 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsCrypto.com Prepaid CardOverall57WhiteBIT Nova USDOverall59
Crypto.com Prepaid CardOverall57WhiteBIT Nova USDOverall59Scores
6 fields- Overall Score
- Crypto.com Prepaid Card57WhiteBIT Nova USD59
- Cashback score
- Crypto.com Prepaid Card31WhiteBIT Nova USD25
- Travel score
- Crypto.com Prepaid Card57WhiteBIT Nova USD36
- Funds control score
- Crypto.com Prepaid Card40WhiteBIT Nova USD49
- Lowest fees score
- Crypto.com Prepaid Card48WhiteBIT Nova USD60
- Transfers score
- Crypto.com Prepaid Card47WhiteBIT Nova USD86
Strengths & trade-offs
2 fields- Strengths
- Crypto.com Prepaid CardPrepaid spend from a loaded balance, Level Up tiers can raise CRO rewardsWhiteBIT Nova USDApple Pay and Google Pay, Spend selected exchange assets
- Trade-offs
- Crypto.com Prepaid CardFees vary by method, tier and region, Spending uses a Crypto.com prepaid balanceWhiteBIT Nova USDA fee on every purchase, Category cashback stops at $25
Costs
7 fields- Plan cost
- Crypto.com Prepaid Card$0WhiteBIT Nova USDNot disclosed
- FX fee
- Crypto.com Prepaid Card0–3%WhiteBIT Nova USD1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- Top-up fee
- Crypto.com Prepaid Card2.99%WhiteBIT Nova USD0%
- Card spending fee
- Crypto.com Prepaid CardNot disclosedWhiteBIT Nova USD$0.20 + 1.5%
- ATM fee
- Crypto.com Prepaid Card0–2%WhiteBIT Nova USDNot available
- Virtual card
- Crypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listedWhiteBIT Nova USD$0 issuance
- Physical card
- Crypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0WhiteBIT Nova USDUnavailable for the current USD product
Plans
2 fields- Available plans
- Crypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1WhiteBIT Nova USDNot disclosed
- Top cashback plan
- Crypto.com Prepaid CardPrivate Obsidian: 5%WhiteBIT Nova USDNot disclosed
Everyday use
8 fields- Network
- Crypto.com Prepaid CardVisa/MastercardWhiteBIT Nova USDVisa
- Card formats
- Crypto.com Prepaid CardVirtual, PhysicalWhiteBIT Nova USDVirtual
- ATM withdrawals
- Crypto.com Prepaid CardAvailableWhiteBIT Nova USDNot available
- Mobile wallets
- Crypto.com Prepaid CardApple Pay, Google PayWhiteBIT Nova USDApple Pay, Google Pay
- Apps
- Crypto.com Prepaid CardiOS, AndroidWhiteBIT Nova USDWeb
- Daily spending limit
- Crypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/dayWhiteBIT Nova USDUSD 40,000 daily
- Monthly spending limit
- Crypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/yearWhiteBIT Nova USDUSD 200,000 monthly
- ATM limit
- Crypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%WhiteBIT Nova USDATM withdrawals unavailable; future published limits are not current access.
Funding & transfers
5 fields- Networks
- Crypto.com Prepaid CardNot disclosedWhiteBIT Nova USDArbitrum, Avalanche C-Chain, Base, BNB Smart Chain, Polkadot Asset Hub, Ethereum +9
- Crypto deposits
- Crypto.com Prepaid CardOther crypto: BTC, ETHWhiteBIT Nova USDStablecoins: USDC, USDT
- Fiat deposits
- Crypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-upWhiteBIT Nova USDSEPA FINCI to WhiteBIT account
- Transfers
- Crypto.com Prepaid CardUS card-to-card sendWhiteBIT Nova USDStablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
- Payout currencies
- Crypto.com Prepaid CardNot disclosedWhiteBIT Nova USDEUR
Rewards
3 fields- Base cashback
- Crypto.com Prepaid Card0%WhiteBIT Nova USD0%
- Max cashback
- Crypto.com Prepaid Card5%WhiteBIT Nova USD10%
- Reward currency
- Crypto.com Prepaid CardCRO rewardsWhiteBIT Nova USDNot disclosed
Earn
5 fields- Advertised APY
- Crypto.com Prepaid CardNot offeredWhiteBIT Nova USDNot offered
- How it works
- Crypto.com Prepaid CardNot offeredWhiteBIT Nova USDNot offered
- Separate deposit
- Crypto.com Prepaid CardNot offeredWhiteBIT Nova USDNot offered
- Use balance for spending
- Crypto.com Prepaid CardNot offeredWhiteBIT Nova USDNot offered
- Lock-up
- Crypto.com Prepaid CardNot offeredWhiteBIT Nova USDNot offered
Trust & availability
4 fields- Custody
- Crypto.com Prepaid CardCustodialWhiteBIT Nova USDCustodial
- Control until payment
- Crypto.com Prepaid CardProvider controls fundsWhiteBIT Nova USDProvider controls funds
- Card issuer
- Crypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2WhiteBIT Nova USDJSC Hash Bank
- Programme operator
- Crypto.com Prepaid CardCrypto.com, Foris, Inc.WhiteBIT Nova USDNot disclosed
Sources
2 fields- Official sources
- Crypto.com Prepaid Card14WhiteBIT Nova USD17
- Last reviewed
- Crypto.com Prepaid CardAug 14, 2026WhiteBIT Nova USDOct 16, 2026
04 · The trade-off
WhiteBIT Nova USD is the stronger all-round choice
WhiteBIT Nova USD finishes ahead with an Overall Score of 59 versus 57 for Crypto.com Prepaid Card. WhiteBIT Nova USD has the lower published FX fee (1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete vs 0–3%). Both cards show the same base cashback rate of 0%.
Crypto.com Prepaid Card still comes out ahead for Cashback and Travel, which may matter more than the overall result if that is how you plan to use the card. Crypto.com Prepaid Card and WhiteBIT Nova USD use the same custodial balance setup.
WhiteBIT Nova USD lists more stablecoins and ways to send money out (4 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Crypto.com Prepaid Card and WhiteBIT Nova USD reviews first.
Continue with
Crypto.com Prepaid Card
Continue with
WhiteBIT Nova USD
05 · Common questions
Crypto.com Prepaid vs WhiteBIT Nova USD FAQ
Is Crypto.com Prepaid or WhiteBIT Nova USD better overall?
WhiteBIT Nova USD has the higher Overall Score (59 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Crypto.com Prepaid or WhiteBIT Nova USD?
WhiteBIT Nova USD has the lower published FX fee (1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete vs 0–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Crypto.com Prepaid or WhiteBIT Nova USD?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Crypto.com Prepaid and WhiteBIT Nova USD differ on custody?
Crypto.com Prepaid Card and WhiteBIT Nova USD use the same custodial balance setup.
How current is this Crypto.com Prepaid vs WhiteBIT Nova USD comparison?
The latest information check for these two cards was October 16, 2026, using 31 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.