Exactly Protocol / ExaExa
66
Side-by-side card comparison
Exa vs Solid: overall score versus use-case fit
Solid Card has the higher Overall Score by 23 points (89 vs 66). Exa Card looks stronger for Transfers, while Solid Card comes out ahead for Cashback, Travel, Funds control, and Lowest fees.
Information checked Aug 25, 202651 official sources reviewed
01 · Overall score versus use-case fit
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. Exa Card may be the better fit for Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallExa66Solid89Higher score
CashbackExa19Solid91Higher score
TravelExa61Solid62Higher score
Funds controlExa88Solid97Higher score
Lowest feesExa67Solid89Higher score
TransfersExa97Solid83Higher score
Choose Exa Card if transfers matters most
Exa Card comes out ahead for Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Deposited assets can earn yield
- Spend balance or borrow USDC
- Self-custody on Exactly Protocol
Choose Solid Card if cashback and travel matter most
Solid Card comes out ahead for Cashback, Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Up to 50% on eligible AI subscriptions
- Eligible ACH/wire receive details
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Exa66Solid89
Solid Card has the higher Overall Score by 23 points.
- Entry cost & FX
- Exa$0 plan · 1.5% FXSolid$0 plan · 1% FX
Solid Card has the lower published FX fee (1% vs 1.5%).
- Purchase rewards
- Exa0% cashbackSolid3% base · up to 5%
Solid Card has the higher published base cashback rate (3% vs 0%).
- Funds control
- ExaSelf-controlled walletSolidSelf-controlled wallet
Exa Card and Solid Card use the same self-controlled wallet setup.
- Everyday access
- ExaVirtual · Apple Pay, Google PaySolidVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Exa1 stablecoin · Stablecoin transfers; USD ACH bank payout, USD domestic wire payout, EUR SEPA bank payoutSolid3 stablecoins · Stablecoin transfers
Exa Card lists more stablecoins and ways to send money out (5 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
66
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.5%
- ATM fee
- $1 + 0.65%
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 5 crypto · 4 fiat
- Payout methods
- 1 crypto · 2 fiat
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 1%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 9 crypto · 1 fiat
- Payout methods
- 3 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Exa Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Solid Card
Get $15
$15 new-user bonus after qualifying card spend
- Activate the Solid Card.
- Complete $75 of card spend.
Solid Card promo code15QRE
Solid may change or end the referral programme; check the current Rewards Terms before signing up.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsExa CardOverall66Solid CardOverall89
Exa CardOverall66Solid CardOverall89Scores
6 fields- Overall Score
- Exa Card66Solid Card89
- Cashback score
- Exa Card19Solid Card91
- Travel score
- Exa Card61Solid Card62
- Funds control score
- Exa Card88Solid Card97
- Lowest fees score
- Exa Card67Solid Card89
- Transfers score
- Exa Card97Solid Card83
Strengths & trade-offs
2 fields- Strengths
- Exa CardDeposited assets can earn yield, Spend balance or borrow USDCSolid CardSavings can stay productive while spending, Up to 50% on eligible AI subscriptions
- Trade-offs
- Exa CardHeavy Exactly Protocol dependency, Pay Later needs DeFi literacySolid CardThe best rates require millions of points, ATM availability is still being checked
Costs
7 fields- Plan cost
- Exa Card$0Solid Card$0
- FX fee
- Exa Card1.5%Solid Card1%
- Top-up fee
- Exa Card1%Solid Card0%
- Card spending fee
- Exa CardNot disclosedSolid Card0%
- ATM fee
- Exa Card$1 + 0.65%Solid CardNot available
- Virtual card
- Exa CardFree with Exa WalletSolid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or Savings
- Physical card
- Exa CardNot availableSolid CardPhysical card not listed
Plans
2 fields- Available plans
- Exa CardNot disclosedSolid Card3 plans: Core, Prime, Ultra
- Top cashback plan
- Exa CardNot disclosedSolid CardUltra: 5%
Everyday use
8 fields- Network
- Exa CardVisaSolid CardVisa
- Card formats
- Exa CardVirtualSolid CardVirtual
- ATM withdrawals
- Exa CardAvailableSolid CardNot available
- Mobile wallets
- Exa CardApple Pay, Google PaySolid CardApple Pay, Google Pay
- Apps
- Exa CardiOS, Android, WebSolid CardiOS, Android, Web
- Daily spending limit
- Exa CardDynamic / collateral-based; exact Exa App limit shown in appSolid CardShown in app
- Monthly spending limit
- Exa CardDynamic / collateral-based; exact Exa App limit shown in appSolid CardShown in app
- ATM limit
- Exa Card$250/withdrawal; $1000/daySolid CardNot disclosed
Funding & transfers
5 fields- Networks
- Exa CardOptimismSolid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum
- Crypto deposits
- Exa CardStablecoins: USDC; Other crypto: ETH, OP, WBTC, wstETHSolid CardStablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSE
- Fiat deposits
- Exa CardUSD ACH deposit, USD wire deposit, EUR SEPA deposit, Local currency depositSolid CardUSD virtual account
- Transfers
- Exa CardStablecoin transfers; USD ACH bank payout, USD domestic wire payout, EUR SEPA bank payoutSolid CardStablecoin transfers
- Payout currencies
- Exa CardUSD, EURSolid CardNot disclosed
Rewards
3 fields- Base cashback
- Exa Card0%Solid Card3%
- Max cashback
- Exa Card0%Solid Card5%
- Reward currency
- Exa CardNo cashbackSolid CardUSDC cashback
Earn
5 fields- Advertised APY
- Exa CardUp to 0.99776% APYSolid CardUp to 14% APY
- How it works
- Exa CardEarn on spending balance, Borrow against collateralSolid CardBorrow against collateral, Optional earn vault
- Separate deposit
- Exa CardNoSolid CardYes
- Use balance for spending
- Exa CardYesSolid CardNo
- Lock-up
- Exa CardNoSolid CardNot disclosed
Trust & availability
6 fields- Custody
- Exa CardSelf-custodySolid CardSelf-custody
- Control until payment
- Exa CardYou keep controlSolid CardYou keep control
- Card issuer
- Exa CardThird National Bank, Third NationalSolid CardRain, Third National
- Card processing
- Exa CardExa Labs SASSolid CardFuse Network Ltd
- Deposits & withdrawals
- Exa CardBridge, MantecaSolid CardNot disclosed
- Programme operator
- Exa CardExa Labs SASSolid CardFuse Network Ltd
Sources
2 fields- Official sources
- Exa Card31Solid Card20
- Last reviewed
- Exa CardAug 23, 2026Solid CardAug 25, 2026
04 · The trade-off
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 89 versus 66 for Exa Card. Solid Card has the lower published FX fee (1% vs 1.5%). Solid Card has the higher published base cashback rate (3% vs 0%).
Exa Card still comes out ahead for Transfers, which may matter more than the overall result if that is how you plan to use the card. Exa Card and Solid Card use the same self-controlled wallet setup.
Exa Card lists more stablecoins and ways to send money out (5 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Exa Card and Solid Card reviews first.
Continue with
Exa Card
Continue with
Solid Card
05 · Common questions
Exa vs Solid FAQ
Is Exa or Solid better overall?
Solid Card has the higher Overall Score (89 vs 66). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Exa or Solid?
Solid Card has the lower published FX fee (1% vs 1.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Exa or Solid?
Solid Card has the higher published base cashback rate (3% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Exa and Solid differ on custody?
Exa Card and Solid Card use the same self-controlled wallet setup.
How current is this Exa vs Solid comparison?
The latest information check for these two cards was August 25, 2026, using 51 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.