FassetFasset
53
Side-by-side card comparison
Fasset vs WhiteBIT Nova USD: fees, rewards and account setup
WhiteBIT Nova USD has the higher Overall Score by 6 points (59 vs 53). WhiteBIT Nova USD also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Fasset Card may still be the better personal fit.
Information checked Oct 16, 202626 official sources reviewed
01 · Make the first cut
WhiteBIT Nova USD is the better all-round starting point
WhiteBIT Nova USD has the higher Overall Score in this comparison. Fasset Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallFasset53WhiteBIT Nova USD59Higher score
CashbackFasset19WhiteBIT Nova USD25Higher score
TravelFasset30WhiteBIT Nova USD36Higher score
Funds controlFasset45WhiteBIT Nova USD49Higher score
Lowest feesFasset51WhiteBIT Nova USD60Higher score
TransfersFasset50WhiteBIT Nova USD86Higher score
Choose Fasset Card if its day-to-day setup suits you
Fasset Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Clear internal USDT funding flow
- Broad phone-wallet support
- Complete card-country list
Choose WhiteBIT Nova USD if cashback and travel matter most
WhiteBIT Nova USD comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Apple Pay and Google Pay
- Spend selected exchange assets
- No monthly maintenance fee
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Fasset53WhiteBIT Nova USD59
WhiteBIT Nova USD has the higher Overall Score by 6 points.
- Entry cost & FX
- FassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FXWhiteBIT Nova USDNot disclosed plan · 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete FX
WhiteBIT Nova USD has the lower published FX fee (1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete vs 3% non-USD FX; up to 3% cross-border may also apply).
- Purchase rewards
- FassetNot disclosedWhiteBIT Nova USD0% base · up to 10%
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- FassetCustodial balanceWhiteBIT Nova USDCustodial balance
Fasset Card and WhiteBIT Nova USD use the same custodial balance setup.
- Everyday access
- FassetVirtual · Apple Pay, Google PayWhiteBIT Nova USDVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Fasset1 stablecoin · Card balance back to Fasset WalletWhiteBIT Nova USD2 stablecoins · Stablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
WhiteBIT Nova USD lists more stablecoins and ways to send money out (4 vs 2).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- 3% non-USD FX; up to 3% cross-border may also apply
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0%-10%
- Plan cost
- Not disclosed
- FX fee
- 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 1 fiat
- Payout methods
- 2 crypto · 1 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsFasset CardOverall53WhiteBIT Nova USDOverall59
Fasset CardOverall53WhiteBIT Nova USDOverall59Scores
6 fields- Overall Score
- Fasset Card53WhiteBIT Nova USD59
- Cashback score
- Fasset Card19WhiteBIT Nova USD25
- Travel score
- Fasset Card30WhiteBIT Nova USD36
- Funds control score
- Fasset Card45WhiteBIT Nova USD49
- Lowest fees score
- Fasset Card51WhiteBIT Nova USD60
- Transfers score
- Fasset Card50WhiteBIT Nova USD86
Strengths & trade-offs
2 fields- Strengths
- Fasset CardClear internal USDT funding flow, Broad phone-wallet supportWhiteBIT Nova USDApple Pay and Google Pay, Spend selected exchange assets
- Trade-offs
- Fasset CardForeign spend can be expensive, OWN reward economics are missingWhiteBIT Nova USDA fee on every purchase, Category cashback stops at $25
Costs
7 fields- Plan cost
- Fasset CardNot disclosedWhiteBIT Nova USDNot disclosed
- FX fee
- Fasset Card3% non-USD FX; up to 3% cross-border may also applyWhiteBIT Nova USD1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- Top-up fee
- Fasset Card0%WhiteBIT Nova USD0%
- Card spending fee
- Fasset Card0%WhiteBIT Nova USD$0.20 + 1.5%
- ATM fee
- Fasset CardNot availableWhiteBIT Nova USDNot available
- Virtual card
- Fasset Card9.99 USDT activation / issuance feeWhiteBIT Nova USD$0 issuance
- Physical card
- Fasset CardNot disclosedWhiteBIT Nova USDUnavailable for the current USD product
Plans
2 fields- Available plans
- Fasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soonWhiteBIT Nova USDNot disclosed
- Top cashback plan
- Fasset CardNot disclosedWhiteBIT Nova USDNot disclosed
Everyday use
8 fields- Network
- Fasset CardVisaWhiteBIT Nova USDVisa
- Card formats
- Fasset CardVirtualWhiteBIT Nova USDVirtual
- ATM withdrawals
- Fasset CardNot availableWhiteBIT Nova USDNot available
- Mobile wallets
- Fasset CardApple Pay, Google PayWhiteBIT Nova USDApple Pay, Google Pay
- Apps
- Fasset CardiOS, AndroidWhiteBIT Nova USDWeb
- Daily spending limit
- Fasset Card$2,000 per dayWhiteBIT Nova USDUSD 40,000 daily
- Monthly spending limit
- Fasset CardNot publicly disclosedWhiteBIT Nova USDUSD 200,000 monthly
- ATM limit
- Fasset CardNot applicable; ATM cash advances unavailableWhiteBIT Nova USDATM withdrawals unavailable; future published limits are not current access.
Funding & transfers
5 fields- Networks
- Fasset CardNot disclosedWhiteBIT Nova USDArbitrum, Avalanche C-Chain, Base, BNB Smart Chain, Polkadot Asset Hub, Ethereum +9
- Crypto deposits
- Fasset CardStablecoins: USDTWhiteBIT Nova USDStablecoins: USDC, USDT
- Fiat deposits
- Fasset CardNot disclosedWhiteBIT Nova USDSEPA FINCI to WhiteBIT account
- Transfers
- Fasset CardCard balance back to Fasset WalletWhiteBIT Nova USDStablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
- Payout currencies
- Fasset CardNot disclosedWhiteBIT Nova USDEUR
Rewards
3 fields- Base cashback
- Fasset CardNot disclosedWhiteBIT Nova USD0%
- Max cashback
- Fasset CardNot disclosedWhiteBIT Nova USD10%
- Reward currency
- Fasset CardOWN pointsWhiteBIT Nova USDNot disclosed
Earn
5 fields- Advertised APY
- Fasset CardNot offeredWhiteBIT Nova USDNot offered
- How it works
- Fasset CardNot offeredWhiteBIT Nova USDNot offered
- Separate deposit
- Fasset CardNot offeredWhiteBIT Nova USDNot offered
- Use balance for spending
- Fasset CardNot offeredWhiteBIT Nova USDNot offered
- Lock-up
- Fasset CardNot offeredWhiteBIT Nova USDNot offered
Trust & availability
3 fields- Custody
- Fasset CardCustodialWhiteBIT Nova USDCustodial
- Control until payment
- Fasset CardProvider controls fundsWhiteBIT Nova USDProvider controls funds
- Card issuer
- Fasset CardThird NationalWhiteBIT Nova USDJSC Hash Bank
Sources
2 fields- Official sources
- Fasset Card9WhiteBIT Nova USD17
- Last reviewed
- Fasset CardAug 11, 2026WhiteBIT Nova USDOct 16, 2026
04 · The takeaway
WhiteBIT Nova USD is the stronger all-round choice
WhiteBIT Nova USD finishes ahead with an Overall Score of 59 versus 53 for Fasset Card. WhiteBIT Nova USD has the lower published FX fee (1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete vs 3% non-USD FX; up to 3% cross-border may also apply). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Fasset Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Fasset Card and WhiteBIT Nova USD use the same custodial balance setup.
WhiteBIT Nova USD lists more stablecoins and ways to send money out (4 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Fasset Card and WhiteBIT Nova USD reviews first.
Continue with
Fasset Card
Continue with
WhiteBIT Nova USD
05 · Common questions
Fasset vs WhiteBIT Nova USD FAQ
Is Fasset or WhiteBIT Nova USD better overall?
WhiteBIT Nova USD has the higher Overall Score (59 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Fasset or WhiteBIT Nova USD?
WhiteBIT Nova USD has the lower published FX fee (1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete vs 3% non-USD FX; up to 3% cross-border may also apply). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Fasset or WhiteBIT Nova USD?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Fasset and WhiteBIT Nova USD differ on custody?
Fasset Card and WhiteBIT Nova USD use the same custodial balance setup.
How current is this Fasset vs WhiteBIT Nova USD comparison?
The latest information check for these two cards was October 16, 2026, using 26 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.