Crypto.comCrypto.com Prepaid
57
Side-by-side card comparison
Crypto.com Prepaid vs Wirex One: fees, rewards and account setup
Wirex One Card has the higher Overall Score by 20 points (77 vs 57). Wirex One Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Crypto.com Prepaid Card may still be the better personal fit.
Information checked Aug 14, 202650 official sources reviewed
01 · Make the first cut
Wirex One Card is the better all-round starting point
Wirex One Card has the higher Overall Score in this comparison. Crypto.com Prepaid Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCrypto.com Prepaid57Wirex One77Higher score
CashbackCrypto.com Prepaid31Wirex One70Higher score
TravelCrypto.com Prepaid57Wirex One85Higher score
Funds controlCrypto.com Prepaid40Wirex One73Higher score
Lowest feesCrypto.com Prepaid48Wirex One68Higher score
TransfersCrypto.com Prepaid47Wirex One94Higher score
Choose Crypto.com Prepaid Card if its day-to-day setup suits you
Crypto.com Prepaid Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Prepaid spend from a loaded balance
- Level Up tiers can raise CRO rewards
- Several card top-up paths
Choose Wirex One Card if cashback and travel matter most
Wirex One Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Five current card tiers
- 0.5% to 8% cashback in USD
- Self-custodial digital assets
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Crypto.com Prepaid57Wirex One77
Wirex One Card has the higher Overall Score by 20 points.
- Entry cost & FX
- Crypto.com Prepaid$0 plan · 0–3% FXWirex One$0 plan · 0% FX
Wirex One Card has the lower published FX fee (0% vs 0–3%).
- Purchase rewards
- Crypto.com Prepaid0% base · up to 5%Wirex One0.5% base · up to 8%
Wirex One Card has the higher published base cashback rate (0.5% vs 0%).
- Funds control
- Crypto.com PrepaidCustodial balanceWirex OneNon-custodial account
Crypto.com Prepaid Card uses a custodial balance setup, while Wirex One Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Crypto.com PrepaidVirtual + Physical · Apple Pay, Google PayWirex OneVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Crypto.com Prepaid0 stablecoins · US card-to-card sendWirex One3 stablecoins · Stablecoin transfers; Pay to an external card, Bank account payouts
Wirex One Card lists more stablecoins and ways to send money out (6 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0–3%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0.5%-8%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 3 crypto · 3 fiat
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsCrypto.com Prepaid CardOverall57Wirex One CardOverall77
Crypto.com Prepaid CardOverall57Wirex One CardOverall77Scores
6 fields- Overall Score
- Crypto.com Prepaid Card57Wirex One Card77
- Cashback score
- Crypto.com Prepaid Card31Wirex One Card70
- Travel score
- Crypto.com Prepaid Card57Wirex One Card85
- Funds control score
- Crypto.com Prepaid Card40Wirex One Card73
- Lowest fees score
- Crypto.com Prepaid Card48Wirex One Card68
- Transfers score
- Crypto.com Prepaid Card47Wirex One Card94
Strengths & trade-offs
2 fields- Strengths
- Crypto.com Prepaid CardPrepaid spend from a loaded balance, Level Up tiers can raise CRO rewardsWirex One CardFive current card tiers, 0.5% to 8% cashback in USD
- Trade-offs
- Crypto.com Prepaid CardFees vary by method, tier and region, Spending uses a Crypto.com prepaid balanceWirex One CardHigher tiers require WPAY exposure, Limits remain region-specific
Costs
7 fields- Plan cost
- Crypto.com Prepaid Card$0Wirex One Card$0
- FX fee
- Crypto.com Prepaid Card0–3%Wirex One Card0%
- Top-up fee
- Crypto.com Prepaid Card2.99%Wirex One CardNot disclosed
- Card spending fee
- Crypto.com Prepaid CardNot disclosedWirex One CardNot disclosed
- ATM fee
- Crypto.com Prepaid Card0–2%Wirex One Card2%
- Virtual card
- Crypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listedWirex One CardIncluded on every membership tier
- Physical card
- Crypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0Wirex One CardPlastic from Premium; Visa Signature Metal from Private
Plans
2 fields- Available plans
- Crypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1Wirex One Card5 plans: Base, Premium, Elite, Private +1
- Top cashback plan
- Crypto.com Prepaid CardPrivate Obsidian: 5%Wirex One CardBespoke: 8%
Everyday use
8 fields- Network
- Crypto.com Prepaid CardVisa/MastercardWirex One CardVisa
- Card formats
- Crypto.com Prepaid CardVirtual, PhysicalWirex One CardVirtual, Physical
- ATM withdrawals
- Crypto.com Prepaid CardAvailableWirex One CardAvailable
- Mobile wallets
- Crypto.com Prepaid CardApple Pay, Google PayWirex One CardApple Pay, Google Pay
- Apps
- Crypto.com Prepaid CardiOS, AndroidWirex One CardiOS, Android
- Daily spending limit
- Crypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/dayWirex One CardEEA card-spend limit: €30,000/day and €30,000 per transaction; other regions are shown in app
- Monthly spending limit
- Crypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/yearWirex One CardEEA card-spend limit: €30,000/month; other regions are shown in app
- ATM limit
- Crypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%Wirex One CardEEA physical/Metal ATM limit: €500/day, €5,000/month and 5 withdrawals/day; 2% above the free allowance
Funding & transfers
5 fields- Networks
- Crypto.com Prepaid CardNot disclosedWirex One CardNot disclosed
- Crypto deposits
- Crypto.com Prepaid CardOther crypto: BTC, ETHWirex One CardStablecoins: USDC, USDT, EURC
- Fiat deposits
- Crypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-upWirex One CardBank funding, External card top-up
- Transfers
- Crypto.com Prepaid CardUS card-to-card sendWirex One CardStablecoin transfers; Pay to an external card, Bank account payouts
- Payout currencies
- Crypto.com Prepaid CardNot disclosedWirex One CardUSD, EUR, GBP
Rewards
3 fields- Base cashback
- Crypto.com Prepaid Card0%Wirex One Card0.5%
- Max cashback
- Crypto.com Prepaid Card5%Wirex One Card8%
- Reward currency
- Crypto.com Prepaid CardCRO rewardsWirex One CardUSD cashback
Earn
5 fields- Advertised APY
- Crypto.com Prepaid CardNot offeredWirex One CardNot offered
- How it works
- Crypto.com Prepaid CardNot offeredWirex One CardNot offered
- Separate deposit
- Crypto.com Prepaid CardNot offeredWirex One CardNot offered
- Use balance for spending
- Crypto.com Prepaid CardNot offeredWirex One CardNot offered
- Lock-up
- Crypto.com Prepaid CardNot offeredWirex One CardNot offered
Trust & availability
5 fields- Custody
- Crypto.com Prepaid CardCustodialWirex One CardNon-custodial
- Control until payment
- Crypto.com Prepaid CardProvider controls fundsWirex One CardNot disclosed
- Card issuer
- Crypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2Wirex One CardTransact Payments Malta Limited, Novatti Group Limited
- Custody / key management
- Crypto.com Prepaid CardNot disclosedWirex One CardPrivy Technologies, Inc.
- Programme operator
- Crypto.com Prepaid CardCrypto.com, Foris, Inc.Wirex One CardUAB Wirex
Sources
2 fields- Official sources
- Crypto.com Prepaid Card14Wirex One Card36
- Last reviewed
- Crypto.com Prepaid CardAug 14, 2026Wirex One CardAug 12, 2026
04 · The takeaway
Wirex One Card is the stronger all-round choice
Wirex One Card finishes ahead with an Overall Score of 77 versus 57 for Crypto.com Prepaid Card. Wirex One Card has the lower published FX fee (0% vs 0–3%). Wirex One Card has the higher published base cashback rate (0.5% vs 0%).
Crypto.com Prepaid Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Crypto.com Prepaid Card uses a custodial balance setup, while Wirex One Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
Wirex One Card lists more stablecoins and ways to send money out (6 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Crypto.com Prepaid Card and Wirex One Card reviews first.
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Crypto.com Prepaid Card
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Wirex One Card
05 · Common questions
Crypto.com Prepaid vs Wirex One FAQ
Is Crypto.com Prepaid or Wirex One better overall?
Wirex One Card has the higher Overall Score (77 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Crypto.com Prepaid or Wirex One?
Wirex One Card has the lower published FX fee (0% vs 0–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Crypto.com Prepaid or Wirex One?
Wirex One Card has the higher published base cashback rate (0.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Crypto.com Prepaid and Wirex One differ on custody?
Crypto.com Prepaid Card uses a custodial balance setup, while Wirex One Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Crypto.com Prepaid vs Wirex One comparison?
The latest information check for these two cards was August 14, 2026, using 50 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.