Crypto.comCrypto.com Prepaid
57
Side-by-side card comparison
Crypto.com Prepaid vs Tangem: fees, rewards and account setup
Tangem Card has the higher Overall Score by 20 points (77 vs 57). Tangem Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Crypto.com Prepaid Card may still be the better personal fit.
Information checked Oct 11, 202634 official sources reviewed
01 · Make the first cut
Tangem Card is the better all-round starting point
Tangem Card has the higher Overall Score in this comparison. Crypto.com Prepaid Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCrypto.com Prepaid57Tangem77Higher score
CashbackCrypto.com Prepaid31Tangem73Higher score
TravelCrypto.com Prepaid57Tangem63Higher score
Funds controlCrypto.com Prepaid40Tangem87Higher score
Lowest feesCrypto.com Prepaid48Tangem52Higher score
TransfersCrypto.com Prepaid47Tangem65Higher score
Choose Crypto.com Prepaid Card if its day-to-day setup suits you
Crypto.com Prepaid Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Prepaid spend from a loaded balance
- Level Up tiers can raise CRO rewards
- Several card top-up paths
Choose Tangem Card if cashback and travel matter most
Tangem Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Apple Pay and Google Pay
- Direct USDC funding on Polygon
- No monthly or standard purchase fee
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Crypto.com Prepaid57Tangem77
Tangem Card has the higher Overall Score by 20 points.
- Entry cost & FX
- Crypto.com Prepaid$0 plan · 0–3% FXTangem$0 plan · Up to 3% legal cap; current fee unknown FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Crypto.com Prepaid0% base · up to 5%Tangem1% base · up to 2%
Tangem Card has the higher published base cashback rate (1% vs 0%).
- Funds control
- Crypto.com PrepaidCustodial balanceTangemHybrid custody
Crypto.com Prepaid Card uses a custodial balance setup, while Tangem Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Crypto.com PrepaidVirtual + Physical · Apple Pay, Google PayTangemVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Crypto.com Prepaid0 stablecoins · US card-to-card sendTangem2 stablecoins · Stablecoin transfers
Tangem Card lists more stablecoins and ways to send money out (3 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0–3%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- Up to 3% legal cap; current fee unknown
- ATM fee
- 2–4%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 1 crypto · 0 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsCrypto.com Prepaid CardOverall57Tangem CardOverall77
Crypto.com Prepaid CardOverall57Tangem CardOverall77Scores
6 fields- Overall Score
- Crypto.com Prepaid Card57Tangem Card77
- Cashback score
- Crypto.com Prepaid Card31Tangem Card73
- Travel score
- Crypto.com Prepaid Card57Tangem Card63
- Funds control score
- Crypto.com Prepaid Card40Tangem Card87
- Lowest fees score
- Crypto.com Prepaid Card48Tangem Card52
- Transfers score
- Crypto.com Prepaid Card47Tangem Card65
Strengths & trade-offs
2 fields- Strengths
- Crypto.com Prepaid CardPrepaid spend from a loaded balance, Level Up tiers can raise CRO rewardsTangem CardApple Pay and Google Pay, Direct USDC funding on Polygon
- Trade-offs
- Crypto.com Prepaid CardFees vary by method, tier and region, Spending uses a Crypto.com prepaid balanceTangem CardCashback starts at a $30 purchase, ATM withdrawals cost 2%-4%
Costs
7 fields- Plan cost
- Crypto.com Prepaid Card$0Tangem Card$0
- FX fee
- Crypto.com Prepaid Card0–3%Tangem CardUp to 3% legal cap; current fee unknown
- Top-up fee
- Crypto.com Prepaid Card2.99%Tangem CardCrypto: no provider top-up fee. Bank: Basic ACH $1 / Fedwire $11; Plus free; third-party costs separate
- Card spending fee
- Crypto.com Prepaid CardNot disclosedTangem Card0%
- ATM fee
- Crypto.com Prepaid Card0–2%Tangem Card2–4%
- Virtual card
- Crypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listedTangem Card$0 for the first virtual card
- Physical card
- Crypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0Tangem CardBasic: destination-dependent delivery $15.63–$63.45; Plus: first physical delivery free
Plans
2 fields- Available plans
- Crypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1Tangem Card2 plans: Basic, Plus
- Top cashback plan
- Crypto.com Prepaid CardPrivate Obsidian: 5%Tangem CardPlus: 2%
Everyday use
8 fields- Network
- Crypto.com Prepaid CardVisa/MastercardTangem CardVisa
- Card formats
- Crypto.com Prepaid CardVirtual, PhysicalTangem CardVirtual, Physical
- ATM withdrawals
- Crypto.com Prepaid CardAvailableTangem CardAvailable
- Mobile wallets
- Crypto.com Prepaid CardApple Pay, Google PayTangem CardApple Pay, Google Pay
- Apps
- Crypto.com Prepaid CardiOS, AndroidTangem CardiOS, Android
- Daily spending limit
- Crypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/dayTangem CardBasic: up to $10,000 daily; Plus: up to $50,000 daily, subject to account controls
- Monthly spending limit
- Crypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/yearTangem CardNo current monthly POS amount is published; up to 1,000 POS transactions per month
- ATM limit
- Crypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%Tangem Card$250 per withdrawal; up to three withdrawals per 24 hours; eligible card and ATM required
Funding & transfers
5 fields- Networks
- Crypto.com Prepaid CardNot disclosedTangem CardPolygon, BNB Smart Chain, Base, Arbitrum
- Crypto deposits
- Crypto.com Prepaid CardOther crypto: BTC, ETHTangem CardStablecoins: USDC, USDT
- Fiat deposits
- Crypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-upTangem CardUSD ACH deposit, USD Fedwire deposit
- Transfers
- Crypto.com Prepaid CardUS card-to-card sendTangem CardStablecoin transfers
- Payout currencies
- Crypto.com Prepaid CardNot disclosedTangem CardNot disclosed
Rewards
3 fields- Base cashback
- Crypto.com Prepaid Card0%Tangem Card1%
- Max cashback
- Crypto.com Prepaid Card5%Tangem Card2%
- Reward currency
- Crypto.com Prepaid CardCRO rewardsTangem CardUSDC
Earn
5 fields- Advertised APY
- Crypto.com Prepaid CardNot offeredTangem CardNot offered
- How it works
- Crypto.com Prepaid CardNot offeredTangem CardNot offered
- Separate deposit
- Crypto.com Prepaid CardNot offeredTangem CardNot offered
- Use balance for spending
- Crypto.com Prepaid CardNot offeredTangem CardNot offered
- Lock-up
- Crypto.com Prepaid CardNot offeredTangem CardNot offered
Trust & availability
6 fields- Custody
- Crypto.com Prepaid CardCustodialTangem CardHybrid custody
- Control until payment
- Crypto.com Prepaid CardProvider controls fundsTangem CardYou keep control
- Card issuer
- Crypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2Tangem CardThird National
- Card processing
- Crypto.com Prepaid CardNot disclosedTangem CardPaera LLC
- Identity verification
- Crypto.com Prepaid CardNot disclosedTangem CardSumsub
- Programme operator
- Crypto.com Prepaid CardCrypto.com, Foris, Inc.Tangem CardNot disclosed
Sources
2 fields- Official sources
- Crypto.com Prepaid Card14Tangem Card20
- Last reviewed
- Crypto.com Prepaid CardAug 14, 2026Tangem CardOct 11, 2026
04 · The takeaway
Tangem Card is the stronger all-round choice
Tangem Card finishes ahead with an Overall Score of 77 versus 57 for Crypto.com Prepaid Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Tangem Card has the higher published base cashback rate (1% vs 0%).
Crypto.com Prepaid Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Crypto.com Prepaid Card uses a custodial balance setup, while Tangem Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Tangem Card lists more stablecoins and ways to send money out (3 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Crypto.com Prepaid Card and Tangem Card reviews first.
Continue with
Crypto.com Prepaid Card
Continue with
Tangem Card
05 · Common questions
Crypto.com Prepaid vs Tangem FAQ
Is Crypto.com Prepaid or Tangem better overall?
Tangem Card has the higher Overall Score (77 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Crypto.com Prepaid or Tangem?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Crypto.com Prepaid or Tangem?
Tangem Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Crypto.com Prepaid and Tangem differ on custody?
Crypto.com Prepaid Card uses a custodial balance setup, while Tangem Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Crypto.com Prepaid vs Tangem comparison?
The latest information check for these two cards was October 11, 2026, using 34 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.