Fuse WalletFuse
74
Side-by-side card comparison
Fuse vs WhiteBIT Nova USD: fees, rewards and account setup
Fuse Card has the higher Overall Score by 15 points (74 vs 59). Fuse Card also looks stronger for Travel, Funds control, Lowest fees, and Transfers. The details below show where WhiteBIT Nova USD may still be the better personal fit.
Information checked Oct 16, 202632 official sources reviewed
01 · Make the first cut
Fuse Card is the better all-round starting point
Fuse Card has the higher Overall Score in this comparison. WhiteBIT Nova USD may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallFuse74WhiteBIT Nova USD59Higher score
CashbackFuse25WhiteBIT Nova USD25Same score
TravelFuse65WhiteBIT Nova USD36Higher score
Funds controlFuse91WhiteBIT Nova USD49Higher score
Lowest feesFuse93WhiteBIT Nova USD60Higher score
TransfersFuse97WhiteBIT Nova USD86Higher score
Choose Fuse Card if travel and funds control matter most
Fuse Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Separate USDC Card Account
- Apple Pay for in-person spend
- USD and EUR receive rails
Choose WhiteBIT Nova USD if its day-to-day setup suits you
WhiteBIT Nova USD does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Apple Pay and Google Pay
- Spend selected exchange assets
- No monthly maintenance fee
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Fuse74WhiteBIT Nova USD59
Fuse Card has the higher Overall Score by 15 points.
- Entry cost & FX
- Fuse$0 plan · 0% FXWhiteBIT Nova USDNot disclosed plan · 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete FX
Fuse Card has the lower published FX fee (0% vs 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete).
- Purchase rewards
- Fuse0% cashbackWhiteBIT Nova USD0% base · up to 10%
Both cards show the same base cashback rate of 0%.
- Funds control
- FuseSelf-controlled walletWhiteBIT Nova USDCustodial balance
Fuse Card uses a self-controlled wallet setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- FuseVirtual · Apple PayWhiteBIT Nova USDVirtual · Apple Pay, Google Pay
WhiteBIT Nova USD lists more card formats and phone-wallet options (3 vs 2).
- Money movement
- Fuse1 stablecoin · Stablecoin transfers; ACH / SEPA bank transfersWhiteBIT Nova USD2 stablecoins · Stablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
WhiteBIT Nova USD lists more stablecoins and ways to send money out (4 vs 3).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 1 crypto · 2 fiat
- Cashback
- 0%-10%
- Plan cost
- Not disclosed
- FX fee
- 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 1 fiat
- Payout methods
- 2 crypto · 1 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsFuse CardOverall74WhiteBIT Nova USDOverall59
Fuse CardOverall74WhiteBIT Nova USDOverall59Scores
6 fields- Overall Score
- Fuse Card74WhiteBIT Nova USD59
- Cashback score
- Fuse Card25WhiteBIT Nova USD25
- Travel score
- Fuse Card65WhiteBIT Nova USD36
- Funds control score
- Fuse Card91WhiteBIT Nova USD49
- Lowest fees score
- Fuse Card93WhiteBIT Nova USD60
- Transfers score
- Fuse Card97WhiteBIT Nova USD86
Strengths & trade-offs
2 fields- Strengths
- Fuse CardSeparate USDC Card Account, Apple Pay for in-person spendWhiteBIT Nova USDApple Pay and Google Pay, Spend selected exchange assets
- Trade-offs
- Fuse CardiOS and virtual-only access, Receive rails convert incoming fiatWhiteBIT Nova USDA fee on every purchase, Category cashback stops at $25
Costs
7 fields- Plan cost
- Fuse Card$0WhiteBIT Nova USDNot disclosed
- FX fee
- Fuse Card0%WhiteBIT Nova USD1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- Top-up fee
- Fuse Card0%WhiteBIT Nova USD0%
- Card spending fee
- Fuse Card0%WhiteBIT Nova USD$0.20 + 1.5%
- ATM fee
- Fuse CardNot availableWhiteBIT Nova USDNot available
- Virtual card
- Fuse CardVirtual card purchase $0 after Bridge KYCWhiteBIT Nova USD$0 issuance
- Physical card
- Fuse CardNot available in captured Fuse support pageWhiteBIT Nova USDUnavailable for the current USD product
Plans
2 fields- Available plans
- Fuse Card1 plans: Fuse PlusWhiteBIT Nova USDNot disclosed
- Top cashback plan
- Fuse CardNot disclosedWhiteBIT Nova USDNot disclosed
Everyday use
8 fields- Network
- Fuse CardVisaWhiteBIT Nova USDVisa
- Card formats
- Fuse CardVirtualWhiteBIT Nova USDVirtual
- ATM withdrawals
- Fuse CardNot availableWhiteBIT Nova USDNot available
- Mobile wallets
- Fuse CardApple PayWhiteBIT Nova USDApple Pay, Google Pay
- Apps
- Fuse CardiOSWhiteBIT Nova USDWeb
- Daily spending limit
- Fuse Card$2,000/day; $2,000/transactionWhiteBIT Nova USDUSD 40,000 daily
- Monthly spending limit
- Fuse CardMonthly cap not disclosed; daily and transaction caps are approvedWhiteBIT Nova USDUSD 200,000 monthly
- ATM limit
- Fuse CardNot availableWhiteBIT Nova USDATM withdrawals unavailable; future published limits are not current access.
Funding & transfers
5 fields- Networks
- Fuse CardSolanaWhiteBIT Nova USDArbitrum, Avalanche C-Chain, Base, BNB Smart Chain, Polkadot Asset Hub, Ethereum +9
- Crypto deposits
- Fuse CardStablecoins: USDC; Other crypto: SOL, SPL tokensWhiteBIT Nova USDStablecoins: USDC, USDT
- Fiat deposits
- Fuse CardUSD virtual bank account, EUR virtual bank accountWhiteBIT Nova USDSEPA FINCI to WhiteBIT account
- Transfers
- Fuse CardStablecoin transfers; ACH / SEPA bank transfersWhiteBIT Nova USDStablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
- Payout currencies
- Fuse CardUSD, EURWhiteBIT Nova USDEUR
Rewards
3 fields- Base cashback
- Fuse Card0%WhiteBIT Nova USD0%
- Max cashback
- Fuse Card0%WhiteBIT Nova USD10%
- Reward currency
- Fuse CardNo cashbackWhiteBIT Nova USDNot disclosed
Earn
5 fields- Advertised APY
- Fuse CardNot disclosedWhiteBIT Nova USDNot offered
- How it works
- Fuse CardOptional earn vaultWhiteBIT Nova USDNot offered
- Separate deposit
- Fuse CardYesWhiteBIT Nova USDNot offered
- Use balance for spending
- Fuse CardNoWhiteBIT Nova USDNot offered
- Lock-up
- Fuse CardNot disclosedWhiteBIT Nova USDNot offered
Trust & availability
5 fields- Custody
- Fuse CardSelf-custodyWhiteBIT Nova USDCustodial
- Control until payment
- Fuse CardYou keep controlWhiteBIT Nova USDProvider controls funds
- Card issuer
- Fuse CardLead BankWhiteBIT Nova USDJSC Hash Bank
- Card processing
- Fuse CardBridge Ventures LLC, Squads LabsWhiteBIT Nova USDNot disclosed
- Programme operator
- Fuse CardBridge Ventures LLCWhiteBIT Nova USDNot disclosed
Sources
2 fields- Official sources
- Fuse Card15WhiteBIT Nova USD17
- Last reviewed
- Fuse CardAug 29, 2026WhiteBIT Nova USDOct 16, 2026
04 · The takeaway
Fuse Card is the stronger all-round choice
Fuse Card finishes ahead with an Overall Score of 74 versus 59 for WhiteBIT Nova USD. Fuse Card has the lower published FX fee (0% vs 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete). Both cards show the same base cashback rate of 0%.
WhiteBIT Nova USD can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Fuse Card uses a self-controlled wallet setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
WhiteBIT Nova USD lists more stablecoins and ways to send money out (4 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Fuse Card and WhiteBIT Nova USD reviews first.
Continue with
Fuse Card
Continue with
WhiteBIT Nova USD
05 · Common questions
Fuse vs WhiteBIT Nova USD FAQ
Is Fuse or WhiteBIT Nova USD better overall?
Fuse Card has the higher Overall Score (74 vs 59). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Fuse or WhiteBIT Nova USD?
Fuse Card has the lower published FX fee (0% vs 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Fuse or WhiteBIT Nova USD?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Fuse and WhiteBIT Nova USD differ on custody?
Fuse Card uses a self-controlled wallet setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Fuse vs WhiteBIT Nova USD comparison?
The latest information check for these two cards was October 16, 2026, using 32 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.