Crypto.comCrypto.com Prepaid
57
Side-by-side card comparison
Crypto.com Prepaid vs Plasma One: fees, rewards and account setup
Plasma One Card has the higher Overall Score by 30 points (87 vs 57). Plasma One Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Crypto.com Prepaid Card may still be the better personal fit.
Information checked Aug 27, 202626 official sources reviewed
01 · Make the first cut
Plasma One Card is the better all-round starting point
Plasma One Card has the higher Overall Score in this comparison. Crypto.com Prepaid Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCrypto.com Prepaid57Plasma One87Higher score
CashbackCrypto.com Prepaid31Plasma One78Higher score
TravelCrypto.com Prepaid57Plasma One72Higher score
Funds controlCrypto.com Prepaid40Plasma One99Higher score
Lowest feesCrypto.com Prepaid48Plasma One80Higher score
TransfersCrypto.com Prepaid47Plasma One100Higher score
Choose Crypto.com Prepaid Card if its day-to-day setup suits you
Crypto.com Prepaid Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Prepaid spend from a loaded balance
- Level Up tiers can raise CRO rewards
- Several card top-up paths
Choose Plasma One Card if cashback and travel matter most
Plasma One Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Lite starts with 2% XPL cashback
- Higher tiers add bigger caps and perks
- Earn is separate from card cashback
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Crypto.com Prepaid57Plasma One87
Plasma One Card has the higher Overall Score by 30 points.
- Entry cost & FX
- Crypto.com Prepaid$0 plan · 0–3% FXPlasma One$0 plan · 0–1% FX
Plasma One Card has the lower published FX fee (0–1% vs 0–3%).
- Purchase rewards
- Crypto.com Prepaid0% base · up to 5%Plasma One2% base · up to 10%
Plasma One Card has the higher published base cashback rate (2% vs 0%).
- Funds control
- Crypto.com PrepaidCustodial balancePlasma OneSelf-controlled wallet
Crypto.com Prepaid Card uses a custodial balance setup, while Plasma One Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Crypto.com PrepaidVirtual + Physical · Apple Pay, Google PayPlasma OneVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Crypto.com Prepaid0 stablecoins · US card-to-card sendPlasma One3 stablecoins · Stablecoin transfers; Plasma One usernames; Virtual account withdrawals
Plasma One Card lists more stablecoins and ways to send money out (6 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0–3%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 4 fiat
- Payout methods
- 3 crypto · 6 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsCrypto.com Prepaid CardOverall57Plasma One CardOverall87
Crypto.com Prepaid CardOverall57Plasma One CardOverall87Scores
6 fields- Overall Score
- Crypto.com Prepaid Card57Plasma One Card87
- Cashback score
- Crypto.com Prepaid Card31Plasma One Card78
- Travel score
- Crypto.com Prepaid Card57Plasma One Card72
- Funds control score
- Crypto.com Prepaid Card40Plasma One Card99
- Lowest fees score
- Crypto.com Prepaid Card48Plasma One Card80
- Transfers score
- Crypto.com Prepaid Card47Plasma One Card100
Strengths & trade-offs
2 fields- Strengths
- Crypto.com Prepaid CardPrepaid spend from a loaded balance, Level Up tiers can raise CRO rewardsPlasma One CardLite starts with 2% XPL cashback, Higher tiers add bigger caps and perks
- Trade-offs
- Crypto.com Prepaid CardFees vary by method, tier and region, Spending uses a Crypto.com prepaid balancePlasma One CardPhysical access is limited; no ATM, Cashback is capped by tier
Costs
7 fields- Plan cost
- Crypto.com Prepaid Card$0Plasma One Card$0
- FX fee
- Crypto.com Prepaid Card0–3%Plasma One Card0–1%
- Top-up fee
- Crypto.com Prepaid Card2.99%Plasma One Card0%
- Card spending fee
- Crypto.com Prepaid CardNot disclosedPlasma One CardNot disclosed
- ATM fee
- Crypto.com Prepaid Card0–2%Plasma One CardNot available
- Virtual card
- Crypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listedPlasma One CardUp to 3 free virtual cards by tier
- Physical card
- Crypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0Plasma One CardFirst physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.
Plans
2 fields- Available plans
- Crypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1Plasma One Card3 plans: Lite, Core, Platinum
- Top cashback plan
- Crypto.com Prepaid CardPrivate Obsidian: 5%Plasma One CardPlatinum: 4%
Everyday use
8 fields- Network
- Crypto.com Prepaid CardVisa/MastercardPlasma One CardVisa
- Card formats
- Crypto.com Prepaid CardVirtual, PhysicalPlasma One CardVirtual, Physical
- ATM withdrawals
- Crypto.com Prepaid CardAvailablePlasma One CardNot available
- Mobile wallets
- Crypto.com Prepaid CardApple Pay, Google PayPlasma One CardApple Pay, Google Pay
- Apps
- Crypto.com Prepaid CardiOS, AndroidPlasma One CardiOS, Android
- Daily spending limit
- Crypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/dayPlasma One CardShown in app
- Monthly spending limit
- Crypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/yearPlasma One CardShown in app
- ATM limit
- Crypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%Plasma One CardNot available, including for physical cards
Funding & transfers
5 fields- Networks
- Crypto.com Prepaid CardNot disclosedPlasma One CardPlasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5
- Crypto deposits
- Crypto.com Prepaid CardOther crypto: BTC, ETHPlasma One CardStablecoins: USDT, USDC, USDG
- Fiat deposits
- Crypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-upPlasma One CardUSD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual account
- Transfers
- Crypto.com Prepaid CardUS card-to-card sendPlasma One CardStablecoin transfers; Plasma One usernames; Virtual account withdrawals
- Payout currencies
- Crypto.com Prepaid CardNot disclosedPlasma One CardUSD, EUR, GBP, MXN, BRL, COP
Rewards
3 fields- Base cashback
- Crypto.com Prepaid Card0%Plasma One Card2%
- Max cashback
- Crypto.com Prepaid Card5%Plasma One Card10%
- Reward currency
- Crypto.com Prepaid CardCRO rewardsPlasma One CardUSD cashback paid in XPL
Earn
5 fields- Advertised APY
- Crypto.com Prepaid CardNot offeredPlasma One CardUp to 5% APY
- How it works
- Crypto.com Prepaid CardNot offeredPlasma One CardOptional earn vault
- Separate deposit
- Crypto.com Prepaid CardNot offeredPlasma One CardYes
- Use balance for spending
- Crypto.com Prepaid CardNot offeredPlasma One CardNo
- Lock-up
- Crypto.com Prepaid CardNot offeredPlasma One CardNo
Trust & availability
7 fields- Custody
- Crypto.com Prepaid CardCustodialPlasma One CardSelf-custody
- Control until payment
- Crypto.com Prepaid CardProvider controls fundsPlasma One CardYou keep control
- Card issuer
- Crypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2Plasma One CardRain, Third National
- Card processing
- Crypto.com Prepaid CardNot disclosedPlasma One Card0x
- Custody / key management
- Crypto.com Prepaid CardNot disclosedPlasma One CardPrivy, Veda
- Deposits & withdrawals
- Crypto.com Prepaid CardNot disclosedPlasma One CardBridge, Bridge Ventures LLC
- Programme operator
- Crypto.com Prepaid CardCrypto.com, Foris, Inc.Plasma One CardPlasma
Sources
2 fields- Official sources
- Crypto.com Prepaid Card14Plasma One Card12
- Last reviewed
- Crypto.com Prepaid CardAug 14, 2026Plasma One CardAug 27, 2026
04 · The takeaway
Plasma One Card is the stronger all-round choice
Plasma One Card finishes ahead with an Overall Score of 87 versus 57 for Crypto.com Prepaid Card. Plasma One Card has the lower published FX fee (0–1% vs 0–3%). Plasma One Card has the higher published base cashback rate (2% vs 0%).
Crypto.com Prepaid Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Crypto.com Prepaid Card uses a custodial balance setup, while Plasma One Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Plasma One Card lists more stablecoins and ways to send money out (6 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Crypto.com Prepaid Card and Plasma One Card reviews first.
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Crypto.com Prepaid Card
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Plasma One Card
05 · Common questions
Crypto.com Prepaid vs Plasma One FAQ
Is Crypto.com Prepaid or Plasma One better overall?
Plasma One Card has the higher Overall Score (87 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Crypto.com Prepaid or Plasma One?
Plasma One Card has the lower published FX fee (0–1% vs 0–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Crypto.com Prepaid or Plasma One?
Plasma One Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Crypto.com Prepaid and Plasma One differ on custody?
Crypto.com Prepaid Card uses a custodial balance setup, while Plasma One Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Crypto.com Prepaid vs Plasma One comparison?
The latest information check for these two cards was August 27, 2026, using 26 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.