FassetFasset
53
Side-by-side card comparison
Fasset vs Uphold US: overall score versus use-case fit
Uphold Card US has the higher Overall Score by 17 points (70 vs 53). Fasset Card looks stronger for Funds control, while Uphold Card US comes out ahead for Cashback, Travel, Lowest fees, and Transfers.
Information checked Oct 14, 202622 official sources reviewed
01 · Overall score versus use-case fit
Uphold Card US is the better all-round starting point
Uphold Card US has the higher Overall Score in this comparison. Fasset Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallFasset53Uphold US70Higher score
CashbackFasset19Uphold US75Higher score
TravelFasset30Uphold US71Higher score
Funds controlFasset45Uphold US44Higher score
Lowest feesFasset51Uphold US56Higher score
TransfersFasset50Uphold US65Higher score
Choose Fasset Card if funds control matters most
Fasset Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Clear internal USDT funding flow
- Broad phone-wallet support
- Complete card-country list
Choose Uphold Card US if cashback and travel matter most
Uphold Card US comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Essential has no annual fee
- Apple Pay and Google Pay
- Elite raises spending limits
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Fasset53Uphold US70
Uphold Card US has the higher Overall Score by 17 points.
- Entry cost & FX
- FassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FXUphold US$0 plan · 0–1.5% FX
Uphold Card US has the lower published FX fee (0–1.5% vs 3% non-USD FX; up to 3% cross-border may also apply).
- Purchase rewards
- FassetNot disclosedUphold US2% base · up to 4%
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- FassetCustodial balanceUphold USCustodial balance
Fasset Card and Uphold Card US use the same custodial balance setup.
- Everyday access
- FassetVirtual · Apple Pay, Google PayUphold USVirtual + Physical · Apple Pay, Google Pay
Uphold Card US lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Fasset1 stablecoin · Card balance back to Fasset WalletUphold US0 stablecoins · US bank withdrawal
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- 3% non-USD FX; up to 3% cross-border may also apply
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 2%-4%
- Plan cost
- $0
- FX fee
- 0–1.5%
- ATM fee
- Essential: $2.95; Elite: $0
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 3 fiat
- Payout methods
- 0 crypto · 1 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsFasset CardOverall53Uphold Card USOverall70
Fasset CardOverall53Uphold Card USOverall70Scores
6 fields- Overall Score
- Fasset Card53Uphold Card US70
- Cashback score
- Fasset Card19Uphold Card US75
- Travel score
- Fasset Card30Uphold Card US71
- Funds control score
- Fasset Card45Uphold Card US44
- Lowest fees score
- Fasset Card51Uphold Card US56
- Transfers score
- Fasset Card50Uphold Card US65
Strengths & trade-offs
2 fields- Strengths
- Fasset CardClear internal USDT funding flow, Broad phone-wallet supportUphold Card USEssential has no annual fee, Apple Pay and Google Pay
- Trade-offs
- Fasset CardForeign spend can be expensive, OWN reward economics are missingUphold Card USAsset sales can reduce rewards, Rewards have a disputed time window
Costs
7 fields- Plan cost
- Fasset CardNot disclosedUphold Card US$0
- FX fee
- Fasset Card3% non-USD FX; up to 3% cross-border may also applyUphold Card US0–1.5%
- Top-up fee
- Fasset Card0%Uphold Card USACH: no deposit fee; external card: 3.99%
- Card spending fee
- Fasset Card0%Uphold Card USNot disclosed
- ATM fee
- Fasset CardNot availableUphold Card USEssential: $2.95; Elite: $0
- Virtual card
- Fasset Card9.99 USDT activation / issuance feeUphold Card USFree on both plans
- Physical card
- Fasset CardNot disclosedUphold Card USEssential: $4.99 plastic; Elite: metal included in $99.99 annual plan
Plans
2 fields- Available plans
- Fasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soonUphold Card US2 plans: Essential, Elite
- Top cashback plan
- Fasset CardNot disclosedUphold Card USElite: 3%
Everyday use
8 fields- Network
- Fasset CardVisaUphold Card USVisa
- Card formats
- Fasset CardVirtualUphold Card USVirtual, Physical
- ATM withdrawals
- Fasset CardNot availableUphold Card USAvailable
- Mobile wallets
- Fasset CardApple Pay, Google PayUphold Card USApple Pay, Google Pay
- Apps
- Fasset CardiOS, AndroidUphold Card USiOS, Android
- Daily spending limit
- Fasset Card$2,000 per dayUphold Card USEssential: $2,500/day; Elite: $25,000/day
- Monthly spending limit
- Fasset CardNot publicly disclosedUphold Card USEssential: $10,000/month; Elite: $100,000/month
- ATM limit
- Fasset CardNot applicable; ATM cash advances unavailableUphold Card USEssential: $500/day, $2,000/month; Elite: $2,000/day, $10,000/month
Funding & transfers
5 fields- Networks
- Fasset CardNot disclosedUphold Card USNot disclosed
- Crypto deposits
- Fasset CardStablecoins: USDTUphold Card USNot disclosed
- Fiat deposits
- Fasset CardNot disclosedUphold Card USLinked US bank account, USD bank transfer, External card deposit
- Transfers
- Fasset CardCard balance back to Fasset WalletUphold Card USUS bank withdrawal
- Payout currencies
- Fasset CardNot disclosedUphold Card USUSD
Rewards
3 fields- Base cashback
- Fasset CardNot disclosedUphold Card US2%
- Max cashback
- Fasset CardNot disclosedUphold Card US4%
- Reward currency
- Fasset CardOWN pointsUphold Card USXRP
Earn
5 fields- Advertised APY
- Fasset CardNot offeredUphold Card USNot offered
- How it works
- Fasset CardNot offeredUphold Card USNot offered
- Separate deposit
- Fasset CardNot offeredUphold Card USNot offered
- Use balance for spending
- Fasset CardNot offeredUphold Card USNot offered
- Lock-up
- Fasset CardNot offeredUphold Card USNot offered
Trust & availability
4 fields- Custody
- Fasset CardCustodialUphold Card USCustodial
- Control until payment
- Fasset CardProvider controls fundsUphold Card USProvider controls funds
- Card issuer
- Fasset CardThird NationalUphold Card USCross River Bank
- Custody / key management
- Fasset CardNot disclosedUphold Card USUphold HQ Inc.
Sources
2 fields- Official sources
- Fasset Card9Uphold Card US13
- Last reviewed
- Fasset CardAug 11, 2026Uphold Card USOct 14, 2026
04 · The trade-off
Uphold Card US is the stronger all-round choice
Uphold Card US finishes ahead with an Overall Score of 70 versus 53 for Fasset Card. Uphold Card US has the lower published FX fee (0–1.5% vs 3% non-USD FX; up to 3% cross-border may also apply). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Fasset Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. Fasset Card and Uphold Card US use the same custodial balance setup.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Fasset Card and Uphold Card US reviews first.
Continue with
Fasset Card
Continue with
Uphold Card US
05 · Common questions
Fasset vs Uphold US FAQ
Is Fasset or Uphold US better overall?
Uphold Card US has the higher Overall Score (70 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Fasset or Uphold US?
Uphold Card US has the lower published FX fee (0–1.5% vs 3% non-USD FX; up to 3% cross-border may also apply). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Fasset or Uphold US?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Fasset and Uphold US differ on custody?
Fasset Card and Uphold Card US use the same custodial balance setup.
How current is this Fasset vs Uphold US comparison?
The latest information check for these two cards was October 14, 2026, using 22 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.